Check Business Loan Interest Rates of all major banks of lucknow Instantly
| Bank Name | Floating Interest Rate | Processing Fee |
|---|
| BAJAJ | 18% onwards | upto 3% of loan amount |
| FULLERTON | 13% to 16% per annum. | upto 2 % of the Loan Amount |
| Neo Growth | 18% to 24% | upto 2% of the loan amount |
| HDFC | 15.65% onwards | upto 2.50% of loan amount |
| Aditya birla | 17.00% - 26.00% | 2% of the loan amount |
| BAJAJ | 18% onwards | upto 3% of loan amount |
| MUFIN FINANCE | 13% to 22% | 2% of the loan amount |
| Punjab National Bank Business Loan | 12.6%- 15.60% | 1.8% + taxes |
| Kotak Mahindra Bank | 16.00% per annum | Maximum 3% of the Loan I Facility Amount (plus GST |
| HDB bank | 13.99% | upto 2% of loan amount. |
| ICICI | 16.49% | upto 2% (plus applicable taxes) |
| Prest loan | 15 % to 22 % | upto 3.00% of the total loan amount + Service Tax |
| IndusInd bank | 14.00% per annum | 2.50% |
| Vistaar finance | 15 % to 25 % | upto 2% of the loan amount |
| Lendingkart | 18% to 28% | upto 2% of the loan amount |
| IIFL | 18 to 25% p.a. | upto 3% of the loan amount |
| Federal Bank | 8.9% to 14% | upto 3% of the loan amount |
| Zip Loan | 16 % | 2 % |
| Incred Finance | 18% | upto 5% of the loan amount |
| Bank of baroda | 14.10% per annum | upto 1% |
| RBL BANK | 20.00% per annum, | 3% of loan amount |
| AXIS | 14.25% onwards | upto 2% of loan amount + applicable taxes |
| TATA CAPITAL | 19 % | upto 2.75% of the loan amount + GST |
About lucknow
“
Lucknow is the capital city of Uttar Pradesh the Indian state. It is the 11th most populous city and the 12th most populous urban agglomeration in India. It was termed as the second happiest city in India in the study by IMRB International.
Lucknow is a multicultural city that flourished as a North Indian cultural and an artistic hub. It has the history of the seat of power of the Nawabs in the 18th and 19th centuries. It has always been an important center of governance, administration, education, commerce, finance, technology, design, culture, tourism, music, and poetry.
The city stands at an elevation of around 123 meters above sea level. It is bounded by Barabanki from the east, Unnao from the west, on the south by Raebareli and in the north by Sitapur and Hardoi. The city sits on the northwestern shore of the Gomti River. It was transferred to the Nawabs. Lucknow has been listed as the 17th fastest growing city in India and 74th in the world. Along with Agra and Varanasi, Lucknow is the Heritage Arc.
A chain of survey triangulations created by the State Government to boost tourism in Uttar Pradesh. The Gomti River divides the state into the Trans-Gomti and Cis-Gomti regions. Gomati River is the city’s chief geographical feature. Lucknow is located in the middle of the Indus-Gangetic Plain and it is surrounded by the rural towns and villages. Although the Uttar Pradesh's primary official language is Hindi, the most spoken language is colloquial Hindustani.
The Urdu language is also a significant part of the Lucknowi culture and heritage. It is commonly used by the wealthier families, the remaining members of the royal or Nawad’s family. Urdu poetry is quite famous in the city. There are various places in Lucknow that attracts tourist’s in the city like Bara Imambara, Chota Imambara, British Residency, Lucknow Zoo, Hazratganj, Constantia House, Dr. Ambedkar Park, Lucknow Museum, Rumi Darwaza, Chattar Manzil, Begum Hazrat Mahal Park, Dilkusha Kothi, Farangi Mahal, Janeshewar Mishra Park, Husainabad Clock Tower, Chandrika Devi Temple and many more.
”About Business Loan in lucknow
We aim to create a robust alternative credit ecosystem in the country. For this, we are digitizing the finance functions. Anywhere and everywhere – you can Apply for a Business Loan with just a few clicks.
Now, you can compare and make a wise choice for the best Business Loan in lucknow also. We bring forth a myriad of options from best banks and NBFCs for your convenience. It’s simple! Choose your desired product and win amazing assured cash backs up to ₹ 5000 on loan disbursal.
Eligibility Criteria for Business Loan in lucknow
No worries for strict eligibility conditions. We tie-up with all the best lenders in the lucknow and help you with flexible eligibility criteria. Self-employed/professionals – hope you meet the following eligibility parameters.
- Applicants should own a business or engaged in practice since at least 1 year
- Self-employed applicants should be between 25 to 60 years
- Having net monthly income of Rs. 22,000
- Turnover of minimum Rs 20 lakhs
- Your ITR income should be equal to or above Rs 2,50,000
- The firm should have been incorporated at least 2 years before
Documents Required for Business Loan in lucknow
We leverage existing and emerging technologies to offer you the complete digitalized process. Upload the required documents; it will take a few minutes.
- Identity Proof – Pan Card/Driving License/Passport/Voter ID Card
- Address Proof – Telephone or ElectrlucknowBill/Ration Card/Lease Agreement/Trade License/Sales Tax Certificate
- Bank Statement – for the last 6 months statements
- Mandatory Documents – Memorandum & Articles of Association/Sole Proprietorship declaration (Business Certificate)
- Audited Financials – of last 3 years, signed by a C.A
- IT Returns – for the last 2 years
Benefits & features of taking Business Loan in lucknow
Taking a business loan is an indispensable decision in one’s life. At lucknow, we have a plethora of options with added benefits. Everything is online – you don’t need to visit the bank.
Get ready to leverage the following benefits –
- Instant Approval – Yes. SBI, ICICI, HDFC, IIFL and other players are offering instant paperless business loan approval. Apply at Afinoz, and we will help you avail the Business Loan at best rate.
- High Eligibility – Within a just few minutes, we will assess your business loan eligibility and suggest you the best available options in lucknow. Our process is driven by automated technologies, and we help you get low EMI business Loan
- Balance Transfer – We will make you pay your EMI easily by reducing your debt amount. Transfer your Business Loan balance to save on money. Some lenders charge fee for a balance transfer.
Have a few clicks on our EMI Calculator and get your business loan EMI in quick time.
RBL Bank Limited
About
RBL Bank (Ratnakar Bank Limited) is one of the fastest growing private sector banks in India, headquartered in Mumbai, Maharashtra. Established in August 9, currently the bank operates through a network of branches, 99 banking outlets and 9 ATMs spread across 0 Indian states and union territories. In August 99, the bank obtained Scheduled Commercial Bank status. It is listed on both BSE (Bombay Stock Exchange) and NSE (National Stock Exchange).
BankingSMS BankingOnline BankingMobile/Phone Banking
ProductCorporate & Institutional BankingCommercial BankingBranch & Business BankingAgri Business BankingDevelopment Banking and Financial InclusionTreasury and Financial Markets Operationssavings accountscurrent accountsfixed deposits
Loanshome loanspersonal loansbusiness loanseducation loansauto loansloans against propertyoverdrafts against propertyloans against depositsgold metal loansworking capital finance
CardMastercard Credit Card
InsuranceLife InsuranceGeneral InsuranceHealth Insurance
Popular productCorporate & Institutional BankingCommercial BankingBranch & Business BankingAgri Business BankingDevelopment Banking and Financial InclusionTreasury and Financial Markets Operationssavings accountscurrent accountsfixed deposits
KOTAK MAHINDRA BANK LIMITED
About
Kotak Mahindra Bank Limited is a private sector Indian Bank headquartered in Mumbai, Maharashtra. The bank was founded in 98 and in February 00, Kotak Mahindra Finance Ltd. received the license from the Reserve Bank of India to carry on banking business. It had a network of ,88 full-fledged branches and ,99 ATMs in the country as of March 08.
BankingInternet BankingMobile BankingSMS Banking
ProductDepositFixed DepositRecurring DepositTax Saving Fixed DepositSenior Citizen Fixed DepositSweep-In Facility
LoansHome LoanCar LoanPersonal LoanEducation LoanGold LoanLoan Against SecuritiesLoan Against Property
CardCredit CardsDebit CardsForex / Prepaid Cards
InsuranceLife InsuranceHealth InsuranceMotor InsurancePradhan Mantri Jeevan Jyoti Bima YojanaPradhan Mantri Suraksha Bima YojanaAtal Pension Yojana
Popular productDepositFixed DepositRecurring DepositTax Saving Fixed DepositSenior Citizen Fixed DepositSweep-In Facility
Branch
LUCKNOW ASHIYANA COLONY BRANCH
ATRAULI BRANCH
ALAMBAGH LUCKNOW
GOMTINAGAR LUCKNOW
LUCKNOW CHOWK
LUCKNOW AMINABAD BRANCH
INDIRA NAGAR BRANCH LUCKNOW
ALIGANJ BRANCH
LUCKNOW NAKA
LUCKNOW
YES BANK
About
Yes Bank Limited is India’s fourth largest private sector bank headquartered in Mumbai, Maharashtra, India. Established in 00, the bank primarily operates as a corporate bank, with retail banking and asset management as subsidiary functions. As of March, 08, the bank had a network of ,00 branches; national operating centers; and ,7 ATMs and bunch note acceptors.
BankingWorking capital financeTerm loansCorporate financeLiquidity managementSalary accountFixed deposit accountSavings accountOrdinary account
ProductThe bank also offers retail banking solutions such as personal, secured business, home, construction equipment, car, super bike, commercial vehicle, gold loans, and loans against securities; business banking services to micro, small, and medium enterprises; and health care and printing equipment finance.
LoansPersonal loanSecured business loanHome loanConstruction equipment loanCar loanSuper bike loanCommercial vehicle loanGold loansLoans against securitiesMSME LoanHealth care equipment financePrinting equipment finance
Branch
ZILA SAHKARI BANK LUCKNOW ALIGANJ
ZILA SAHKARI BANK LUCKNOW H O
ZILA SAHKARI BANK LUCKNOW CHANDRNGR
ZILA SAHKARI BANK LUCKNOW ARJUNGANJ
ZILA SAHKARI BANK LUCKNOW PARAGDARY
ZILA SAHKARI BANK LUCKNOW ICCMRT EC
ZILA SAHKARI BANK LUCKNOW ITAUNJA
ZILA SAHKARI BANK LUCKNOW GOSAIGANJ
ZILA SAHKARI BANK LUCKNOW BKT
ZILA SAHKARI BANK LUCKNOW MALIHABAD
ZILA SAHKARI BANK LUCKNOW KAKORI
ZILA SAHKARI BANK LUCKNOW MOHNLAL G
ZILA SAHKARI BANK LUCKNOW BANTHARA
ZILA SAHKARI BANK LUCKNOW NAGRAM
ZILA SAHKARI BANK LUCKNOW MALLBRNCH
ZILA SAHKARI BANK LUCKNOW SGPGI
ZILA SAHKARI BANK LUCKNOW VIKAS NGR
ZILA SAHKARI BANK LUCKNOW CHINHAT
ZILA SAHKARI BANK LUCKNOW LATOUCHE
ZILA SAHKARI BANK LUCKNOW KANPUR RD
ZILA SAHKARI BANK LUCKNOW SADATGANJ
ZILA SAHKARI BANK LUCKNOW NISHATGNJ
ZILA SAHKARI BANK LUCKNOW GOMTI NGR
ZILA SAHKARI BANK LUCKNOW MAIN BR
RAJDHANI NAGAR SAHKARI BANK
NORTHERN RLY PR COOP BANK ALAMBAGH
NORTHERN RLY PR COOP BANK MAIN BRNCH
MUNSHIPULIA, LUCKNOW
HEWETT ROAD, LUCKNOW
GOMTI NAGAR
LUCKNOW, UTTAR PRADESH