Education Loan in Kolkata

Check education Loan Interest Rates of All Major Banks of kolkata Instantly
Bank Name
Floating Interest rate
Processing Fee
HDFC
12.13%
Maximum upto 1% of the loan amount
starting from 13.7%
Nil
ICICI
11.5 %
Nil
RBL BANK
from 14.15 %
Zero
11.75 % to 14 %
1 %
13.25%
nil*
8.45% and 11.05%
Nil
Kotak Mahindra Bank
11.5 % to 24 %
upto 2% of the loan amount+ GST and other applicable statutory levies
TATA CAPITAL
11.25%
upto 2.00%
11.50 %
1 %
Federal Bank
10.90% and 15.30%.
0.50% of the loan amount
10.50% and 11.55%.
Nil
ABOUT EDUCATION LOAN IN KOLKATA

We aim to create a robust alternative credit ecosystem in the country. For this, we are digitizing the finance functions. Anywhere and everywhere – you can Apply for an Education Loan with just a few clicks.

Now, you can compare and make a wise choice for the best Education Loan in kolkata also. We bring forth a myriad of options from best banks and NBFCs for your convenience. It’s simple! Pick up your desired product and win amazing assured cash backs up to Rs. 5000 on the disbursal of your loan. Get ready to build a stronger tomorrow.

Eligibility Criteria for an Education Loan in kolkata -

No worries for strict eligibility conditions. We tie-up with all the best lenders in the kolkata and help you with flexible eligibility criteria.

The applicant should have secured admission in any of the courses listed by the lender. The courses include but not limited to engineering, medicine, management, architecture, hotel & hospitality, pure science, and diploma. He/She needs to submit market sheets/passing or provisional certificates of S.S.C, H.S.C and degree courses (wherever required).

If you are a salaried individual and like to pursue any course with an education loan, furnish last 6 months salary slips/Form 16. In case, if you are a self-employed, provide last 2 years IT assessment/returns income certificate.

Documents Required for an Education Loan in kolkata

We leverage existing and emerging technologies to offer you the complete digitalized process. Upload the required documents; it will take a few minutes.

Salaried Class

  • Identity Proof - Aadhaar Card /Voters ID/Passport/Driving License /PAN Card
  • Residential Proof – Electricity Bill/Water Bill/Telephone Bill (not more than 3 months old)
  • Admission Proof – Letter of admission on the institute/university’s letter head
  • Co-applicants documents – Co-applicant should be among father, mother, sister, brother, spouse, or if these members are not able to give their collateral, then the applicant’s father-in-law, mother-in-law, first cousin, maternal or paternal uncle/aunt/ grandparents can be co-applicant.
  • Income Proof – Salary slips for the last three months along with the bank statement showcasing the credited salary
  • Employment Certificate – for the past 1 year
  • Photographs - Two passport size

For Self-employed

  • KYC documents – Identity & address and proof of date of birth
  • Residence Proof - Leave and license agreement, utility bill (should not be more than three months old), and a copy of your passport if, you own one.
  • Income Proof – ITR for the last 1 year
  • Official Address Proof – Address proof along with your email ID and phone number
  • Business Continuity Proof – Testimonials to show your business is running from the last 1 year

Benefits & features of taking an Education Loan in kolkata

Education loan shapes the future of students. At kolkata, we have a wide range of options with exclusive benefits. Everything is online – you don’t need to visit the bank.

Get ready to leverage the following benefits –

  1. Instant Approval – Yes. SBI, ICICI, HDFC and other players are offering instant paperless approval for an Education Loan. Apply at Afinoz, and we will help you avail the Education Loan at best rate.
  2. High Eligibility – Within just a few minutes, we will assess your education loan eligibility and suggest you the best available options in kolkata. Our process is driven by automated technologies, and we help you get low EMI Education Loan
  3. Balance Transfer – We will make you pay your EMI easily by reducing your debt amount. Transfer your Education Loan balance to save on money. Some lenders charge fee for a balance transfer.
ABOUT KOLKATA

Kolkata is the capital of West Bengal, an Indian state. It is located on the east bank of the Hooghly River about 80 kilometers west of the border with Bangladesh. The Kolkata port is India's oldest operating port and it is the sole major riverine port.

The city derives its name from the Kolkata, the Bengali name of one of three villages that predated the arrival of the Britishers. The other two villages were Sutanuti and Govindapur. Today Kolkata is a city famous for its traditional soul, colonial architecture, cultural festivals, and street foods. There are various places in Kolkata to attract the tourist’s attention. Some of them are Howrah Bridge, Mullick Ghat Flower Market, Esplande, Park Street, Victoria Memorial, Birla Planaterium, Kumortuli, Khalighat Temple, Alipur Zoo and others.

TOP LOAN PROVIDERS IN KOLKATA
ABOUT INDUSIND BANK, KOLKATA, West Bengal

Indusind Bank Limited is a new generation private bank. Established in 99, the bank is headquartered in Mumbai, India. It stands tall today as one of the reputed banks in the country. Indusind Bank operates more than 000 branches and over ,800 ATMs spread across the country. It also has representative offices in London, Dubai and Abu Dhabi.

Bank Details
Product

The bank provides various banking solutions to individuals, NRIs, business owners, corporate, government and financial Institutions. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and other Banking Operations segments. The bank offers current, savings, defense, corporate salary, and RFC accounts; and fixed deposits, recurring deposits, young saver deposits, as well as Rupee multiplier products.

Banking

Reasury Corporate/Wholesale Banking, Recurring deposits, Corporate salary, Rupee multiplier products. Retail Banking Young saver deposits, Urrent, savings, defense,and RFC accounts Fixed deposits Mutual funds My Account Number Quick Redeem Services and 0 Days banking. Choice Money ATMs Direct Connect Cash-on-Mobile Check-on-Cheque

Loans

Home loan Gold loans Business loan. Kisan loans Term loans Induind Kisan loans Loan against property Two wheeler Personal Car loan Education loan

Cards

Credit cards

ABOUT BANK OF BARODA, KOLKATA, West Bengal

Bank of Baroda (BOB) is an Indian multinational banking and financial services institution headquartered in Vadodara in Gujrat, India. The bank was established on 0 July 908 and nationalized on 9 July 99 along with other major commercial banks of India. It has been termed as a profit-making public sector undertaking (PSU). The bank has 7 global branches including 7 India branches and 0 overseas branches. It offers a wide range of banking products and services including loans, credit and debit cards etc.

Bank Details
Product

Account Savings Current Baroda E-Trade in account Deposit FD RD Loans Personal Loan Home Loan Vehicle Loan Education Loan Fintech (Business Loan) Other Loan MUDRA Loan Mortgage Loan Debit card EMI

Insurance

Life Insurance Health Insurance General Insurance

Banking

Instant Banking Baroda Connect (Internet Banking) BHIM Baroda Pay Baroda M-connect Plus (Mobile Banking) Mobile Application Baroda mPassbook Baroda m-Invest App BHIM UPI Payment App

Popular Product

Account Savings Current Baroda E-Trade in account Deposit FD RD Loans Personal Loan Home Loan Vehicle Loan Education Loan Fintech (Business Loan) Other Loan MUDRA Loan Mortgage Loan Debit card EMI

Loans

Loans Personal Loan Home Loan Vehicle Loan Education Loan Fintech (Business Loan) Other Loan MUDRA Loan Mortgage Loan Debit card EMI

Cards

Debit Cards Visa Electron Card RuPay Platinum Card Baroda Master Platinum Card RuPay Classic Card Master Classic Card Visa Platinum Chip Card Prepaid Cards Gift Card TravelEasy Card Reloadable Card Credit Cards Easy Visa Platinum Select Visa Platinum Premier Visa Signature Prime Mastercard

ABOUT KARNATAKA BANK LIMITED, KOLKATA, West Bengal

The Karnataka Bank Limited is ‘A’ Class scheduled commercial bank founded on 8th February 9. Headquartered in Mangaluru in Karnataka, India, the bank has a national presence with a network of 8 branches, 7 ATMs and 0 e-lobbies spread across states and Union Territories. The bank has deployed the most modern information technology like core banking, internet banking and mobile banking etc. to meet customers’ expectation of services, for today and for future. The bank is listed on both the BSE and the NSE.

Bank Details
Product

Saving Account Loans Cards Insurance Investment

Insurance

Life Insurance Health insurance General Insurance

Banking

Core banking Internet banking Mobile banking Treasury, Corporate/Wholesale Banking Retail Banking

Popular Product

Saving Account Loans Cards Insurance Investment

Loans

Personal loan Business loan Home Loan Vechile Loan Loan against property Education Loan

Cards

Credit Card Debit card Deposit only card Image Card Travel card Gift card

ABOUT PUNJAB NATIONAL BANK, KOLKATA, West Bengal

Punjab National Bank (PNB) is an Indian multinational banking and financial services company. Established in 89, it is state-owned bank. Headquartered in New Delhi, India, the bank operates through a network of zonal offices, 7 circle offices, 98 branches, and 98 ATMs. PNB also operates a banking subsidiary in the UK, as well as branches in Hong Kong, Kowloon, Dubai and Kabul and representative offices in in Almaty (Kazakhstan), Dubai (UAE), Shanghai (China), Oslo(Norway), and Sydney (Australia). PNB and other major commercial banks were nationalized on 9 July 99.

Bank Details
Product

Saving deposit accounts Current accounts Fixed deposit Capital gain account schemes Corporate banking products Working capital financing

Insurance

Life Insurance Fire Insurance Theft Insurance Health Insurance Travel Insurance Household goods & Accidental insurance

Banking

Net Banking Mobile Banking SMS Banking

Popular Product

Saving deposit accounts Current accounts Fixed deposit Capital gain account schemes Corporate banking products Working capital financing

Loans

Housing loan Car and two wheeler loan Personal loan Professional loan Education loan Mortgage loans MSME Loan Term loans Loan against future lease rentals

Cards

Rupay Credit Card Rupay Debit Card Visa Credit Card Visa Debit Card Mastercard Debit Card Mastercard Credit Card Prepaid Cards

Branches of PUNJAB NATIONAL BANK in KOLKATA
MADHYAMGRAMRAJARHAT NEW TOWNMAHESHTALABACK OFFICE KOLKATABANGURBAGUIHATIDOMJURC/C LINK OFFICE BRABOURNE ROADC/CHEST B/O SHIBPUR HOWRAHC/CHECT B/O BRABOURNE ROADC/CHEST B/O TOLLYGUNGEKASBAKOLKATA FGM OFFICEHASTINGS, KOLKATAKAMARHATI BELGHORIARETAIL HUB SALT LAKE SEC-1RETAIL SANCTIONING HUBN S ENGG COLLEGE GARIASALT LAKE, SECTOR-2SALT LAKE,SECTOR-5ASSET RECOVERY MANAGEMENT BRANBELUR (DIST. HOWRAH)WEST BENGLDUNLOP BRIG,CALCUTTA ,CDPC, CALCUTTAKOLKATA R.M OFFICEZONAL OFFICE, KOLKATASOUTH GARIA, DISTT. 24 PARGANAKOLKATA SHAKESPEARE SARANICALCUTTA GARIAHAT RD, DISTT. CCALCUTTA EXRA ST, DISTT. CALCUKOLKATA,LENIN SARANI,DISTT.CALCUTTA CLIVE ROW, DISTT. CALCALCUTTA PRINCEP STREET, DISTTMAHATMA GANDHI ROAD, KOLKATAASHUTOSH MUKHARJI ROAD CALCUTTCALCUTTA TINGRA SILLANCE AREA,CALCUTTA OVERSEAS BR.ICHAPURSHIBPUR, DISTT HOWRAHBACK OFFICE KOLKATAKOLKATA, MOHAN LAL STREET,KOLKATA N.S. ROADKOLKATA GARPARKOLKATA SUTAPATTYGARDEN REACHKOLKATA,SATISH MUKHERJEE ROADSELIMPUR ROAD KOLKATA .CALCUTTA CHARU AVENUE, DISTT.CALCUTTA SHEKRIPARA ROAD,KEYATALA ROADBHATPARA SHYAM NAGAR, DISTT. BPATIPUKURSALT LAKE CITY SECTOR-3,SOUTH SINTHEEJADAVPURLAKE AREALANSDOWNE ROAD, CALCUTTACALCUTTA GARIAKOLKATA, KALIGHATBEHALA, DISTT. CALCUTTA (WESTCALCUTTA ALIPUR CHETLA, DISTT.NIMTALLA POSTAKIDDERPURKOLKATA,B K PAL AVENUEKOLKATA, SEALDAHKOLKATTA ZAKARIA STREETFOREIGN EXCHANGE OFFICECALCUTTA MANIKTALLA, DISTT. CACALCUTTA SALT LAKE, DISTT. NORKOLKATA,COLLEGE STREETCALCUTTA PARK STREET, DISTT. CBIRATICALCUTTA DHARAMTALA SHTREET,KOLKATA, SHYAMBAZARBARBOURNE ROADCALCUTTA LINDAY STREET NEW MKTMCB,KOLKATA, LYONS RANGECALCUTTA 31 CHITTARANJAN AVE,CALCUTTA BRBB ROAD, DISTT. CACALCUTTA BARA BAZAR, DISTT. CACALCUTTA BHOWANIPUR, DISTT. CACALCUTTA NEW ALIPUR, DISTT. CABALLYGUNJECALCUTTA TOLLYGUNGE, DISTT. CA
Helpline Number
+91-11-23978046
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