Business Loan in Patna

About Business Loan in Patna

Bank NameFloating Interest RateProcessing Fee
IndusInd bank14.00% per annum2.50%
Lendingkart18% to 28%upto 2% of the loan amount
AXIS14.25% onwardsupto 2% of loan amount + applicable taxes
Prest loan15 % to 22 %upto 3.00% of the total loan amount + Service Tax
TATA CAPITAL19 %upto 2.75% of the loan amount + GST
Kotak Mahindra Bank16.00% per annumMaximum 3% of the Loan I Facility Amount (plus GST
Incred Finance18%upto 5% of the loan amount
ICICI16.49%upto 2% (plus applicable taxes)
IIFL18 to 25% p.a.upto 3% of the loan amount
RBL BANK20.00% per annum,3% of loan amount
HDFC15.65% onwardsupto 2.50% of loan amount
Federal Bank8.9% to 14%upto 3% of the loan amount
Bank of baroda14.10% per annumupto 1%
FULLERTON13% to 16% per annum.upto 2 % of the Loan Amount
HDB bank13.99%upto 2% of loan amount.
Vistaar finance15 % to 25 %upto 2% of the loan amount
Zip Loan16 %2 %
MUFIN FINANCE13% to 22%2% of the loan amount
BAJAJ18% onwardsupto 3% of loan amount
Punjab National Bank Business Loan12.6%- 15.60%1.8% + taxes
Neo Growth18% to 24%upto 2% of the loan amount
Aditya birla17.00% - 26.00%2% of the loan amount
BAJAJ18% onwardsupto 3% of loan amount

About Patna

Patna, initially known as Pataliputra, is the capital of Bihar state, India. The ancient city of Pataliputra was by founded by Ajatashatru, king of Magadha, in 5th Century BCE. Sprawling along the south bank of the Ganges River in Bihar, it is one of the oldest cities in India.

The Government House, the Assembly Chambers, the Oriental Library, a medical college, and an engineering college are prominent modern structures of Patna. Its historic monuments are the mosque of Ḥusayn Shah of Bengal, the Sikh Temple associated with the 10th Guru, Gobind Singh, and the granary at Bankipur. University of Patna and the Patna Museum are located in the city. Patna is connected by road to Hajipur via the Mahatma Gandhi Bridge across the river.

Patna is a trade centre for agricultural produce; chief crops include sugarcane, sesame, and medium-grained Patna rice. There are several sugar mills in Patna and its surrounding. The economy of Patna has been boosted by Fast Moving Consumer Goods industries, service sector and Green Revaluation businesses.

About business Loan in Patna

We aim to create a robust alternative credit ecosystem in the country. For this, we are digitizing the finance functions. Anywhere and everywhere – you can Apply for a Business Loan with just a few clicks.

Now, you can compare and make a wise choice for the best Business Loan in Patna also. We bring forth a myriad of options from best banks and NBFCs for your convenience. It’s simple! Choose your desired product and win amazing assured cash backs up to ₹ 5000 on loan disbursal.

Eligibility Criteria for Business Loan in Patna

No worries for strict eligibility conditions. We tie-up with all the best lenders in the Patna and help you with flexible eligibility criteria. Self-employed/professionals – hope you meet the following eligibility parameters.

  • Applicants should own a business or engaged in practice since at least 1 year
  • Self-employed applicants should be between 25 to 60 years
  • Having net monthly income of Rs. 22,000
  • Turnover of minimum Rs 20 lakhs
  • Your ITR income should be equal to or above Rs 2,50,000
  • The firm should have been incorporated at least 2 years before

Documents Required for Business Loan in Patna

We leverage existing and emerging technologies to offer you the complete digitalized process. Upload the required documents; it will take a few minutes.

  • Identity Proof – Pan Card/Driving License/Passport/Voter ID Card
  • Address Proof – Telephone or ElectrPatnaBill/Ration Card/Lease Agreement/Trade License/Sales Tax Certificate
  • Bank Statement – for the last 6 months statements
  • Mandatory Documents – Memorandum & Articles of Association/Sole Proprietorship declaration (Business Certificate)
  • Audited Financials – of last 3 years, signed by a C.A
  • IT Returns – for the last 2 years

Benefits & features of taking Business Loan in Patna

Taking a business loan is an indispensable decision in one’s life. At Patna, we have a plethora of options with added benefits. Everything is online – you don’t need to visit the bank.

Get ready to leverage the following benefits –

  1. Instant Approval – Yes. SBI, ICICI, HDFC, IIFL and other players are offering instant paperless business loan approval. Apply at Afinoz, and we will help you avail the Business Loan at best rate.
  2. High Eligibility – Within a just few minutes, we will assess your business loan eligibility and suggest you the best available options in Patna. Our process is driven by automated technologies, and we help you get low EMI business Loan
  3. Balance Transfer – We will make you pay your EMI easily by reducing your debt amount. Transfer your Business Loan balance to save on money. Some lenders charge fee for a balance transfer.

Have a few clicks on our EMI Calculator and get your business loan EMI in quick time.

RBL Bank Limited

About

RBL Bank (Ratnakar Bank Limited) is one of the fastest growing private sector banks in India, headquartered in Mumbai, Maharashtra. Established in August 9, currently the bank operates through a network of branches, 99 banking outlets and 9 ATMs spread across 0 Indian states and union territories. In August 99, the bank obtained Scheduled Commercial Bank status. It is listed on both BSE (Bombay Stock Exchange) and NSE (National Stock Exchange).

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PUNJAB NATIONAL BANK

About

Punjab National Bank (PNB) is an Indian multinational banking and financial services company. Established in 89, it is state-owned bank. Headquartered in New Delhi, India, the bank operates through a network of zonal offices, 7 circle offices, 98 branches, and 98 ATMs. PNB also operates a banking subsidiary in the UK, as well as branches in Hong Kong, Kowloon, Dubai and Kabul and representative offices in in Almaty (Kazakhstan), Dubai (UAE), Shanghai (China), Oslo(Norway), and Sydney (Australia). PNB and other major commercial banks were nationalized on 9 July 99.

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Housing loancar and two wheeler loanpersonal loanprofessional loaneducation loanmortgage loansMSME Loanterm loansloan against future lease rentals

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KHAGAUL PATNASHEKHPURA PATNA BIHARMANOHARPUR KACHHUARAJARKHABHIKHNA PAHARI PATNABACK OFFICE PATNAMITHAPUR PATNACPPC PATNABIHAR STATE BRIDGE CONS CORPFI BACK OFFICE,PATNAPATNA RAZA BAZARTRANSPORT NAGAR PATNAPATNA GANDHI NAGAR, DISTT. PATPATNA PUNAICHAK, DISTT. PATNAPATNA MORCHA ROADPATNA NEW MARKET STATION ROAD,PATNA BORING ROAD, DISTT. PATNPATNA RCC, DISTT. PATNA (BIHARPATNA KANKAR BAGH, DISTT. PATNPATNA MURADPUR, DISTT. PATNA (PATNA CITYDANAPORE CANTT, DISTT. PATNA (

KARNATAKA BANK LIMITED

About

The Karnataka Bank Limited is ‘A’ Class scheduled commercial bank founded on 8th February 9. Headquartered in Mangaluru in Karnataka, India, the bank has a national presence with a network of 8 branches, 7 ATMs and 0 e-lobbies spread across states and Union Territories. The bank has deployed the most modern information technology like core banking, internet banking and mobile banking etc. to meet customers’ expectation of services, for today and for future. The bank is listed on both the BSE and the NSE.

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