Education Loan in Kolkata

Check education Loan Interest Rates of All Major Banks of kolkata Instantly
Bank Name
Floating Interest rate
Processing Fee
starting from 13.7%
Nil
11.75 % to 14 %
1 %
11.50 %
1 %
Federal Bank
10.90% and 15.30%.
0.50% of the loan amount
13.25%
nil*
8.45% and 11.05%
Nil
TATA CAPITAL
11.25%
upto 2.00%
RBL BANK
from 14.15 %
Zero
ICICI
11.5 %
Nil
Kotak Mahindra Bank
11.5 % to 24 %
upto 2% of the loan amount+ GST and other applicable statutory levies
HDFC
12.13%
Maximum upto 1% of the loan amount
10.50% and 11.55%.
Nil
ABOUT EDUCATION LOAN IN KOLKATA

We aim to create a robust alternative credit ecosystem in the country. For this, we are digitizing the finance functions. Anywhere and everywhere – you can Apply for an Education Loan with just a few clicks.

Now, you can compare and make a wise choice for the best Education Loan in kolkata also. We bring forth a myriad of options from best banks and NBFCs for your convenience. It’s simple! Pick up your desired product and win amazing assured cash backs up to Rs. 5000 on the disbursal of your loan. Get ready to build a stronger tomorrow.

Eligibility Criteria for an Education Loan in kolkata -

No worries for strict eligibility conditions. We tie-up with all the best lenders in the kolkata and help you with flexible eligibility criteria.

The applicant should have secured admission in any of the courses listed by the lender. The courses include but not limited to engineering, medicine, management, architecture, hotel & hospitality, pure science, and diploma. He/She needs to submit market sheets/passing or provisional certificates of S.S.C, H.S.C and degree courses (wherever required).

If you are a salaried individual and like to pursue any course with an education loan, furnish last 6 months salary slips/Form 16. In case, if you are a self-employed, provide last 2 years IT assessment/returns income certificate.

Documents Required for an Education Loan in kolkata

We leverage existing and emerging technologies to offer you the complete digitalized process. Upload the required documents; it will take a few minutes.

Salaried Class

  • Identity Proof - Aadhaar Card /Voters ID/Passport/Driving License /PAN Card
  • Residential Proof – Electricity Bill/Water Bill/Telephone Bill (not more than 3 months old)
  • Admission Proof – Letter of admission on the institute/university’s letter head
  • Co-applicants documents – Co-applicant should be among father, mother, sister, brother, spouse, or if these members are not able to give their collateral, then the applicant’s father-in-law, mother-in-law, first cousin, maternal or paternal uncle/aunt/ grandparents can be co-applicant.
  • Income Proof – Salary slips for the last three months along with the bank statement showcasing the credited salary
  • Employment Certificate – for the past 1 year
  • Photographs - Two passport size

For Self-employed

  • KYC documents – Identity & address and proof of date of birth
  • Residence Proof - Leave and license agreement, utility bill (should not be more than three months old), and a copy of your passport if, you own one.
  • Income Proof – ITR for the last 1 year
  • Official Address Proof – Address proof along with your email ID and phone number
  • Business Continuity Proof – Testimonials to show your business is running from the last 1 year

Benefits & features of taking an Education Loan in kolkata

Education loan shapes the future of students. At kolkata, we have a wide range of options with exclusive benefits. Everything is online – you don’t need to visit the bank.

Get ready to leverage the following benefits –

  1. Instant Approval – Yes. SBI, ICICI, HDFC and other players are offering instant paperless approval for an Education Loan. Apply at Afinoz, and we will help you avail the Education Loan at best rate.
  2. High Eligibility – Within just a few minutes, we will assess your education loan eligibility and suggest you the best available options in kolkata. Our process is driven by automated technologies, and we help you get low EMI Education Loan
  3. Balance Transfer – We will make you pay your EMI easily by reducing your debt amount. Transfer your Education Loan balance to save on money. Some lenders charge fee for a balance transfer.
ABOUT KOLKATA

Kolkata is the capital of West Bengal, an Indian state. It is located on the east bank of the Hooghly River about 80 kilometers west of the border with Bangladesh. The Kolkata port is India's oldest operating port and it is the sole major riverine port.

The city derives its name from the Kolkata, the Bengali name of one of three villages that predated the arrival of the Britishers. The other two villages were Sutanuti and Govindapur. Today Kolkata is a city famous for its traditional soul, colonial architecture, cultural festivals, and street foods. There are various places in Kolkata to attract the tourist’s attention. Some of them are Howrah Bridge, Mullick Ghat Flower Market, Esplande, Park Street, Victoria Memorial, Birla Planaterium, Kumortuli, Khalighat Temple, Alipur Zoo and others.

TOP LOAN PROVIDERS IN KOLKATA
ABOUT KARNATAKA BANK LIMITED, KOLKATA, West Bengal

The Karnataka Bank Limited is ‘A’ Class scheduled commercial bank founded on 8th February 9. Headquartered in Mangaluru in Karnataka, India, the bank has a national presence with a network of 8 branches, 7 ATMs and 0 e-lobbies spread across states and Union Territories. The bank has deployed the most modern information technology like core banking, internet banking and mobile banking etc. to meet customers’ expectation of services, for today and for future. The bank is listed on both the BSE and the NSE.

Bank Details
Product

Saving Account Loans Cards Insurance Investment

Insurance

Life Insurance Health insurance General Insurance

Banking

Core banking Internet banking Mobile banking Treasury, Corporate/Wholesale Banking Retail Banking

Popular Product

Saving Account Loans Cards Insurance Investment

Loans

Personal loan Business loan Home Loan Vechile Loan Loan against property Education Loan

Cards

Credit Card Debit card Deposit only card Image Card Travel card Gift card

ABOUT RBL Bank Limited, KOLKATA, West Bengal

RBL Bank (Ratnakar Bank Limited) is one of the fastest growing private sector banks in India, headquartered in Mumbai, Maharashtra. Established in August 9, currently the bank operates through a network of branches, 99 banking outlets and 9 ATMs spread across 0 Indian states and union territories. In August 99, the bank obtained Scheduled Commercial Bank status. It is listed on both BSE (Bombay Stock Exchange) and NSE (National Stock Exchange).

Bank Details
Product

Corporate & Institutional Banking Commercial Banking Branch & Business Banking Agri Business Banking Development Banking and Financial Inclusion Treasury and Financial Markets Operations Savings accounts Current accounts Fixed deposits

Insurance

Life Insurance General Insurance Health Insurance

Banking

SMS Banking Online Banking Mobile/Phone Banking

Popular Product

Corporate & Institutional Banking Commercial Banking Branch & Business Banking Agri Business Banking Development Banking and Financial Inclusion Treasury and Financial Markets Operations Savings accounts Current accounts Fixed deposits

Loans

Home loans Personal loans Business loans Education loans Auto loans Loans against property Overdrafts against property Loans against deposits Gold metal loans Working capital finance

Cards

Mastercard Credit Card

ABOUT SYNDICATE BANK, KOLKATA, West Bengal

Syndicate Bank is one of the oldest and major commercial banks in India and was founded in 9. At the time of its establishment, the bank was known as Canara Industrial and Banking Syndicate Limited. The name of the bank was changed to Syndicate Bank in 9. It is headquartered in Manipal, Karnataka and was one of the major commercial banks to be nationalized on 9 July 99, by Government of India. Syndicate Bank operated a network of 0 branches, including ,9 rural, ,7 semi-urban, 8 urban, and 8 metro branches in India; and branch in London, as well as ,8 ATMs as of March 08. Syndicate Bank offers banking products and services to corporate, SMEs and retail customer in India. Its deposit products include savings accounts, current accounts, and term deposits. It also provides retail, agricultural and other priority sector loans. In addition, the bank provides corporate finance such as working capital finance; export credit, term loan finance; loan against receivables; and project finance that includes infrastructure projects. Further, it provides Aadhaar seeding, NEFT/RTGS, online tax payment, online shopping and utility bill payment, and e-filing of income tax returns. Other services include CMS, bancassurance, mutual fund services, and demat services. Syndicate Bank also provides international banking products such as non-resident (external) rupee, non-resident ordinary rupee, resident foreign currency, and foreign currency non-resident accounts, as well as manages exchange companies.

Bank Details
Product

Loan, Banking, Credit Card

Insurance

NA

Banking

SMS Banking Net Banking Missed Call Banking

Popular Product

Loan, Banking, Credit Card

Loans

Retail Loan, Agriculture Loan, Priority Sector Loan, SME Loan

Cards

Syndicate Bank Global Visa Credit Card

ABOUT STATE BANK OF INDIA, KOLKATA, West Bengal

State Bank of India (SBI) is India’s multinational public sector banking and financial services company. SBI was established in 80 and is headquartered in Mumbai, Maharashtra. The bank is the largest bank in India with a % market share in assets. State Bank of India operates a network of , branches and 9, ATMs in India and internationally. SBI operates through Treasury, Corporate/Wholesale Banking, Retail Banking, Insurance Business, and Other Banking Business channels. It extends a comprehensive range of banking products and services to individuals, commercial enterprises, corporates, and government bodies, and institutional customers in India and internationally. Its personal banking services include current accounts, savings accounts, term and recurring deposits; personal, home, auto, and education as well as loans against property and securities; and wealth management, demat, ATM, foreign inward remittance, safe deposit locker, public provident fund, money transfer, and pension policy, as well as cards and inflation indexed national savings securities cumulative bonds. It also provides corporate banking services including corporate accounts, working capital and project finance, deferred payment guarantees, corporate term loans, structured finance, dealer financing, channel financing, equipment leasing, loan syndication, financing Indian firms overseas subsidiaries or JVs, and construction equipment loans. In addition, the bank offers NRI services, such as accounts and deposits, remittances, investments, and loans; agricultural banking and micro credit to agriculturists and farmers; loans, supply chain finance, and deposits and transaction banking services for SME customers; and international banking services.

Bank Details
Product

Banking, Loans, Deposit

Insurance

Individual Insurance: Sbi life- eshield, Sbi life - poorna suraksha, Sbi life - sampoorn cancer suraksha, Sbi life- elncome shield, Sbi life- smart shield, Sbi life - saral Shield, SBI Life - Saral Swadhan +, SBI Life- Smart Swadhan Plus, SBI Life - Grameen Bina. Corporate Insurance Plan: SBI Life - Kalyan ULIP Plus, SBI Life- CapAssure Gold, SBI Life - Gaurav Jeevan, SBI Life- Pradhan Mantri Jeevan Jyoti Bima yojana, SBI Life- Sampoorn Suraksha

Banking

MoBile Banking, Internet Banking, Wholesale Banking, Retail Banking

Loans

Personal Loans, Car Loan, Loan Against Property, Education Loan, Housing Loans, Gold Loans, Corporate Term Loans

Cards

SBI Card ELITE, SBI Credit Cards, Air India SBI Platinum Card, Air India SBI Signature Card, SBI STYLEUP Contactless Credit Card, IRCTC SBI Platinum Card, Doctor's SBI Card, SBI Card ELITE Advantage

Branches of STATE BANK OF INDIA in KOLKATA
RAJARHATSALT LAKE CITY KOLKATAKIDDERPORE KOLKATAKOLKATA LAKE MARKETKOLKATAMAINASHUTOSH MUKHERJEE ROAD, KOLKATA.KOLKATA, BURTALLA STKOLKATA, MAINMONEY SHOPBHOWANIPUR,KOLKATAKOLKATA BURRA BAZARKOLKATA- CAMAC STREETRAJARHATBEHALA CHOWRASTHASECTOR III SALT LAKEGOLF GREEN KOLKOTTARUBY PARKGOLF GREENSALT LAKE CITYSHAKESPEARE SARANIBENTINCK STREETRASHBEHARI AVENUEKOLKATA PARK STREET BRANCHCHIRANGI GHATA KOLKATAKOLKATA AJAY NAGARKOLKATA JODHPUR PARKSALT LAKE, KOLKATABHAWANIPUR, KOLKATAAZAD HIND BAGH, KOLKATACOMMERCIAL BRANCH, PARK STREET, KOLKATAVIVEKANAND ROAD, KOLKATASHYAM BAZAR, KOLKATABALLYGUNJ, KOLKATAN. S. ROAD, KOLKATANIOH CAMPUS KOLKATAEKTP(NABAPALLY), KOLKATASERVICE BRANCH, KOLKATASWISS PARK KOLKATACOTTON STREET KOLKATABRABOURNE ROAD BRANCH, KOLKATALAKETOWNEAST JADAVPUR BR KOLKATARAJARHATSALT LAKE CITY KOLKATTAPARKSTREET KOLKATAHOWRA BRANCH KOLKATAP AND S B BRANCH KOLKATABURRA BAZAR KOLKATABRABOURNE RDLANSDOWNE KOLKATASBIINTOUCH SARAT BOSE ROADSBIINTOUCH NEW ALIPORESBIINTOUCH CAMAC STREETSBIINTOUCH ELGIN ROADSBI INTOUCH² SOUTHERN AVENUESBIINTOUCH P.A.SHAH ROADSBIINTOUCH QUEST MALLMEGA DAC KOLKATASAMRO -EAST, KOLKATASAMB-II KOLKATANETAJI NAGARNAYABADBAKHRAHAT ROADUNIQUE PARKSAHIDNAGARSOUTH 24 PARGANAS ZONEGHASIARAKEORAPUKURCAMAC STREETDOCUMENT ARCHIVAL CENTREROY BAHADUR ROAD BEHALAGOLF GREENLADIES PARKSEVEN TANKS DUMDUMPBB PARK STREETRACPC, SOUTH KOLKATACSPPCRACPC BIDHANNAGARRBO 1, KOLKATASPL. CURRENCY ADMINISTRATIVE BRANCHBADU ROADSPECIALISED INSTITUTIONAL BANKING, KOLKATAHIGH LAND PARK, KOLKATAC N ROY ROADCHARU MARKETHILIN.R.I. SALT LAKENARAYANPURDAKSHINPARA BAGUIATIMOTILAL COLONYSUTRAGARHRABINDRANAGARNARENDRAPURSME NEW ALIPORECHINAR PARKNIMTA BELGHORIADUNLOP BRIDGEJODHPUR PARKRIFLE CLUB ROAD (BANSDRONI)R G KAR MEDICAL COLLEGEBANSDRONISANTOSHPURBALLYGUNGE PARKSIRITI - MUCHIPARATOPSIABRAHMAPURHARIDEVPURMUKUNDAPURBELDANGAARANGHATAPRAFULLA KANANMAHAMAYATALAZONAL INSPECTION OFFICE, KOLKATAJAYNAGAR MAJILPURCHAMPAHATIMID CORPORATE LOAN ADMINISTRATION UNITPANSKURA STATION BAZARAIR CARGO COMPLEX, KOLKATTARABINDRA BHARATI UNIVERSITY CAMPUSCLEARING CENTRALISED PROCESSING CELL, KOLKATACAC, BALLYGUNGERASMECCC, TITAGARHHALDIBARISREEPALLY PALTACOLONY MORE, BARASATSWASTHYA BHAWANCAG, KOLKATASLE COMPLEX, KOLKATAALIPORE COURT TREASURYBANGUR AVENUECHINGRIGHATAKHEJURIREGIONAL BUSINESS OFFICE, DIMAPURPANKHOO SABGOBARDANGAALIPURDUAR BAZARDHENKANAL EVENING BRANCHSERVICE BRANCH , KOLKATABELIAGHATA C.I.T BUILDING AREAPOTTERY ROADRUBY PARKRASAPUNJANEW BALLYGUNGE, KASBASASTHITALA, KOLKATARIFLE ROADMOULALICOLOOTOLAPALBAZARCENTRAL STATIONERY DEPARTMENTKANLINDI HOUSING ESTATEKIDDERPORE DOCKYARD AREAGARIAHAT CIVIC CENTREBIKASH BHAVAN G.O.CCALCUTTA UNIVERSITYCOMMERCIAL BRANCH, KOLKATAMANIKTALA CIVIC CENTRENEW BALLYGUNGE, KOLKATAC R AVENUELOWER CIRCULAR ROADGOLPARKTARATALA INDUSTRIAL ESTATEZONAL OFFICE, BIDHAN NAGARP B SARNIZONAL OFFICE, KOLKATABRAJALALCHAKA.E MARKETBAGHAJATIN BZR.B B GANGULLY STREETSALES TAX BLDGSARAT BOSE ROADBHUPEN BOSE AVENUEPURBA PUTIARYNRI KOLKATAIIM CAMPUS, JOKAMUCHIPARAS B DEY STREETJADUBABUS BAZARCOLLEGE STREET MATKET, KOLKATATOLLYGUNGE NEW THEATERPICNIC GARDENBAC STREETM G ROAD DAFTARIPARASOUTH SINTHEEPAS ROADGARIABELGACHIA DUTTABAGAN MILK COLONYLIABILITY CPC KOLKATASARC, KOLKATATRADE FINANCE CPC KOLKATASMECC (NEW BRANCH)SSI BHOWANIPOREOVERSEAS BRANCH, KOLKATAREGENT ESTATEGOABAGANKHIRODE GHOSH MARKETTALTALATITAGARHNEW MARKETTARATALABELUR MATHNAGERBAZARBIRATIRACPC, KOKLATACENTRALISED PENSION PROCESSING CENTRECB SALT LAKE, KOLKATACOMMERCIAL JAWAHARLAL NEHRU RDMICR CHEQUE PROCESSING CENTREPBB DESHPRIYA PARKPBB SALT LAKEPBB KANKURGACHISAMB, KOLKATACOMM BR BALLYGUNGEC B JEEVANDEEPOAD, LHO, KOLKATAHARISH MUKHERJEE ROADBALLYGUNGE RLY. STN.BINNAGURI CANTONMENTKALIKAPURMETIABURUZJORAMANDIRJEEVANDEEPTANGRAB T ROADGARCHACHETLABAGMARILA MARTINIERENOTE PRESS SHALBONISURYA SEN STREETKIDDERPORERABINDRA SARANIRAJABAGAN DOCKYARDSEALDAHSHAKESPEARE SARANIKOLKATA AIR PORTSAKHERBAZARGOKHALE ROADDUM DUMCOSSIPOREBONHOOGHLY I.EPARNASHREECAO, KOLKATAMOMINPURRAJA D STREETJATINDRA MOHAN AVENUEESPLANADEBEADON STREETDUMDUM CANTTIFB, KOLKATANORTHERN AVENUEKANKINARAULTADANGAENTALLYLAKE GARDENSTOLLYGUNGE CIR. ROADAMHERST STREETTRIANGULAR PARKBELIAGHATAELLIOT ROAD, KOLKATASITALATALAELGIN ROADB. K. PAUL AVENUEGREY STREET EXTN.BRANCHPARK CIRCUSBAGRI MARKETPAIKAPARAWELLESLEY PARKKALIGHATTOLLYGUNGEMANICKTALANIMTALLAHBAGH BAZARVIVEKANAND BRANCHCHANDNI CHOWKHAZRA ROADRASH BEHAR AVENUESOVABAZAAR, KOLKATAPOSTASALT LAKEFORT WILLIAMNARKELDANGABEHALANAKTALALAKE TOWNSOUTHERN AVENUESUBODH MULLICK SQUARE, KOLKATAHATI BAGANBAKUTALAKASBA KOLKATAGARFADHAKURIAGARDEN REACHDALHOUSIE SQUARE (EAST)THAKURPUKUR, KOLKATAB R B B ROADJORASANKOCIT ROADINDIA EXCH. PLACE EXTN.MIDDLETON ROWFD KOLKATACHOWRINGHEENEW ALIPORESHYAMBAZARPARK STREETNETAJI SUBHASH ROADJADAVPUR UNIVERSITYBURRA BAZARBHOWANIPOREBARASATBALLYGUNGEALIPOREKOLKATA MAIN
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