05 Nov 2020 | 5 min read
The month of November brings joy and excitement as it comes with the most popular festivals in our country. This is the time of year when we shop, clean, renovate, decorate, illuminate the interior and exterior of our homes. Diwali is the most auspicious time to purchase new home appliances, gadgets, gold, vehicles, homes, etc.
Hence, the festive shopping list is growing longer and so are the loan options. Yes, you can find many banks and financial institutions out in the market offering a wide range of personal loan offers for Diwali to cater to the diverse needs of the loan seekers. Following are some of the tempting loan offers such as lower rate of interest, waiver on processing fee, reduced EMI, among others. Do have a look:
As a festive season offer, Yes Bank has come up with the 'Khushiyon Ki Karein Zimmedari Se Tayyari' campaign. This festive offer of Yes Bank includes discounts on personal loans like low-interest rates, low processing charges on loans, reduced EMIs, and many other benefits. So, if you are looking for a personal loan at a low-interest rate, then you can avail of a high loan amount up to Rs. 50 lakhs at an interest rate starting from 10.45% with the highest repayment tenure of 6 years.
Getting confused to find a guarantor to apply for a personal loan? You don’t need a guarantor to avail a personal loan from IndusInd Bank. With the pre-closure option, the personal loan interest rate varies from 11.99% up to 19% p.a. Visit Afinoz.com and avail of the paperless approval option.
UCO Bank is the leading bank offering low-interest rates on personal loans. The current interest rate on a personal loan is 12.55% p.a. With the simple documentation and transparency in each step of the loan process offered by UCO Bank. For more information about this loan, you can view personal loans offered by Afinoz.com and enquire about this loan. You can receive a response to this personal loan offer within 30 minutes.
This festive time HDFC Bank has joined hands with many e-commerce platforms like Amazon, Flipkart, Myntra, Paytm, to give you various discounts, cashback on a variety of products to make the festival more enjoyable to its customers. The festive offers of HDFC can be enjoyed by both the retail and business customers of the bank.
State Bank of India has launched many offers on a personal loan this festive season to make sure you can buy everything you want. One of the most exciting features of SBI personal loan for Diwalis is that the bank has reduced interest rates on personal loans from double digits to 9.6% per annum. The bank is also offering a complete waiver on processing fees for all customers applying for a personal loan through its digital platform, the YONO app.
When it comes to festive offers, ICICI Bank always remains at the forefront. Likewise, this festive season ICICI Bank has come up with a festive bonanza, offering additional benefits on personal loans such as low processing charges on loans, reduced EMIs, and many other benefits. So, if you are looking for a loan at a low-interest rate, ICICI bank can be a good catch as its interest rate starts from 10.50% per annum and a flat processing fee of Rs. 3,999.
Now, when you know about the amazing Diwali loan offers, you can go for a great ideal as per your need. So, go through all the Diwali offers and choose accordingly to brighten up your Diwali much more. After COVID, if there’s a shortage of money that stops you to enjoy this Diwali to the fullest, then Afinoz can help you out in that case. Upgrade your celebration with a personal loan festive offer by different banks that help you fulfill every wish. Happy Diwali! You can also make use of the Afinoz personal loan EMI Calculator for different banks for the same.