Main Banner

Axis Bank Home Loan in India

Axis Bank Home Loan in IndiaApply Now

Avail attractive Interest rates with Axis Bank and make your Housing Loans affordable and easier on your pocket every month. You can select your Home Loan Interest rate type as fixed or floating as per your preferences. With Axis Bank you can also transfer your Home Loan Balance without any Hassles. You can avail or repay the Home Loan with comfort from your Home or office. Axis Bank offers no prepayment charges for prepayment of loan before due date (only for loans availed at floating rate of interest). If you are a premium Banking customer of Axis Bank then you can consult with your relationship manager and ask for the special benefits on Home Loan product. You can also stretch your tenure to avoid higher EMI if your financial planning allows you to do so. You can also earn EDGE Loyalty Points EDGE Loyalty Rewards points for transactions and 500+ rewards and offers to redeem points.

Axis Bank Home Loan In India Delhi Noida

Earn points for these transactions:

When you take a Axis Bank Home Loan
  • 00 points if disbursal is less than or equal to 25 lakhs00 points if disbursal is less than or equal to 25 lakhs

  • 1000 points if disbursal is greater than 25 lakhs but less than or equal to 75 lakhs

  • 2000 points if disbursal is greater than 75 lakhs
When you take a top-up Home Loan from Axis Bank
  • 250 points if disbursal is less than or equal to 25 lakhs

  • 500 points if your disbursal is greater than 25 lakhs but less than or equal to 75 lakhs

  • 1000 points if disbursal is greater than 75 lakhs

On every anniversary year of your Axis Bank Home Loan
  • 100 points on completion of the 1st year
  • 200 points on completion of the 2nd year
  • 300 points on completion of the 3rd year
  • 400 points on completion of the 4th year
  • 500 points on completion of the 5th year, 6th year, 7th year and so on until the closure of the loan
Eligibility for Axis Bank Home Loan in India

Salaried individuals, Individuals in permanent service in the Government or reputed companies are eligible for Axis Bank Home Loan. Home Loan applicant must have attained the age of 21 years at the time of Loan commencement.

Professionals (i.e., doctors, engineers, dentists, architects, chartered accountants, cost accountants, company secretary, management consultants only) are also eligible for Axis Bank Home Loan and can Apply for Home Loan but they should have attained the age of 21 years at least.

Any self-employed individual filing income tax returns are eligible for Home Loan and can apply for Home Loan but they should have attained the age of 21 years at least.

Documents Required For Axis Bank Home Loan

Axis Bank Home Loan For salaried individuals

  • Proof of identity and address - Passport /Voter ID card /Driving License /Job Card issued by NREGA/Aadhaar Card / PAN card (PAN Card only as identity proof) or any other document as acceptable to the Bank.
  • Proof of Income - Latest 3 Months salary slip showing all deductions and Form 16, Bank statement or Pass Book where salary or income is credited - last 6 months
Axis Bank Home Loan For Self-employed Individuals
  • Proof of identity and address - Passport /Voter ID card /Driving License /Job Card issued by NREGA/Aadhaar Card / PAN card (PAN Card only as identity proof) or any other document as acceptable to the Bank
  • Proof of Income - IT returns for the last 2 years and computation of income for the last 2 years certified by a CA, Bank statement or Pass Book Statement for last 6 months.
Axis Bank Home Loan Rate of Interest
  • For Salaried Individuals floating Rate of interest for loan amount upto Rs 28 lacs is MCLR + 0.20% i.e.9.35% p.a.
  • For Salaried Individuals floating Rate of interest for loan amount above Rs 28 lacs is MCLR + 0.25% i.e.9.40% p.a.
  • For Self Employed Floating Rate of interest for Loan amount upto Rs 28 lacs is MCLR + 0.25% i.e.9.40%p.a.
  • For Self Employed floating Rate of interest for Loan amount above Rs 28 lacs is MCLR + 0.30% i.e.9.45%p.a.
  • Home Loan Fixed Rate of Interest is 11.75% p.a.

  • Marginal Cost Based Lending Rate (MCLR) – 9.15%

You are appling for this Bank.

© 2015-17 Afinoz India. All Rights Reserved. | Site By Afinoz India