Education Loan in Pune

Check education Loan Interest Rates of All Major Banks of pune Instantly
Bank Name
Floating Interest rate
Processing Fee
ICICI
11.5 %
Nil
TATA CAPITAL
11.25%
upto 2.00%
HDFC
12.13%
Maximum upto 1% of the loan amount
Kotak Mahindra Bank
11.5 % to 24 %
upto 2% of the loan amount+ GST and other applicable statutory levies
11.75 % to 14 %
1 %
10.50% and 11.55%.
Nil
13.25%
nil*
starting from 13.7%
Nil
RBL BANK
from 14.15 %
Zero
8.45% and 11.05%
Nil
11.50 %
1 %
Federal Bank
10.90% and 15.30%.
0.50% of the loan amount
ABOUT EDUCATION LOAN IN PUNE

We aim to create a robust alternative credit ecosystem in the country. For this, we are digitizing the finance functions. Anywhere and everywhere – you can Apply for an Education Loan with just a few clicks.

Now, you can compare and make a wise choice for the best Education Loan in pune also. We bring forth a myriad of options from best banks and NBFCs for your convenience. It’s simple! Pick up your desired product and win amazing assured cash backs up to Rs. 5000 on the disbursal of your loan. Get ready to build a stronger tomorrow.

Eligibility Criteria for an Education Loan in pune -

No worries for strict eligibility conditions. We tie-up with all the best lenders in the pune and help you with flexible eligibility criteria.

The applicant should have secured admission in any of the courses listed by the lender. The courses include but not limited to engineering, medicine, management, architecture, hotel & hospitality, pure science, and diploma. He/She needs to submit market sheets/passing or provisional certificates of S.S.C, H.S.C and degree courses (wherever required).

If you are a salaried individual and like to pursue any course with an education loan, furnish last 6 months salary slips/Form 16. In case, if you are a self-employed, provide last 2 years IT assessment/returns income certificate.

Documents Required for an Education Loan in pune

We leverage existing and emerging technologies to offer you the complete digitalized process. Upload the required documents; it will take a few minutes.

Salaried Class

  • Identity Proof - Aadhaar Card /Voters ID/Passport/Driving License /PAN Card
  • Residential Proof – Electricity Bill/Water Bill/Telephone Bill (not more than 3 months old)
  • Admission Proof – Letter of admission on the institute/university’s letter head
  • Co-applicants documents – Co-applicant should be among father, mother, sister, brother, spouse, or if these members are not able to give their collateral, then the applicant’s father-in-law, mother-in-law, first cousin, maternal or paternal uncle/aunt/ grandparents can be co-applicant.
  • Income Proof – Salary slips for the last three months along with the bank statement showcasing the credited salary
  • Employment Certificate – for the past 1 year
  • Photographs - Two passport size

For Self-employed

  • KYC documents – Identity & address and proof of date of birth
  • Residence Proof - Leave and license agreement, utility bill (should not be more than three months old), and a copy of your passport if, you own one.
  • Income Proof – ITR for the last 1 year
  • Official Address Proof – Address proof along with your email ID and phone number
  • Business Continuity Proof – Testimonials to show your business is running from the last 1 year

Benefits & features of taking an Education Loan in pune

Education loan shapes the future of students. At pune, we have a wide range of options with exclusive benefits. Everything is online – you don’t need to visit the bank.

Get ready to leverage the following benefits –

  1. Instant Approval – Yes. SBI, ICICI, HDFC and other players are offering instant paperless approval for an Education Loan. Apply at Afinoz, and we will help you avail the Education Loan at best rate.
  2. High Eligibility – Within just a few minutes, we will assess your education loan eligibility and suggest you the best available options in pune. Our process is driven by automated technologies, and we help you get low EMI Education Loan
  3. Balance Transfer – We will make you pay your EMI easily by reducing your debt amount. Transfer your Education Loan balance to save on money. Some lenders charge fee for a balance transfer.
ABOUT PUNE

Pune, also called Poona, is a big city in Maharashtra state, India. The city lies at the junction of the Mula and Mutha rivers. It is the cultural capital of the Marathas. Pune was temporarily occupied by the Mughals but again became the official Maratha capital from 1714 until it was captured by the British in 1817. The city served as the seasonal capital of the Bombay Presidency. It has historic and religious monuments, museums, parks, hotels, and cultural attractions.

The city has long served as an educational and cultural centre; Jawaharlal Nehru, the first prime minister, referred to it as the Oxford and Cambridge of India. The city has a wide number of constituent and affiliated colleges of the University of Pune. Pune houses the Bhandarkar Oriental Research Institute, renowned for research and instruction in the Sanskrit and Prakrit languages and incorporates more than 20,000 ancient manuscripts. The headquarter of the southern command of the Indian army is also located at Pune Cantonment in Pune.

Pune has sprawling complex of industrial suburbs, large factories producing a wide variety of products. The roads connect the city to Mumbai, Ahmadnagar, Solapur, and Satara.

The region is surrounded by the Sahyadri Hills, the Balaghat Range, and the Mahadeo Hills; Sahyadri hills has most of the important religious, historical and tourists sites of the region. Some of the famous hill fortes have been now converted into resorts. The city has important religious centres such as Bhimashankar, Dehu, Alandi, and Karli. Chief crops include jowar, bajra, sugarcane, and rice. Nearby are Meherazad and Meherabad, sites associated with Meher Baba.

TOP LOAN PROVIDERS IN PUNE
ABOUT SYNDICATE BANK, PUNE, Maharashtra

Syndicate Bank is one of the oldest and major commercial banks in India and was founded in 9. At the time of its establishment, the bank was known as Canara Industrial and Banking Syndicate Limited. The name of the bank was changed to Syndicate Bank in 9. It is headquartered in Manipal, Karnataka and was one of the major commercial banks to be nationalized on 9 July 99, by Government of India. Syndicate Bank operated a network of 0 branches, including ,9 rural, ,7 semi-urban, 8 urban, and 8 metro branches in India; and branch in London, as well as ,8 ATMs as of March 08. Syndicate Bank offers banking products and services to corporate, SMEs and retail customer in India. Its deposit products include savings accounts, current accounts, and term deposits. It also provides retail, agricultural and other priority sector loans. In addition, the bank provides corporate finance such as working capital finance; export credit, term loan finance; loan against receivables; and project finance that includes infrastructure projects. Further, it provides Aadhaar seeding, NEFT/RTGS, online tax payment, online shopping and utility bill payment, and e-filing of income tax returns. Other services include CMS, bancassurance, mutual fund services, and demat services. Syndicate Bank also provides international banking products such as non-resident (external) rupee, non-resident ordinary rupee, resident foreign currency, and foreign currency non-resident accounts, as well as manages exchange companies.

Bank Details
Product

Loan, Banking, Credit Card

Insurance

NA

Banking

SMS Banking Net Banking Missed Call Banking

Popular Product

Loan, Banking, Credit Card

Loans

Retail Loan, Agriculture Loan, Priority Sector Loan, SME Loan

Cards

Syndicate Bank Global Visa Credit Card

ABOUT KARNATAKA BANK LIMITED, PUNE, Maharashtra

The Karnataka Bank Limited is ‘A’ Class scheduled commercial bank founded on 8th February 9. Headquartered in Mangaluru in Karnataka, India, the bank has a national presence with a network of 8 branches, 7 ATMs and 0 e-lobbies spread across states and Union Territories. The bank has deployed the most modern information technology like core banking, internet banking and mobile banking etc. to meet customers’ expectation of services, for today and for future. The bank is listed on both the BSE and the NSE.

Bank Details
Product

Saving Account Loans Cards Insurance Investment

Insurance

Life Insurance Health insurance General Insurance

Banking

Core banking Internet banking Mobile banking Treasury, Corporate/Wholesale Banking Retail Banking

Popular Product

Saving Account Loans Cards Insurance Investment

Loans

Personal loan Business loan Home Loan Vechile Loan Loan against property Education Loan

Cards

Credit Card Debit card Deposit only card Image Card Travel card Gift card

ABOUT RBL Bank Limited, PUNE, Maharashtra

RBL Bank (Ratnakar Bank Limited) is one of the fastest growing private sector banks in India, headquartered in Mumbai, Maharashtra. Established in August 9, currently the bank operates through a network of branches, 99 banking outlets and 9 ATMs spread across 0 Indian states and union territories. In August 99, the bank obtained Scheduled Commercial Bank status. It is listed on both BSE (Bombay Stock Exchange) and NSE (National Stock Exchange).

Bank Details
Product

Corporate & Institutional Banking Commercial Banking Branch & Business Banking Agri Business Banking Development Banking and Financial Inclusion Treasury and Financial Markets Operations Savings accounts Current accounts Fixed deposits

Insurance

Life Insurance General Insurance Health Insurance

Banking

SMS Banking Online Banking Mobile/Phone Banking

Popular Product

Corporate & Institutional Banking Commercial Banking Branch & Business Banking Agri Business Banking Development Banking and Financial Inclusion Treasury and Financial Markets Operations Savings accounts Current accounts Fixed deposits

Loans

Home loans Personal loans Business loans Education loans Auto loans Loans against property Overdrafts against property Loans against deposits Gold metal loans Working capital finance

Cards

Mastercard Credit Card

ABOUT BANK OF BARODA, PUNE, Maharashtra

Bank of Baroda (BOB) is an Indian multinational banking and financial services institution headquartered in Vadodara in Gujrat, India. The bank was established on 0 July 908 and nationalized on 9 July 99 along with other major commercial banks of India. It has been termed as a profit-making public sector undertaking (PSU). The bank has 7 global branches including 7 India branches and 0 overseas branches. It offers a wide range of banking products and services including loans, credit and debit cards etc.

Bank Details
Product

Account Savings Current Baroda E-Trade in account Deposit FD RD Loans Personal Loan Home Loan Vehicle Loan Education Loan Fintech (Business Loan) Other Loan MUDRA Loan Mortgage Loan Debit card EMI

Insurance

Life Insurance Health Insurance General Insurance

Banking

Instant Banking Baroda Connect (Internet Banking) BHIM Baroda Pay Baroda M-connect Plus (Mobile Banking) Mobile Application Baroda mPassbook Baroda m-Invest App BHIM UPI Payment App

Popular Product

Account Savings Current Baroda E-Trade in account Deposit FD RD Loans Personal Loan Home Loan Vehicle Loan Education Loan Fintech (Business Loan) Other Loan MUDRA Loan Mortgage Loan Debit card EMI

Loans

Loans Personal Loan Home Loan Vehicle Loan Education Loan Fintech (Business Loan) Other Loan MUDRA Loan Mortgage Loan Debit card EMI

Cards

Debit Cards Visa Electron Card RuPay Platinum Card Baroda Master Platinum Card RuPay Classic Card Master Classic Card Visa Platinum Chip Card Prepaid Cards Gift Card TravelEasy Card Reloadable Card Credit Cards Easy Visa Platinum Select Visa Platinum Premier Visa Signature Prime Mastercard

Helpline Number
+91-11-23978046
Covid 19
Global
0
Covid 19
India
0