Business Loan in patna

Check Business Loan Interest Rates of all major banks of patna Instantly

Bank NameFloating Interest RateProcessing Fee
MUFIN FINANCE 13% to 22%2% of the loan amount
RBL BANK 20.00% per annum,3% of loan amount
BAJAJ 18% onwardsupto 3% of loan amount
TATA CAPITAL 19 %upto 2.75% of the loan amount + GST
BAJAJ 18% onwardsupto 3% of loan amount
Zip Loan 16 %2 %
IndusInd bank 14.00% per annum2.50%
Prest loan 15 % to 22 %upto 3.00% of the total loan amount + Service Tax
Vistaar finance 15 % to 25 %upto 2% of the loan amount
FULLERTON 13% to 16% per annum.upto 2 % of the Loan Amount
Kotak Mahindra Bank 16.00% per annumMaximum 3% of the Loan I Facility Amount (plus GST
HDB bank 13.99%upto 2% of loan amount.
HDFC 15.65% onwardsupto 2.50% of loan amount
ICICI 16.49%upto 2% (plus applicable taxes)
Incred Finance 18%upto 5% of the loan amount
Aditya birla 17.00% - 26.00%2% of the loan amount
Lendingkart 18% to 28%upto 2% of the loan amount
AXIS 14.25% onwardsupto 2% of loan amount + applicable taxes
Neo Growth 18% to 24%upto 2% of the loan amount
Punjab National Bank Business Loan 12.6%- 15.60%1.8% + taxes
Bank of baroda 14.10% per annumupto 1%
IIFL 18 to 25% p.a.upto 3% of the loan amount
Federal Bank 8.9% to 14%upto 3% of the loan amount

About patna

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Patna, initially known as Pataliputra, is the capital of Bihar state, India. The ancient city of Pataliputra was by founded by Ajatashatru, king of Magadha, in 5th Century BCE. Sprawling along the south bank of the Ganges River in Bihar, it is one of the oldest cities in India.

The Government House, the Assembly Chambers, the Oriental Library, a medical college, and an engineering college are prominent modern structures of Patna. Its historic monuments are the mosque of Ḥusayn Shah of Bengal, the Sikh Temple associated with the 10th Guru, Gobind Singh, and the granary at Bankipur. University of Patna and the Patna Museum are located in the city. Patna is connected by road to Hajipur via the Mahatma Gandhi Bridge across the river.

Patna is a trade centre for agricultural produce; chief crops include sugarcane, sesame, and medium-grained Patna rice. There are several sugar mills in Patna and its surrounding. The economy of Patna has been boosted by Fast Moving Consumer Goods industries, service sector and Green Revaluation businesses.

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About Business Loan in patna

We aim to create a robust alternative credit ecosystem in the country. For this, we are digitizing the finance functions. Anywhere and everywhere – you can Apply for a Business Loan with just a few clicks.

Now, you can compare and make a wise choice for the best Business Loan in patna also. We bring forth a myriad of options from best banks and NBFCs for your convenience. It’s simple! Choose your desired product and win amazing assured cash backs up to ₹ 5000 on loan disbursal.

Eligibility Criteria for Business Loan in patna

No worries for strict eligibility conditions. We tie-up with all the best lenders in the patna and help you with flexible eligibility criteria. Self-employed/professionals – hope you meet the following eligibility parameters.

  • Applicants should own a business or engaged in practice since at least 1 year
  • Self-employed applicants should be between 25 to 60 years
  • Having net monthly income of Rs. 22,000
  • Turnover of minimum Rs 20 lakhs
  • Your ITR income should be equal to or above Rs 2,50,000
  • The firm should have been incorporated at least 2 years before

Documents Required for Business Loan in patna

We leverage existing and emerging technologies to offer you the complete digitalized process. Upload the required documents; it will take a few minutes.

  • Identity Proof – Pan Card/Driving License/Passport/Voter ID Card
  • Address Proof – Telephone or ElectrpatnaBill/Ration Card/Lease Agreement/Trade License/Sales Tax Certificate
  • Bank Statement – for the last 6 months statements
  • Mandatory Documents – Memorandum & Articles of Association/Sole Proprietorship declaration (Business Certificate)
  • Audited Financials – of last 3 years, signed by a C.A
  • IT Returns – for the last 2 years

Benefits & features of taking Business Loan in patna

Taking a business loan is an indispensable decision in one’s life. At patna, we have a plethora of options with added benefits. Everything is online – you don’t need to visit the bank.

Get ready to leverage the following benefits –

  1. Instant Approval – Yes. SBI, ICICI, HDFC, IIFL and other players are offering instant paperless business loan approval. Apply at Afinoz, and we will help you avail the Business Loan at best rate.
  2. High Eligibility – Within a just few minutes, we will assess your business loan eligibility and suggest you the best available options in patna. Our process is driven by automated technologies, and we help you get low EMI business Loan
  3. Balance Transfer – We will make you pay your EMI easily by reducing your debt amount. Transfer your Business Loan balance to save on money. Some lenders charge fee for a balance transfer.

Have a few clicks on our EMI Calculator and get your business loan EMI in quick time.

YES BANK

About

Yes Bank Limited is India’s fourth largest private sector bank headquartered in Mumbai, Maharashtra, India. Established in 00, the bank primarily operates as a corporate bank, with retail banking and asset management as subsidiary functions. As of March, 08, the bank had a network of ,00 branches; national operating centers; and ,7 ATMs and bunch note acceptors.

Banking

Working capital financeTerm loansCorporate financeLiquidity managementSalary accountFixed deposit accountSavings accountOrdinary account

Product

The bank also offers retail banking solutions such as personal, secured business, home, construction equipment, car, super bike, commercial vehicle, gold loans, and loans against securities; business banking services to micro, small, and medium enterprises; and health care and printing equipment finance.

Loans

Personal loanSecured business loanHome loanConstruction equipment loanCar loanSuper bike loanCommercial vehicle loanGold loansLoans against securitiesMSME LoanHealth care equipment financePrinting equipment finance

Branch

BIHAR STATE COOP BANK HEAD OFFICE
BORING CANAL ROAD
PATNA, BIHAR

INDUSIND BANK

About

Indusind Bank Limited is a new generation private bank. Established in 99, the bank is headquartered in Mumbai, India. It stands tall today as one of the reputed banks in the country. Indusind Bank operates more than 000 branches and over ,800 ATMs spread across the country. It also has representative offices in London, Dubai and Abu Dhabi.

Banking

reasuryCorporate/Wholesale Banking,recurring deposits,corporate salary,Rupee multiplier products.Retail Banking,young saver deposits,urrent, savings, defense,and RFC accountsfixed depositsmutual fundsMy Account NumberQuick Redeem Services and 0 Days banking.Choice Money ATMsDirect ConnectCash-on-MobileCheck-on-Cheque

Product

The bank provides various banking solutions to individuals, NRIs, business owners, corporate, government and financial Institutions. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and other Banking Operations segments. The bank offers current, savings, defense, corporate salary, and RFC accounts; and fixed deposits, recurring deposits, young saver deposits, as well as Rupee multiplier products.

Loans

home loangold loansbusiness loan.Kisan loansterm loansInduind Kisan loansloan against propertytwo wheelerpersonalcar loaneducation loan

Card

credit cards

Branch

SAGUNA MORE PATNA
BIHTA
PATNA CITY
ANISHABAD-PATNA
KHAZANCHI ROAD- PATNA
ASHIANA NAGAR- PATNA
RAJENDRA NAGAR, PATNA
KANKERBAGH, PATNA
BORING ROAD ? PATNA (II)
RUKANPURA
PATNA

PUNJAB NATIONAL BANK

About

Punjab National Bank (PNB) is an Indian multinational banking and financial services company. Established in 89, it is state-owned bank. Headquartered in New Delhi, India, the bank operates through a network of zonal offices, 7 circle offices, 98 branches, and 98 ATMs. PNB also operates a banking subsidiary in the UK, as well as branches in Hong Kong, Kowloon, Dubai and Kabul and representative offices in in Almaty (Kazakhstan), Dubai (UAE), Shanghai (China), Oslo(Norway), and Sydney (Australia). PNB and other major commercial banks were nationalized on 9 July 99.

Banking

Net BankingMobile BankingSMS Banking

Product

saving deposit accountscurrent accountsfixed depositcapital gain account schemescorporate banking productsworking capital financing

Loans

Housing loancar and two wheeler loanpersonal loanprofessional loaneducation loanmortgage loansMSME Loanterm loansloan against future lease rentals

Card

Rupay Credit CardRupay Debit CardVisa Credit CardVisa Debit CardMastercard Debit CardMastercard Credit CardPrepaid Cards

Insurance

Life InsuranceFire InsuranceTheft InsuranceHealth InsuranceTravel InsuranceHousehold goods & Accidental insurance

Popular product

saving deposit accountscurrent accountsfixed depositcapital gain account schemescorporate banking productsworking capital financing

Branch

KHAGAUL PATNA
SHEKHPURA PATNA BIHAR
MITHAPUR PATNA
MANOHARPUR KACHHUARA
JARKHA
BHIKHNA PAHARI PATNA
BACK OFFICE PATNA
CPPC PATNA
BIHAR STATE BRIDGE CONS CORP
FI BACK OFFICE,PATNA
PATNA RAZA BAZAR
TRANSPORT NAGAR PATNA
PATNA GANDHI NAGAR, DISTT. PAT
PATNA PUNAICHAK, DISTT. PATNA
PATNA MORCHA ROAD
PATNA NEW MARKET STATION ROAD,
PATNA BORING ROAD, DISTT. PATN
PATNA RCC, DISTT. PATNA (BIHAR
PATNA KANKAR BAGH, DISTT. PATN
PATNA MURADPUR, DISTT. PATNA (
PATNA CITY
DANAPORE CANTT, DISTT. PATNA (