Car Loan in lucknow

Check Car Loan Interest Rates of all major banks of lucknow Instantly

Bank NameFloating Interest RateProcessing Fee
Bank of baroda 9.15 %Nil
RBL BANK 12 to 14 %1% of Loan amount.
HDFC 8.25% - 14.26% (Avg 9.40%)Rs. 10,000 or 0.4% of car loan sanctioned
TATA CAPITAL 12.5 %1.50% of the loan amount or 6,000 per vehicle, whichever is higher
IndusInd bank 10.65 %1% of the loan amount
AXIS 12 %Rs.3500 to Ra.5500
IIFL 12%Rs. 4,500 to Rs. 8,000 or 1% of loan amount
Kotak Mahindra Bank 11.50% to 13.50%N/A
HDB bank N/AN/A
Federal Bank 9.20%Rs 1500 to Rs 2500
ICICI 12.75 %5% on the outstanding principle

About lucknow

Lucknow is the capital city of Uttar Pradesh the Indian state. It is the 11th most populous city and the 12th most populous urban agglomeration in India. It was termed as the second happiest city in India in the study by IMRB International.

Lucknow is a multicultural city that flourished as a North Indian cultural and an artistic hub. It has the history of the seat of power of the Nawabs in the 18th and 19th centuries. It has always been an important center of governance, administration, education, commerce, finance, technology, design, culture, tourism, music, and poetry.

The city stands at an elevation of around 123 meters above sea level. It is bounded by Barabanki from the east, Unnao from the west, on the south by Raebareli and in the north by Sitapur and Hardoi. The city sits on the northwestern shore of the Gomti River. It was transferred to the Nawabs. Lucknow has been listed as the 17th fastest growing city in India and 74th in the world. Along with Agra and Varanasi, Lucknow is the Heritage Arc.

A chain of survey triangulations created by the State Government to boost tourism in Uttar Pradesh. The Gomti River divides the state into the Trans-Gomti and Cis-Gomti regions. Gomati River is the city’s chief geographical feature. Lucknow is located in the middle of the Indus-Gangetic Plain and it is surrounded by the rural towns and villages. Although the Uttar Pradesh's primary official language is Hindi, the most spoken language is colloquial Hindustani.

The Urdu language is also a significant part of the Lucknowi culture and heritage. It is commonly used by the wealthier families, the remaining members of the royal or Nawad’s family. Urdu poetry is quite famous in the city. There are various places in Lucknow that attracts tourist’s in the city like Bara Imambara, Chota Imambara, British Residency, Lucknow Zoo, Hazratganj, Constantia House, Dr. Ambedkar Park, Lucknow Museum, Rumi Darwaza, Chattar Manzil, Begum Hazrat Mahal Park, Dilkusha Kothi, Farangi Mahal, Janeshewar Mishra Park, Husainabad Clock Tower, Chandrika Devi Temple and many more.

About Car Loan in lucknow

We aim to create a robust alternative credit ecosystem in the country. For this, we are digitizing the finance functions. Anywhere and everywhere – you can Apply for a Car Loan with just a few clicks.

Now, you can compare and make a wise choice for the best Car Loan in lucknow also. We bring forth a myriad of options from best banks and NBFCs for your convenience. It’s simple! Choose your desired product and win amazing assured cash backs up to Rs. 5000 on loan disbursal. Get ready to build a stronger tomorrow.

Eligibility Criteria for Car Loan in lucknow -

No worries for strict eligibility conditions. We tie-up with all the best lenders in the lucknow and help you with flexible eligibility criteria.

Salaried Individuals

  1. Any one aged between 21 to 60 years is eligible for a car loan.
  2. Good credit score is required for the car loan.
  3. The annual income should be around at least ₹ 2,50,000 to be eligible for a car loan
  4. A salaried individual should have the employment stability of at least 1 year with the current employer

Self-employed individuals -

  1. Any one aged between 21 to 65 years is eligible for a car loan.
  2. The annual income should be around at least ₹ 2,50,000 to be eligible for a car loan
  3. A self-employed individual should have the business stability of at least 2 year with the current employer

Documents Required for Car Loan in lucknow

We leverage existing and emerging technologies to offer you the complete digitalized process. Upload the required documents; it will take a few minutes.

  1. KYC documents like Voter ID Card, Electricity Bill, Aadhaar Card, PAN Card, Passport, Ration Card, and Driving License
  2. Salaried individuals need to furnish salary slips for the last 6 months
  3. Self-employed individuals need to showcase Income Tax Return (ITR) for the last 2 years
  4. Pro-forma invoice of the vehicle
  5. Your net worth proof like that of fixed deposits
  6. Signature verification proof
  7. 2 recent size passport photographs

Benefits & features of taking a Car Loan in lucknow

If you are falling short of funds for buying a car, go for a Car Loan. At lucknow, we have a plethora of options with added benefits. Everything is online – you don’t need to visit the bank.

Get ready to leverage the following benefits –

  1. Instant Approval – Yes. SBI, ICICI, HDFC and other players are offering instant paperless approval for Car Loan. Apply at Afinoz, and we will help you avail the Car Loan at best rate.
  2. High Eligibility – Within a just few minutes, we will assess your Car Loan eligibility and suggest you the best available options in lucknow. Our process is driven by automated technologies, and we help you get low EMI Car Loan
  3. Balance Transfer – We will make you pay your EMI easily by reducing your debt amount. Transfer your Car Loan Balance to save on money. Some lenders charge fee for a balance transfer.

RBL Bank Limited

About

RBL Bank (Ratnakar Bank Limited) is one of the fastest growing private sector banks in India, headquartered in Mumbai, Maharashtra. Established in August 9, currently the bank operates through a network of branches, 99 banking outlets and 9 ATMs spread across 0 Indian states and union territories. In August 99, the bank obtained Scheduled Commercial Bank status. It is listed on both BSE (Bombay Stock Exchange) and NSE (National Stock Exchange).

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BANK OF BARODA

About

Bank of Baroda (BOB) is an Indian multinational banking and financial services institution headquartered in Vadodara in Gujrat, India. The bank was established on 0 July 908 and nationalized on 9 July 99 along with other major commercial banks of India. It has been termed as a profit-making public sector undertaking (PSU). The bank has 7 global branches including 7 India branches and 0 overseas branches. It offers a wide range of banking products and services including loans, credit and debit cards etc.

Banking

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Life InsuranceHealth InsuranceGeneral Insurance

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Account Savings Current Baroda E-Trade in accountDeposit FD RDLoans Personal Loan Home Loan Vehicle Loan Education Loan Fintech (Business Loan) Other Loan MUDRA Loan Mortgage Loan Debit card EMI

Branch

VRINDAVAN YOJNA
VIKAS NAGAR, LUCKNOW
VIBHUTIKHAND BR., U.P.
VIBHAVKHAND
TRANSPORT NAGAR,UP
SITAPUR ROAD
SISENDI
SHAKTI NAGAR,LUCKNOW,UP
ALAMBAGH BRANCH
GOMTI NAGAR BRANCH
SAROJINI NAGAR, LUCKNOW
RAJAJIPURAM,LUCKNOW,UP
NISHATGUNJ BRANCH
NIRALA NAGAR
NIGOHA,LUCKNOW
NARHI PARK R BRANCH
NAKKHAS,LUCKNOW,UP
MOHANLAAGANJ, LUCKNOW, UP
MOHAAN ROAD, LUCKNOW
MALIHABAD LUCKNOW
LUCKNOW CHOW BRANCH
RAE BARELI ROAD, LUCKNOW
ALIGUNJ EXTN BRANCH
LDA COLONY,LUCKNOW
CANTT. ROAD BRANCH
KURSI ROAD,LUCKNOW
KRISHNA NAGAR,UP
KHURRAM NAGAR
JOPLING ROAD
JANKIPURAM,LUCKNOW
SECTOR INDIRANAGAR
INDIRA NAGAR
IIM ROAD
HEWETT ROAD BRANCH
LUCKNOW MAIN BRANCH
GOSAIGANJ, UP
GOEL INSTITUTE OF TECHNOLOGY
ALIGUNJ EXTENSION COUNTER, LUCKNOW
JANKIPURAM EXTENSION, LUCKNOW, UTTAR PRADESH
HAZRATGANJ EXTENSION COUNTER, LUCKNOW,UP
E BLOCK RAJAJIPURAM
DALIGANJ, LUCKNOW, UTTAR PRADESH
CHINHAT, LUCKNOW
CHARBAUG BRANCH
THAKURGANJ BRANCH
G B MARG BRANCH
BANTHARA, LUCKNOW, UP
BAXIKATALAB, UTTAR PRADESH
GOMTINAGAR,LUCKNOW
ARJUNGANJ,LUCKNOW, UP
AMINABAD BRANCH
AISHBAGH