Business Loan in Kolkata

About Business Loan in Kolkata

Bank NameFloating Interest RateProcessing Fee
Kotak Mahindra Bank16.00% per annumMaximum 3% of the Loan I Facility Amount (plus GST
FULLERTON13% to 16% per annum.upto 2 % of the Loan Amount
Zip Loan16 %2 %
Federal Bank8.9% to 14%upto 3% of the loan amount
Lendingkart18% to 28%upto 2% of the loan amount
Bank of baroda14.10% per annumupto 1%
HDB bank13.99%upto 2% of loan amount.
AXIS14.25% onwardsupto 2% of loan amount + applicable taxes
Incred Finance18%upto 5% of the loan amount
Aditya birla17.00% - 26.00%2% of the loan amount
TATA CAPITAL19 %upto 2.75% of the loan amount + GST
ICICI16.49%upto 2% (plus applicable taxes)
BAJAJ18% onwardsupto 3% of loan amount
HDFC15.65% onwardsupto 2.50% of loan amount
Punjab National Bank Business Loan12.6%- 15.60%1.8% + taxes
MUFIN FINANCE13% to 22%2% of the loan amount
RBL BANK20.00% per annum,3% of loan amount
BAJAJ18% onwardsupto 3% of loan amount
IndusInd bank14.00% per annum2.50%
Prest loan15 % to 22 %upto 3.00% of the total loan amount + Service Tax
Vistaar finance15 % to 25 %upto 2% of the loan amount
IIFL18 to 25% p.a.upto 3% of the loan amount
Neo Growth18% to 24%upto 2% of the loan amount

About Kolkata

Kolkata is the capital of West Bengal, an Indian state. It is located on the east bank of the Hooghly River about 80 kilometers west of the border with Bangladesh. The Kolkata port is India's oldest operating port and it is the sole major riverine port.

The city derives its name from the Kolkata, the Bengali name of one of three villages that predated the arrival of the Britishers. The other two villages were Sutanuti and Govindapur. Today Kolkata is a city famous for its traditional soul, colonial architecture, cultural festivals, and street foods. There are various places in Kolkata to attract the tourist’s attention. Some of them are Howrah Bridge, Mullick Ghat Flower Market, Esplande, Park Street, Victoria Memorial, Birla Planaterium, Kumortuli, Khalighat Temple, Alipur Zoo and others.

About business Loan in Kolkata

We aim to create a robust alternative credit ecosystem in the country. For this, we are digitizing the finance functions. Anywhere and everywhere – you can Apply for a Business Loan with just a few clicks.

Now, you can compare and make a wise choice for the best Business Loan in Kolkata also. We bring forth a myriad of options from best banks and NBFCs for your convenience. It’s simple! Choose your desired product and win amazing assured cash backs up to ₹ 5000 on loan disbursal.

Eligibility Criteria for Business Loan in Kolkata

No worries for strict eligibility conditions. We tie-up with all the best lenders in the Kolkata and help you with flexible eligibility criteria. Self-employed/professionals – hope you meet the following eligibility parameters.

  • Applicants should own a business or engaged in practice since at least 1 year
  • Self-employed applicants should be between 25 to 60 years
  • Having net monthly income of Rs. 22,000
  • Turnover of minimum Rs 20 lakhs
  • Your ITR income should be equal to or above Rs 2,50,000
  • The firm should have been incorporated at least 2 years before

Documents Required for Business Loan in Kolkata

We leverage existing and emerging technologies to offer you the complete digitalized process. Upload the required documents; it will take a few minutes.

  • Identity Proof – Pan Card/Driving License/Passport/Voter ID Card
  • Address Proof – Telephone or ElectrKolkataBill/Ration Card/Lease Agreement/Trade License/Sales Tax Certificate
  • Bank Statement – for the last 6 months statements
  • Mandatory Documents – Memorandum & Articles of Association/Sole Proprietorship declaration (Business Certificate)
  • Audited Financials – of last 3 years, signed by a C.A
  • IT Returns – for the last 2 years

Benefits & features of taking Business Loan in Kolkata

Taking a business loan is an indispensable decision in one’s life. At Kolkata, we have a plethora of options with added benefits. Everything is online – you don’t need to visit the bank.

Get ready to leverage the following benefits –

  1. Instant Approval – Yes. SBI, ICICI, HDFC, IIFL and other players are offering instant paperless business loan approval. Apply at Afinoz, and we will help you avail the Business Loan at best rate.
  2. High Eligibility – Within a just few minutes, we will assess your business loan eligibility and suggest you the best available options in Kolkata. Our process is driven by automated technologies, and we help you get low EMI business Loan
  3. Balance Transfer – We will make you pay your EMI easily by reducing your debt amount. Transfer your Business Loan balance to save on money. Some lenders charge fee for a balance transfer.

Have a few clicks on our EMI Calculator and get your business loan EMI in quick time.

STATE BANK OF INDIA

About

State Bank of India (SBI) is India’s multinational public sector banking and financial services company. SBI was established in 80 and is headquartered in Mumbai, Maharashtra. The bank is the largest bank in India with a % market share in assets. State Bank of India operates a network of , branches and 9, ATMs in India and internationally. SBI operates through Treasury, Corporate/Wholesale Banking, Retail Banking, Insurance Business, and Other Banking Business channels. It extends a comprehensive range of banking products and services to individuals, commercial enterprises, corporates, and government bodies, and institutional customers in India and internationally. Its personal banking services include current accounts, savings accounts, term and recurring deposits; personal, home, auto, and education as well as loans against property and securities; and wealth management, demat, ATM, foreign inward remittance, safe deposit locker, public provident fund, money transfer, and pension policy, as well as cards and inflation indexed national savings securities cumulative bonds. It also provides corporate banking services including corporate accounts, working capital and project finance, deferred payment guarantees, corporate term loans, structured finance, dealer financing, channel financing, equipment leasing, loan syndication, financing Indian firms overseas subsidiaries or JVs, and construction equipment loans. In addition, the bank offers NRI services, such as accounts and deposits, remittances, investments, and loans; agricultural banking and micro credit to agriculturists and farmers; loans, supply chain finance, and deposits and transaction banking services for SME customers; and international banking services.

Banking

MoBile Banking,
Internet Banking,
Wholesale Banking,
Retail Banking

Product

Banking, Loans, Deposit

Card

SBI Card ELITE,SBI Credit Cards,Air India SBI Platinum Card,Air India SBI Signature Card,SBI STYLEUP Contactless Credit Card,IRCTC SBI Platinum Card,Doctor's SBI Card, SBI Card ELITE Advantage

Insurance

. Individual Insurance:sbi life- eshield, sbi life - poorna suraksha, sbi life - sampoorn cancer suraksha, sbi life- elncome shield, sbi life- smart shield,sbi life - saral Shield, SBI Life - Saral Swadhan +, SBI Life- Smart Swadhan Plus, SBI Life - Grameen Bina. . Corporate Insurance Plan: SBI Life - Kalyan ULIP Plus, SBI Life- CapAssure Gold, SBI Life - Gaurav Jeevan, SBI Life- Pradhan Mantri Jeevan Jyoti Bima yojana, SBI Life- Sampoorn Suraksha

Branch

RAJARHATSALT LAKE CITY KOLKATAKIDDERPORE KOLKATAKOLKATA LAKE MARKETKOLKATAMAINASHUTOSH MUKHERJEE ROAD, KOLKATA.KOLKATA, BURTALLA STKOLKATA, MAINMONEY SHOPBHOWANIPUR,KOLKATAKOLKATA BURRA BAZARKOLKATA- CAMAC STREETRAJARHATBEHALA CHOWRASTHASECTOR III SALT LAKEGOLF GREEN KOLKOTTARUBY PARKGOLF GREENSALT LAKE CITYSHAKESPEARE SARANIBENTINCK STREETRASHBEHARI AVENUEKOLKATA PARK STREET BRANCHCHIRANGI GHATA KOLKATAKOLKATA AJAY NAGARKOLKATA JODHPUR PARKSALT LAKE, KOLKATABHAWANIPUR, KOLKATAAZAD HIND BAGH, KOLKATACOMMERCIAL BRANCH, PARK STREET, KOLKATAVIVEKANAND ROAD, KOLKATASHYAM BAZAR, KOLKATABALLYGUNJ, KOLKATAN. S. ROAD, KOLKATANIOH CAMPUS KOLKATAEKTP(NABAPALLY), KOLKATASERVICE BRANCH, KOLKATASWISS PARK KOLKATACOTTON STREET KOLKATABRABOURNE ROAD BRANCH, KOLKATALAKETOWNEAST JADAVPUR BR KOLKATARAJARHATSALT LAKE CITY KOLKATTAPARKSTREET KOLKATAHOWRA BRANCH KOLKATAP AND S B BRANCH KOLKATABURRA BAZAR KOLKATABRABOURNE RDLANSDOWNE KOLKATASBIINTOUCH SARAT BOSE ROADSBIINTOUCH NEW ALIPORESBIINTOUCH CAMAC STREETSBIINTOUCH ELGIN ROADSBI INTOUCH² SOUTHERN AVENUESBIINTOUCH P.A.SHAH ROADSBIINTOUCH QUEST MALLMEGA DAC KOLKATASAMRO -EAST, KOLKATASAMB-II KOLKATANETAJI NAGARNAYABADBAKHRAHAT ROADUNIQUE PARKSAHIDNAGARSOUTH 24 PARGANAS ZONEGHASIARAKEORAPUKURCAMAC STREETDOCUMENT ARCHIVAL CENTREROY BAHADUR ROAD BEHALAGOLF GREENLADIES PARKSEVEN TANKS DUMDUMPBB PARK STREETRACPC, SOUTH KOLKATACSPPCRACPC BIDHANNAGARRBO 1, KOLKATASPL. CURRENCY ADMINISTRATIVE BRANCHBADU ROADSPECIALISED INSTITUTIONAL BANKING, KOLKATAHIGH LAND PARK, KOLKATAC N ROY ROADCHARU MARKETHILIN.R.I. SALT LAKENARAYANPURDAKSHINPARA BAGUIATIMOTILAL COLONYSUTRAGARHRABINDRANAGARNARENDRAPURSME NEW ALIPORECHINAR PARKNIMTA BELGHORIADUNLOP BRIDGEJODHPUR PARKRIFLE CLUB ROAD (BANSDRONI)R G KAR MEDICAL COLLEGEBANSDRONISANTOSHPURBALLYGUNGE PARKSIRITI - MUCHIPARATOPSIABRAHMAPURHARIDEVPURMUKUNDAPURBELDANGAARANGHATAPRAFULLA KANANMAHAMAYATALAZONAL INSPECTION OFFICE, KOLKATAJAYNAGAR MAJILPURCHAMPAHATIMID CORPORATE LOAN ADMINISTRATION UNITPANSKURA STATION BAZARAIR CARGO COMPLEX, KOLKATTARABINDRA BHARATI UNIVERSITY CAMPUSCLEARING CENTRALISED PROCESSING CELL, KOLKATACAC, BALLYGUNGERASMECCC, TITAGARHHALDIBARISREEPALLY PALTACOLONY MORE, BARASATSWASTHYA BHAWANCAG, KOLKATASLE COMPLEX, KOLKATAALIPORE COURT TREASURYBANGUR AVENUECHINGRIGHATAKHEJURIREGIONAL BUSINESS OFFICE, DIMAPURPANKHOO SABGOBARDANGAALIPURDUAR BAZARDHENKANAL EVENING BRANCHSERVICE BRANCH , KOLKATABELIAGHATA C.I.T BUILDING AREAPOTTERY ROADRUBY PARKRASAPUNJANEW BALLYGUNGE, KASBASASTHITALA, KOLKATARIFLE ROADMOULALICOLOOTOLAPALBAZARCENTRAL STATIONERY DEPARTMENTKANLINDI HOUSING ESTATEKIDDERPORE DOCKYARD AREAGARIAHAT CIVIC CENTREBIKASH BHAVAN G.O.CCALCUTTA UNIVERSITYCOMMERCIAL BRANCH, KOLKATAMANIKTALA CIVIC CENTRENEW BALLYGUNGE, KOLKATAC R AVENUELOWER CIRCULAR ROADGOLPARKTARATALA INDUSTRIAL ESTATEZONAL OFFICE, BIDHAN NAGARP B SARNIZONAL OFFICE, KOLKATABRAJALALCHAKA.E MARKETBAGHAJATIN BZR.B B GANGULLY STREETSALES TAX BLDGSARAT BOSE ROADBHUPEN BOSE AVENUEPURBA PUTIARYNRI KOLKATAIIM CAMPUS, JOKAMUCHIPARAS B DEY STREETJADUBABUS BAZARCOLLEGE STREET MATKET, KOLKATATOLLYGUNGE NEW THEATERPICNIC GARDENBAC STREETM G ROAD DAFTARIPARASOUTH SINTHEEPAS ROADGARIABELGACHIA DUTTABAGAN MILK COLONYLIABILITY CPC KOLKATASARC, KOLKATATRADE FINANCE CPC KOLKATASMECC (NEW BRANCH)SSI BHOWANIPOREOVERSEAS BRANCH, KOLKATAREGENT ESTATEGOABAGANKHIRODE GHOSH MARKETTALTALATITAGARHNEW MARKETTARATALABELUR MATHNAGERBAZARBIRATIRACPC, KOKLATACENTRALISED PENSION PROCESSING CENTRECB SALT LAKE, KOLKATACOMMERCIAL JAWAHARLAL NEHRU RDMICR CHEQUE PROCESSING CENTREPBB DESHPRIYA PARKPBB SALT LAKEPBB KANKURGACHISAMB, KOLKATACOMM BR BALLYGUNGEC B JEEVANDEEPOAD, LHO, KOLKATAHARISH MUKHERJEE ROADBALLYGUNGE RLY. STN.BINNAGURI CANTONMENTKALIKAPURMETIABURUZJORAMANDIRJEEVANDEEPTANGRAB T ROADGARCHACHETLABAGMARILA MARTINIERENOTE PRESS SHALBONISURYA SEN STREETKIDDERPORERABINDRA SARANIRAJABAGAN DOCKYARDSEALDAHSHAKESPEARE SARANIKOLKATA AIR PORTSAKHERBAZARGOKHALE ROADDUM DUMCOSSIPOREBONHOOGHLY I.EPARNASHREECAO, KOLKATAMOMINPURRAJA D STREETJATINDRA MOHAN AVENUEESPLANADEBEADON STREETDUMDUM CANTTIFB, KOLKATANORTHERN AVENUEKANKINARAULTADANGAENTALLYLAKE GARDENSTOLLYGUNGE CIR. ROADAMHERST STREETTRIANGULAR PARKBELIAGHATAELLIOT ROAD, KOLKATASITALATALAELGIN ROADB. K. PAUL AVENUEGREY STREET EXTN.BRANCHPARK CIRCUSBAGRI MARKETPAIKAPARAWELLESLEY PARKKALIGHATTOLLYGUNGEMANICKTALANIMTALLAHBAGH BAZARVIVEKANAND BRANCHCHANDNI CHOWKHAZRA ROADRASH BEHAR AVENUESOVABAZAAR, KOLKATAPOSTASALT LAKEFORT WILLIAMNARKELDANGABEHALANAKTALALAKE TOWNSOUTHERN AVENUESUBODH MULLICK SQUARE, KOLKATAHATI BAGANBAKUTALAKASBA KOLKATAGARFADHAKURIAGARDEN REACHDALHOUSIE SQUARE (EAST)THAKURPUKUR, KOLKATAB R B B ROADJORASANKOCIT ROADINDIA EXCH. PLACE EXTN.MIDDLETON ROWFD KOLKATACHOWRINGHEENEW ALIPORESHYAMBAZARPARK STREETNETAJI SUBHASH ROADJADAVPUR UNIVERSITYBURRA BAZARBHOWANIPOREBARASATBALLYGUNGEALIPOREKOLKATA MAIN

YES BANK

About

Yes Bank Limited is India’s fourth largest private sector bank headquartered in Mumbai, Maharashtra, India. Established in 00, the bank primarily operates as a corporate bank, with retail banking and asset management as subsidiary functions. As of March, 08, the bank had a network of ,00 branches; national operating centers; and ,7 ATMs and bunch note acceptors.

Banking

Working capital finance
Term loans
Corporate finance
Liquidity management
Salary account
Fixed deposit account
Savings account
Ordinary account

Product

The bank also offers retail banking solutions such as personal, secured business, home, construction equipment, car, super bike, commercial vehicle, gold loans, and loans against securities; business banking services to micro, small, and medium enterprises; and health care and printing equipment finance.

Branch

NATIONAL I E COOP C & BANKING SOC L - HEAD OFFICEDHAKURIA COOPERATIVE BANK LIMITEDVIP ROAD, KOLKATANEW ALIPORE, KOLKATASARAT BOSE ROAD, KOLKATAKASBA, KOLKATANAGERBAZAR,DUMDUM,KOLKATABALLYGUNGE, KOLKATAKOLKATA MUKTI CHAMBERSKOLKATA LAKE TOWNSALT LAKE, SECTOR ONE, KOLKATABARABAZAR, KOLKATAKANKURGACHI KOLKATATOLLYGUNGE, KOLKATAALIPORE KOLKATACHITTARANJAN AVENUE, KOLKATA(E)PRINCE ANWAR SHAH ROAD,KOLKATADALHOUSIE, KOLKATAKOLKATA, WEST BENGAL

KOTAK MAHINDRA BANK LIMITED

About

Kotak Mahindra Bank Limited is a private sector Indian Bank headquartered in Mumbai, Maharashtra. The bank was founded in 98 and in February 00, Kotak Mahindra Finance Ltd. received the license from the Reserve Bank of India to carry on banking business. It had a network of ,88 full-fledged branches and ,99 ATMs in the country as of March 08.

Banking

Internet Banking
Mobile Banking
SMS Banking

Product

DepositFixed DepositRecurring DepositTax Saving Fixed DepositSenior Citizen Fixed DepositSweep-In Facility

Loans

Home LoanCar LoanPersonal LoanEducation LoanGold LoanLoan Against SecuritiesLoan Against Property

Card

Credit CardsDebit CardsForex / Prepaid Cards

Insurance

Life InsuranceHealth InsuranceMotor InsurancePradhan Mantri Jeevan Jyoti Bima YojanaPradhan Mantri Suraksha Bima YojanaAtal Pension Yojana

Popular product

DepositFixed DepositRecurring DepositTax Saving Fixed DepositSenior Citizen Fixed DepositSweep-In Facility

Branch

KOLKATA ULTADANGANSC BOSE ROAD BRANCHLOUDON STREET BRANCHKOLKATA CURRENCY CHESTCHITTARANJAN AVENUE BRANCHKOLKATA HARISH MUKHERJEE RD BRANCHKOLKATTA CHATTERJEE ROAD BRANCHSARKAR SARANI BRANCHMINTO PARK KOLKATABALLYGUNGE KOLKATAGARIA KOLKATASALT LAKE KOLKATAKOLKATA BAGUIHATIRASH BEHARI AVENUE KOLKATABRABOURNE ROAD OVERSEAS CALCUTTA KOLKATAMIDDLETON STREET CRAVENUE KOLKATAKKTSTREET KOLKATAHBSARANI NSROAD KOLKATAKOLKATA BEHALA BRANCHGOL PARK BRANCHSARAT BOSE RD BRANCH KOLKATTANEW ALIPORE BRANCH KOLKATTABURRA BAZAR BRANCH KOLKATTARASHBEHARISHYAM BAZARKOLKATTA - SALT LAKEKOLKATTA - BALLYGUNJKOLKATTA - KANKURGACHIKOLKATTA- BRABORNE ROADKOLKATTA-PARKSTREET

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