Check Car Loan Interest Rates of all major banks of lucknow Instantly
| Bank Name | Floating Interest Rate | Processing Fee |
|---|
| IndusInd bank | 10.65 % | 1% of the loan amount |
| RBL BANK | 12 to 14 % | 1% of Loan amount. |
| HDFC | 8.25% - 14.26% (Avg 9.40%) | Rs. 10,000 or 0.4% of car loan sanctioned |
| AXIS | 12 % | Rs.3500 to Ra.5500 |
| Kotak Mahindra Bank | 11.50% to 13.50% | N/A |
| ICICI | 12.75 % | 5% on the outstanding principle |
| Federal Bank | 9.20% | Rs 1500 to Rs 2500 |
| IIFL | 12% | Rs. 4,500 to Rs. 8,000 or 1% of loan amount |
| TATA CAPITAL | 12.5 % | 1.50% of the loan amount or 6,000 per vehicle, whichever is higher |
| Bank of baroda | 9.15 % | Nil |
| HDB bank | N/A | N/A |
About lucknow
“
Lucknow is the capital city of Uttar Pradesh the Indian state. It is the 11th most populous city and the 12th most populous urban agglomeration in India. It was termed as the second happiest city in India in the study by IMRB International.
Lucknow is a multicultural city that flourished as a North Indian cultural and an artistic hub. It has the history of the seat of power of the Nawabs in the 18th and 19th centuries. It has always been an important center of governance, administration, education, commerce, finance, technology, design, culture, tourism, music, and poetry.
The city stands at an elevation of around 123 meters above sea level. It is bounded by Barabanki from the east, Unnao from the west, on the south by Raebareli and in the north by Sitapur and Hardoi. The city sits on the northwestern shore of the Gomti River. It was transferred to the Nawabs. Lucknow has been listed as the 17th fastest growing city in India and 74th in the world. Along with Agra and Varanasi, Lucknow is the Heritage Arc.
A chain of survey triangulations created by the State Government to boost tourism in Uttar Pradesh. The Gomti River divides the state into the Trans-Gomti and Cis-Gomti regions. Gomati River is the city’s chief geographical feature. Lucknow is located in the middle of the Indus-Gangetic Plain and it is surrounded by the rural towns and villages. Although the Uttar Pradesh's primary official language is Hindi, the most spoken language is colloquial Hindustani.
The Urdu language is also a significant part of the Lucknowi culture and heritage. It is commonly used by the wealthier families, the remaining members of the royal or Nawad’s family. Urdu poetry is quite famous in the city. There are various places in Lucknow that attracts tourist’s in the city like Bara Imambara, Chota Imambara, British Residency, Lucknow Zoo, Hazratganj, Constantia House, Dr. Ambedkar Park, Lucknow Museum, Rumi Darwaza, Chattar Manzil, Begum Hazrat Mahal Park, Dilkusha Kothi, Farangi Mahal, Janeshewar Mishra Park, Husainabad Clock Tower, Chandrika Devi Temple and many more.
”About Car Loan in lucknow
We aim to create a robust alternative credit ecosystem in the country. For this, we are digitizing the finance functions. Anywhere and everywhere – you can Apply for a Car Loan with just a few clicks.
Now, you can compare and make a wise choice for the best Car Loan in lucknow also. We bring forth a myriad of options from best banks and NBFCs for your convenience. It’s simple! Choose your desired product and win amazing assured cash backs up to Rs. 5000 on loan disbursal. Get ready to build a stronger tomorrow.
Eligibility Criteria for Car Loan in lucknow -
No worries for strict eligibility conditions. We tie-up with all the best lenders in the lucknow and help you with flexible eligibility criteria.
Salaried Individuals –
- Any one aged between 21 to 60 years is eligible for a car loan.
- Good credit score is required for the car loan.
- The annual income should be around at least ₹ 2,50,000 to be eligible for a car loan
- A salaried individual should have the employment stability of at least 1 year with the current employer
Self-employed individuals -
- Any one aged between 21 to 65 years is eligible for a car loan.
- The annual income should be around at least ₹ 2,50,000 to be eligible for a car loan
- A self-employed individual should have the business stability of at least 2 year with the current employer
Documents Required for Car Loan in lucknow
We leverage existing and emerging technologies to offer you the complete digitalized process. Upload the required documents; it will take a few minutes.
- KYC documents like Voter ID Card, Electricity Bill, Aadhaar Card, PAN Card, Passport, Ration Card, and Driving License
- Salaried individuals need to furnish salary slips for the last 6 months
- Self-employed individuals need to showcase Income Tax Return (ITR) for the last 2 years
- Pro-forma invoice of the vehicle
- Your net worth proof like that of fixed deposits
- Signature verification proof
- 2 recent size passport photographs
Benefits & features of taking a Car Loan in lucknow
If you are falling short of funds for buying a car, go for a Car Loan. At lucknow, we have a plethora of options with added benefits. Everything is online – you don’t need to visit the bank.
Get ready to leverage the following benefits –
- Instant Approval – Yes. SBI, ICICI, HDFC and other players are offering instant paperless approval for Car Loan. Apply at Afinoz, and we will help you avail the Car Loan at best rate.
- High Eligibility – Within a just few minutes, we will assess your Car Loan eligibility and suggest you the best available options in lucknow. Our process is driven by automated technologies, and we help you get low EMI Car Loan
- Balance Transfer – We will make you pay your EMI easily by reducing your debt amount. Transfer your Car Loan Balance to save on money. Some lenders charge fee for a balance transfer.
YES BANK
About
Yes Bank Limited is India’s fourth largest private sector bank headquartered in Mumbai, Maharashtra, India. Established in 00, the bank primarily operates as a corporate bank, with retail banking and asset management as subsidiary functions. As of March, 08, the bank had a network of ,00 branches; national operating centers; and ,7 ATMs and bunch note acceptors.
BankingWorking capital financeTerm loansCorporate financeLiquidity managementSalary accountFixed deposit accountSavings accountOrdinary account
ProductThe bank also offers retail banking solutions such as personal, secured business, home, construction equipment, car, super bike, commercial vehicle, gold loans, and loans against securities; business banking services to micro, small, and medium enterprises; and health care and printing equipment finance.
LoansPersonal loanSecured business loanHome loanConstruction equipment loanCar loanSuper bike loanCommercial vehicle loanGold loansLoans against securitiesMSME LoanHealth care equipment financePrinting equipment finance
Branch
ZILA SAHKARI BANK LUCKNOW ALIGANJ
ZILA SAHKARI BANK LUCKNOW H O
ZILA SAHKARI BANK LUCKNOW CHANDRNGR
ZILA SAHKARI BANK LUCKNOW ARJUNGANJ
ZILA SAHKARI BANK LUCKNOW PARAGDARY
ZILA SAHKARI BANK LUCKNOW ICCMRT EC
ZILA SAHKARI BANK LUCKNOW ITAUNJA
ZILA SAHKARI BANK LUCKNOW GOSAIGANJ
ZILA SAHKARI BANK LUCKNOW BKT
ZILA SAHKARI BANK LUCKNOW MALIHABAD
ZILA SAHKARI BANK LUCKNOW KAKORI
ZILA SAHKARI BANK LUCKNOW MOHNLAL G
ZILA SAHKARI BANK LUCKNOW BANTHARA
ZILA SAHKARI BANK LUCKNOW NAGRAM
ZILA SAHKARI BANK LUCKNOW MALLBRNCH
ZILA SAHKARI BANK LUCKNOW SGPGI
ZILA SAHKARI BANK LUCKNOW VIKAS NGR
ZILA SAHKARI BANK LUCKNOW CHINHAT
ZILA SAHKARI BANK LUCKNOW LATOUCHE
ZILA SAHKARI BANK LUCKNOW KANPUR RD
ZILA SAHKARI BANK LUCKNOW SADATGANJ
ZILA SAHKARI BANK LUCKNOW NISHATGNJ
ZILA SAHKARI BANK LUCKNOW GOMTI NGR
ZILA SAHKARI BANK LUCKNOW MAIN BR
RAJDHANI NAGAR SAHKARI BANK
NORTHERN RLY PR COOP BANK ALAMBAGH
NORTHERN RLY PR COOP BANK MAIN BRNCH
MUNSHIPULIA, LUCKNOW
HEWETT ROAD, LUCKNOW
GOMTI NAGAR
LUCKNOW, UTTAR PRADESH
INDUSIND BANK
About
Indusind Bank Limited is a new generation private bank. Established in 99, the bank is headquartered in Mumbai, India. It stands tall today as one of the reputed banks in the country. Indusind Bank operates more than 000 branches and over ,800 ATMs spread across the country. It also has representative offices in London, Dubai and Abu Dhabi.
BankingreasuryCorporate/Wholesale Banking,recurring deposits,corporate salary,Rupee multiplier products.Retail Banking,young saver deposits,urrent, savings, defense,and RFC accountsfixed depositsmutual fundsMy Account NumberQuick Redeem Services and 0 Days banking.Choice Money ATMsDirect ConnectCash-on-MobileCheck-on-Cheque
ProductThe bank provides various banking solutions to individuals, NRIs, business owners, corporate, government and financial Institutions. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and other Banking Operations segments. The bank offers current, savings, defense, corporate salary, and RFC accounts; and fixed deposits, recurring deposits, young saver deposits, as well as Rupee multiplier products.
Loanshome loangold loansbusiness loan.Kisan loansterm loansInduind Kisan loansloan against propertytwo wheelerpersonalcar loaneducation loan
Cardcredit cards
Branch
VIBHUTI KHAND
VIDHANSABHA MARG LUCKNOW
CHHINHAT LUCKNOW
VRINDAVAN YOJANA LUCKNOW
MUNSHIPULIA LUCKNOW
AASHIANA LUCKNOW
JANKIPURAM LUCKNOW
VIKAS NAGAR LUCKNOW
CHOWK, LUCKNOW
INDIRANAGAR, LUCKNOW
BHAISAMAU
ALIGANJ, LUCKNOW
ALAMBAGH
GOMTI NAGAR , LUCKNOW
ANAURA KALA
AMINABAD
PAIKRAMAU
DHANWA
LUCKNOW
PUNJAB NATIONAL BANK
About
Punjab National Bank (PNB) is an Indian multinational banking and financial services company. Established in 89, it is state-owned bank. Headquartered in New Delhi, India, the bank operates through a network of zonal offices, 7 circle offices, 98 branches, and 98 ATMs. PNB also operates a banking subsidiary in the UK, as well as branches in Hong Kong, Kowloon, Dubai and Kabul and representative offices in in Almaty (Kazakhstan), Dubai (UAE), Shanghai (China), Oslo(Norway), and Sydney (Australia). PNB and other major commercial banks were nationalized on 9 July 99.
BankingNet BankingMobile BankingSMS Banking
Productsaving deposit accountscurrent accountsfixed depositcapital gain account schemescorporate banking productsworking capital financing
LoansHousing loancar and two wheeler loanpersonal loanprofessional loaneducation loanmortgage loansMSME Loanterm loansloan against future lease rentals
CardRupay Credit CardRupay Debit CardVisa Credit CardVisa Debit CardMastercard Debit CardMastercard Credit CardPrepaid Cards
InsuranceLife InsuranceFire InsuranceTheft InsuranceHealth InsuranceTravel InsuranceHousehold goods & Accidental insurance
Popular productsaving deposit accountscurrent accountsfixed depositcapital gain account schemescorporate banking productsworking capital financing
Branch
KRISHNA NAGAR LUCKNOW
BO COSCA
VRINDAVAN YOJNA LUCKNOW
KHADRA
LUCKNOW MAMA CHAURAHA
LUCKNOW, GENNEXT BRANCH
LUCKNOW,C/CHEST, VIBHUTI KHAND
LUCKNOW,C/CHEST, HAZRATGANJ
LUCKNOW,VIJAYANT KHAND
LUCKNOW,ARMB
ARMY PUBLIC SCHOOL,CANTT,LUCKN
LUCKNOW, M G MARG
LUCKNOW, IMDUP(MERGED)
LUCKNOW NAVYG KANYAVIDYA(MERGE
LUCKNOW, TRADE TAX OFFICE
MAU-MOHANLALGANJ
KAKORI
GOMTI NAGAR EXTENSION
DEVA ROAD LUCKNOW
FGM OFFICE LUCKNOW
LUCKNOW, RAB
LUCKNOW, SOUTH CITY
LUCKNOW, RLB GOMTI NAGAR
LUCKNOW, JANAKI PURAM
LUCKNOW,MICR
M.G.ROAD,LUCKNOW
AMETHI, DISTT. LUCKNOW (UP)
LUCKNOW TALKATORA ROAD, DISTT.
LUCKNOW, VIDHAN SABHA MARG
LUCKNOW LAL BAGH
LUCKNOW RCC, DISTT. LUCKNOW (U
VIKAS NAGAR,LUCKNOW(U.P)
INDIRA NAGAR,LUCKNOW
BANTHRA, DISTT. LUCKNOW (UP)
LUCKNOW SUBHASH MARG, DISTT. L
CHHATTE MEEL
LUCKNOW,SADAR BAZAR
LUCKNOW GAUTAM BUDH MARG