Business Loan in Kolkata

Check business Loan Interest Rates of All Major Banks of kolkata Instantly
Bank Name
Floating Interest rate
Processing Fee
MUFIN FINANCE
13% to 22%
2% of the loan amount
Vistaar finance
15 % to 25 %
upto 2% of the loan amount
RBL BANK
20.00% per annum,
3% of loan amount
ICICI
16.49%
upto 2% (plus applicable taxes)
19 %
upto 2.75% of the loan amount + GST
16.00% per annum
Maximum 3% of the Loan I Facility Amount (plus GST
18 to 25% p.a.
upto 3% of the loan amount
18% onwards
upto 3% of loan amount
15 % to 22 %
upto 3.00% of the total loan amount + Service Tax
Neo Growth
18% to 24%
upto 2% of the loan amount
15.65% onwards
upto 2.50% of loan amount
14.25% onwards
upto 2% of loan amount + applicable taxes
Aditya birla
17.00% - 26.00%
2% of the loan amount
12.6%- 15.60%
1.8% + taxes
Zip Loan
16 %
2 %
Incred Finance
18%
upto 5% of the loan amount
18% to 28%
upto 2% of the loan amount
18% onwards
upto 3% of loan amount
Federal Bank
8.9% to 14%
upto 3% of the loan amount
13% to 16% per annum.
upto 2 % of the Loan Amount
14.00% per annum
2.50%
14.10% per annum
upto 1%
HDB bank
13.99%
upto 2% of loan amount.
ABOUT BUSINESS LOAN IN KOLKATA

We aim to create a robust alternative credit ecosystem in the country. For this, we are digitizing the finance functions. Anywhere and everywhere – you can Apply for a Business Loan with just a few clicks.

Now, you can compare and make a wise choice for the best Business Loan in kolkata also. We bring forth a myriad of options from best banks and NBFCs for your convenience. It’s simple! Choose your desired product and win amazing assured cash backs up to ₹ 5000 on loan disbursal.

Eligibility Criteria for Business Loan in kolkata

No worries for strict eligibility conditions. We tie-up with all the best lenders in the kolkata and help you with flexible eligibility criteria. Self-employed/professionals – hope you meet the following eligibility parameters.

  • Applicants should own a business or engaged in practice since at least 1 year
  • Self-employed applicants should be between 25 to 60 years
  • Having net monthly income of Rs. 22,000
  • Turnover of minimum Rs 20 lakhs
  • Your ITR income should be equal to or above Rs 2,50,000
  • The firm should have been incorporated at least 2 years before

Documents Required for Business Loan in kolkata

We leverage existing and emerging technologies to offer you the complete digitalized process. Upload the required documents; it will take a few minutes.

  • Identity Proof – Pan Card/Driving License/Passport/Voter ID Card
  • Address Proof – Telephone or ElectrkolkataBill/Ration Card/Lease Agreement/Trade License/Sales Tax Certificate
  • Bank Statement – for the last 6 months statements
  • Mandatory Documents – Memorandum & Articles of Association/Sole Proprietorship declaration (Business Certificate)
  • Audited Financials – of last 3 years, signed by a C.A
  • IT Returns – for the last 2 years

Benefits & features of taking Business Loan in kolkata

Taking a business loan is an indispensable decision in one’s life. At kolkata, we have a plethora of options with added benefits. Everything is online – you don’t need to visit the bank.

Get ready to leverage the following benefits –

  1. Instant Approval – Yes. SBI, ICICI, HDFC, IIFL and other players are offering instant paperless business loan approval. Apply at Afinoz, and we will help you avail the Business Loan at best rate.
  2. High Eligibility – Within a just few minutes, we will assess your business loan eligibility and suggest you the best available options in kolkata. Our process is driven by automated technologies, and we help you get low EMI business Loan
  3. Balance Transfer – We will make you pay your EMI easily by reducing your debt amount. Transfer your Business Loan balance to save on money. Some lenders charge fee for a balance transfer.

Have a few clicks on our EMI Calculator and get your business loan EMI in quick time.

ABOUT KOLKATA

Kolkata is the capital of West Bengal, an Indian state. It is located on the east bank of the Hooghly River about 80 kilometers west of the border with Bangladesh. The Kolkata port is India's oldest operating port and it is the sole major riverine port.

The city derives its name from the Kolkata, the Bengali name of one of three villages that predated the arrival of the Britishers. The other two villages were Sutanuti and Govindapur. Today Kolkata is a city famous for its traditional soul, colonial architecture, cultural festivals, and street foods. There are various places in Kolkata to attract the tourist’s attention. Some of them are Howrah Bridge, Mullick Ghat Flower Market, Esplande, Park Street, Victoria Memorial, Birla Planaterium, Kumortuli, Khalighat Temple, Alipur Zoo and others.

TOP LOAN PROVIDERS IN KOLKATA
ABOUT KARNATAKA BANK LIMITED, KOLKATA, West Bengal

The Karnataka Bank Limited is ‘A’ Class scheduled commercial bank founded on 8th February 9. Headquartered in Mangaluru in Karnataka, India, the bank has a national presence with a network of 8 branches, 7 ATMs and 0 e-lobbies spread across states and Union Territories. The bank has deployed the most modern information technology like core banking, internet banking and mobile banking etc. to meet customers’ expectation of services, for today and for future. The bank is listed on both the BSE and the NSE.

Bank Details
Product

Saving Account Loans Cards Insurance Investment

Insurance

Life Insurance Health insurance General Insurance

Banking

Core banking Internet banking Mobile banking Treasury, Corporate/Wholesale Banking Retail Banking

Popular Product

Saving Account Loans Cards Insurance Investment

Loans

Personal loan Business loan Home Loan Vechile Loan Loan against property Education Loan

Cards

Credit Card Debit card Deposit only card Image Card Travel card Gift card

ABOUT SYNDICATE BANK, KOLKATA, West Bengal

Syndicate Bank is one of the oldest and major commercial banks in India and was founded in 9. At the time of its establishment, the bank was known as Canara Industrial and Banking Syndicate Limited. The name of the bank was changed to Syndicate Bank in 9. It is headquartered in Manipal, Karnataka and was one of the major commercial banks to be nationalized on 9 July 99, by Government of India. Syndicate Bank operated a network of 0 branches, including ,9 rural, ,7 semi-urban, 8 urban, and 8 metro branches in India; and branch in London, as well as ,8 ATMs as of March 08. Syndicate Bank offers banking products and services to corporate, SMEs and retail customer in India. Its deposit products include savings accounts, current accounts, and term deposits. It also provides retail, agricultural and other priority sector loans. In addition, the bank provides corporate finance such as working capital finance; export credit, term loan finance; loan against receivables; and project finance that includes infrastructure projects. Further, it provides Aadhaar seeding, NEFT/RTGS, online tax payment, online shopping and utility bill payment, and e-filing of income tax returns. Other services include CMS, bancassurance, mutual fund services, and demat services. Syndicate Bank also provides international banking products such as non-resident (external) rupee, non-resident ordinary rupee, resident foreign currency, and foreign currency non-resident accounts, as well as manages exchange companies.

Bank Details
Product

Loan, Banking, Credit Card

Insurance

NA

Banking

SMS Banking Net Banking Missed Call Banking

Popular Product

Loan, Banking, Credit Card

Loans

Retail Loan, Agriculture Loan, Priority Sector Loan, SME Loan

Cards

Syndicate Bank Global Visa Credit Card

ABOUT PUNJAB NATIONAL BANK, KOLKATA, West Bengal

Punjab National Bank (PNB) is an Indian multinational banking and financial services company. Established in 89, it is state-owned bank. Headquartered in New Delhi, India, the bank operates through a network of zonal offices, 7 circle offices, 98 branches, and 98 ATMs. PNB also operates a banking subsidiary in the UK, as well as branches in Hong Kong, Kowloon, Dubai and Kabul and representative offices in in Almaty (Kazakhstan), Dubai (UAE), Shanghai (China), Oslo(Norway), and Sydney (Australia). PNB and other major commercial banks were nationalized on 9 July 99.

Bank Details
Product

Saving deposit accounts Current accounts Fixed deposit Capital gain account schemes Corporate banking products Working capital financing

Insurance

Life Insurance Fire Insurance Theft Insurance Health Insurance Travel Insurance Household goods & Accidental insurance

Banking

Net Banking Mobile Banking SMS Banking

Popular Product

Saving deposit accounts Current accounts Fixed deposit Capital gain account schemes Corporate banking products Working capital financing

Loans

Housing loan Car and two wheeler loan Personal loan Professional loan Education loan Mortgage loans MSME Loan Term loans Loan against future lease rentals

Cards

Rupay Credit Card Rupay Debit Card Visa Credit Card Visa Debit Card Mastercard Debit Card Mastercard Credit Card Prepaid Cards

Branches of PUNJAB NATIONAL BANK in KOLKATA
MADHYAMGRAMRAJARHAT NEW TOWNMAHESHTALABACK OFFICE KOLKATABANGURBAGUIHATIDOMJURC/C LINK OFFICE BRABOURNE ROADC/CHEST B/O SHIBPUR HOWRAHC/CHECT B/O BRABOURNE ROADC/CHEST B/O TOLLYGUNGEKASBAKOLKATA FGM OFFICEHASTINGS, KOLKATAKAMARHATI BELGHORIARETAIL HUB SALT LAKE SEC-1RETAIL SANCTIONING HUBN S ENGG COLLEGE GARIASALT LAKE, SECTOR-2SALT LAKE,SECTOR-5ASSET RECOVERY MANAGEMENT BRANBELUR (DIST. HOWRAH)WEST BENGLDUNLOP BRIG,CALCUTTA ,CDPC, CALCUTTAKOLKATA R.M OFFICEZONAL OFFICE, KOLKATASOUTH GARIA, DISTT. 24 PARGANAKOLKATA SHAKESPEARE SARANICALCUTTA GARIAHAT RD, DISTT. CCALCUTTA EXRA ST, DISTT. CALCUKOLKATA,LENIN SARANI,DISTT.CALCUTTA CLIVE ROW, DISTT. CALCALCUTTA PRINCEP STREET, DISTTMAHATMA GANDHI ROAD, KOLKATAASHUTOSH MUKHARJI ROAD CALCUTTCALCUTTA TINGRA SILLANCE AREA,CALCUTTA OVERSEAS BR.ICHAPURSHIBPUR, DISTT HOWRAHBACK OFFICE KOLKATAKOLKATA, MOHAN LAL STREET,KOLKATA N.S. ROADKOLKATA GARPARKOLKATA SUTAPATTYGARDEN REACHKOLKATA,SATISH MUKHERJEE ROADSELIMPUR ROAD KOLKATA .CALCUTTA CHARU AVENUE, DISTT.CALCUTTA SHEKRIPARA ROAD,KEYATALA ROADBHATPARA SHYAM NAGAR, DISTT. BPATIPUKURSALT LAKE CITY SECTOR-3,SOUTH SINTHEEJADAVPURLAKE AREALANSDOWNE ROAD, CALCUTTACALCUTTA GARIAKOLKATA, KALIGHATBEHALA, DISTT. CALCUTTA (WESTCALCUTTA ALIPUR CHETLA, DISTT.NIMTALLA POSTAKIDDERPURKOLKATA,B K PAL AVENUEKOLKATA, SEALDAHKOLKATTA ZAKARIA STREETFOREIGN EXCHANGE OFFICECALCUTTA MANIKTALLA, DISTT. CACALCUTTA SALT LAKE, DISTT. NORKOLKATA,COLLEGE STREETCALCUTTA PARK STREET, DISTT. CBIRATICALCUTTA DHARAMTALA SHTREET,KOLKATA, SHYAMBAZARBARBOURNE ROADCALCUTTA LINDAY STREET NEW MKTMCB,KOLKATA, LYONS RANGECALCUTTA 31 CHITTARANJAN AVE,CALCUTTA BRBB ROAD, DISTT. CACALCUTTA BARA BAZAR, DISTT. CACALCUTTA BHOWANIPUR, DISTT. CACALCUTTA NEW ALIPUR, DISTT. CABALLYGUNJECALCUTTA TOLLYGUNGE, DISTT. CA
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