Business Loan in Patna

Check business Loan Interest Rates of All Major Banks of patna Instantly
Bank Name
Floating Interest rate
Processing Fee
MUFIN FINANCE
13% to 22%
2% of the loan amount
Zip Loan
16 %
2 %
HDB bank
13.99%
upto 2% of loan amount.
Neo Growth
18% to 24%
upto 2% of the loan amount
15.65% onwards
upto 2.50% of loan amount
16.00% per annum
Maximum 3% of the Loan I Facility Amount (plus GST
Incred Finance
18%
upto 5% of the loan amount
Federal Bank
8.9% to 14%
upto 3% of the loan amount
19 %
upto 2.75% of the loan amount + GST
ICICI
16.49%
upto 2% (plus applicable taxes)
14.00% per annum
2.50%
18% to 28%
upto 2% of the loan amount
12.6%- 15.60%
1.8% + taxes
18% onwards
upto 3% of loan amount
15 % to 22 %
upto 3.00% of the total loan amount + Service Tax
RBL BANK
20.00% per annum,
3% of loan amount
13% to 16% per annum.
upto 2 % of the Loan Amount
Aditya birla
17.00% - 26.00%
2% of the loan amount
14.10% per annum
upto 1%
Vistaar finance
15 % to 25 %
upto 2% of the loan amount
14.25% onwards
upto 2% of loan amount + applicable taxes
18% onwards
upto 3% of loan amount
18 to 25% p.a.
upto 3% of the loan amount
ABOUT BUSINESS LOAN IN PATNA

We aim to create a robust alternative credit ecosystem in the country. For this, we are digitizing the finance functions. Anywhere and everywhere – you can Apply for a Business Loan with just a few clicks.

Now, you can compare and make a wise choice for the best Business Loan in patna also. We bring forth a myriad of options from best banks and NBFCs for your convenience. It’s simple! Choose your desired product and win amazing assured cash backs up to ₹ 5000 on loan disbursal.

Eligibility Criteria for Business Loan in patna

No worries for strict eligibility conditions. We tie-up with all the best lenders in the patna and help you with flexible eligibility criteria. Self-employed/professionals – hope you meet the following eligibility parameters.

  • Applicants should own a business or engaged in practice since at least 1 year
  • Self-employed applicants should be between 25 to 60 years
  • Having net monthly income of Rs. 22,000
  • Turnover of minimum Rs 20 lakhs
  • Your ITR income should be equal to or above Rs 2,50,000
  • The firm should have been incorporated at least 2 years before

Documents Required for Business Loan in patna

We leverage existing and emerging technologies to offer you the complete digitalized process. Upload the required documents; it will take a few minutes.

  • Identity Proof – Pan Card/Driving License/Passport/Voter ID Card
  • Address Proof – Telephone or ElectrpatnaBill/Ration Card/Lease Agreement/Trade License/Sales Tax Certificate
  • Bank Statement – for the last 6 months statements
  • Mandatory Documents – Memorandum & Articles of Association/Sole Proprietorship declaration (Business Certificate)
  • Audited Financials – of last 3 years, signed by a C.A
  • IT Returns – for the last 2 years

Benefits & features of taking Business Loan in patna

Taking a business loan is an indispensable decision in one’s life. At patna, we have a plethora of options with added benefits. Everything is online – you don’t need to visit the bank.

Get ready to leverage the following benefits –

  1. Instant Approval – Yes. SBI, ICICI, HDFC, IIFL and other players are offering instant paperless business loan approval. Apply at Afinoz, and we will help you avail the Business Loan at best rate.
  2. High Eligibility – Within a just few minutes, we will assess your business loan eligibility and suggest you the best available options in patna. Our process is driven by automated technologies, and we help you get low EMI business Loan
  3. Balance Transfer – We will make you pay your EMI easily by reducing your debt amount. Transfer your Business Loan balance to save on money. Some lenders charge fee for a balance transfer.

Have a few clicks on our EMI Calculator and get your business loan EMI in quick time.

ABOUT PATNA

Patna, initially known as Pataliputra, is the capital of Bihar state, India. The ancient city of Pataliputra was by founded by Ajatashatru, king of Magadha, in 5th Century BCE. Sprawling along the south bank of the Ganges River in Bihar, it is one of the oldest cities in India.

The Government House, the Assembly Chambers, the Oriental Library, a medical college, and an engineering college are prominent modern structures of Patna. Its historic monuments are the mosque of Ḥusayn Shah of Bengal, the Sikh Temple associated with the 10th Guru, Gobind Singh, and the granary at Bankipur. University of Patna and the Patna Museum are located in the city. Patna is connected by road to Hajipur via the Mahatma Gandhi Bridge across the river.

Patna is a trade centre for agricultural produce; chief crops include sugarcane, sesame, and medium-grained Patna rice. There are several sugar mills in Patna and its surrounding. The economy of Patna has been boosted by Fast Moving Consumer Goods industries, service sector and Green Revaluation businesses.

TOP LOAN PROVIDERS IN PATNA
ABOUT STATE BANK OF INDIA, PATNA, Bihar

State Bank of India (SBI) is India’s multinational public sector banking and financial services company. SBI was established in 80 and is headquartered in Mumbai, Maharashtra. The bank is the largest bank in India with a % market share in assets. State Bank of India operates a network of , branches and 9, ATMs in India and internationally. SBI operates through Treasury, Corporate/Wholesale Banking, Retail Banking, Insurance Business, and Other Banking Business channels. It extends a comprehensive range of banking products and services to individuals, commercial enterprises, corporates, and government bodies, and institutional customers in India and internationally. Its personal banking services include current accounts, savings accounts, term and recurring deposits; personal, home, auto, and education as well as loans against property and securities; and wealth management, demat, ATM, foreign inward remittance, safe deposit locker, public provident fund, money transfer, and pension policy, as well as cards and inflation indexed national savings securities cumulative bonds. It also provides corporate banking services including corporate accounts, working capital and project finance, deferred payment guarantees, corporate term loans, structured finance, dealer financing, channel financing, equipment leasing, loan syndication, financing Indian firms overseas subsidiaries or JVs, and construction equipment loans. In addition, the bank offers NRI services, such as accounts and deposits, remittances, investments, and loans; agricultural banking and micro credit to agriculturists and farmers; loans, supply chain finance, and deposits and transaction banking services for SME customers; and international banking services.

Bank Details
Product

Banking, Loans, Deposit

Insurance

Individual Insurance: Sbi life- eshield, Sbi life - poorna suraksha, Sbi life - sampoorn cancer suraksha, Sbi life- elncome shield, Sbi life- smart shield, Sbi life - saral Shield, SBI Life - Saral Swadhan +, SBI Life- Smart Swadhan Plus, SBI Life - Grameen Bina. Corporate Insurance Plan: SBI Life - Kalyan ULIP Plus, SBI Life- CapAssure Gold, SBI Life - Gaurav Jeevan, SBI Life- Pradhan Mantri Jeevan Jyoti Bima yojana, SBI Life- Sampoorn Suraksha

Banking

MoBile Banking, Internet Banking, Wholesale Banking, Retail Banking

Loans

Personal Loans, Car Loan, Loan Against Property, Education Loan, Housing Loans, Gold Loans, Corporate Term Loans

Cards

SBI Card ELITE, SBI Credit Cards, Air India SBI Platinum Card, Air India SBI Signature Card, SBI STYLEUP Contactless Credit Card, IRCTC SBI Platinum Card, Doctor's SBI Card, SBI Card ELITE Advantage

Branches of STATE BANK OF INDIA in PATNA
BAHADURPURPHULWARI SHARIF WALMINAUBATPURPATNAPATNA FRAZER ROAD BRANCHKHAJPURAP C COLONY KANKARBAGHSAGUNA MORE DANAPUR PATNABIHTA DIST PATNAFRAZER ROAD, PATNAPATNA CITY MARUFGANJR BLOCK, PATNAASHOK RAJPATH, PATNAPATNASBIINTOUCH BR PATNA MAIN BR, PATNASBIINTOUCH BRANCH SAGUNA MORE, PATNASBIINTOUCH S.K.PURI, PATNATRANSPORT NAGAR, PATNANANMUHIYANNIYOJAN BHAWANMASAURHI BAZARANS COLLEGE BARHNARAULIKARPOORIGRAMRBO PATNA WESTKARPOORI THAKUR SADANSHIVPURI,PATNAPOSTAL PARK, PATNAPBB BHAGWATNAGARDR B R AMBEDKAR COLLEGEGOLA ROAD PATNAPATLIPUTRA RAILWAY STATIONKARMALICHAK PATNADANAPUR BAZARAIR FORCE STATION BIHTANADAULHATHIDAH BUJURGAIIMS PHULWARISHARIFPIPLAWANIIT BIHTACHAK JALALSABALPURMASARHISANDALPURPANI TANKI MOREKHEMNICHAKSPECIALIZED NRI BRANCHBHOJPUR COLONY, PATNAJAGDEO PATHCHANAKYA LAW COLLEGEDRM OFFICE, KHAGAULRAMKRISHNANAGARDUMRIPALTU CHHITINIRBO REGIONSEC PATNAFIC DANIYANWANLCPC PATNAFIC SAMPATCHAKA.G. COLONY, PATNASPECIALISED CURRENCY ADMINISTRATION BRANCH, PATNADANIAWANRBOII PATNARBOI PATNADOCUMENT ARCHIVAL CENTRE, PATNAHARNAUTPHULWARISHARIFMANERSAMPATCHAKBIKRAMPUNPUNGHOSHWARIDULHIN BAZARPANDARAKSABNIMAGOVIND MITRA ROAD, PATNAJAGDISHPURTEKARIGARHANISAGUNACCPC, PATNAJ.D.WOMEN'S COLLEGE, PATNARAJIV NAGARDANAPUR CANTONEMENTRED EAGLE CANTEEN, ALLAHABADNTPC CAMPUS, BARHSMECC PATNA (NEW BRANCH)CAC, PATNASERVICE BRANCH PATNACB PATLIPUTRAZONAL INSPECTION OFFICE, PATNABIHAR VETERINARY COLLEGE COMPLEXHANUMAN NAGARASHIANA NAGARANISABAD,PATNAANANDPURISONMAISHAHJAHANPURDOMANSARASATBHAISWANALIPURIGIMSAMY,KATRA BAZARAGAMKUANDARIYAPUR GOLAMAURYA LOK COMPLEXPALIGANJRAJ BHAWAN, PATNAZONAL OFFICE PATNAAUNTABORING CANAL ROAD, PATNAIFB PATNASARAYSAINAGWALAIBANKAGHATBAILEY ROADARAPAKHTIYARPURAMY BIHTAAMY FATWAHKHUSRUPURATHMALGOLANMCC PATNASARC PATNAADB BARHMASAURHIKHAGAULRACPC PATNACPPC PATNAPBB KANKARBAGH, PATNARARB PATNASSI PATNASCB, DAKBUNGLOW, PATNAPBB PATNASPB BRANCH PATNAFSLO PATNAOAD,LHO, PATNAKANKARBAGH RESIDENTIAL COLONYBHIKHNAPAHARI, PATNASRIKRISHNANAGAR, PATNADIGHAGARDANIBAGHKURJI,PATNANEW MARKET , PATNAFRASER ROADEXHIBITION ROAD PATNARAJAPURMARUFGANJMAHENDRURAJABANSHI NAGARSHRIKRISHNA PURICHAUHATTAKSDSU CAMPUSBAKHTIYARPURRAJENDRA NAGARKADAMKUANPATLIPUTRAMITHAPURGULZARBAGHBORING ROADPATNA CITYKANKARBAGHDANAPURHAJIGANJJUDGES COURT RDBIHTABSEB PATNAPATNA SECTTPATNA MAINMOKAMABARH
ABOUT KOTAK MAHINDRA BANK LIMITED, PATNA, Bihar

Kotak Mahindra Bank Limited is a private sector Indian Bank headquartered in Mumbai, Maharashtra. The bank was founded in 98 and in February 00, Kotak Mahindra Finance Ltd. received the license from the Reserve Bank of India to carry on banking business. It had a network of ,88 full-fledged branches and ,99 ATMs in the country as of March 08.

Bank Details
Product

Deposit Fixed Deposit Recurring Deposit Tax Saving Fixed Deposit Senior Citizen Fixed Deposit Sweep-In Facility

Insurance

Life Insurance Health Insurance Motor Insurance Pradhan Mantri Jeevan Jyoti Bima Yojana Pradhan Mantri Suraksha Bima Yojana Atal Pension Yojana

Banking

Internet Banking Mobile Banking SMS Banking

Popular Product

Deposit Fixed Deposit Recurring Deposit Tax Saving Fixed Deposit Senior Citizen Fixed Deposit Sweep-In Facility

Loans

Home Loan Car Loan Personal Loan Education Loan Gold Loan Loan Against Securities Loan Against Property

Cards

Credit Cards Debit Cards Forex / Prepaid Cards

ABOUT SYNDICATE BANK, PATNA, Bihar

Syndicate Bank is one of the oldest and major commercial banks in India and was founded in 9. At the time of its establishment, the bank was known as Canara Industrial and Banking Syndicate Limited. The name of the bank was changed to Syndicate Bank in 9. It is headquartered in Manipal, Karnataka and was one of the major commercial banks to be nationalized on 9 July 99, by Government of India. Syndicate Bank operated a network of 0 branches, including ,9 rural, ,7 semi-urban, 8 urban, and 8 metro branches in India; and branch in London, as well as ,8 ATMs as of March 08. Syndicate Bank offers banking products and services to corporate, SMEs and retail customer in India. Its deposit products include savings accounts, current accounts, and term deposits. It also provides retail, agricultural and other priority sector loans. In addition, the bank provides corporate finance such as working capital finance; export credit, term loan finance; loan against receivables; and project finance that includes infrastructure projects. Further, it provides Aadhaar seeding, NEFT/RTGS, online tax payment, online shopping and utility bill payment, and e-filing of income tax returns. Other services include CMS, bancassurance, mutual fund services, and demat services. Syndicate Bank also provides international banking products such as non-resident (external) rupee, non-resident ordinary rupee, resident foreign currency, and foreign currency non-resident accounts, as well as manages exchange companies.

Bank Details
Product

Loan, Banking, Credit Card

Insurance

NA

Banking

SMS Banking Net Banking Missed Call Banking

Popular Product

Loan, Banking, Credit Card

Loans

Retail Loan, Agriculture Loan, Priority Sector Loan, SME Loan

Cards

Syndicate Bank Global Visa Credit Card