Car Loan in Patna

Check car Loan Interest Rates of All Major Banks of patna Instantly
Bank Name
Floating Interest rate
Processing Fee
Federal Bank
9.20%
Rs 1500 to Rs 2500
Bank of baroda
9.15 %
Nil
HDFC
8.25% - 14.26% (Avg 9.40%)
Rs. 10,000 or 0.4% of car loan sanctioned
RBL BANK
12 to 14 %
1% of Loan amount.
ICICI
12.75 %
5% on the outstanding principle
HDB bank
N/A
N/A
AXIS
12 %
Rs.3500 to Ra.5500
IndusInd bank
10.65 %
1% of the loan amount
Kotak Mahindra Bank
11.50% to 13.50%
N/A
IIFL
12%
Rs. 4,500 to Rs. 8,000 or 1% of loan amount
TATA CAPITAL
12.5 %
1.50% of the loan amount or 6,000 per vehicle, whichever is higher
ABOUT CAR LOAN IN PATNA

We aim to create a robust alternative credit ecosystem in the country. For this, we are digitizing the finance functions. Anywhere and everywhere – you can Apply for a Car Loan with just a few clicks.

Now, you can compare and make a wise choice for the best Car Loan in patna also. We bring forth a myriad of options from best banks and NBFCs for your convenience. It’s simple! Choose your desired product and win amazing assured cash backs up to Rs. 5000 on loan disbursal. Get ready to build a stronger tomorrow.

Eligibility Criteria for Car Loan in patna -

No worries for strict eligibility conditions. We tie-up with all the best lenders in the patna and help you with flexible eligibility criteria.

Salaried Individuals

  1. Any one aged between 21 to 60 years is eligible for a car loan.
  2. Good credit score is required for the car loan.
  3. The annual income should be around at least ₹ 2,50,000 to be eligible for a car loan
  4. A salaried individual should have the employment stability of at least 1 year with the current employer

Self-employed individuals -

  1. Any one aged between 21 to 65 years is eligible for a car loan.
  2. The annual income should be around at least ₹ 2,50,000 to be eligible for a car loan
  3. A self-employed individual should have the business stability of at least 2 year with the current employer

Documents Required for Car Loan in patna

We leverage existing and emerging technologies to offer you the complete digitalized process. Upload the required documents; it will take a few minutes.

  1. KYC documents like Voter ID Card, Electricity Bill, Aadhaar Card, PAN Card, Passport, Ration Card, and Driving License
  2. Salaried individuals need to furnish salary slips for the last 6 months
  3. Self-employed individuals need to showcase Income Tax Return (ITR) for the last 2 years
  4. Pro-forma invoice of the vehicle
  5. Your net worth proof like that of fixed deposits
  6. Signature verification proof
  7. 2 recent size passport photographs

Benefits & features of taking a Car Loan in patna

If you are falling short of funds for buying a car, go for a Car Loan. At patna, we have a plethora of options with added benefits. Everything is online – you don’t need to visit the bank.

Get ready to leverage the following benefits –

  1. Instant Approval – Yes. SBI, ICICI, HDFC and other players are offering instant paperless approval for Car Loan. Apply at Afinoz, and we will help you avail the Car Loan at best rate.
  2. High Eligibility – Within a just few minutes, we will assess your Car Loan eligibility and suggest you the best available options in patna. Our process is driven by automated technologies, and we help you get low EMI Car Loan
  3. Balance Transfer – We will make you pay your EMI easily by reducing your debt amount. Transfer your Car Loan Balance to save on money. Some lenders charge fee for a balance transfer.
ABOUT PATNA

Patna, initially known as Pataliputra, is the capital of Bihar state, India. The ancient city of Pataliputra was by founded by Ajatashatru, king of Magadha, in 5th Century BCE. Sprawling along the south bank of the Ganges River in Bihar, it is one of the oldest cities in India.

The Government House, the Assembly Chambers, the Oriental Library, a medical college, and an engineering college are prominent modern structures of Patna. Its historic monuments are the mosque of Ḥusayn Shah of Bengal, the Sikh Temple associated with the 10th Guru, Gobind Singh, and the granary at Bankipur. University of Patna and the Patna Museum are located in the city. Patna is connected by road to Hajipur via the Mahatma Gandhi Bridge across the river.

Patna is a trade centre for agricultural produce; chief crops include sugarcane, sesame, and medium-grained Patna rice. There are several sugar mills in Patna and its surrounding. The economy of Patna has been boosted by Fast Moving Consumer Goods industries, service sector and Green Revaluation businesses.

TOP LOAN PROVIDERS IN PATNA
ABOUT STATE BANK OF INDIA, PATNA, Bihar

State Bank of India (SBI) is India’s multinational public sector banking and financial services company. SBI was established in 80 and is headquartered in Mumbai, Maharashtra. The bank is the largest bank in India with a % market share in assets. State Bank of India operates a network of , branches and 9, ATMs in India and internationally. SBI operates through Treasury, Corporate/Wholesale Banking, Retail Banking, Insurance Business, and Other Banking Business channels. It extends a comprehensive range of banking products and services to individuals, commercial enterprises, corporates, and government bodies, and institutional customers in India and internationally. Its personal banking services include current accounts, savings accounts, term and recurring deposits; personal, home, auto, and education as well as loans against property and securities; and wealth management, demat, ATM, foreign inward remittance, safe deposit locker, public provident fund, money transfer, and pension policy, as well as cards and inflation indexed national savings securities cumulative bonds. It also provides corporate banking services including corporate accounts, working capital and project finance, deferred payment guarantees, corporate term loans, structured finance, dealer financing, channel financing, equipment leasing, loan syndication, financing Indian firms overseas subsidiaries or JVs, and construction equipment loans. In addition, the bank offers NRI services, such as accounts and deposits, remittances, investments, and loans; agricultural banking and micro credit to agriculturists and farmers; loans, supply chain finance, and deposits and transaction banking services for SME customers; and international banking services.

Bank Details
Product

Banking, Loans, Deposit

Insurance

Individual Insurance: Sbi life- eshield, Sbi life - poorna suraksha, Sbi life - sampoorn cancer suraksha, Sbi life- elncome shield, Sbi life- smart shield, Sbi life - saral Shield, SBI Life - Saral Swadhan +, SBI Life- Smart Swadhan Plus, SBI Life - Grameen Bina. Corporate Insurance Plan: SBI Life - Kalyan ULIP Plus, SBI Life- CapAssure Gold, SBI Life - Gaurav Jeevan, SBI Life- Pradhan Mantri Jeevan Jyoti Bima yojana, SBI Life- Sampoorn Suraksha

Banking

MoBile Banking, Internet Banking, Wholesale Banking, Retail Banking

Loans

Personal Loans, Car Loan, Loan Against Property, Education Loan, Housing Loans, Gold Loans, Corporate Term Loans

Cards

SBI Card ELITE, SBI Credit Cards, Air India SBI Platinum Card, Air India SBI Signature Card, SBI STYLEUP Contactless Credit Card, IRCTC SBI Platinum Card, Doctor's SBI Card, SBI Card ELITE Advantage

Branches of STATE BANK OF INDIA in PATNA
BAHADURPURPHULWARI SHARIF WALMINAUBATPURPATNAPATNA FRAZER ROAD BRANCHKHAJPURAP C COLONY KANKARBAGHSAGUNA MORE DANAPUR PATNABIHTA DIST PATNAFRAZER ROAD, PATNAPATNA CITY MARUFGANJR BLOCK, PATNAASHOK RAJPATH, PATNAPATNASBIINTOUCH BR PATNA MAIN BR, PATNASBIINTOUCH BRANCH SAGUNA MORE, PATNASBIINTOUCH S.K.PURI, PATNATRANSPORT NAGAR, PATNANANMUHIYANNIYOJAN BHAWANMASAURHI BAZARANS COLLEGE BARHNARAULIKARPOORIGRAMRBO PATNA WESTKARPOORI THAKUR SADANSHIVPURI,PATNAPOSTAL PARK, PATNAPBB BHAGWATNAGARDR B R AMBEDKAR COLLEGEGOLA ROAD PATNAPATLIPUTRA RAILWAY STATIONKARMALICHAK PATNADANAPUR BAZARAIR FORCE STATION BIHTANADAULHATHIDAH BUJURGAIIMS PHULWARISHARIFPIPLAWANIIT BIHTACHAK JALALSABALPURMASARHISANDALPURPANI TANKI MOREKHEMNICHAKSPECIALIZED NRI BRANCHBHOJPUR COLONY, PATNAJAGDEO PATHCHANAKYA LAW COLLEGEDRM OFFICE, KHAGAULRAMKRISHNANAGARDUMRIPALTU CHHITINIRBO REGIONSEC PATNAFIC DANIYANWANLCPC PATNAFIC SAMPATCHAKA.G. COLONY, PATNASPECIALISED CURRENCY ADMINISTRATION BRANCH, PATNADANIAWANRBOII PATNARBOI PATNADOCUMENT ARCHIVAL CENTRE, PATNAHARNAUTPHULWARISHARIFMANERSAMPATCHAKBIKRAMPUNPUNGHOSHWARIDULHIN BAZARPANDARAKSABNIMAGOVIND MITRA ROAD, PATNAJAGDISHPURTEKARIGARHANISAGUNACCPC, PATNAJ.D.WOMEN'S COLLEGE, PATNARAJIV NAGARDANAPUR CANTONEMENTRED EAGLE CANTEEN, ALLAHABADNTPC CAMPUS, BARHSMECC PATNA (NEW BRANCH)CAC, PATNASERVICE BRANCH PATNACB PATLIPUTRAZONAL INSPECTION OFFICE, PATNABIHAR VETERINARY COLLEGE COMPLEXHANUMAN NAGARASHIANA NAGARANISABAD,PATNAANANDPURISONMAISHAHJAHANPURDOMANSARASATBHAISWANALIPURIGIMSAMY,KATRA BAZARAGAMKUANDARIYAPUR GOLAMAURYA LOK COMPLEXPALIGANJRAJ BHAWAN, PATNAZONAL OFFICE PATNAAUNTABORING CANAL ROAD, PATNAIFB PATNASARAYSAINAGWALAIBANKAGHATBAILEY ROADARAPAKHTIYARPURAMY BIHTAAMY FATWAHKHUSRUPURATHMALGOLANMCC PATNASARC PATNAADB BARHMASAURHIKHAGAULRACPC PATNACPPC PATNAPBB KANKARBAGH, PATNARARB PATNASSI PATNASCB, DAKBUNGLOW, PATNAPBB PATNASPB BRANCH PATNAFSLO PATNAOAD,LHO, PATNAKANKARBAGH RESIDENTIAL COLONYBHIKHNAPAHARI, PATNASRIKRISHNANAGAR, PATNADIGHAGARDANIBAGHKURJI,PATNANEW MARKET , PATNAFRASER ROADEXHIBITION ROAD PATNARAJAPURMARUFGANJMAHENDRURAJABANSHI NAGARSHRIKRISHNA PURICHAUHATTAKSDSU CAMPUSBAKHTIYARPURRAJENDRA NAGARKADAMKUANPATLIPUTRAMITHAPURGULZARBAGHBORING ROADPATNA CITYKANKARBAGHDANAPURHAJIGANJJUDGES COURT RDBIHTABSEB PATNAPATNA SECTTPATNA MAINMOKAMABARH
ABOUT YES BANK, PATNA, Bihar

Yes Bank Limited is India’s fourth largest private sector bank headquartered in Mumbai, Maharashtra, India. Established in 00, the bank primarily operates as a corporate bank, with retail banking and asset management as subsidiary functions. As of March, 08, the bank had a network of ,00 branches; national operating centers; and ,7 ATMs and bunch note acceptors.

Bank Details
Product

The bank also offers retail banking solutions such as personal, secured business, home, construction equipment, car, super bike, commercial vehicle, gold loans, and loans against securities; business banking services to micro, small, and medium enterprises; and health care and printing equipment finance.

Banking

Working capital finance Term loans Corporate finance Liquidity management Salary account Fixed deposit account Savings account Ordinary account

Loans

Personal loan Secured business loan Home loan Construction equipment loan Car loan Super bike loan Commercial vehicle loan Gold loans Loans against securities MSME Loan Health care equipment finance Printing equipment finance

ABOUT SYNDICATE BANK, PATNA, Bihar

Syndicate Bank is one of the oldest and major commercial banks in India and was founded in 9. At the time of its establishment, the bank was known as Canara Industrial and Banking Syndicate Limited. The name of the bank was changed to Syndicate Bank in 9. It is headquartered in Manipal, Karnataka and was one of the major commercial banks to be nationalized on 9 July 99, by Government of India. Syndicate Bank operated a network of 0 branches, including ,9 rural, ,7 semi-urban, 8 urban, and 8 metro branches in India; and branch in London, as well as ,8 ATMs as of March 08. Syndicate Bank offers banking products and services to corporate, SMEs and retail customer in India. Its deposit products include savings accounts, current accounts, and term deposits. It also provides retail, agricultural and other priority sector loans. In addition, the bank provides corporate finance such as working capital finance; export credit, term loan finance; loan against receivables; and project finance that includes infrastructure projects. Further, it provides Aadhaar seeding, NEFT/RTGS, online tax payment, online shopping and utility bill payment, and e-filing of income tax returns. Other services include CMS, bancassurance, mutual fund services, and demat services. Syndicate Bank also provides international banking products such as non-resident (external) rupee, non-resident ordinary rupee, resident foreign currency, and foreign currency non-resident accounts, as well as manages exchange companies.

Bank Details
Product

Loan, Banking, Credit Card

Insurance

NA

Banking

SMS Banking Net Banking Missed Call Banking

Popular Product

Loan, Banking, Credit Card

Loans

Retail Loan, Agriculture Loan, Priority Sector Loan, SME Loan

Cards

Syndicate Bank Global Visa Credit Card

ABOUT PUNJAB NATIONAL BANK, PATNA, Bihar

Punjab National Bank (PNB) is an Indian multinational banking and financial services company. Established in 89, it is state-owned bank. Headquartered in New Delhi, India, the bank operates through a network of zonal offices, 7 circle offices, 98 branches, and 98 ATMs. PNB also operates a banking subsidiary in the UK, as well as branches in Hong Kong, Kowloon, Dubai and Kabul and representative offices in in Almaty (Kazakhstan), Dubai (UAE), Shanghai (China), Oslo(Norway), and Sydney (Australia). PNB and other major commercial banks were nationalized on 9 July 99.

Bank Details
Product

Saving deposit accounts Current accounts Fixed deposit Capital gain account schemes Corporate banking products Working capital financing

Insurance

Life Insurance Fire Insurance Theft Insurance Health Insurance Travel Insurance Household goods & Accidental insurance

Banking

Net Banking Mobile Banking SMS Banking

Popular Product

Saving deposit accounts Current accounts Fixed deposit Capital gain account schemes Corporate banking products Working capital financing

Loans

Housing loan Car and two wheeler loan Personal loan Professional loan Education loan Mortgage loans MSME Loan Term loans Loan against future lease rentals

Cards

Rupay Credit Card Rupay Debit Card Visa Credit Card Visa Debit Card Mastercard Debit Card Mastercard Credit Card Prepaid Cards

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