Car Loan in Varanasi

About Car Loan in Varanasi

Bank NameFloating Interest RateProcessing Fee
Federal Bank9.20%Rs 1500 to Rs 2500
AXIS12 %Rs.3500 to Ra.5500
HDFC8.25% - 14.26% (Avg 9.40%)Rs. 10,000 or 0.4% of car loan sanctioned
IndusInd bank10.65 %1% of the loan amount
ICICI12.75 %5% on the outstanding principle
RBL BANK12 to 14 %1% of Loan amount.
IIFL12%Rs. 4,500 to Rs. 8,000 or 1% of loan amount
Kotak Mahindra Bank11.50% to 13.50%N/A
Bank of baroda9.15 %Nil
TATA CAPITAL12.5 %1.50% of the loan amount or 6,000 per vehicle, whichever is higher
HDB bankN/AN/A

About Varanasi

Varanasi is the city situated on the banks of Ganga in Uttar Pradesh, India. Being the major religious hub in India, Varanasi is considered as the holiest of the 7 sacred places in Hinduism and Jainism. This city is also the important place for Buddhist as it played important role in wide-spreading of Buddhism. Varanasi is worldwide famous for its Hindu devotion, pilgrimage, mysticism and poetry. People from all around the globe come here to find the peace and spirituality. Varanasi is a magical city where people find peace in noisy streets.

About car Loan in Varanasi

We aim to create a robust alternative credit ecosystem in the country. For this, we are digitizing the finance functions. Anywhere and everywhere – you can Apply for a Car Loan with just a few clicks.

Now, you can compare and make a wise choice for the best Car Loan in Varanasi also. We bring forth a myriad of options from best banks and NBFCs for your convenience. It’s simple! Choose your desired product and win amazing assured cash backs up to Rs. 5000 on loan disbursal. Get ready to build a stronger tomorrow.

Eligibility Criteria for Car Loan in Varanasi -

No worries for strict eligibility conditions. We tie-up with all the best lenders in the Varanasi and help you with flexible eligibility criteria.

Salaried Individuals

  1. Any one aged between 21 to 60 years is eligible for a car loan.
  2. Good credit score is required for the car loan.
  3. The annual income should be around at least ₹ 2,50,000 to be eligible for a car loan
  4. A salaried individual should have the employment stability of at least 1 year with the current employer

Self-employed individuals -

  1. Any one aged between 21 to 65 years is eligible for a car loan.
  2. The annual income should be around at least ₹ 2,50,000 to be eligible for a car loan
  3. A self-employed individual should have the business stability of at least 2 year with the current employer

Documents Required for Car Loan in Varanasi

We leverage existing and emerging technologies to offer you the complete digitalized process. Upload the required documents; it will take a few minutes.

  1. KYC documents like Voter ID Card, Electricity Bill, Aadhaar Card, PAN Card, Passport, Ration Card, and Driving License
  2. Salaried individuals need to furnish salary slips for the last 6 months
  3. Self-employed individuals need to showcase Income Tax Return (ITR) for the last 2 years
  4. Pro-forma invoice of the vehicle
  5. Your net worth proof like that of fixed deposits
  6. Signature verification proof
  7. 2 recent size passport photographs

Benefits & features of taking a Car Loan in Varanasi

If you are falling short of funds for buying a car, go for a Car Loan. At Varanasi, we have a plethora of options with added benefits. Everything is online – you don’t need to visit the bank.

Get ready to leverage the following benefits –

  1. Instant Approval – Yes. SBI, ICICI, HDFC and other players are offering instant paperless approval for Car Loan. Apply at Afinoz, and we will help you avail the Car Loan at best rate.
  2. High Eligibility – Within a just few minutes, we will assess your Car Loan eligibility and suggest you the best available options in Varanasi. Our process is driven by automated technologies, and we help you get low EMI Car Loan
  3. Balance Transfer – We will make you pay your EMI easily by reducing your debt amount. Transfer your Car Loan Balance to save on money. Some lenders charge fee for a balance transfer.

RBL Bank Limited

About

RBL Bank (Ratnakar Bank Limited) is one of the fastest growing private sector banks in India, headquartered in Mumbai, Maharashtra. Established in August 9, currently the bank operates through a network of branches, 99 banking outlets and 9 ATMs spread across 0 Indian states and union territories. In August 99, the bank obtained Scheduled Commercial Bank status. It is listed on both BSE (Bombay Stock Exchange) and NSE (National Stock Exchange).

Banking

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Loans

home loanspersonal loansbusiness loanseducation loansauto loansloans against propertyoverdrafts against propertyloans against depositsgold metal loansworking capital finance

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Mastercard Credit Card

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Life InsuranceGeneral InsuranceHealth Insurance

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Corporate & Institutional BankingCommercial BankingBranch & Business BankingAgri Business BankingDevelopment Banking and Financial InclusionTreasury and Financial Markets Operationssavings accountscurrent accountsfixed deposits

STATE BANK OF INDIA

About

State Bank of India (SBI) is India’s multinational public sector banking and financial services company. SBI was established in 80 and is headquartered in Mumbai, Maharashtra. The bank is the largest bank in India with a % market share in assets. State Bank of India operates a network of , branches and 9, ATMs in India and internationally. SBI operates through Treasury, Corporate/Wholesale Banking, Retail Banking, Insurance Business, and Other Banking Business channels. It extends a comprehensive range of banking products and services to individuals, commercial enterprises, corporates, and government bodies, and institutional customers in India and internationally. Its personal banking services include current accounts, savings accounts, term and recurring deposits; personal, home, auto, and education as well as loans against property and securities; and wealth management, demat, ATM, foreign inward remittance, safe deposit locker, public provident fund, money transfer, and pension policy, as well as cards and inflation indexed national savings securities cumulative bonds. It also provides corporate banking services including corporate accounts, working capital and project finance, deferred payment guarantees, corporate term loans, structured finance, dealer financing, channel financing, equipment leasing, loan syndication, financing Indian firms overseas subsidiaries or JVs, and construction equipment loans. In addition, the bank offers NRI services, such as accounts and deposits, remittances, investments, and loans; agricultural banking and micro credit to agriculturists and farmers; loans, supply chain finance, and deposits and transaction banking services for SME customers; and international banking services.

Banking

MoBile Banking,
Internet Banking,
Wholesale Banking,
Retail Banking

Product

Banking, Loans, Deposit

Card

SBI Card ELITE,SBI Credit Cards,Air India SBI Platinum Card,Air India SBI Signature Card,SBI STYLEUP Contactless Credit Card,IRCTC SBI Platinum Card,Doctor's SBI Card, SBI Card ELITE Advantage

Insurance

. Individual Insurance:sbi life- eshield, sbi life - poorna suraksha, sbi life - sampoorn cancer suraksha, sbi life- elncome shield, sbi life- smart shield,sbi life - saral Shield, SBI Life - Saral Swadhan +, SBI Life- Smart Swadhan Plus, SBI Life - Grameen Bina. . Corporate Insurance Plan: SBI Life - Kalyan ULIP Plus, SBI Life- CapAssure Gold, SBI Life - Gaurav Jeevan, SBI Life- Pradhan Mantri Jeevan Jyoti Bima yojana, SBI Life- Sampoorn Suraksha

Branch

VARANASIBABATPURVARANASIBHADOHISBIINTOUCH, VARANASIDURGA KUNDBHITARIMARIHANRBO6 VARANASIPAIGAMBERPUR, VARANASIGILAT BAZAR, VARANASIHATHI BAZAR, VARANASIKATHIRAON, VARANASIKARAUNDI BRANCH, VARANASISUJABAD PADAO, VARANASILAHARTARASPL. H.N.I.BRANCH, VARANASIDHARMAPURCHAUBEYPURSPECIALISED N.R.I.BRANCH,VARANASISMECCC VARANASIREGIONAL BUSINESS OFFICE VORDERLY BAZARLOHTAJALHUPURHARISH CHANDRA POST GRADUATE COLLEGEINDIAN INSTITUTE OF VEGETABLE RESEARCHRBO III, VARANASIREGIONAL BUSINESS OFFICE II, VARANASIREGIONAL BUSINESS OFFICE I VARANASIGOVT. MEDICAL COLLEGE, AZAMGARHKACHNAR (RAJA KA TALAB)HARHUAPANDEYPURBRIJ ENCLAVERATHYATRACHITAIPURCHOLAPURLANKAINSTITUTE OF TECHNOLOGY (BHU)DILDAR NAGARREOTIPURRAJGARHCHRIST NAGARKAPSETHICCPC,VARANASICASH ADMINISTRATION CELL, VARANASII.M.S BHUS.A.R.C.VARANASISCB VARANASIKASHI VISHWANATH TEMPLEGTC VARANASIASSI VARANASINADESARSHIVAJI NAGARMAQBOOL ALAM ROADSERVICE BRANCH, VARANASIRAMNAGAR VBSSI VARANASIJAGATPURMIRZAMURADKAITHIZO VARANASISHOPPING CENTREKAMACHHAADB SARNATHGOLGADDAHOTEL DE PARISBARAGAONSINDHORA BAZARNAUGARHRAM NAGARSIGRASHIVPURRAJA KA DARWAJAPINDRA, VARANASILAHURABIRIND. ESTATE VARANASIBRIDGEMANGANJBARAGAONAIR CARGO COMPLEXDLW VARANASIBHELUPURABISHESHWARGANJBANSPHATAKVARANASI CITYBHU,VARANASIVARANASI

KOTAK MAHINDRA BANK LIMITED

About

Kotak Mahindra Bank Limited is a private sector Indian Bank headquartered in Mumbai, Maharashtra. The bank was founded in 98 and in February 00, Kotak Mahindra Finance Ltd. received the license from the Reserve Bank of India to carry on banking business. It had a network of ,88 full-fledged branches and ,99 ATMs in the country as of March 08.

Banking

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DepositFixed DepositRecurring DepositTax Saving Fixed DepositSenior Citizen Fixed DepositSweep-In Facility

Loans

Home LoanCar LoanPersonal LoanEducation LoanGold LoanLoan Against SecuritiesLoan Against Property

Card

Credit CardsDebit CardsForex / Prepaid Cards

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Life InsuranceHealth InsuranceMotor InsurancePradhan Mantri Jeevan Jyoti Bima YojanaPradhan Mantri Suraksha Bima YojanaAtal Pension Yojana

Popular product

DepositFixed DepositRecurring DepositTax Saving Fixed DepositSenior Citizen Fixed DepositSweep-In Facility

Branch

HARTIARTH VARANASI BRANCHRAMKATORA BRANCHVARANASIVARANASI SHAPURI HEIGHTS BRANCHVARANASI

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