Car Loan in Patna

Check car Loan Interest Rates of All Major Banks of patna Instantly

Bank Name

Floating Interest rate

Processing Fee

Kotak Mahindra Bank

11.50% to 13.50%

N/A

AXIS

12 %

Rs.3500 to Ra.5500

ICICI

12.75 %

5% on the outstanding principle

IndusInd bank

10.65 %

1% of the loan amount

TATA CAPITAL

12.5 %

1.50% of the loan amount or 6,000 per vehicle, whichever is higher

HDB bank

N/A

IIFL

12%

Rs. 4,500 to Rs. 8,000 or 1% of loan amount

HDFC

8.25% - 14.26% (Avg 9.40%)

Rs. 10,000 or 0.4% of car loan sanctioned

RBL BANK

12 to 14 %

1% of Loan amount.

Federal Bank

9.20%

Rs 1500 to Rs 2500

Bank of baroda

9.15 %

Nil

ABOUT CAR LOAN IN PATNA

We aim to create a robust alternative credit ecosystem in the country. For this, we are digitizing the finance functions. Anywhere and everywhere – you can Apply for a Car Loan with just a few clicks.

Now, you can compare and make a wise choice for the best Car Loan in patna also. We bring forth a myriad of options from best banks and NBFCs for your convenience. It’s simple! Choose your desired product and win amazing assured cash backs up to Rs. 5000 on loan disbursal. Get ready to build a stronger tomorrow.

Eligibility Criteria for Car Loan in patna -

No worries for strict eligibility conditions. We tie-up with all the best lenders in the patna and help you with flexible eligibility criteria.

Salaried Individuals –

Any one aged between 21 to 60 years is eligible for a car loan.
Good credit score is required for the car loan.
The annual income should be around at least ₹ 2,50,000 to be eligible for a car loan
A salaried individual should have the employment stability of at least 1 year with the current employer

Self-employed individuals -

Any one aged between 21 to 65 years is eligible for a car loan.
The annual income should be around at least ₹ 2,50,000 to be eligible for a car loan
A self-employed individual should have the business stability of at least 2 year with the current employer

Documents Required for Car Loan in patna

We leverage existing and emerging technologies to offer you the complete digitalized process. Upload the required documents; it will take a few minutes.

KYC documents like Voter ID Card, Electricity Bill, Aadhaar Card, PAN Card, Passport, Ration Card, and Driving License
Salaried individuals need to furnish salary slips for the last 6 months
Self-employed individuals need to showcase Income Tax Return (ITR) for the last 2 years
Pro-forma invoice of the vehicle
Your net worth proof like that of fixed deposits
Signature verification proof
2 recent size passport photographs

Benefits & features of taking a Car Loan in patna

If you are falling short of funds for buying a car, go for a Car Loan. At patna, we have a plethora of options with added benefits. Everything is online – you don’t need to visit the bank.

Get ready to leverage the following benefits –

Instant Approval – Yes. SBI, ICICI, HDFC and other players are offering instant paperless approval for Car Loan. Apply at Afinoz, and we will help you avail the Car Loan at best rate.
High Eligibility – Within a just few minutes, we will assess your Car Loan eligibility and suggest you the best available options in patna. Our process is driven by automated technologies, and we help you get low EMI Car Loan
Balance Transfer – We will make you pay your EMI easily by reducing your debt amount. Transfer your Car Loan Balance to save on money. Some lenders charge fee for a balance transfer.

ABOUT PATNA

Patna, initially known as Pataliputra, is the capital of Bihar state, India. The ancient city of Pataliputra was by founded by Ajatashatru, king of Magadha, in 5th Century BCE. Sprawling along the south bank of the Ganges River in Bihar, it is one of the oldest cities in India.

The Government House, the Assembly Chambers, the Oriental Library, a medical college, and an engineering college are prominent modern structures of Patna. Its historic monuments are the mosque of Ḥusayn Shah of Bengal, the Sikh Temple associated with the 10th Guru, Gobind Singh, and the granary at Bankipur. University of Patna and the Patna Museum are located in the city. Patna is connected by road to Hajipur via the Mahatma Gandhi Bridge across the river.

Patna is a trade centre for agricultural produce; chief crops include sugarcane, sesame, and medium-grained Patna rice. There are several sugar mills in Patna and its surrounding. The economy of Patna has been boosted by Fast Moving Consumer Goods industries, service sector and Green Revaluation businesses.

TOP LOAN PROVIDERS IN PATNA

ABOUT INDUSIND BANK, PATNA, Bihar

Indusind Bank Limited is a new generation private bank. Established in 99, the bank is headquartered in Mumbai, India. It stands tall today as one of the reputed banks in the country. Indusind Bank operates more than 000 branches and over ,800 ATMs spread across the country. It also has representative offices in London, Dubai and Abu Dhabi.

Bank Details

Product

The bank provides various banking solutions to individuals, NRIs, business owners, corporate, government and financial Institutions. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and other Banking Operations segments. The bank offers current, savings, defense, corporate salary, and RFC accounts; and fixed deposits, recurring deposits, young saver deposits, as well as Rupee multiplier products.

Banking

Reasury Corporate/Wholesale Banking, Recurring deposits, Corporate salary, Rupee multiplier products. Retail Banking Young saver deposits, Urrent, savings, defense,and RFC accounts Fixed deposits Mutual funds My Account Number Quick Redeem Services and 0 Days banking. Choice Money ATMs Direct Connect Cash-on-Mobile Check-on-Cheque

Loans

Home loan Gold loans Business loan. Kisan loans Term loans Induind Kisan loans Loan against property Two wheeler Personal Car loan Education loan

Cards

Credit cards

Branches of INDUSIND BANK in PATNA

SAGUNA MORE PATNA BIHTA PATNA CITY ANISHABAD-PATNA KHAZANCHI ROAD- PATNA ASHIANA NAGAR- PATNA RAJENDRA NAGAR, PATNA KANKERBAGH, PATNA BORING ROAD ? PATNA (II)RUKANPURA PATNA

ABOUT YES BANK, PATNA, Bihar

Yes Bank Limited is India’s fourth largest private sector bank headquartered in Mumbai, Maharashtra, India. Established in 00, the bank primarily operates as a corporate bank, with retail banking and asset management as subsidiary functions. As of March, 08, the bank had a network of ,00 branches; national operating centers; and ,7 ATMs and bunch note acceptors.

Bank Details

Product

The bank also offers retail banking solutions such as personal, secured business, home, construction equipment, car, super bike, commercial vehicle, gold loans, and loans against securities; business banking services to micro, small, and medium enterprises; and health care and printing equipment finance.

Banking

Working capital finance Term loans Corporate finance Liquidity management Salary account Fixed deposit account Savings account Ordinary account

Loans

Personal loan Secured business loan Home loan Construction equipment loan Car loan Super bike loan Commercial vehicle loan Gold loans Loans against securities MSME Loan Health care equipment finance Printing equipment finance

Branches of YES BANK in PATNA

BIHAR STATE COOP BANK HEAD OFFICE BORING CANAL ROAD PATNA, BIHAR

ABOUT KOTAK MAHINDRA BANK LIMITED, PATNA, Bihar

Kotak Mahindra Bank Limited is a private sector Indian Bank headquartered in Mumbai, Maharashtra. The bank was founded in 98 and in February 00, Kotak Mahindra Finance Ltd. received the license from the Reserve Bank of India to carry on banking business. It had a network of ,88 full-fledged branches and ,99 ATMs in the country as of March 08.

Bank Details

Product

Deposit Fixed Deposit Recurring Deposit Tax Saving Fixed Deposit Senior Citizen Fixed Deposit Sweep-In Facility

Insurance

Life Insurance Health Insurance Motor Insurance Pradhan Mantri Jeevan Jyoti Bima Yojana Pradhan Mantri Suraksha Bima Yojana Atal Pension Yojana

Banking

Internet Banking Mobile Banking SMS Banking