Education Loan in Patna

Check education Loan Interest Rates of All Major Banks of patna Instantly
Bank Name
Floating Interest rate
Processing Fee
11.50 %
1 %
RBL BANK
from 14.15 %
Zero
11.75 % to 14 %
1 %
HDFC
12.13%
Maximum upto 1% of the loan amount
Kotak Mahindra Bank
11.5 % to 24 %
upto 2% of the loan amount+ GST and other applicable statutory levies
starting from 13.7%
Nil
ICICI
11.5 %
Nil
TATA CAPITAL
11.25%
upto 2.00%
Federal Bank
10.90% and 15.30%.
0.50% of the loan amount
8.45% and 11.05%
Nil
13.25%
nil*
10.50% and 11.55%.
Nil
ABOUT EDUCATION LOAN IN PATNA

We aim to create a robust alternative credit ecosystem in the country. For this, we are digitizing the finance functions. Anywhere and everywhere – you can Apply for an Education Loan with just a few clicks.

Now, you can compare and make a wise choice for the best Education Loan in patna also. We bring forth a myriad of options from best banks and NBFCs for your convenience. It’s simple! Pick up your desired product and win amazing assured cash backs up to Rs. 5000 on the disbursal of your loan. Get ready to build a stronger tomorrow.

Eligibility Criteria for an Education Loan in patna -

No worries for strict eligibility conditions. We tie-up with all the best lenders in the patna and help you with flexible eligibility criteria.

The applicant should have secured admission in any of the courses listed by the lender. The courses include but not limited to engineering, medicine, management, architecture, hotel & hospitality, pure science, and diploma. He/She needs to submit market sheets/passing or provisional certificates of S.S.C, H.S.C and degree courses (wherever required).

If you are a salaried individual and like to pursue any course with an education loan, furnish last 6 months salary slips/Form 16. In case, if you are a self-employed, provide last 2 years IT assessment/returns income certificate.

Documents Required for an Education Loan in patna

We leverage existing and emerging technologies to offer you the complete digitalized process. Upload the required documents; it will take a few minutes.

Salaried Class

  • Identity Proof - Aadhaar Card /Voters ID/Passport/Driving License /PAN Card
  • Residential Proof – Electricity Bill/Water Bill/Telephone Bill (not more than 3 months old)
  • Admission Proof – Letter of admission on the institute/university’s letter head
  • Co-applicants documents – Co-applicant should be among father, mother, sister, brother, spouse, or if these members are not able to give their collateral, then the applicant’s father-in-law, mother-in-law, first cousin, maternal or paternal uncle/aunt/ grandparents can be co-applicant.
  • Income Proof – Salary slips for the last three months along with the bank statement showcasing the credited salary
  • Employment Certificate – for the past 1 year
  • Photographs - Two passport size

For Self-employed

  • KYC documents – Identity & address and proof of date of birth
  • Residence Proof - Leave and license agreement, utility bill (should not be more than three months old), and a copy of your passport if, you own one.
  • Income Proof – ITR for the last 1 year
  • Official Address Proof – Address proof along with your email ID and phone number
  • Business Continuity Proof – Testimonials to show your business is running from the last 1 year

Benefits & features of taking an Education Loan in patna

Education loan shapes the future of students. At patna, we have a wide range of options with exclusive benefits. Everything is online – you don’t need to visit the bank.

Get ready to leverage the following benefits –

  1. Instant Approval – Yes. SBI, ICICI, HDFC and other players are offering instant paperless approval for an Education Loan. Apply at Afinoz, and we will help you avail the Education Loan at best rate.
  2. High Eligibility – Within just a few minutes, we will assess your education loan eligibility and suggest you the best available options in patna. Our process is driven by automated technologies, and we help you get low EMI Education Loan
  3. Balance Transfer – We will make you pay your EMI easily by reducing your debt amount. Transfer your Education Loan balance to save on money. Some lenders charge fee for a balance transfer.
ABOUT PATNA

Patna, initially known as Pataliputra, is the capital of Bihar state, India. The ancient city of Pataliputra was by founded by Ajatashatru, king of Magadha, in 5th Century BCE. Sprawling along the south bank of the Ganges River in Bihar, it is one of the oldest cities in India.

The Government House, the Assembly Chambers, the Oriental Library, a medical college, and an engineering college are prominent modern structures of Patna. Its historic monuments are the mosque of Ḥusayn Shah of Bengal, the Sikh Temple associated with the 10th Guru, Gobind Singh, and the granary at Bankipur. University of Patna and the Patna Museum are located in the city. Patna is connected by road to Hajipur via the Mahatma Gandhi Bridge across the river.

Patna is a trade centre for agricultural produce; chief crops include sugarcane, sesame, and medium-grained Patna rice. There are several sugar mills in Patna and its surrounding. The economy of Patna has been boosted by Fast Moving Consumer Goods industries, service sector and Green Revaluation businesses.

TOP LOAN PROVIDERS IN PATNA
ABOUT YES BANK, PATNA, Bihar

Yes Bank Limited is India’s fourth largest private sector bank headquartered in Mumbai, Maharashtra, India. Established in 00, the bank primarily operates as a corporate bank, with retail banking and asset management as subsidiary functions. As of March, 08, the bank had a network of ,00 branches; national operating centers; and ,7 ATMs and bunch note acceptors.

Bank Details
Product

The bank also offers retail banking solutions such as personal, secured business, home, construction equipment, car, super bike, commercial vehicle, gold loans, and loans against securities; business banking services to micro, small, and medium enterprises; and health care and printing equipment finance.

Banking

Working capital finance Term loans Corporate finance Liquidity management Salary account Fixed deposit account Savings account Ordinary account

Loans

Personal loan Secured business loan Home loan Construction equipment loan Car loan Super bike loan Commercial vehicle loan Gold loans Loans against securities MSME Loan Health care equipment finance Printing equipment finance

ABOUT STATE BANK OF INDIA, PATNA, Bihar

State Bank of India (SBI) is India’s multinational public sector banking and financial services company. SBI was established in 80 and is headquartered in Mumbai, Maharashtra. The bank is the largest bank in India with a % market share in assets. State Bank of India operates a network of , branches and 9, ATMs in India and internationally. SBI operates through Treasury, Corporate/Wholesale Banking, Retail Banking, Insurance Business, and Other Banking Business channels. It extends a comprehensive range of banking products and services to individuals, commercial enterprises, corporates, and government bodies, and institutional customers in India and internationally. Its personal banking services include current accounts, savings accounts, term and recurring deposits; personal, home, auto, and education as well as loans against property and securities; and wealth management, demat, ATM, foreign inward remittance, safe deposit locker, public provident fund, money transfer, and pension policy, as well as cards and inflation indexed national savings securities cumulative bonds. It also provides corporate banking services including corporate accounts, working capital and project finance, deferred payment guarantees, corporate term loans, structured finance, dealer financing, channel financing, equipment leasing, loan syndication, financing Indian firms overseas subsidiaries or JVs, and construction equipment loans. In addition, the bank offers NRI services, such as accounts and deposits, remittances, investments, and loans; agricultural banking and micro credit to agriculturists and farmers; loans, supply chain finance, and deposits and transaction banking services for SME customers; and international banking services.

Bank Details
Product

Banking, Loans, Deposit

Insurance

Individual Insurance: Sbi life- eshield, Sbi life - poorna suraksha, Sbi life - sampoorn cancer suraksha, Sbi life- elncome shield, Sbi life- smart shield, Sbi life - saral Shield, SBI Life - Saral Swadhan +, SBI Life- Smart Swadhan Plus, SBI Life - Grameen Bina. Corporate Insurance Plan: SBI Life - Kalyan ULIP Plus, SBI Life- CapAssure Gold, SBI Life - Gaurav Jeevan, SBI Life- Pradhan Mantri Jeevan Jyoti Bima yojana, SBI Life- Sampoorn Suraksha

Banking

MoBile Banking, Internet Banking, Wholesale Banking, Retail Banking

Loans

Personal Loans, Car Loan, Loan Against Property, Education Loan, Housing Loans, Gold Loans, Corporate Term Loans

Cards

SBI Card ELITE, SBI Credit Cards, Air India SBI Platinum Card, Air India SBI Signature Card, SBI STYLEUP Contactless Credit Card, IRCTC SBI Platinum Card, Doctor's SBI Card, SBI Card ELITE Advantage

Branches of STATE BANK OF INDIA in PATNA
BAHADURPURPHULWARI SHARIF WALMINAUBATPURPATNAPATNA FRAZER ROAD BRANCHKHAJPURAP C COLONY KANKARBAGHSAGUNA MORE DANAPUR PATNABIHTA DIST PATNAFRAZER ROAD, PATNAPATNA CITY MARUFGANJR BLOCK, PATNAASHOK RAJPATH, PATNAPATNASBIINTOUCH BR PATNA MAIN BR, PATNASBIINTOUCH BRANCH SAGUNA MORE, PATNASBIINTOUCH S.K.PURI, PATNATRANSPORT NAGAR, PATNANANMUHIYANNIYOJAN BHAWANMASAURHI BAZARANS COLLEGE BARHNARAULIKARPOORIGRAMRBO PATNA WESTKARPOORI THAKUR SADANSHIVPURI,PATNAPOSTAL PARK, PATNAPBB BHAGWATNAGARDR B R AMBEDKAR COLLEGEGOLA ROAD PATNAPATLIPUTRA RAILWAY STATIONKARMALICHAK PATNADANAPUR BAZARAIR FORCE STATION BIHTANADAULHATHIDAH BUJURGAIIMS PHULWARISHARIFPIPLAWANIIT BIHTACHAK JALALSABALPURMASARHISANDALPURPANI TANKI MOREKHEMNICHAKSPECIALIZED NRI BRANCHBHOJPUR COLONY, PATNAJAGDEO PATHCHANAKYA LAW COLLEGEDRM OFFICE, KHAGAULRAMKRISHNANAGARDUMRIPALTU CHHITINIRBO REGIONSEC PATNAFIC DANIYANWANLCPC PATNAFIC SAMPATCHAKA.G. COLONY, PATNASPECIALISED CURRENCY ADMINISTRATION BRANCH, PATNADANIAWANRBOII PATNARBOI PATNADOCUMENT ARCHIVAL CENTRE, PATNAHARNAUTPHULWARISHARIFMANERSAMPATCHAKBIKRAMPUNPUNGHOSHWARIDULHIN BAZARPANDARAKSABNIMAGOVIND MITRA ROAD, PATNAJAGDISHPURTEKARIGARHANISAGUNACCPC, PATNAJ.D.WOMEN'S COLLEGE, PATNARAJIV NAGARDANAPUR CANTONEMENTRED EAGLE CANTEEN, ALLAHABADNTPC CAMPUS, BARHSMECC PATNA (NEW BRANCH)CAC, PATNASERVICE BRANCH PATNACB PATLIPUTRAZONAL INSPECTION OFFICE, PATNABIHAR VETERINARY COLLEGE COMPLEXHANUMAN NAGARASHIANA NAGARANISABAD,PATNAANANDPURISONMAISHAHJAHANPURDOMANSARASATBHAISWANALIPURIGIMSAMY,KATRA BAZARAGAMKUANDARIYAPUR GOLAMAURYA LOK COMPLEXPALIGANJRAJ BHAWAN, PATNAZONAL OFFICE PATNAAUNTABORING CANAL ROAD, PATNAIFB PATNASARAYSAINAGWALAIBANKAGHATBAILEY ROADARAPAKHTIYARPURAMY BIHTAAMY FATWAHKHUSRUPURATHMALGOLANMCC PATNASARC PATNAADB BARHMASAURHIKHAGAULRACPC PATNACPPC PATNAPBB KANKARBAGH, PATNARARB PATNASSI PATNASCB, DAKBUNGLOW, PATNAPBB PATNASPB BRANCH PATNAFSLO PATNAOAD,LHO, PATNAKANKARBAGH RESIDENTIAL COLONYBHIKHNAPAHARI, PATNASRIKRISHNANAGAR, PATNADIGHAGARDANIBAGHKURJI,PATNANEW MARKET , PATNAFRASER ROADEXHIBITION ROAD PATNARAJAPURMARUFGANJMAHENDRURAJABANSHI NAGARSHRIKRISHNA PURICHAUHATTAKSDSU CAMPUSBAKHTIYARPURRAJENDRA NAGARKADAMKUANPATLIPUTRAMITHAPURGULZARBAGHBORING ROADPATNA CITYKANKARBAGHDANAPURHAJIGANJJUDGES COURT RDBIHTABSEB PATNAPATNA SECTTPATNA MAINMOKAMABARH
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