Blogs

We go for fixed deposits, recurring deposits, and savings scheme but have we ever thought if there is any better way to Invest? If you have ever thought about it, we have the answer to your query. If you want to Invest money, Investment it in such a way that it will earn for you and brighten up your finances in the future. This winter season, invest in SIPs, equities, mutual funds, and IPOs and ensure that you get huge returns on your spending.

SIP (Systematic Investment Plan)

SIP is an investment tool that helps you to invest a fixed sum of money in mutual funds on a periodic basis. These funds are generally invested in equity mutual funds. The biggest advantage of SIP is that it enables you to invest regularly irrespective of the market conditions. You do not invest your total funds in a scheme at once thus it averages out your purchase cost and helps in maximizing returns on your investment. Another benefit of investing in SIPs is that it allows compounding of your funds. The return earned is invested again to earn additional returns. You can start a SIP with as less as ₹ 500 every month at Afinoz and also get the facility to choose the period (monthly, fortnightly, etc.).

SIP or lump sum investment: which is better?

Equity Investment

Equity investment is done by investing funds in a company by buying its shares (smallest division of the total investment in a company). You can invest in shares of any company listed on the stock exchange. An investor can make profits through this investment in two ways – first, purchasing shares at low prices and selling it when the share prices are high and second, through dividends and capital appreciation in shares. The biggest benefit of equities is that you can make huge profits in less time. If you are an aggressive investor and have a piece of good knowledge in this field, you can really hit big in no time. However, if you are a layman in this field and want expert advice before investing, you can count on us.

Mutual Funds

Mutual funds, by far, have been the most sought-after investment options. A mutual fund is an investment instrument where a number of investors park their money and this pool is used by an expert team to invest in various securities and stocks. You not only get an opportunity to invest your money the way you want to but also get the option to have a diversified portfolio. Not many people having a lot of money have expertise in stocks and not many people having expertise in this field have huge investment corpus. So both parties come together to benefit from the combined resources. If you want to invest in mutual funds, you can do it quite easily through Afinoz as well. Find out how here.

Top 5 Reasons Why Mutual Funds Are Better Tax Saving Instruments Than Others

The difference between Stock, Bonds and Mutual Funds

Mutual Funds! What are they?

IPO (Initial Public Offering)

Initial Public Offering is a process through which a company raises capital by selling its stocks to the general public. It is done with the help of an investment bank. Companies go public to generate assets without borrowing at high-interest rates. Investors buy IPOs as an easy investment option. They do not have to go to the secondary market to buy these shares and if the company has a good past, your investment might bring you good fortunes in the future.

Now that you know about the smarter ways to spend your money, you can judge the best investment option that you can put your money this winter season. In case you want expert suggestions and a helping hand in handling your investments, do reach us by clicking here or filling out the given form.