Business Loan in Rajkot

About Business Loan in Rajkot

Bank NameFloating Interest RateProcessing Fee
BAJAJ18% onwardsupto 3% of loan amount
RBL BANK20.00% per annum,3% of loan amount
ICICI16.49%upto 2% (plus applicable taxes)
IndusInd bank14.00% per annum2.50%
Aditya birla17.00% - 26.00%2% of the loan amount
Lendingkart18% to 28%upto 2% of the loan amount
AXIS14.25% onwardsupto 2% of loan amount + applicable taxes
FULLERTON13% to 16% per annum.upto 2 % of the Loan Amount
HDFC15.65% onwardsupto 2.50% of loan amount
Kotak Mahindra Bank16.00% per annumMaximum 3% of the Loan I Facility Amount (plus GST
BAJAJ18% onwardsupto 3% of loan amount
Incred Finance18%upto 5% of the loan amount
IIFL18 to 25% p.a.upto 3% of the loan amount
Zip Loan16 %2 %
Prest loan15 % to 22 %upto 3.00% of the total loan amount + Service Tax
HDB bank13.99%upto 2% of loan amount.
TATA CAPITAL19 %upto 2.75% of the loan amount + GST
Bank of baroda14.10% per annumupto 1%
Punjab National Bank Business Loan12.6%- 15.60%1.8% + taxes
Neo Growth18% to 24%upto 2% of the loan amount
Vistaar finance15 % to 25 %upto 2% of the loan amount
MUFIN FINANCE13% to 22%2% of the loan amount
Federal Bank8.9% to 14%upto 3% of the loan amount

About Rajkot

Rajkot is a city in Gujarat state of west-central India. It lies on the bank of Aji River and Nyari River, about 72 km southeast of Jamnagar.

The city was the capital of the former princely state of Rajkot. It was the capital of the Saurashtra state till October 1956 and of the former Western India States Agency. The city is now an important commercial and industrial centre. The city has cotton and woolen textiles industries; ceramics, diesel engines, and water pump sets are also manufactured in the city. Rajkot is famous for its traditional handicrafts such as silk embroidery, silver work, and patola weaving. Rajkot has many historical destinations such as the Jubilee Garden, Mahatma Gandhi Museum, Kaba Gandhi No Delo, Watson Museum, Lang Library, and Saurashtra Cricket Association Stadium. Educational institutions in the city include Rajkumar College and several colleges affiliated with Saurashtra University. The city is connected to major Indian cities by air, railways and highways; it is an important junction on the Western Railway. Its major crops are grains, sugarcane, and cotton.

About business Loan in Rajkot

We aim to create a robust alternative credit ecosystem in the country. For this, we are digitizing the finance functions. Anywhere and everywhere – you can Apply for a Business Loan with just a few clicks.

Now, you can compare and make a wise choice for the best Business Loan in Rajkot also. We bring forth a myriad of options from best banks and NBFCs for your convenience. It’s simple! Choose your desired product and win amazing assured cash backs up to ₹ 5000 on loan disbursal.

Eligibility Criteria for Business Loan in Rajkot

No worries for strict eligibility conditions. We tie-up with all the best lenders in the Rajkot and help you with flexible eligibility criteria. Self-employed/professionals – hope you meet the following eligibility parameters.

  • Applicants should own a business or engaged in practice since at least 1 year
  • Self-employed applicants should be between 25 to 60 years
  • Having net monthly income of Rs. 22,000
  • Turnover of minimum Rs 20 lakhs
  • Your ITR income should be equal to or above Rs 2,50,000
  • The firm should have been incorporated at least 2 years before

Documents Required for Business Loan in Rajkot

We leverage existing and emerging technologies to offer you the complete digitalized process. Upload the required documents; it will take a few minutes.

  • Identity Proof – Pan Card/Driving License/Passport/Voter ID Card
  • Address Proof – Telephone or ElectrRajkotBill/Ration Card/Lease Agreement/Trade License/Sales Tax Certificate
  • Bank Statement – for the last 6 months statements
  • Mandatory Documents – Memorandum & Articles of Association/Sole Proprietorship declaration (Business Certificate)
  • Audited Financials – of last 3 years, signed by a C.A
  • IT Returns – for the last 2 years

Benefits & features of taking Business Loan in Rajkot

Taking a business loan is an indispensable decision in one’s life. At Rajkot, we have a plethora of options with added benefits. Everything is online – you don’t need to visit the bank.

Get ready to leverage the following benefits –

  1. Instant Approval – Yes. SBI, ICICI, HDFC, IIFL and other players are offering instant paperless business loan approval. Apply at Afinoz, and we will help you avail the Business Loan at best rate.
  2. High Eligibility – Within a just few minutes, we will assess your business loan eligibility and suggest you the best available options in Rajkot. Our process is driven by automated technologies, and we help you get low EMI business Loan
  3. Balance Transfer – We will make you pay your EMI easily by reducing your debt amount. Transfer your Business Loan balance to save on money. Some lenders charge fee for a balance transfer.

Have a few clicks on our EMI Calculator and get your business loan EMI in quick time.

STATE BANK OF INDIA

About

State Bank of India (SBI) is India’s multinational public sector banking and financial services company. SBI was established in 80 and is headquartered in Mumbai, Maharashtra. The bank is the largest bank in India with a % market share in assets. State Bank of India operates a network of , branches and 9, ATMs in India and internationally. SBI operates through Treasury, Corporate/Wholesale Banking, Retail Banking, Insurance Business, and Other Banking Business channels. It extends a comprehensive range of banking products and services to individuals, commercial enterprises, corporates, and government bodies, and institutional customers in India and internationally. Its personal banking services include current accounts, savings accounts, term and recurring deposits; personal, home, auto, and education as well as loans against property and securities; and wealth management, demat, ATM, foreign inward remittance, safe deposit locker, public provident fund, money transfer, and pension policy, as well as cards and inflation indexed national savings securities cumulative bonds. It also provides corporate banking services including corporate accounts, working capital and project finance, deferred payment guarantees, corporate term loans, structured finance, dealer financing, channel financing, equipment leasing, loan syndication, financing Indian firms overseas subsidiaries or JVs, and construction equipment loans. In addition, the bank offers NRI services, such as accounts and deposits, remittances, investments, and loans; agricultural banking and micro credit to agriculturists and farmers; loans, supply chain finance, and deposits and transaction banking services for SME customers; and international banking services.

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Branch

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ICICI BANK LIMITED

About

ICICI Bank is an Indian multinational bank and financial services company. Headquartered in Mumbai, India, the bank currently has a network of ,87 branches and , 7 ATMs across India. The bank became the first Indian bank to list on the New York Stock Exchange in 000. It is India’s largest private sector bank with total consolidated assets of Rs. ,.8 billion (US$ 7. billion) as on March 08.

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Branch

THE RAJKOT COMMERCIAL CO-OPERATIVE BANK LTDRAJKOTRAJKOT - KALAWAD ROADáMORVI MAHENDRANAGARRAJKOT - MARKET YARDRAJKOT AMIN MARGRAJKOT NANAVATI CHOWKRAJKOT ASTRON CHOWKBHAKTINAGAR CIRCLERAJKOTRAJKOTFERANIMANDLIKPURSHAPAR - VERAVALNATIONAL 8ARANCHODNAGARMAVDI CIRCLEUNIVERSITY ROADJETPURMETODADHORAJILAXMINAGARJASDAN, GUJARATRAJKOT PALACE ROAD, GUJARATWANKANER, GUJARATMORVI, GUJARATRAJKOT (RING ROAD)RAJKOT - GONDAL ROADGONDALRAJKOT - JAI HIND PRESSá

RBL Bank Limited

About

RBL Bank (Ratnakar Bank Limited) is one of the fastest growing private sector banks in India, headquartered in Mumbai, Maharashtra. Established in August 9, currently the bank operates through a network of branches, 99 banking outlets and 9 ATMs spread across 0 Indian states and union territories. In August 99, the bank obtained Scheduled Commercial Bank status. It is listed on both BSE (Bombay Stock Exchange) and NSE (National Stock Exchange).

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PADDHARI

KOTAK MAHINDRA BANK LIMITED

About

Kotak Mahindra Bank Limited is a private sector Indian Bank headquartered in Mumbai, Maharashtra. The bank was founded in 98 and in February 00, Kotak Mahindra Finance Ltd. received the license from the Reserve Bank of India to carry on banking business. It had a network of ,88 full-fledged branches and ,99 ATMs in the country as of March 08.

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