Business Loan in Varanasi

About Business Loan in Varanasi

Bank NameFloating Interest RateProcessing Fee
AXIS14.25% onwardsupto 2% of loan amount + applicable taxes
TATA CAPITAL19 %upto 2.75% of the loan amount + GST
Bank of baroda14.10% per annumupto 1%
MUFIN FINANCE13% to 22%2% of the loan amount
Lendingkart18% to 28%upto 2% of the loan amount
RBL BANK20.00% per annum,3% of loan amount
Incred Finance18%upto 5% of the loan amount
Federal Bank8.9% to 14%upto 3% of the loan amount
FULLERTON13% to 16% per annum.upto 2 % of the Loan Amount
Punjab National Bank Business Loan12.6%- 15.60%1.8% + taxes
Aditya birla17.00% - 26.00%2% of the loan amount
HDB bank13.99%upto 2% of loan amount.
HDFC15.65% onwardsupto 2.50% of loan amount
BAJAJ18% onwardsupto 3% of loan amount
Kotak Mahindra Bank16.00% per annumMaximum 3% of the Loan I Facility Amount (plus GST
IIFL18 to 25% p.a.upto 3% of the loan amount
Zip Loan16 %2 %
IndusInd bank14.00% per annum2.50%
Neo Growth18% to 24%upto 2% of the loan amount
ICICI16.49%upto 2% (plus applicable taxes)
Vistaar finance15 % to 25 %upto 2% of the loan amount
BAJAJ18% onwardsupto 3% of loan amount
Prest loan15 % to 22 %upto 3.00% of the total loan amount + Service Tax

About Varanasi

Varanasi is the city situated on the banks of Ganga in Uttar Pradesh, India. Being the major religious hub in India, Varanasi is considered as the holiest of the 7 sacred places in Hinduism and Jainism. This city is also the important place for Buddhist as it played important role in wide-spreading of Buddhism. Varanasi is worldwide famous for its Hindu devotion, pilgrimage, mysticism and poetry. People from all around the globe come here to find the peace and spirituality. Varanasi is a magical city where people find peace in noisy streets.

About business Loan in Varanasi

We aim to create a robust alternative credit ecosystem in the country. For this, we are digitizing the finance functions. Anywhere and everywhere – you can Apply for a Business Loan with just a few clicks.

Now, you can compare and make a wise choice for the best Business Loan in Varanasi also. We bring forth a myriad of options from best banks and NBFCs for your convenience. It’s simple! Choose your desired product and win amazing assured cash backs up to ₹ 5000 on loan disbursal.

Eligibility Criteria for Business Loan in Varanasi

No worries for strict eligibility conditions. We tie-up with all the best lenders in the Varanasi and help you with flexible eligibility criteria. Self-employed/professionals – hope you meet the following eligibility parameters.

  • Applicants should own a business or engaged in practice since at least 1 year
  • Self-employed applicants should be between 25 to 60 years
  • Having net monthly income of Rs. 22,000
  • Turnover of minimum Rs 20 lakhs
  • Your ITR income should be equal to or above Rs 2,50,000
  • The firm should have been incorporated at least 2 years before

Documents Required for Business Loan in Varanasi

We leverage existing and emerging technologies to offer you the complete digitalized process. Upload the required documents; it will take a few minutes.

  • Identity Proof – Pan Card/Driving License/Passport/Voter ID Card
  • Address Proof – Telephone or ElectrVaranasiBill/Ration Card/Lease Agreement/Trade License/Sales Tax Certificate
  • Bank Statement – for the last 6 months statements
  • Mandatory Documents – Memorandum & Articles of Association/Sole Proprietorship declaration (Business Certificate)
  • Audited Financials – of last 3 years, signed by a C.A
  • IT Returns – for the last 2 years

Benefits & features of taking Business Loan in Varanasi

Taking a business loan is an indispensable decision in one’s life. At Varanasi, we have a plethora of options with added benefits. Everything is online – you don’t need to visit the bank.

Get ready to leverage the following benefits –

  1. Instant Approval – Yes. SBI, ICICI, HDFC, IIFL and other players are offering instant paperless business loan approval. Apply at Afinoz, and we will help you avail the Business Loan at best rate.
  2. High Eligibility – Within a just few minutes, we will assess your business loan eligibility and suggest you the best available options in Varanasi. Our process is driven by automated technologies, and we help you get low EMI business Loan
  3. Balance Transfer – We will make you pay your EMI easily by reducing your debt amount. Transfer your Business Loan balance to save on money. Some lenders charge fee for a balance transfer.

Have a few clicks on our EMI Calculator and get your business loan EMI in quick time.

STATE BANK OF INDIA

About

State Bank of India (SBI) is India’s multinational public sector banking and financial services company. SBI was established in 80 and is headquartered in Mumbai, Maharashtra. The bank is the largest bank in India with a % market share in assets. State Bank of India operates a network of , branches and 9, ATMs in India and internationally. SBI operates through Treasury, Corporate/Wholesale Banking, Retail Banking, Insurance Business, and Other Banking Business channels. It extends a comprehensive range of banking products and services to individuals, commercial enterprises, corporates, and government bodies, and institutional customers in India and internationally. Its personal banking services include current accounts, savings accounts, term and recurring deposits; personal, home, auto, and education as well as loans against property and securities; and wealth management, demat, ATM, foreign inward remittance, safe deposit locker, public provident fund, money transfer, and pension policy, as well as cards and inflation indexed national savings securities cumulative bonds. It also provides corporate banking services including corporate accounts, working capital and project finance, deferred payment guarantees, corporate term loans, structured finance, dealer financing, channel financing, equipment leasing, loan syndication, financing Indian firms overseas subsidiaries or JVs, and construction equipment loans. In addition, the bank offers NRI services, such as accounts and deposits, remittances, investments, and loans; agricultural banking and micro credit to agriculturists and farmers; loans, supply chain finance, and deposits and transaction banking services for SME customers; and international banking services.

Banking

MoBile Banking,
Internet Banking,
Wholesale Banking,
Retail Banking

Product

Banking, Loans, Deposit

Card

SBI Card ELITE,SBI Credit Cards,Air India SBI Platinum Card,Air India SBI Signature Card,SBI STYLEUP Contactless Credit Card,IRCTC SBI Platinum Card,Doctor's SBI Card, SBI Card ELITE Advantage

Insurance

. Individual Insurance:sbi life- eshield, sbi life - poorna suraksha, sbi life - sampoorn cancer suraksha, sbi life- elncome shield, sbi life- smart shield,sbi life - saral Shield, SBI Life - Saral Swadhan +, SBI Life- Smart Swadhan Plus, SBI Life - Grameen Bina. . Corporate Insurance Plan: SBI Life - Kalyan ULIP Plus, SBI Life- CapAssure Gold, SBI Life - Gaurav Jeevan, SBI Life- Pradhan Mantri Jeevan Jyoti Bima yojana, SBI Life- Sampoorn Suraksha

Branch

VARANASIBABATPURVARANASIBHADOHISBIINTOUCH, VARANASIDURGA KUNDBHITARIMARIHANRBO6 VARANASIPAIGAMBERPUR, VARANASIGILAT BAZAR, VARANASIHATHI BAZAR, VARANASIKATHIRAON, VARANASIKARAUNDI BRANCH, VARANASISUJABAD PADAO, VARANASILAHARTARASPL. H.N.I.BRANCH, VARANASIDHARMAPURCHAUBEYPURSPECIALISED N.R.I.BRANCH,VARANASISMECCC VARANASIREGIONAL BUSINESS OFFICE VORDERLY BAZARLOHTAJALHUPURHARISH CHANDRA POST GRADUATE COLLEGEINDIAN INSTITUTE OF VEGETABLE RESEARCHRBO III, VARANASIREGIONAL BUSINESS OFFICE II, VARANASIREGIONAL BUSINESS OFFICE I VARANASIGOVT. MEDICAL COLLEGE, AZAMGARHKACHNAR (RAJA KA TALAB)HARHUAPANDEYPURBRIJ ENCLAVERATHYATRACHITAIPURCHOLAPURLANKAINSTITUTE OF TECHNOLOGY (BHU)DILDAR NAGARREOTIPURRAJGARHCHRIST NAGARKAPSETHICCPC,VARANASICASH ADMINISTRATION CELL, VARANASII.M.S BHUS.A.R.C.VARANASISCB VARANASIKASHI VISHWANATH TEMPLEGTC VARANASIASSI VARANASINADESARSHIVAJI NAGARMAQBOOL ALAM ROADSERVICE BRANCH, VARANASIRAMNAGAR VBSSI VARANASIJAGATPURMIRZAMURADKAITHIZO VARANASISHOPPING CENTREKAMACHHAADB SARNATHGOLGADDAHOTEL DE PARISBARAGAONSINDHORA BAZARNAUGARHRAM NAGARSIGRASHIVPURRAJA KA DARWAJAPINDRA, VARANASILAHURABIRIND. ESTATE VARANASIBRIDGEMANGANJBARAGAONAIR CARGO COMPLEXDLW VARANASIBHELUPURABISHESHWARGANJBANSPHATAKVARANASI CITYBHU,VARANASIVARANASI

INDUSIND BANK

About

Indusind Bank Limited is a new generation private bank. Established in 99, the bank is headquartered in Mumbai, India. It stands tall today as one of the reputed banks in the country. Indusind Bank operates more than 000 branches and over ,800 ATMs spread across the country. It also has representative offices in London, Dubai and Abu Dhabi.

Banking

reasury
Corporate/Wholesale Banking,
recurring deposits,
corporate salary,
Rupee multiplier products.
Retail Banking
,young saver deposits,
urrent, savings, defense,and RFC accounts
fixed deposits
mutual funds
My Account Number
Quick Redeem Services and 0 Days banking.
Choice Money ATMs
Direct Connect
Cash-on-Mobile
Check-on-Cheque

Product

The bank provides various banking solutions to individuals, NRIs, business owners, corporate, government and financial Institutions. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and other Banking Operations segments. The bank offers current, savings, defense, corporate salary, and RFC accounts; and fixed deposits, recurring deposits, young saver deposits, as well as Rupee multiplier products.

Card

credit cards

Branch

GAUDAWLIA VARANASIKAKKARMATTAVARANASI

PUNJAB NATIONAL BANK

About

Punjab National Bank (PNB) is an Indian multinational banking and financial services company. Established in 89, it is state-owned bank. Headquartered in New Delhi, India, the bank operates through a network of zonal offices, 7 circle offices, 98 branches, and 98 ATMs. PNB also operates a banking subsidiary in the UK, as well as branches in Hong Kong, Kowloon, Dubai and Kabul and representative offices in in Almaty (Kazakhstan), Dubai (UAE), Shanghai (China), Oslo(Norway), and Sydney (Australia). PNB and other major commercial banks were nationalized on 9 July 99.

Banking

Net Banking
Mobile Banking
SMS Banking

Product

saving deposit accountscurrent accountsfixed depositcapital gain account schemescorporate banking productsworking capital financing

Loans

Housing loancar and two wheeler loanpersonal loanprofessional loaneducation loanmortgage loansMSME Loanterm loansloan against future lease rentals

Card

Rupay Credit CardRupay Debit CardVisa Credit CardVisa Debit CardMastercard Debit CardMastercard Credit CardPrepaid Cards

Insurance

Life InsuranceFire InsuranceTheft InsuranceHealth InsuranceTravel InsuranceHousehold goods & Accidental insurance

Popular product

saving deposit accountscurrent accountsfixed depositcapital gain account schemescorporate banking productsworking capital financing

Branch

RAPC VARANASIRAVINDRA PURI VARANASIPHOOLPURRAMNAGARC/CHEST VARANASI, BISHESWARGNJJAMALPUR, VARANASISUSUWAHI VARANASILALPUR VARANASIVARANASI RETAIL FIN HUBLANKASHIVPUR, VARANASIMICR VARANASIRCC, VARNASIMALDEHIYA VARANASICIRCLE OFFICE, VARANASIVARANASI,BISHESHWAR GANJVARANASI ORDERLY BAZARMAHMOORGANJ,BULLANALA,VARANASIVARANASI NICHI BAGH, DISTT. VA

ICICI BANK LIMITED

About

ICICI Bank is an Indian multinational bank and financial services company. Headquartered in Mumbai, India, the bank currently has a network of ,87 branches and , 7 ATMs across India. The bank became the first Indian bank to list on the New York Stock Exchange in 000. It is India’s largest private sector bank with total consolidated assets of Rs. ,.8 billion (US$ 7. billion) as on March 08.

Banking

Internet Banking
Mobile Banking
Pockets

Product

Account Savings Accounts -in- Account Salary Account PayLater by ICICI Bank Pension Accounts EEFC Account Outward Remittance Child Education Plan New Pension SchemeAgri & Rural Farmer Finance Instant Gold Loan Agri Traders & Processors Agri Corporates Tractor Loan Micro BankingForex

Loans

Home LoanCar LoanPersonal LoanEducation LoanGold LoanLoans Against SecuritiesCommercial Business LoanPradhan Mantri Mudra YojanaStand-Up India SchemeTwo Wheeler LoansBusiness Loan

Card

Credit Card Coral Rubyx Sapphiro Emeralde Diamant MakeMyTrip Jet Airways HPCL Ferrari Manchester United Platinum Amazon Pay Unifare MetroDebit Card ICICI Bank Coral+ International Debit Card ICICI Bank Sapphiro International Debit Card ICICI Bank Rubyx International Debit Card ICICI Bank Coral Paywave International Debit Card Manchester United debit card Manchester United Coral debit card Manchester United Sapphiro Debit cardPrepaid Cards Reimbursement Card Memento Gift Card PayDirect Card Pockets, the Digital bank Multi Wallet Card Gift Card Meal CardTravel Card

Insurance

ICICI LombardICICI Pru Heart/Cancer ProtectICICI Pru iProtect SmartCar InsurancePradhan Mantri Jeevan Jyoti Bima Yojana

Popular product

Account Savings Accounts -in- Account Salary Account PayLater by ICICI Bank Pension Accounts EEFC Account Outward Remittance Child Education Plan New Pension SchemeAgri & Rural Farmer Finance Instant Gold Loan Agri Traders & Processors Agri Corporates Tractor Loan Micro BankingForex

Branch

DISTRICT COOPERATIVE BANK LTD,VARANASIBANARAS MERCANTILE CO-OPERATIVE BANK LTDVARANASIáLAHARTARA VARANASIVARANASI SIKRAULDLW VARANASIPAHARIA VARANASICHOWK, VARANASI,LANKA ROADNADESAR-VARANASI, UTTAR PRADESHVARANASI VISHWESHWAR GANJ, UTTAR PRADESHVARANASI - SIGRAá

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