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Kolkata is the capital of West Bengal, an Indian state. It is located on the east bank of the Hooghly River about 80 kilometers west of the border with Bangladesh. The Kolkata port is India's oldest operating port and it is the sole major riverine port.

The city derives its name from the Kolkata, the Bengali name of one of three villages that predated the arrival of the Britishers. The other two villages were Sutanuti and Govindapur. Today Kolkata is a city famous for its traditional soul, colonial architecture, cultural festivals, and street foods. There are various places in Kolkata to attract the tourist’s attention. Some of them are Howrah Bridge, Mullick Ghat Flower Market, Esplande, Park Street, Victoria Memorial, Birla Planaterium, Kumortuli, Khalighat Temple, Alipur Zoo and others.

We aim to create a robust alternative credit ecosystem in the country. For this, we are digitizing the finance functions. Anywhere and everywhere – you can Apply for a Business Loan with just a few clicks.

Now, you can compare and make a wise choice for the best Business Loan in Kolkata also. We bring forth a myriad of options from best banks and NBFCs for your convenience. It’s simple! Choose your desired product and win amazing assured cash backs up to ₹ 5000 on loan disbursal.

Eligibility Criteria for Business Loan in Kolkata

No worries for strict eligibility conditions. We tie-up with all the best lenders in the Kolkata and help you with flexible eligibility criteria. Self-employed/professionals – hope you meet the following eligibility parameters.

• Applicants should own a business or engaged in practice since at least 1 year
• Self-employed applicants should be between 25 to 60 years
• Having net monthly income of Rs. 22,000
• Turnover of minimum Rs 20 lakhs
• Your ITR income should be equal to or above Rs 2,50,000
• The firm should have been incorporated at least 2 years before

Documents Required for Business Loan in Kolkata

We leverage existing and emerging technologies to offer you the complete digitalized process. Upload the required documents; it will take a few minutes.

• Identity Proof – Pan Card/Driving License/Passport/Voter ID Card
• Address Proof – Telephone or ElectrKolkataBill/Ration Card/Lease Agreement/Trade License/Sales Tax Certificate
• Bank Statement – for the last 6 months statements
• Mandatory Documents – Memorandum & Articles of Association/Sole Proprietorship declaration (Business Certificate)
• Audited Financials – of last 3 years, signed by a C.A
• IT Returns – for the last 2 years

Benefits & features of taking Business Loan in Kolkata

Taking a business loan is an indispensable decision in one’s life. At Kolkata, we have a plethora of options with added benefits. Everything is online – you don’t need to visit the bank.

Get ready to leverage the following benefits –

1. Instant Approval – Yes. SBI, ICICI, HDFC, IIFL and other players are offering instant paperless business loan approval. Apply at Afinoz, and we will help you avail the Business Loan at best rate.
2. High Eligibility – Within a just few minutes, we will assess your business loan eligibility and suggest you the best available options in Kolkata. Our process is driven by automated technologies, and we help you get low EMI business Loan
3. Balance Transfer – We will make you pay your EMI easily by reducing your debt amount. Transfer your Business Loan balance to save on money. Some lenders charge fee for a balance transfer.

Have a few clicks on our EMI Calculator and get your business loan EMI in quick time.