HDFC Bank Bumper Festive Offers on Loans, Credit Cards and Shopping


18 Oct 2020 | 5 min read

HDFC Bank has launched ‘Festive Treats’ for its retail and business customers. There is a host of HDFC Bank offers with reduced EMIs, lower interest, and discounts on processing fees on loans and cashback, gift vouchers, EasyEMI, and other benefits for shopping at online brands and in-store. 

Benefits of HDFC Festive Treats on loans

Here are some of the key benefits of HDFC Bank festive treats:

Personal loan: HDFC Bank is offering 50% off on the processing fee and has reduced the EMI to Rs. 2149 per lakh on a personal loan. Apply for an HDFC Bank personal loan during the festival season to pay back less on it. Festive Treats offers will be valid till 15th November 2020. 

Car loan: The festivals are one of the most auspicious occasions to buy a new car and HDFC Festive Treats for car loans have made it an attractive proposition as well. This festive season HDFC Bank is giving exciting deals like zero prepayment charges and reduced EMIs starting at Rs. 1,111 per lakh on a car loan. 

Two-Wheeler Loan: The right time to buy a dream bike has come. The festival offers to allow you to buy a two-wheeler at 25% lower EMI and a down payment as low as Rs. 1999. You can get these offers by 15th November 2020. 

Gold loan: HDFC Bank has introduced several offers on gold loans with a reduction in interest rates to 9.90% for loans above Rs. 5 lakh, zero foreclosure charges after 6 months. Borrowers can get a loan up to 90% of their gold value. The offers are available till 15th November 2020.  

Business growth loan: HDFC Bank has waived a 50% processing fee on business growth loans availed till 15th November 2020. Apply for HDFC Bank Business Loan to expand your business. 

Loan against securities: HDFC Bank loan against securities interest rate starts at 9.90% per annum. The offer is valid till 15th November 2020.

HDFC Bank festive offers on in-store and online purchases

HDFC Bank has also tied up with a large number of retail brands to offer discounts, cashback, and extra reward points on online and in-store purchases, such as HDFC festive treats Amazon. It has also tied up with hyperlocal stores and kiranas to give 2000+ offers at the regional level. The bank is planning to take these offers to the remotest parts of the country through its 53 percent of branches in semi-urban and rural areas. 

Leading online platforms

 You can enjoy special deals on shopping with major e-commerce players like Amazon, TataCliq, Myntra, Pepperfry, Swiggy, Paytm, Grofers, etc during this festive season. 

Leading retail and consumer brands

Get between 5 percent to 15 percent cash back on a variety of products at leading retail and consumer brands like ORRA, Bata, Monte Carlo. Lifestyle, Vijay sales, Kohinoor, GRT, among others.   


Now is the right time to get electronics and the latest gadgets with heavy discounts. Here are the offers you can enjoy with HDFC Festive Treats:

  • HDFC Bank customers can avail of cashback of up to Rs. 5,000 on purchase of iPhone 11.
  • Get up to Rs. 10,000 discounts on purchase with Apple iPhones iPad and Macbook Pro, Samsung, and Motorola.
  • Enjoy up to 22% cashback on electronic gadgets and home appliance purchases from Sony, Samsung, Panasonic, and many more top brands.  

Home Decor 

This festive season you can get a host of offers for the purchase of home décor:

  • Get up to 60% discounts and instant 20% cashback together when you shop at Pepperfry using your HDFC Bank credit card and EasyEMI with no-cost EMI offers. 
  • Enjoy up to 7.5% cashback on home décor and furniture shopping at Royal Oak and Danube Home. 
  • Avail up to 18% off on home décor and furniture shopping at Livespace, Cityfurnish, Stanmax, and Hometown. 


HDFC Bank has introduced some exciting deals for individuals who want to spend some time with their friends and family at a holiday destination.   

  • Get up to Rs. 2,000 and Rs. 10,000 instant discounts on domestic and international flight bookings respectively on EaseMyTrip, Cleartrip, and Yatra. 
  • Enjoy up to 10% cashback on 


This festive season gift your loved ones with awe-inspiring jewelry and get exciting discounts.  

  • You can get up to 10% discounts on jewelry purchases from Manohar Lal, Bluestone, C Krishniah Chetty, M. P Jewellers, Vaibhav Jewellers, Senco Jewewellers, Punjabi Saraf, and Fiona Diamonds.


Elevate your style quotient by getting branded clothes at a discounted price:

  • You can get a 10% discount from leading apparel brands like Tommy Hilfiger, Lifestyle, Arrow, Pepe Jeans, Gap, PterEngland, Wrangler, VanHeusen, and many more. 
  • Enjoy up to Rs. 5000 cashback on purchase from Jockey. 
  • Get up to 50% off on shopping through Ajio Gold online. 
  • Up to 50% off on shopping through Ajio. 
  • You can get a 60% discount on purchases from Proline. 


Live it up in style with these attractive offers.

  • Pay up to 35% less on Food and Beverages when you order online.
  • Pay up to 15% less when you order from Swiggy.
  • Save up to Rs. 500 per month on your Zomato orders.
  • Pay up to 25% less on health and wellness at Himalaya, DocsApp, MediBuddy, and many more online platforms.
  • Online entertainment just got for more with flat 50% off on Hungama and up to 5x reward points at Disney Hotstar.
  • Get gorgeous this Diwali with some me-time at select spas and salon of your choice and pay up to 25% less at BodyShop, Kiehls, Juice salon, Bollyglow and many more.
  • Don't leave your kids behind, give them the best of online education at Byjus with EasyEMI offer at no cost EMI for up to 24 months on any of your HDFC Bank Credit or Debit Cards.
  • Pay up to Rs. 6000 less on home essentials purchases from Spaces, Welspun, Wonderchef, Furnitureking, Onestop, and Wakefit.

Other offers

Apart from discounts and offers on online and in-store shopping, HDFC Bank debit/credit cardholders can get additional cashback offers and reward points, between 5% and 10% of their transactions value, on all purchases. In addition, with every swipe, you inch to winning iPhone 11 or bumper prize, such a luxury car!

HDFC Bank EasyEMIs

Apply for HDFC Bank EasyEMI for big-ticket purchases such as expensive smartphones, laptops, refrigerators, LED TV, home appliance, washing machine, jewelry, etc. You will get the benefits like instant approval and up to 100% financing for your purchases and flexible repayment options starting from 3 to 36 months along with no-cost EMIs.   


To make the festive season merrier, HDFC Bank has come up with a slew of offers on loans and retail purchases. The bank also has tie-ups with leading brands like Samsung, Whirlpool, LG, Sony, Samsung, Panasonic, Canon, LG, Aquaguard to offer instant cashback to its customers. These offers are designed to make sure you get everything on your wish-list – from a brand-new car to stylish furniture, sleek smartphones, and modern home décors. 

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