Top Mobile Banking Apps in India 2021

24 Jul 2021 5 min read
News: Top Mobile Banking Apps in India 2021 - Afinoz

Driven by the advent of digital technology, the financial services industries have been evolving at a rapid speed over several years. Mobile banking stretches backs to 2002 when transactions were done through SMS. Everything from funds transfer to bill payment, loan application, and account balance inquiry can be carried out online from anywhere. Most banks have dedicated mobile applications to offer instant and hassle-free financial products and services to their customers in real-time.

Mobile banking apps enable consumers to perform monetary transactions, check account balance, pay credit card bills and contribute to financial instruments instantly. Here are top mobile banking apps that are disrupting the banking services and financial system in India.

Top mobile banking apps in India 2021

Here is a list of top mobile banking applications in India based on ratings and downloads:

ICICI Bank iMobile Application

Google Play Store rating: 4.5 stars

Downloads: 10,000,000+ 

The iMobile app by ICICI Bank is one of the most preferred mobile banking applications in India. The app is supported by both Android and iOS operating systems. iMobile app is a comprehensive and secure mobile banking platform with over 170 banking services. The app allows users to enjoy a host of banking and financial services. iMobile application provides safe and secure banking anytime, anywhere. 

ICICI Bank iMobile Application

Features and benefits offered by iMobile app

ICICI Bank account holders can download iMobile app and enjoy the following services:

  • Send and receive funds instantly through UPI payments to and from contact number and email ID
  • Quickly transfer funds with NEFT/RTGS/IMPS 
  • Pay credit card, utility bills online
  • Scan to pay 
  • Open fixed deposits and recurring deposits 
  • Buy and manage life insurance policies
  • Start investing in mutual funds
  • Check your bank balance, view and email detailed account statement and passbook online
  • Complete your transactions like mobile, DTH, etc. recharge
  • Track your deliverables
  • Check status of your cheque and order a cheque book
  • Track your service requests

There is a wide range of other services that ICICI Bank customers can avail through iMobile app. 

HDFC Bank Mobile Banking Application

Google Play Store rating: 4.2 stars

Downloads: 10,000,000+ 

HDFC Bank is one of India’s largest banks. With the HDFC MobileBanking app, customers can instantly and securely access both personal and business banking services through their smartphones or tablets. The app is designed with advanced encryption and security features to keep customers’ information private and secure. Supported by both Android and iOS, the app allows its users to access a wide spectrum of banking services on the go.

HDFC Bank MobileBanking Application

Features and benefits offered by HDFC MobileBanking app

Customers can install HDFC MobileBanking app to complete over 120 banking transactions from anywhere. Here are some of the top features and benefits that customers can avail of:

  • View their account summary
  • Transfer funds
  • Make credit card, utility bill and recharge payment
  • Instant and secure login
  • Quickly transfer funds with NEFT/RTGS/IMPS 
  • Manage your Demat account and start investing
  • Update personal information
  • Download TDS certificate
  • Apply for loan
  • Apply for a new savings account

State Bank of India YONO Application

Google Play Store rating: 3.9 stars

Downloads: 50,000,000+ 

Needless to say that State Bank of India is the largest bank with the largest customers in the country. The bank offers a wide spectrum of banking services to its customers through SBI YONO app. It allows customers to transfer funds, pay bills, make investments, shop, apply for cards, book movie and IRCTC tickets, and a lot more.  The app can be used for banking services even outside India. 

State Bank of India YONO Application

Features and benefits offered by YONO app

SBI customers can download YONO app and enjoy the following services:

  • Instant account opening in just 5 minutes
  • View your bank statement online
  • Quickly transfer funds with NEFT/RTGS/IMPS 
  • Carry out basic banking transactions such as fund transfer, shopping, bill payment, ticket booking, etc.
  • Place request for cheque books and ATMs
  • Get a pre-approved personal loan on the go in 2 minutes
  • Avail overdraft against Fixed Deposit
  • Quick fund transfers with UPI enabled payments
  • Change ATM PIN, block ATM cards/Debit cards or stop cheques

Axis Bank Axis Mobile Application

Google Play Store rating: 4.6 stars

Downloads: 10,000,000+ 

The Axis Mobile app is a new-age mobile banking platform with over 100 cutting edge features and services for all banking needs of customers.  Apart from usual services like fund transfer and balance inquiry, the app allows users to schedule credit card payments, convert credit card payments to EMIs, block cards and replace them. 

Axis Bank Axis Mobile Application

Features and benefits offered by Axis Mobile app

Axis Bank customers can download Axis Mobile app and enjoy the following services:

  • Scan and pay instantly through UPI
  • Make your own UPI QR code
  • Apply for retail and business loan
  • View account summary, bank statement, transaction details 
  • Instantly open online savings account in 3 steps
  • Open FD & RD on a click
  • Access your deposit, forex, Demat and mutual fund details easily
  • Block and replace your cards
  • Instantly transfer funds with NEFT/RTGS/IMPS 
  • Locate nearby Axis Bank Branches, ATMs and dining delights
  • Temporarily deactivate debit cards and set limits on debit card purchases
  • Set standing instructions and auto-pay bills for over 200 utility services

Bank of Baroda’s M-Connect Plus Application

Google Play Store rating: 4.1 stars

Downloads: 10,000,000+ 

The M-Connect Plus app is a feature-loaded mobile banking app of Bank of Baroda. The app allows users to access a host of banking products and services, from instant fund transfer to utility bill payment and cardless cash withdrawals from Bank of Baroda ATMs. Customers don’t need to pay for these services. 

Bank of Baroda’s M-Connect Plus Application

Features and benefits offered by Bank of Baroda M-Connect Plus app

Customers can download the Bank of Baroda M-Connect Plus app to get the BOB mobile banking benefits:

  • Instant fund transfer within BOB, to other banks via NEFT/RTGS/IMPS
  • Mobile/DTH/utility recharges
  • BOB card bill payment
  • Scan to pay
  • Request a cheque book 
  • View account balance and transaction details
  • Open and close FD and RD
  • Update Aadhaar and other information 
  • Change MPIN, De-link accounts
  • De-link accounts
  • Locate branch and ATM near you

Kotak- 811 & Mobile Banking Application

Google Play Store rating: 4.5 stars

Downloads: 10,000,000+ 

To offer customers seamless banking services on the go, Kotak Mahindra Bank has launched Kotak- 811 & Mobile Banking App. Kotak Mahindra Bank customers can use 100+ features available on this app. New customers can open a Kotak Mahindra savings account and start using this app for almost all banking services like bill payment, fund transfer, investment, shopping and accessing bank statement. 

Kotak- 811 & Mobile Banking Application

Features and benefits offered by Kotak- 811 & Mobile Banking App

Download Kotak-811 & Mobile app to access digital banking services as follows. 

  • Transfer money instantly using through UPI 
  • Transfer funds easily on the go via NEFT/RTGS/IMPS
  • Book train tickets using IRCTC
  • Shop on Flipkart, KayMall and Goibibo
  • Instantly recharge your mobile & DTH subscriptions 
  • Purchase and redeem Mutual Funds and maintain your investments accounts
  • Apply for a Kotak Credit Card
  • Regenerate your Debit/ Credit card PINs 
  • Temporarily switch off your Kotak Debit Card for security purpose in case of loss or pilferage
  • Make Credit Card bill payment online
  • Check your savings/ current account statement
  • Check your account balance
  • Open a Fixed Deposit or Term Deposit
  • Click a selfie or upload your photo to set as profile

Canara Bank CANDI- Mobile Banking Application

Google Play Store rating: 3.5 stars

Downloads: 5,000,000+

With the objective of offering almost all banking services through one platform i.e. ‘One Bank, One App’, Canara Bank introduces ‘CANDI’ mobile banking app, a lite version of the bank’s internet banking. 

CANDI app is an intuitive and multi-channel mobile Banking app that offers a host of customer-centric functionalities such as multi-mode funds transfer i.e. RTGS, NEFT & IMPS, loan application, scheduled payments, EMI payment, integrated bill pay, integrated UPI etc., as additional features.

Canara Bank CANDI- Mobile Banking Application

Features and benefits offered by CANDI app

You can download CANDI app to enjoy digital banking services offered by the bank as under:

  • Fund transfer to other bank customers through IMPS 
  • Manage beneficiaries
  • Scan to pay QR codes using Bharat QR
  • View account statement, loan, credit card and term deposit details.
  • Request for Cheque book
  • View all the transactions initiated from your Canara mobile Banking app 
  • Locate nearest Canara Bank Branches & ATMs using GeoLocate
  • Open additional Canara Bank account
  • Switch on/off, set debit card limit
  • Swipe facility for missed call and message services
  • Get all your account information like account statement, credit cards etc.
  • Get latest updates on Banking Products 
  • Pay your bills

IDBI Bank GO Mobile+ Application

Google Play Store rating: 4.3 stars

Downloads: 1,000,000+

IDBI Go Mobile+ App simplifies the consumer’s banking experience by providing a wide range of features and services anytime, anywhere. The IDBI Go Mobile+ app allows users to view account statements, transaction history, transfer funds, make bill payments, etc. IDBI Bank implements sophisticated encryption technology for data security and privacy.

IDBI Bank GO Mobile+ Application

Features and benefits offered by IDBI Bank GO Mobile+ app

You can download IDBI Bank GO Mobile+ app to enjoy digital banking services offered by the bank as under:

  • Transfer funds with NEFT/ RTGS/ NEFT
  • View your bank statement, account statement, transaction details
  • Access Demat holdings
  • Pay bills, add billers, schedule auto-pay
  • Recharge your prepaid mobile and DTH subscription 
  • Request a cheque book
  • Link and update Aadhar card
  • Calculate returns on investment to make the informed decision
  • Set your own ATM and PoS transaction limit to control your debit card
  • Switch your Debit card transactions On or Off
  • Set domestic or international usage on your card 
  • Instantly block misplaced or lost cards
  • View your frequently used options on the main screen or menu drawer at the bottom of the screen
  • Apply, view and manage your credit  card from IDBI Bank 
  • Apply for loans or credit cards

Bottom line

These are the top mobile banking apps widely used in India by customers to access a host of banking and financial services online. The mobile banking apps have made it easier to get the benefits of online banking services at any time from anywhere without computer and laptop. Now customers don’t need to visit a bank branch to deposit and receive cash, get a bank statement, open a Demat account, apply for loans. Everything is available on a single platform called mobile banking app. The selected apps are equipped with state-of-the-art encryption and security to keep your data safe.   

ICICI Bank iMobile Application
HDFC Bank Mobile Banking Application
State Bank of India YONO Application
Axis Bank Axis Mobile Application
Bank of Baroda’s M-Connect Plus Application
Check your Eligibility
To check how much loan you can get.
Verify

Didn't receive otp? Resend


blognews