Check Education Loan Interest Rates of all major banks of amritsar Instantly
| Bank Name | Floating Interest Rate | Processing Fee |
|---|
| TATA CAPITAL | 11.25% | upto 2.00% |
| PNB Education Loan | 8.45% and 11.05% | Nil |
| ICICI | 11.5 % | Nil |
| Bank of baroda | 10.50% and 11.55%. | Nil |
| Syndicate Bank | 13.25% | nil* |
| AXIS | starting from 13.7% | Nil |
| Avanse Finance | 11.50 % | 1 % |
| HDFC | 12.13% | Maximum upto 1% of the loan amount |
| RBL BANK | from 14.15 % | Zero |
| Incred Finance | 11.75 % to 14 % | 1 % |
| Kotak Mahindra Bank | 11.5 % to 24 % | upto 2% of the loan amount+ GST and other applicable statutory levies |
| Federal Bank | 10.90% and 15.30%. | 0.50% of the loan amount |
About amritsar
"
Historically known as Ramdaspur and colloquially as Ambarsar, the city Amritsar is located in the state of Punjab. Harmandar Sahib or “the Golden Temple” located in the town is one of Sikhism’s most spiritually significant and most visited gurudwaras. Chess manufacturing industry is a prime industry of the place.
The credit of founding the holy city of Amritsar goes to Guru Ram Das, the fourth Sikh guru of the Sikh religion. The place is also famous for the tragic Jallianwala Bagh massacre which took place, having a proximity to the Wagah Border. The region lies in one of the most agriculturally productive belts of India. Today Amritsar is a thriving city with commerce and tourism centres growing at a faster rate.
"About Education Loan in amritsar
We aim to create a robust alternative credit ecosystem in the country. For this, we are digitizing the finance functions. Anywhere and everywhere – you can Apply for an Education Loan with just a few clicks.
Now, you can compare and make a wise choice for the best Education Loan in amritsar also. We bring forth a myriad of options from best banks and NBFCs for your convenience. It’s simple! Pick up your desired product and win amazing assured cash backs up to Rs. 5000 on the disbursal of your loan. Get ready to build a stronger tomorrow.
Eligibility Criteria for an Education Loan in amritsar -
No worries for strict eligibility conditions. We tie-up with all the best lenders in the amritsar and help you with flexible eligibility criteria.
The applicant should have secured admission in any of the courses listed by the lender. The courses include but not limited to engineering, medicine, management, architecture, hotel & hospitality, pure science, and diploma. He/She needs to submit market sheets/passing or provisional certificates of S.S.C, H.S.C and degree courses (wherever required).
If you are a salaried individual and like to pursue any course with an education loan, furnish last 6 months salary slips/Form 16. In case, if you are a self-employed, provide last 2 years IT assessment/returns income certificate.
Documents Required for an Education Loan in amritsar
We leverage existing and emerging technologies to offer you the complete digitalized process. Upload the required documents; it will take a few minutes.
Salaried Class –
- Identity Proof - Aadhaar Card /Voters ID/Passport/Driving License /PAN Card
- Residential Proof – Electricity Bill/Water Bill/Telephone Bill (not more than 3 months old)
- Admission Proof – Letter of admission on the institute/university’s letter head
- Co-applicants documents – Co-applicant should be among father, mother, sister, brother, spouse, or if these members are not able to give their collateral, then the applicant’s father-in-law, mother-in-law, first cousin, maternal or paternal uncle/aunt/ grandparents can be co-applicant.
- Income Proof – Salary slips for the last three months along with the bank statement showcasing the credited salary
- Employment Certificate – for the past 1 year
- Photographs - Two passport size
For Self-employed
- KYC documents – Identity & address and proof of date of birth
- Residence Proof - Leave and license agreement, utility bill (should not be more than three months old), and a copy of your passport if, you own one.
- Income Proof – ITR for the last 1 year
- Official Address Proof – Address proof along with your email ID and phone number
- Business Continuity Proof – Testimonials to show your business is running from the last 1 year
Benefits & features of taking an Education Loan in amritsar
Education loan shapes the future of students. At amritsar, we have a wide range of options with exclusive benefits. Everything is online – you don’t need to visit the bank.
Get ready to leverage the following benefits –
- Instant Approval – Yes. SBI, ICICI, HDFC and other players are offering instant paperless approval for an Education Loan. Apply at Afinoz, and we will help you avail the Education Loan at best rate.
- High Eligibility – Within just a few minutes, we will assess your education loan eligibility and suggest you the best available options in amritsar. Our process is driven by automated technologies, and we help you get low EMI Education Loan
- Balance Transfer – We will make you pay your EMI easily by reducing your debt amount. Transfer your Education Loan balance to save on money. Some lenders charge fee for a balance transfer.
STATE BANK OF INDIA
About
State Bank of India (SBI) is India’s multinational public sector banking and financial services company. SBI was established in 80 and is headquartered in Mumbai, Maharashtra. The bank is the largest bank in India with a % market share in assets. State Bank of India operates a network of , branches and 9, ATMs in India and internationally. SBI operates through Treasury, Corporate/Wholesale Banking, Retail Banking, Insurance Business, and Other Banking Business channels. It extends a comprehensive range of banking products and services to individuals, commercial enterprises, corporates, and government bodies, and institutional customers in India and internationally. Its personal banking services include current accounts, savings accounts, term and recurring deposits; personal, home, auto, and education as well as loans against property and securities; and wealth management, demat, ATM, foreign inward remittance, safe deposit locker, public provident fund, money transfer, and pension policy, as well as cards and inflation indexed national savings securities cumulative bonds. It also provides corporate banking services including corporate accounts, working capital and project finance, deferred payment guarantees, corporate term loans, structured finance, dealer financing, channel financing, equipment leasing, loan syndication, financing Indian firms overseas subsidiaries or JVs, and construction equipment loans. In addition, the bank offers NRI services, such as accounts and deposits, remittances, investments, and loans; agricultural banking and micro credit to agriculturists and farmers; loans, supply chain finance, and deposits and transaction banking services for SME customers; and international banking services.
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Branch
AMRITSAR
BEAS
MEHTA
AMRITSAR RANJIT AVENUE
PUTLIGHAR
SARHALI ROAD TARN TARAN
CIRCULAR ROAD, AMRITSAR
TARN TARAN ROAD
MAJITHA ROAD AMRITSAR
CCPC,AMRITSAR
AMRITSAR
KHEMKARAN
BHIKHIWIND
AJNALA
AMRITSAR CHHEHRATTA
AMRITSAR CIVIL LINES
RAYYA
AMRITSAR TEXT.
TARN TARAN
JHAN JHOTI
HARSHA CHHINA
LOHKA
CHABHAL
BABA BAKALA
MANAWALA ADB
AMRITSAR KJS
AMRITSAR CWG
VERKA
AMRITSAR EMN
PATTI
AMRITSAR MAIN MUKERJI MARG
AMRITSAR
AMRITSAR
AMRITSAR
SBIINTOUCH RANJIT AVENUE, AMRITSAR
SBIINTOUCH PUTLIGHAR, AMRITSAR
PANTHER COMPLEX, AMRITSAR CANTT.
SHIVALA BHAIAN ROAD
BASANT AVENUE, AMRITSAR
LOHARKA ROAD,AMRITSAR
SULTANWIND, AMRITSAR
DABURJI
MATTEWAL
SGRC HOSPITAL BRANCH CHHAPA RAM SINGH
KHASA
OPPOSITE BUS STAND,AMRITSAR
TARN TARAN ROAD AMRITSAR
VERKA AMRITSAR
CHHEHRATTA
NEW AMRITSAR
AJNALA ROAD AMRITSAR
JALANDHAR ROAD, AMRITSAR
RAMDASS
AMRITSAR ROAD TARN TARAN
FATEHGARH CHURIAN ROAD AMRITSAR
MAJITHA ROAD AMRITSAR
CHOHLA SAHIB
JANDIALA GURU
RAYYA
CLEARING CPC, AMRITSAR
NEW GRAIN MARKET AMRITSAR
HARIPURA , AMRITSAR
BATALA ROAD, AMRITSAR
CHUSLEWAL
CHOGAWAN
JETHUWAL
VILL SARHALI KHURD
VILL SUBRAH
KASSEL
CHABAL KALAN
DHQ ARMY CANTT, AMRITSAR
CURRENCY ADMINISTRATION CELL, AMRITSAR
SARC AMRITSAR
RBO AMRITSAR
RASMECCC, AMRITSAR
ADB BHIKHIWIND
RAILWAY STATION, AMRITSAR
ATTA MANDI
SPECIALISED PBB, AMRITSAR
SCB AMRITSAR
AMARKOT
ADB TANGRA
PUTLIGARH, AMRITSAR
ACC,AMRITSAR
LOHGARH GATE, AMRITSAR
DHOTIAN
ATTARI
KATRA KHAZANA, AMRITSAR
DHAB WASTI RAM AMRITSAR
MOHAN NAGAR, AMRITSAR
MAJITHA
KARMON DEORI, AMRITSAR
AJNALA
GOPAL NAGAR, AMRITSAR
AMRITSAR CANTT
TARN TARAN
AMRITSAR MAIN
ICICI BANK LIMITED
About
ICICI Bank is an Indian multinational bank and financial services company. Headquartered in Mumbai, India, the bank currently has a network of ,87 branches and , 7 ATMs across India. The bank became the first Indian bank to list on the New York Stock Exchange in 000. It is India’s largest private sector bank with total consolidated assets of Rs. ,.8 billion (US$ 7. billion) as on March 08.
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Branch
AMRITSAR, TUNG PUBLIC SCHOOL
AMRITSAR
ATTARI
CHOGAWAN
CHABAL
VERKA
RANIKA BAGH
AIRPORT ROAD
COURT ROAD
BHIKHIWIND
VALLAH MANDI
AMRITSAR MANDI CHHEHARTA
MAJITHA
MEHTA
MAJITH MANDI
BATALA ROAD
RAYYA
JANDIALA GURU
EAST MOHAN NAGAR
BEAS, PUNJAB
TARN-TARANá
AMRITSAR, PUNJAB.
AJNALA, PUNJAB
AMRITSAR, PUNJAB
AMRITSAR - KHALSA COLLEGEá
AMRITSAR - HALL BAZARá
AMRITSARá
SYNDICATE BANK
About
Syndicate Bank is one of the oldest and major commercial banks in India and was founded in 9. At the time of its establishment, the bank was known as Canara Industrial and Banking Syndicate Limited. The name of the bank was changed to Syndicate Bank in 9. It is headquartered in Manipal, Karnataka and was one of the major commercial banks to be nationalized on 9 July 99, by Government of India. Syndicate Bank operated a network of 0 branches, including ,9 rural, ,7 semi-urban, 8 urban, and 8 metro branches in India; and branch in London, as well as ,8 ATMs as of March 08. Syndicate Bank offers banking products and services to corporate, SMEs and retail customer in India. Its deposit products include savings accounts, current accounts, and term deposits. It also provides retail, agricultural and other priority sector loans. In addition, the bank provides corporate finance such as working capital finance; export credit, term loan finance; loan against receivables; and project finance that includes infrastructure projects. Further, it provides Aadhaar seeding, NEFT/RTGS, online tax payment, online shopping and utility bill payment, and e-filing of income tax returns. Other services include CMS, bancassurance, mutual fund services, and demat services. Syndicate Bank also provides international banking products such as non-resident (external) rupee, non-resident ordinary rupee, resident foreign currency, and foreign currency non-resident accounts, as well as manages exchange companies.
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ProductLoan, Banking, Credit Card
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Popular productLoan, Banking, Credit Card
Branch
JANDIALA GURU
JAINTIPUR
AMRITSAR RANJIT AVENUE
AMRITSAR MAJITHA ROAD
AMRITSAR