Education Loan in kochi

Check Education Loan Interest Rates of all major banks of kochi Instantly

Bank NameFloating Interest RateProcessing Fee
Incred Finance 11.75 % to 14 %1 %
Kotak Mahindra Bank 11.5 % to 24 %upto 2% of the loan amount+ GST and other applicable statutory levies
PNB Education Loan 8.45% and 11.05%Nil
HDFC 12.13%Maximum upto 1% of the loan amount
Federal Bank 10.90% and 15.30%.0.50% of the loan amount
RBL BANK from 14.15 %Zero
Avanse Finance 11.50 %1 %
Syndicate Bank 13.25%nil*
AXIS starting from 13.7%Nil
Bank of baroda 10.50% and 11.55%.Nil
TATA CAPITAL 11.25%upto 2.00%
ICICI 11.5 %Nil

About kochi

Kochi is also known as Cochin. It is part of the district of Ernakulam in Kerala an Indian state. It is a major port city on the south-west coast of India bordering the Laccadive Sea. It is also part of the Greater Cochin region and has been classified as a Tier-II city by the India Government. Kochi is the most densely populated city in the Indian state Kerala. It used to be a fishing village in the Kingdom of Kochi in the pre-colonial Kerala. It is also popular as the "Queen of Arabian Sea".

For centuries Kochi was the center of the Indian spice trade, because of its a rich spice history. It was attracted by most of the foreign traders. There are many places in God’s Own Country, Kerala including beaches and backwaters, tea plantations and spice estates, hot steaming appams with stew and vibrant Kathakali performances.

Cochin has a different signature of history and tradition woven together with modernization. The places to visit in Cochin, especially the most attractive ones, are Mattancherry Palace, Kodanad Elephant Training Centre, Kadalkkara Lake Resort, Indo-Portuguese Museum, Paradesi Synagogue, Mangalavanam Bird Sanctuary, Santa Cruz Basilican, St Francis Church, Cherai Beach, Chinese Fishing Nets, Wonderla Amusement Park, Malayattoor, Athirapally Falls,Veeranpuzha Beach, Gowreeswara Temple Cherai, Shiva Temple, Hill Palace, Folklore Museum, Veegaland, Ernakulam Mahadeva Temple, Kathakali Center, Ginger House Museum Hotel, Munambam Beach, Marine Drive, Fort Kochi Beach, Bolgatty Palace And Island Resort, Chottanikkara Bhagavathy Temple, Princess Street, Kashi Art Cafe, and Museum of Kerala History,

About Education Loan in kochi

We aim to create a robust alternative credit ecosystem in the country. For this, we are digitizing the finance functions. Anywhere and everywhere – you can Apply for an Education Loan with just a few clicks.

Now, you can compare and make a wise choice for the best Education Loan in kochi also. We bring forth a myriad of options from best banks and NBFCs for your convenience. It’s simple! Pick up your desired product and win amazing assured cash backs up to Rs. 5000 on the disbursal of your loan. Get ready to build a stronger tomorrow.

Eligibility Criteria for an Education Loan in kochi -

No worries for strict eligibility conditions. We tie-up with all the best lenders in the kochi and help you with flexible eligibility criteria.

The applicant should have secured admission in any of the courses listed by the lender. The courses include but not limited to engineering, medicine, management, architecture, hotel & hospitality, pure science, and diploma. He/She needs to submit market sheets/passing or provisional certificates of S.S.C, H.S.C and degree courses (wherever required).

If you are a salaried individual and like to pursue any course with an education loan, furnish last 6 months salary slips/Form 16. In case, if you are a self-employed, provide last 2 years IT assessment/returns income certificate.

Documents Required for an Education Loan in kochi

We leverage existing and emerging technologies to offer you the complete digitalized process. Upload the required documents; it will take a few minutes.

Salaried Class

  • Identity Proof - Aadhaar Card /Voters ID/Passport/Driving License /PAN Card
  • Residential Proof – Electricity Bill/Water Bill/Telephone Bill (not more than 3 months old)
  • Admission Proof – Letter of admission on the institute/university’s letter head
  • Co-applicants documents – Co-applicant should be among father, mother, sister, brother, spouse, or if these members are not able to give their collateral, then the applicant’s father-in-law, mother-in-law, first cousin, maternal or paternal uncle/aunt/ grandparents can be co-applicant.
  • Income Proof – Salary slips for the last three months along with the bank statement showcasing the credited salary
  • Employment Certificate – for the past 1 year
  • Photographs - Two passport size

For Self-employed

  • KYC documents – Identity & address and proof of date of birth
  • Residence Proof - Leave and license agreement, utility bill (should not be more than three months old), and a copy of your passport if, you own one.
  • Income Proof – ITR for the last 1 year
  • Official Address Proof – Address proof along with your email ID and phone number
  • Business Continuity Proof – Testimonials to show your business is running from the last 1 year

Benefits & features of taking an Education Loan in kochi

Education loan shapes the future of students. At kochi, we have a wide range of options with exclusive benefits. Everything is online – you don’t need to visit the bank.

Get ready to leverage the following benefits –

  1. Instant Approval – Yes. SBI, ICICI, HDFC and other players are offering instant paperless approval for an Education Loan. Apply at Afinoz, and we will help you avail the Education Loan at best rate.
  2. High Eligibility – Within just a few minutes, we will assess your education loan eligibility and suggest you the best available options in kochi. Our process is driven by automated technologies, and we help you get low EMI Education Loan
  3. Balance Transfer – We will make you pay your EMI easily by reducing your debt amount. Transfer your Education Loan balance to save on money. Some lenders charge fee for a balance transfer.

RBL Bank Limited

About

RBL Bank (Ratnakar Bank Limited) is one of the fastest growing private sector banks in India, headquartered in Mumbai, Maharashtra. Established in August 9, currently the bank operates through a network of branches, 99 banking outlets and 9 ATMs spread across 0 Indian states and union territories. In August 99, the bank obtained Scheduled Commercial Bank status. It is listed on both BSE (Bombay Stock Exchange) and NSE (National Stock Exchange).

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BANK OF BARODA

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Bank of Baroda (BOB) is an Indian multinational banking and financial services institution headquartered in Vadodara in Gujrat, India. The bank was established on 0 July 908 and nationalized on 9 July 99 along with other major commercial banks of India. It has been termed as a profit-making public sector undertaking (PSU). The bank has 7 global branches including 7 India branches and 0 overseas branches. It offers a wide range of banking products and services including loans, credit and debit cards etc.

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VYTTILA , ERNAKULAM