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Limitless funds and limitless offers to make sure you get everything is on your wish list during Dhanteras and Diwali!

The festive season sales on e-commerce giants like Amazon, Flipkart, Myntra, and Snapdeal have already started receiving a strong response, with an increasing number of consumers shopping online at a higher frequency. Amazon Great Indian Festival Sale 2020 started on 17 October and Flipkart Big Billion Days kickstarted on October 16. Both Amazon and Flipkart have together sold goods worth $3.5 billion (about Rs. 26,000 crores) in the first four days of their festive sales events. 

Source: The Economic Times

Instant loan offers for festive spends

Considering the festive season and flagship sales of Amazon and Flipkart in mind, multiple banks including ICICI Bank, HDFC Bank, State Bank of India, and financial institutions such as Bajaj Finserv, EarlySalary, etc. have also come up with a wide spectrum of loan and credit card offers to make the festive season more special and memorable. 

Here are some of the most exciting instant loan offers by multiple lenders to finance your festive spends:  

HDFC Bank Festive Treats 2.0 personal loan offers

This festive season transforms your kitchen with a three-door refrigerator. Or you can get a new sleek television to watch all the sporting actions in full HD. To bring a smile to your face, HDFC Bank is giving special offers on personal loans. The bank has waived a 50% processing fee on a personal loan and reduced the EMI to Rs. 2149 per lakh. 

HDFC Bank consumer durable loan

You can also get consumer durable loans from HDFC Bank for purchasing home appliances, electronic gadgets, etc. on Amazon and Flipkart. HDFC Bank has also partnered with leading brands like Samsung, Whirlpool, LG, Sony, Samsung, Panasonic, Canon, LG, Aquaguard to ensure you get everything on your wish-list.

SBI festive offers on a personal loan

Indulge in limitless shopping with SBI festive loan offers! State Bank of India has announced a host of attractive offers for its retail customers for shopping during Dhanteras and Diwali. 

You can enjoy the following offers by getting SBI personal loan for shopping:

• 100% off on the processing fee for all customers applying for a personal loan through SBI YONO App. 
• SBI is offering the lowest interest rates starting from 9.6% per annum. 
• Pre-approved SBI customers can avail a paperless personal loan on the YONO app in just 4 clicks. 

Bajaj Finserv No Cost EMI

Don’t have enough cash to shop for your favorite products on Amazon? There is good news for you – Baja Finserv No Cost EMIs are available for Amazon Great Indian Festival Sale. 

Bajaj Finserv has tied up with Amazon to offer products across multiple categories on no-cost EMIs. With Bajaj Finserv no-cost EMI, you can convert the cost of your purchase into easy monthly installments without any charges. You can make a purchase of Rs. 4,500 or more. 

Additional benefits on Bajaj Finserv no-cost EMI include zero down payment, flexible repayment tenor of up to 12 months, and much more. 

ICICI Bank offers an instant personal loan 

ICICI Bank has introduced a slew of festive bonanza offers for loan borrowers, including discounts on processing fees, reduced EMIs, and many more benefits. Indulge in luxuries with ICICI Bank instant personal loan and consumer finance loans.  

Instant personal loan: You can get ICICI Bank personal loans at a competitive interest rate starting from as low as 10.50% per annum and a flat processing fee of Rs. 3,999. 

Consumer finance loans: You can also get No cost EMI loan from ICICI Bank for the purchase of products from leading brands of home appliances and other electronic products. The loan application process is instant and completely digital.

EarlySalary shopping loans

Don’t hesitate to draw your wish list for shopping on Amazon. EarlySalary has launched low-cost EMI options to make sure you don’t postpone or miss out on festive sales on Amazon. With EarlySalary’s shopping loans, you can buy a whole host of products across categories right away and pay later in hassle-free EMIs. Get exclusive discounts on the latest smartphone, laptop, camera, etc. from Amazon.

You can enjoy multiple benefits by using EarlySalary shopping loans to shop on Amazon:

• One-touch transfer to Amazon pays: You can transfer your EarlySalary limit to Amazon Pay with a single click.
• Exclusive discounts: Enjoy exclusive discounts on products during Amazon Great Indian Sale.
• Flexible EMIs: 3 or 6 low-cost EMIs.
• Instant approval: Get your loan amount instantly right from your smartphone. 

Yes Bank Festival Bonanza 

Yes, Bank has introduced the festival season scheme 'Khushiyon Ki Karein Zimmedari Se Tayyari'. The bank is offering waiver on processing fees on loans, low-cost EMIs, cash backs, gift vouchers, and a variety of consumer loans at competitive interest rates.

You can enjoy the following benefits with Yes Bank personal loan offers for festival

• Personal loan amount up to Rs. 50 lakh.
• Attractive interest rate starting from 10.45%. 
• Longer tenure of 72 months. 

Axis Bank personal loan for festive sale

During this festive season, Axis Bank is offering a personal loan at interest starting from 10.49% and a reduced EMI of Rs. 2,149 per lakh.  

Amazon, Flipkart Diwali phone sale 2020: Smartphones with up to Rs. 40,000 discounts

To make your Diwali special, Amazon and Flipkart have rolled out tempting deals on smartphones with up to Rs. 40,000 discounts. This Diwali you can get heavy discounts on the following smartphones:

• Motorola Razr (2019)
• Asus ROG Phone 3
• Samsung Galaxy Note 10+
• iPhone SE 2020
• Samsung Galaxy M51
• Realme Narzo 20 Pro
• Redmi Note 9 Pro Max

Bottom line

Apart from loan offers, banks are also providing discounts and cashback options on online and in-store shopping to credit/debit cardholders. With top lenders rolling out cheaper loans, fee waivers, and easier consumer loans during Navratri, Dhanteras, and Diwali, you can get a host of benefits on different types of purchases, from designer apparel, latest electronics to modern home décor, during sales on Amazon, Flipkart, Paytm, Myntra, etc. So, don’t hesitate to shop with limitless funds for festive sales.