Business Loan in Lucknow

Check Business Loan Interest Rates of all major banks of Lucknow Instantly

Bank NameFloating Interest RateProcessing Fee
MUFIN FINANCE 13% to 22%2% of the loan amount
HDFC 15.65% onwardsupto 2.50% of loan amount
Aditya birla 17.00% - 26.00%2% of the loan amount
RBL BANK 20.00% per annum,3% of loan amount
Neo Growth 18% to 24%upto 2% of the loan amount
HDB bank 13.99%upto 2% of loan amount.
Zip Loan 16 %2 %
Prest loan 15 % to 22 %upto 3.00% of the total loan amount + Service Tax
Vistaar finance 15 % to 25 %upto 2% of the loan amount
Punjab National Bank Business Loan 12.6%- 15.60%1.8% + taxes
Federal Bank 8.9% to 14%upto 3% of the loan amount
BAJAJ 18% onwardsupto 3% of loan amount
BAJAJ 18% onwardsupto 3% of loan amount
Kotak Mahindra Bank 16.00% per annumMaximum 3% of the Loan I Facility Amount (plus GST
Lendingkart 18% to 28%upto 2% of the loan amount
ICICI 16.49%upto 2% (plus applicable taxes)
IIFL 18 to 25% p.a.upto 3% of the loan amount
Incred Finance 18%upto 5% of the loan amount
Bank of baroda 14.10% per annumupto 1%
TATA CAPITAL 19 %upto 2.75% of the loan amount + GST
FULLERTON 13% to 16% per annum.upto 2 % of the Loan Amount
IndusInd bank 14.00% per annum2.50%
AXIS 14.25% onwardsupto 2% of loan amount + applicable taxes

About Lucknow

Lucknow is the capital city of Uttar Pradesh the Indian state. It is the 11th most populous city and the 12th most populous urban agglomeration in India. It was termed as the second happiest city in India in the study by IMRB International.

Lucknow is a multicultural city that flourished as a North Indian cultural and an artistic hub. It has the history of the seat of power of the Nawabs in the 18th and 19th centuries. It has always been an important center of governance, administration, education, commerce, finance, technology, design, culture, tourism, music, and poetry.

The city stands at an elevation of around 123 meters above sea level. It is bounded by Barabanki from the east, Unnao from the west, on the south by Raebareli and in the north by Sitapur and Hardoi. The city sits on the northwestern shore of the Gomti River. It was transferred to the Nawabs. Lucknow has been listed as the 17th fastest growing city in India and 74th in the world. Along with Agra and Varanasi, Lucknow is the Heritage Arc.

A chain of survey triangulations created by the State Government to boost tourism in Uttar Pradesh. The Gomti River divides the state into the Trans-Gomti and Cis-Gomti regions. Gomati River is the city’s chief geographical feature. Lucknow is located in the middle of the Indus-Gangetic Plain and it is surrounded by the rural towns and villages. Although the Uttar Pradesh's primary official language is Hindi, the most spoken language is colloquial Hindustani.

The Urdu language is also a significant part of the Lucknowi culture and heritage. It is commonly used by the wealthier families, the remaining members of the royal or Nawad’s family. Urdu poetry is quite famous in the city. There are various places in Lucknow that attracts tourist’s in the city like Bara Imambara, Chota Imambara, British Residency, Lucknow Zoo, Hazratganj, Constantia House, Dr. Ambedkar Park, Lucknow Museum, Rumi Darwaza, Chattar Manzil, Begum Hazrat Mahal Park, Dilkusha Kothi, Farangi Mahal, Janeshewar Mishra Park, Husainabad Clock Tower, Chandrika Devi Temple and many more.

About Business Loan in Lucknow

We aim to create a robust alternative credit ecosystem in the country. For this, we are digitizing the finance functions. Anywhere and everywhere – you can Apply for a Business Loan with just a few clicks.

Now, you can compare and make a wise choice for the best Business Loan in Lucknow also. We bring forth a myriad of options from best banks and NBFCs for your convenience. It’s simple! Choose your desired product and win amazing assured cash backs up to ₹ 5000 on loan disbursal.

Eligibility Criteria for Business Loan in Lucknow

No worries for strict eligibility conditions. We tie-up with all the best lenders in the Lucknow and help you with flexible eligibility criteria. Self-employed/professionals – hope you meet the following eligibility parameters.

  • Applicants should own a business or engaged in practice since at least 1 year
  • Self-employed applicants should be between 25 to 60 years
  • Having net monthly income of Rs. 22,000
  • Turnover of minimum Rs 20 lakhs
  • Your ITR income should be equal to or above Rs 2,50,000
  • The firm should have been incorporated at least 2 years before

Documents Required for Business Loan in Lucknow

We leverage existing and emerging technologies to offer you the complete digitalized process. Upload the required documents; it will take a few minutes.

  • Identity Proof – Pan Card/Driving License/Passport/Voter ID Card
  • Address Proof – Telephone or ElectrLucknowBill/Ration Card/Lease Agreement/Trade License/Sales Tax Certificate
  • Bank Statement – for the last 6 months statements
  • Mandatory Documents – Memorandum & Articles of Association/Sole Proprietorship declaration (Business Certificate)
  • Audited Financials – of last 3 years, signed by a C.A
  • IT Returns – for the last 2 years

Benefits & features of taking Business Loan in Lucknow

Taking a business loan is an indispensable decision in one’s life. At Lucknow, we have a plethora of options with added benefits. Everything is online – you don’t need to visit the bank.

Get ready to leverage the following benefits –

  1. Instant Approval – Yes. SBI, ICICI, HDFC, IIFL and other players are offering instant paperless business loan approval. Apply at Afinoz, and we will help you avail the Business Loan at best rate.
  2. High Eligibility – Within a just few minutes, we will assess your business loan eligibility and suggest you the best available options in Lucknow. Our process is driven by automated technologies, and we help you get low EMI business Loan
  3. Balance Transfer – We will make you pay your EMI easily by reducing your debt amount. Transfer your Business Loan balance to save on money. Some lenders charge fee for a balance transfer.

Have a few clicks on our EMI Calculator and get your business loan EMI in quick time.

STATE BANK OF INDIA

About

State Bank of India (SBI) is India’s multinational public sector banking and financial services company. SBI was established in 80 and is headquartered in Mumbai, Maharashtra. The bank is the largest bank in India with a % market share in assets. State Bank of India operates a network of , branches and 9, ATMs in India and internationally. SBI operates through Treasury, Corporate/Wholesale Banking, Retail Banking, Insurance Business, and Other Banking Business channels. It extends a comprehensive range of banking products and services to individuals, commercial enterprises, corporates, and government bodies, and institutional customers in India and internationally. Its personal banking services include current accounts, savings accounts, term and recurring deposits; personal, home, auto, and education as well as loans against property and securities; and wealth management, demat, ATM, foreign inward remittance, safe deposit locker, public provident fund, money transfer, and pension policy, as well as cards and inflation indexed national savings securities cumulative bonds. It also provides corporate banking services including corporate accounts, working capital and project finance, deferred payment guarantees, corporate term loans, structured finance, dealer financing, channel financing, equipment leasing, loan syndication, financing Indian firms overseas subsidiaries or JVs, and construction equipment loans. In addition, the bank offers NRI services, such as accounts and deposits, remittances, investments, and loans; agricultural banking and micro credit to agriculturists and farmers; loans, supply chain finance, and deposits and transaction banking services for SME customers; and international banking services.

Banking

MoBile Banking, Internet Banking, Wholesale Banking, Retail Banking

Product

Banking, Loans, Deposit

Loans

personal Loans, car Loan, Loan Against Property, Education Loan, Housing Loans, Gold Loans,Corporate Term Loans

Card

SBI Card ELITE,SBI Credit Cards,Air India SBI Platinum Card,Air India SBI Signature Card,SBI STYLEUP Contactless Credit Card,IRCTC SBI Platinum Card,Doctor's SBI Card, SBI Card ELITE Advantage

Insurance

. Individual Insurance:sbi life- eshield, sbi life - poorna suraksha, sbi life - sampoorn cancer suraksha, sbi life- elncome shield, sbi life- smart shield,sbi life - saral Shield, SBI Life - Saral Swadhan +, SBI Life- Smart Swadhan Plus, SBI Life - Grameen Bina. . Corporate Insurance Plan: SBI Life - Kalyan ULIP Plus, SBI Life- CapAssure Gold, SBI Life - Gaurav Jeevan, SBI Life- Pradhan Mantri Jeevan Jyoti Bima yojana, SBI Life- Sampoorn Suraksha

Branch

GOMTINAGAR, LUCKNOW
LUCKNOW ALIGANJ
VIDHANSABHA MARG, LUCKNOW
JANKIPURAM
ALAMGARH, LUCKNOW
GOSAINGANJ
INDRA NAGAR, LUCKNOW
ALIGANJ LUCKNOW
AASHIANA,LUCKNOW
LUCKNOW JAWAHAR BHAWAN
LUCKNOWPICUP
LUCKNOW MEMORA AFS
LUCKNOW GANESH GANJ
LUCKNOW V.S.M.
JANKIPURAM VISTAR LUCKNOW
VIPULKHAND
GOHANAKALA, LUCKNOW RURAL
PYAREPUR MAUDA, LUCKNOW RURAL
LUCKNOW HAZRATGANJ BRANCH
LDA COLONEY
GOMTI NAGAR, LUCKNOW
VIKAS NAGAR, LUCKNOW
LUCKNOW
BABUGANJ, LUCKNOW
LALBAGH ROAD, LUCKNOW
HARIHARPUR
GOMTI NAGAR LUKHNOW
LDA COLONY LUCKNOW
ALIGANJ LUCKNOW
LUCKNOW
SBIINTOUCH GOMTINAGAR, LUCKNOW
SBIINTOUCH, INDIRANAGAR
DR.A.P.J.ABDUL KALAM TECHNICAL UNIVERSITY LUCKNOW
AMC CANTT.
HAL, INDIRA NAGAR, LUCKNOW
RBO-VII LUCKNOW
BUDHESHWARCHAURAHA
TAKROHI
RBO6 LUCKNOW
AMAUSI INDUSTRIAL AREA,LUCKNOW
KALYANPUR, LUCKNOW
BIJNOR LUCKNOW
KHALISPUR, VARANASI
ITAUNJA LUCKNOW
NEELMATHA HARIHARPUR LUCKNOW
SARAI SHEKH LUCKNOW
HAZRATGANJ, LUCKNOW
PBB AASHIANA
SAINIK SCHOOL, LUCKNOW
KANPUR ROAD, LUCKNOW
SPL. P.B.B. INDIRANAGAR, LUCKNOW
PATRAKARPURAM
UTRETHIA, LUCKNOW
VIBHUTI KHAND
SECTOR 19, INDIRA NAGAR
HARDOI BY PASS ROAD
SOUTH CITY
BANTHRA SIKANDERPUR
BHITOLI KHURD
DEFENCE BANKING BRANCH STATION HEAD QUARTER LUCKNOW CANTONMENT
DAC, LUCKNOW
SPECIALISED N.R.I. BRANCH LUCKNOW
LCPC LUCKNOW
ENGINEERING COLLEGE CHAURAHA JANKIPURAM
KHADRA
AGRI COMM BR LUCKNOW
LUCKNOW UNIVERSITY
BEHTA
I I T Rá LUCKNOW
RBO V, LUCKNOW
RBO III, LUCKNOW
RBO II, LUCKNOW
RBO I, LUCKNOW
R.D.S.O. LUCKNOW
THAKURGANJ
JANKIPURAM EXTENTION
CSI TOWERS
VRINDAVAN
ASHIANA
CHINHAT
ARJUANGANJ
CAC LUCKNOW
GOMTINAGAR PHASE-II
SAADATGANJ
M.B.CLUB
FURSATGANJ
DEWA
LDA COLONY
A P SEN ROAD
MUNSHI PULIA
KAKORI
MALL
BHATPAR RANI
VASUNDHARA
CENTRALISED CLEARING PROCESSING CENTRE, LUCKNOW
NTPC TANDA
INDIAN INSTITUTE OF SUGARCANE RESEARCH, LUCKNOW
IIM LUCKNOW
CENTRAL DRUG RESEARCH INSTITUTE
NBRI, LUCKNOW
GOMATI NAGAR, LUCKNOW
SERVICE BRANCH
IGFCC
VIKRAMADITYA NAGAR, LUCKNOW
JAIL ROAD
FSLO AHEMDABAD
NAND MAHAR
TANGRA PANCHANANTALA
BEHTA SABOLI, LUCKNOW
MAHANAGAR, LUCKNOW
KAPOORTHALA BAGH, LUCKNOW
TRANSPORTNAGAR, LUCKNOW
AIR FORCE COMPLEX KANPUR
GOVERNMENT BUSINESS BRANCH
SGPGI, LUCKNOW
BHAURA KALAN
AMANIGANJ
KAISERBAGH
U.P. CIVIL SECRETARIAT
O A SECTION,ááZO LUCKNOW
BAKSHI KA TALAB
BHATROJKHAN
M.G.MARG
AIR FORCE STATION SARSAWA
HIGH COURT LUCKNOW
MANDI SAMITI
JAWAHAR BHAVAN
MOHANLALGANJ
ISMAILGANJ, LUCKNOW
CHANDER NAGAR
INDIRA NAGAR, LUCKNOW
RLY STN VARANASI
SARC, LUCKNOW
GAURIGANJ
TRADE FINANCE CPC
RA&SECC , VARANASI
SME CITY CREDIT CENTRE
NAGAR MAHAPALIKA, LUCKNOW
RACPC LUCKNOW
CPPC LUCKNOW
PBB ALIGNAJ
SAMB, LUCKNOW
MALIHABAD
PBB GOMTI NAGAR, LUCKNOW
COMMERCIAL, LUCKNOW
GAUTAM BUDH MARG
LOCAL HEAD OFFICE
NAKHAS, LUCKNOW
RAJAJI PURAM
HUSSAIN GANJ
DALI GANJ, LUCKNOW
BHANWAPUR
GAURI SCOOTER NAGAR
ASHOK MARG
NISHANT GANJ, LUCKNOW
ALAMBAGH
PANDEY GANJ, LUCKNOW
SSI AISH BAGH
GANESHGANJ
FERTILIZER TOWNSHIP
SHIAMGANJ
AMINABAD
CANTT LUCKNOW
CHOWK BAZAR
CHARBAGH
SWAROOP NAGAR KANPUR
LUCKNOW MAIN BR.

KARNATAKA BANK LIMITED

About

The Karnataka Bank Limited is ‘A’ Class scheduled commercial bank founded on 8th February 9. Headquartered in Mangaluru in Karnataka, India, the bank has a national presence with a network of 8 branches, 7 ATMs and 0 e-lobbies spread across states and Union Territories. The bank has deployed the most modern information technology like core banking, internet banking and mobile banking etc. to meet customers’ expectation of services, for today and for future. The bank is listed on both the BSE and the NSE.

Banking

core bankinginternet bankingmobile bankingTreasury, Corporate/Wholesale BankingRetail Banking

Product

Saving AccountLoanscardsInsuranceInvestment

Loans

personal loanbusiness loanHome Loanvechile LoanLoan against propertyEducation Loan

Card

Credit CardDebit cardDeposit only cardImage CardTravel cardGift card

Insurance

Life InsuranceHealth insuranceGeneral Insurance

Popular product

Saving AccountLoanscardsInsuranceInvestment

Branch

LUCKNOW-GOMTI NAGAR
LUCKNOW UP