Check Car Loan Interest Rates of all major banks of ranchi Instantly
| Bank Name | Floating Interest Rate | Processing Fee |
|---|
| Kotak Mahindra Bank | 11.50% to 13.50% | N/A |
| Bank of baroda | 9.15 % | Nil |
| Federal Bank | 9.20% | Rs 1500 to Rs 2500 |
| IndusInd bank | 10.65 % | 1% of the loan amount |
| AXIS | 12 % | Rs.3500 to Ra.5500 |
| RBL BANK | 12 to 14 % | 1% of Loan amount. |
| ICICI | 12.75 % | 5% on the outstanding principle |
| TATA CAPITAL | 12.5 % | 1.50% of the loan amount or 6,000 per vehicle, whichever is higher |
| HDFC | 8.25% - 14.26% (Avg 9.40%) | Rs. 10,000 or 0.4% of car loan sanctioned |
| HDB bank | N/A | N/A |
| IIFL | 12% | Rs. 4,500 to Rs. 8,000 or 1% of loan amount |
About ranchi
"
Ranchi is a city and capital of Jharkhand state, India. It lies on the bank of the Subarnarekha River. It was constituted as a municipality in 1869.
The city is connected with other parts of the country by major rail and road transportations. Ranchi is the centre of the region’s agricultural, cotton, and tea trade. It is engaged in silk production and the manufacture of shellac and heavy machine tools industries. Ranchi houses the headquarters of the National Coal Development Corporation, the Heavy Engineering Corporation, and the Hindustan Steel Company. In addition, military cantonment, radium and lac research institutes, and two mental-health hospitals are also located in the city. It houses colleges of law, medicine, and teacher training centres affiliated with Ranchi University.
Ranchi lies on the southern part of Chota Nagpur plateau system, the eastern section of the Deccan plateau, with lofty flat-topped hills in the northwest. The region is surrounded by lush fertile land; rice is the principal crop in lands irrigated by the multiple rivers such as Subarnarekha, North and South Koel, and Sankh. City has large deposits of minerals, like bauxite, limestone, and china clay, in the vicinity.
"About Car Loan in ranchi
We aim to create a robust alternative credit ecosystem in the country. For this, we are digitizing the finance functions. Anywhere and everywhere – you can Apply for a Car Loan with just a few clicks.
Now, you can compare and make a wise choice for the best Car Loan in ranchi also. We bring forth a myriad of options from best banks and NBFCs for your convenience. It’s simple! Choose your desired product and win amazing assured cash backs up to Rs. 5000 on loan disbursal. Get ready to build a stronger tomorrow.
Eligibility Criteria for Car Loan in ranchi -
No worries for strict eligibility conditions. We tie-up with all the best lenders in the ranchi and help you with flexible eligibility criteria.
Salaried Individuals –
- Any one aged between 21 to 60 years is eligible for a car loan.
- Good credit score is required for the car loan.
- The annual income should be around at least ₹ 2,50,000 to be eligible for a car loan
- A salaried individual should have the employment stability of at least 1 year with the current employer
Self-employed individuals -
- Any one aged between 21 to 65 years is eligible for a car loan.
- The annual income should be around at least ₹ 2,50,000 to be eligible for a car loan
- A self-employed individual should have the business stability of at least 2 year with the current employer
Documents Required for Car Loan in ranchi
We leverage existing and emerging technologies to offer you the complete digitalized process. Upload the required documents; it will take a few minutes.
- KYC documents like Voter ID Card, Electricity Bill, Aadhaar Card, PAN Card, Passport, Ration Card, and Driving License
- Salaried individuals need to furnish salary slips for the last 6 months
- Self-employed individuals need to showcase Income Tax Return (ITR) for the last 2 years
- Pro-forma invoice of the vehicle
- Your net worth proof like that of fixed deposits
- Signature verification proof
- 2 recent size passport photographs
Benefits & features of taking a Car Loan in ranchi
If you are falling short of funds for buying a car, go for a Car Loan. At ranchi, we have a plethora of options with added benefits. Everything is online – you don’t need to visit the bank.
Get ready to leverage the following benefits –
- Instant Approval – Yes. SBI, ICICI, HDFC and other players are offering instant paperless approval for Car Loan. Apply at Afinoz, and we will help you avail the Car Loan at best rate.
- High Eligibility – Within a just few minutes, we will assess your Car Loan eligibility and suggest you the best available options in ranchi. Our process is driven by automated technologies, and we help you get low EMI Car Loan
- Balance Transfer – We will make you pay your EMI easily by reducing your debt amount. Transfer your Car Loan Balance to save on money. Some lenders charge fee for a balance transfer.
STATE BANK OF INDIA
About
State Bank of India (SBI) is India’s multinational public sector banking and financial services company. SBI was established in 80 and is headquartered in Mumbai, Maharashtra. The bank is the largest bank in India with a % market share in assets. State Bank of India operates a network of , branches and 9, ATMs in India and internationally. SBI operates through Treasury, Corporate/Wholesale Banking, Retail Banking, Insurance Business, and Other Banking Business channels. It extends a comprehensive range of banking products and services to individuals, commercial enterprises, corporates, and government bodies, and institutional customers in India and internationally. Its personal banking services include current accounts, savings accounts, term and recurring deposits; personal, home, auto, and education as well as loans against property and securities; and wealth management, demat, ATM, foreign inward remittance, safe deposit locker, public provident fund, money transfer, and pension policy, as well as cards and inflation indexed national savings securities cumulative bonds. It also provides corporate banking services including corporate accounts, working capital and project finance, deferred payment guarantees, corporate term loans, structured finance, dealer financing, channel financing, equipment leasing, loan syndication, financing Indian firms overseas subsidiaries or JVs, and construction equipment loans. In addition, the bank offers NRI services, such as accounts and deposits, remittances, investments, and loans; agricultural banking and micro credit to agriculturists and farmers; loans, supply chain finance, and deposits and transaction banking services for SME customers; and international banking services.
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RANCHI
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ICICI BANK LIMITED
About
ICICI Bank is an Indian multinational bank and financial services company. Headquartered in Mumbai, India, the bank currently has a network of ,87 branches and , 7 ATMs across India. The bank became the first Indian bank to list on the New York Stock Exchange in 000. It is India’s largest private sector bank with total consolidated assets of Rs. ,.8 billion (US$ 7. billion) as on March 08.
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SYNDICATE BANK
About
Syndicate Bank is one of the oldest and major commercial banks in India and was founded in 9. At the time of its establishment, the bank was known as Canara Industrial and Banking Syndicate Limited. The name of the bank was changed to Syndicate Bank in 9. It is headquartered in Manipal, Karnataka and was one of the major commercial banks to be nationalized on 9 July 99, by Government of India. Syndicate Bank operated a network of 0 branches, including ,9 rural, ,7 semi-urban, 8 urban, and 8 metro branches in India; and branch in London, as well as ,8 ATMs as of March 08. Syndicate Bank offers banking products and services to corporate, SMEs and retail customer in India. Its deposit products include savings accounts, current accounts, and term deposits. It also provides retail, agricultural and other priority sector loans. In addition, the bank provides corporate finance such as working capital finance; export credit, term loan finance; loan against receivables; and project finance that includes infrastructure projects. Further, it provides Aadhaar seeding, NEFT/RTGS, online tax payment, online shopping and utility bill payment, and e-filing of income tax returns. Other services include CMS, bancassurance, mutual fund services, and demat services. Syndicate Bank also provides international banking products such as non-resident (external) rupee, non-resident ordinary rupee, resident foreign currency, and foreign currency non-resident accounts, as well as manages exchange companies.
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RANCHI