Business Loan in Lucknow

Check business Loan Interest Rates of All Major Banks of Lucknow Instantly
Bank Name
Floating Interest rate
Processing Fee
15 % to 22 %
upto 3.00% of the total loan amount + Service Tax
12.6%- 15.60%
1.8% + taxes
18 to 25% p.a.
upto 3% of the loan amount
Incred Finance
18%
upto 5% of the loan amount
Aditya birla
17.00% - 26.00%
2% of the loan amount
ICICI
16.49%
upto 2% (plus applicable taxes)
18% onwards
upto 3% of loan amount
RBL BANK
20.00% per annum,
3% of loan amount
14.00% per annum
2.50%
MUFIN FINANCE
13% to 22%
2% of the loan amount
Zip Loan
16 %
2 %
13% to 16% per annum.
upto 2 % of the Loan Amount
19 %
upto 2.75% of the loan amount + GST
14.25% onwards
upto 2% of loan amount + applicable taxes
16.00% per annum
Maximum 3% of the Loan I Facility Amount (plus GST
Vistaar finance
15 % to 25 %
upto 2% of the loan amount
15.65% onwards
upto 2.50% of loan amount
Neo Growth
18% to 24%
upto 2% of the loan amount
18% onwards
upto 3% of loan amount
HDB bank
13.99%
upto 2% of loan amount.
18% to 28%
upto 2% of the loan amount
14.10% per annum
upto 1%
Federal Bank
8.9% to 14%
upto 3% of the loan amount
ABOUT BUSINESS LOAN IN LUCKNOW

We aim to create a robust alternative credit ecosystem in the country. For this, we are digitizing the finance functions. Anywhere and everywhere – you can Apply for a Business Loan with just a few clicks.

Now, you can compare and make a wise choice for the best Business Loan in Lucknow also. We bring forth a myriad of options from best banks and NBFCs for your convenience. It’s simple! Choose your desired product and win amazing assured cash backs up to ₹ 5000 on loan disbursal.

Eligibility Criteria for Business Loan in Lucknow

No worries for strict eligibility conditions. We tie-up with all the best lenders in the Lucknow and help you with flexible eligibility criteria. Self-employed/professionals – hope you meet the following eligibility parameters.

  • Applicants should own a business or engaged in practice since at least 1 year
  • Self-employed applicants should be between 25 to 60 years
  • Having net monthly income of Rs. 22,000
  • Turnover of minimum Rs 20 lakhs
  • Your ITR income should be equal to or above Rs 2,50,000
  • The firm should have been incorporated at least 2 years before

Documents Required for Business Loan in Lucknow

We leverage existing and emerging technologies to offer you the complete digitalized process. Upload the required documents; it will take a few minutes.

  • Identity Proof – Pan Card/Driving License/Passport/Voter ID Card
  • Address Proof – Telephone or ElectrLucknowBill/Ration Card/Lease Agreement/Trade License/Sales Tax Certificate
  • Bank Statement – for the last 6 months statements
  • Mandatory Documents – Memorandum & Articles of Association/Sole Proprietorship declaration (Business Certificate)
  • Audited Financials – of last 3 years, signed by a C.A
  • IT Returns – for the last 2 years

Benefits & features of taking Business Loan in Lucknow

Taking a business loan is an indispensable decision in one’s life. At Lucknow, we have a plethora of options with added benefits. Everything is online – you don’t need to visit the bank.

Get ready to leverage the following benefits –

  1. Instant Approval – Yes. SBI, ICICI, HDFC, IIFL and other players are offering instant paperless business loan approval. Apply at Afinoz, and we will help you avail the Business Loan at best rate.
  2. High Eligibility – Within a just few minutes, we will assess your business loan eligibility and suggest you the best available options in Lucknow. Our process is driven by automated technologies, and we help you get low EMI business Loan
  3. Balance Transfer – We will make you pay your EMI easily by reducing your debt amount. Transfer your Business Loan balance to save on money. Some lenders charge fee for a balance transfer.

Have a few clicks on our EMI Calculator and get your business loan EMI in quick time.

ABOUT LUCKNOW

Lucknow is the capital city of Uttar Pradesh the Indian state. It is the 11th most populous city and the 12th most populous urban agglomeration in India. It was termed as the second happiest city in India in the study by IMRB International.

Lucknow is a multicultural city that flourished as a North Indian cultural and an artistic hub. It has the history of the seat of power of the Nawabs in the 18th and 19th centuries. It has always been an important center of governance, administration, education, commerce, finance, technology, design, culture, tourism, music, and poetry.

The city stands at an elevation of around 123 meters above sea level. It is bounded by Barabanki from the east, Unnao from the west, on the south by Raebareli and in the north by Sitapur and Hardoi. The city sits on the northwestern shore of the Gomti River. It was transferred to the Nawabs. Lucknow has been listed as the 17th fastest growing city in India and 74th in the world. Along with Agra and Varanasi, Lucknow is the Heritage Arc.

A chain of survey triangulations created by the State Government to boost tourism in Uttar Pradesh. The Gomti River divides the state into the Trans-Gomti and Cis-Gomti regions. Gomati River is the city’s chief geographical feature. Lucknow is located in the middle of the Indus-Gangetic Plain and it is surrounded by the rural towns and villages. Although the Uttar Pradesh's primary official language is Hindi, the most spoken language is colloquial Hindustani.

The Urdu language is also a significant part of the Lucknowi culture and heritage. It is commonly used by the wealthier families, the remaining members of the royal or Nawad’s family. Urdu poetry is quite famous in the city. There are various places in Lucknow that attracts tourist’s in the city like Bara Imambara, Chota Imambara, British Residency, Lucknow Zoo, Hazratganj, Constantia House, Dr. Ambedkar Park, Lucknow Museum, Rumi Darwaza, Chattar Manzil, Begum Hazrat Mahal Park, Dilkusha Kothi, Farangi Mahal, Janeshewar Mishra Park, Husainabad Clock Tower, Chandrika Devi Temple and many more.

TOP LOAN PROVIDERS IN LUCKNOW
ABOUT INDUSIND BANK, LUCKNOW, Uttar Pradesh

Indusind Bank Limited is a new generation private bank. Established in 99, the bank is headquartered in Mumbai, India. It stands tall today as one of the reputed banks in the country. Indusind Bank operates more than 000 branches and over ,800 ATMs spread across the country. It also has representative offices in London, Dubai and Abu Dhabi.

Bank Details
Product

The bank provides various banking solutions to individuals, NRIs, business owners, corporate, government and financial Institutions. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and other Banking Operations segments. The bank offers current, savings, defense, corporate salary, and RFC accounts; and fixed deposits, recurring deposits, young saver deposits, as well as Rupee multiplier products.

Banking

Reasury Corporate/Wholesale Banking, Recurring deposits, Corporate salary, Rupee multiplier products. Retail Banking Young saver deposits, Urrent, savings, defense,and RFC accounts Fixed deposits Mutual funds My Account Number Quick Redeem Services and 0 Days banking. Choice Money ATMs Direct Connect Cash-on-Mobile Check-on-Cheque

Loans

Home loan Gold loans Business loan. Kisan loans Term loans Induind Kisan loans Loan against property Two wheeler Personal Car loan Education loan

Cards

Credit cards

ABOUT SYNDICATE BANK, LUCKNOW, Uttar Pradesh

Syndicate Bank is one of the oldest and major commercial banks in India and was founded in 9. At the time of its establishment, the bank was known as Canara Industrial and Banking Syndicate Limited. The name of the bank was changed to Syndicate Bank in 9. It is headquartered in Manipal, Karnataka and was one of the major commercial banks to be nationalized on 9 July 99, by Government of India. Syndicate Bank operated a network of 0 branches, including ,9 rural, ,7 semi-urban, 8 urban, and 8 metro branches in India; and branch in London, as well as ,8 ATMs as of March 08. Syndicate Bank offers banking products and services to corporate, SMEs and retail customer in India. Its deposit products include savings accounts, current accounts, and term deposits. It also provides retail, agricultural and other priority sector loans. In addition, the bank provides corporate finance such as working capital finance; export credit, term loan finance; loan against receivables; and project finance that includes infrastructure projects. Further, it provides Aadhaar seeding, NEFT/RTGS, online tax payment, online shopping and utility bill payment, and e-filing of income tax returns. Other services include CMS, bancassurance, mutual fund services, and demat services. Syndicate Bank also provides international banking products such as non-resident (external) rupee, non-resident ordinary rupee, resident foreign currency, and foreign currency non-resident accounts, as well as manages exchange companies.

Bank Details
Product

Loan, Banking, Credit Card

Insurance

NA

Banking

SMS Banking Net Banking Missed Call Banking

Popular Product

Loan, Banking, Credit Card

Loans

Retail Loan, Agriculture Loan, Priority Sector Loan, SME Loan

Cards

Syndicate Bank Global Visa Credit Card

ABOUT STATE BANK OF INDIA, LUCKNOW, Uttar Pradesh

State Bank of India (SBI) is India’s multinational public sector banking and financial services company. SBI was established in 80 and is headquartered in Mumbai, Maharashtra. The bank is the largest bank in India with a % market share in assets. State Bank of India operates a network of , branches and 9, ATMs in India and internationally. SBI operates through Treasury, Corporate/Wholesale Banking, Retail Banking, Insurance Business, and Other Banking Business channels. It extends a comprehensive range of banking products and services to individuals, commercial enterprises, corporates, and government bodies, and institutional customers in India and internationally. Its personal banking services include current accounts, savings accounts, term and recurring deposits; personal, home, auto, and education as well as loans against property and securities; and wealth management, demat, ATM, foreign inward remittance, safe deposit locker, public provident fund, money transfer, and pension policy, as well as cards and inflation indexed national savings securities cumulative bonds. It also provides corporate banking services including corporate accounts, working capital and project finance, deferred payment guarantees, corporate term loans, structured finance, dealer financing, channel financing, equipment leasing, loan syndication, financing Indian firms overseas subsidiaries or JVs, and construction equipment loans. In addition, the bank offers NRI services, such as accounts and deposits, remittances, investments, and loans; agricultural banking and micro credit to agriculturists and farmers; loans, supply chain finance, and deposits and transaction banking services for SME customers; and international banking services.

Bank Details
Product

Banking, Loans, Deposit

Insurance

Individual Insurance: Sbi life- eshield, Sbi life - poorna suraksha, Sbi life - sampoorn cancer suraksha, Sbi life- elncome shield, Sbi life- smart shield, Sbi life - saral Shield, SBI Life - Saral Swadhan +, SBI Life- Smart Swadhan Plus, SBI Life - Grameen Bina. Corporate Insurance Plan: SBI Life - Kalyan ULIP Plus, SBI Life- CapAssure Gold, SBI Life - Gaurav Jeevan, SBI Life- Pradhan Mantri Jeevan Jyoti Bima yojana, SBI Life- Sampoorn Suraksha

Banking

MoBile Banking, Internet Banking, Wholesale Banking, Retail Banking

Loans

Personal Loans, Car Loan, Loan Against Property, Education Loan, Housing Loans, Gold Loans, Corporate Term Loans

Cards

SBI Card ELITE, SBI Credit Cards, Air India SBI Platinum Card, Air India SBI Signature Card, SBI STYLEUP Contactless Credit Card, IRCTC SBI Platinum Card, Doctor's SBI Card, SBI Card ELITE Advantage

Branches of STATE BANK OF INDIA in LUCKNOW
GOMTINAGAR, LUCKNOWLUCKNOW ALIGANJVIDHANSABHA MARG, LUCKNOWJANKIPURAMALAMGARH, LUCKNOWGOSAINGANJINDRA NAGAR, LUCKNOWALIGANJ LUCKNOWAASHIANA,LUCKNOWLUCKNOW JAWAHAR BHAWANLUCKNOWPICUPLUCKNOW MEMORA AFSLUCKNOW GANESH GANJLUCKNOW V.S.M.JANKIPURAM VISTAR LUCKNOWVIPULKHANDGOHANAKALA, LUCKNOW RURALPYAREPUR MAUDA, LUCKNOW RURALLUCKNOW HAZRATGANJ BRANCHLDA COLONEYGOMTI NAGAR, LUCKNOWVIKAS NAGAR, LUCKNOWLUCKNOWBABUGANJ, LUCKNOWLALBAGH ROAD, LUCKNOWHARIHARPURGOMTI NAGAR LUKHNOWLDA COLONY LUCKNOWALIGANJ LUCKNOWLUCKNOWSBIINTOUCH GOMTINAGAR, LUCKNOWSBIINTOUCH, INDIRANAGARDR.A.P.J.ABDUL KALAM TECHNICAL UNIVERSITY LUCKNOWAMC CANTT.HAL, INDIRA NAGAR, LUCKNOWRBO-VII LUCKNOWBUDHESHWARCHAURAHATAKROHIRBO6 LUCKNOWAMAUSI INDUSTRIAL AREA,LUCKNOWKALYANPUR, LUCKNOWBIJNOR LUCKNOWKHALISPUR, VARANASIITAUNJA LUCKNOWNEELMATHA HARIHARPUR LUCKNOWSARAI SHEKH LUCKNOWHAZRATGANJ, LUCKNOWPBB AASHIANASAINIK SCHOOL, LUCKNOWKANPUR ROAD, LUCKNOWSPL. P.B.B. INDIRANAGAR, LUCKNOWPATRAKARPURAMUTRETHIA, LUCKNOWVIBHUTI KHANDSECTOR 19, INDIRA NAGARHARDOI BY PASS ROADSOUTH CITYBANTHRA SIKANDERPURBHITOLI KHURDDEFENCE BANKING BRANCH STATION HEAD QUARTER LUCKNOW CANTONMENTDAC, LUCKNOWSPECIALISED N.R.I. BRANCH LUCKNOWLCPC LUCKNOWENGINEERING COLLEGE CHAURAHA JANKIPURAMKHADRAAGRI COMM BR LUCKNOWLUCKNOW UNIVERSITYBEHTAI I T Rá LUCKNOWRBO V, LUCKNOWRBO III, LUCKNOWRBO II, LUCKNOWRBO I, LUCKNOWR.D.S.O. LUCKNOWTHAKURGANJJANKIPURAM EXTENTIONCSI TOWERSVRINDAVANASHIANACHINHATARJUANGANJCAC LUCKNOWGOMTINAGAR PHASE-IISAADATGANJM.B.CLUBFURSATGANJDEWALDA COLONYA P SEN ROADMUNSHI PULIAKAKORIMALLBHATPAR RANIVASUNDHARACENTRALISED CLEARING PROCESSING CENTRE, LUCKNOWNTPC TANDAINDIAN INSTITUTE OF SUGARCANE RESEARCH, LUCKNOWIIM LUCKNOWCENTRAL DRUG RESEARCH INSTITUTENBRI, LUCKNOWGOMATI NAGAR, LUCKNOWSERVICE BRANCHIGFCCVIKRAMADITYA NAGAR, LUCKNOWJAIL ROADFSLO AHEMDABADNAND MAHARTANGRA PANCHANANTALABEHTA SABOLI, LUCKNOWMAHANAGAR, LUCKNOWKAPOORTHALA BAGH, LUCKNOWTRANSPORTNAGAR, LUCKNOWAIR FORCE COMPLEX KANPURGOVERNMENT BUSINESS BRANCHSGPGI, LUCKNOWBHAURA KALANAMANIGANJKAISERBAGHU.P. CIVIL SECRETARIATO A SECTION,ááZO LUCKNOWBAKSHI KA TALABBHATROJKHANM.G.MARGAIR FORCE STATION SARSAWAHIGH COURT LUCKNOWMANDI SAMITIJAWAHAR BHAVANMOHANLALGANJISMAILGANJ, LUCKNOWCHANDER NAGARINDIRA NAGAR, LUCKNOWRLY STN VARANASISARC, LUCKNOWGAURIGANJTRADE FINANCE CPCRA&SECC , VARANASISME CITY CREDIT CENTRENAGAR MAHAPALIKA, LUCKNOWRACPC LUCKNOWCPPC LUCKNOWPBB ALIGNAJSAMB, LUCKNOWMALIHABADPBB GOMTI NAGAR, LUCKNOWCOMMERCIAL, LUCKNOWGAUTAM BUDH MARGLOCAL HEAD OFFICENAKHAS, LUCKNOWRAJAJI PURAMHUSSAIN GANJDALI GANJ, LUCKNOWBHANWAPURGAURI SCOOTER NAGARASHOK MARGNISHANT GANJ, LUCKNOWALAMBAGHPANDEY GANJ, LUCKNOWSSI AISH BAGHGANESHGANJFERTILIZER TOWNSHIPSHIAMGANJAMINABADCANTT LUCKNOWCHOWK BAZARCHARBAGHSWAROOP NAGAR KANPURLUCKNOW MAIN BR.
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