Apply for HDFC Bank personal loan amount from Rs.100000 to Rs. 40 lakh at an interest rate starting @10.50%. Check eligibility and apply online today for Personal loan ✓ Attractive Interest Rates ✓ Loan ✓ Disbursal with 10 minutes ✓ Quicks Application Process.

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Loan Amount

Last Year ITR






Employment Type

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Personal Loan

Business Loan


The full form of HDFC Bank is Housing Development Finance Corporation. It is one of India’s leading financial institutions offering services in the areas of home loans, personal banking, corporate banking, insurance, trading, and investments. 

HDFC Bank personal loans are quick, competitive & transparent, customized to suit your every need. We at Afinoz are dedicated to serving the financial requirements of our customers. We have an exclusive collaboration with many governments/private banks/ Non-Banking Financial Institutions.

  1. Low prepayment charges – The Bank offers prepayment charges as low as 3% on the outstanding amount
  2. HDFC Personal loan comes with Zero hidden charges, the lowest processing fees as compared to other products in the market and the available repayment options are very flexible and convenient
  3. HDFC Bank assures all its customers that the entire process and procedure of procuring a loan from the bank is completely transparent and is unbiased
  4. The bank offers all its loan without demanding any security from the applicant. At any point, the customer is under no obligation to provide any guarantee or collateral against the amount of loan taken from the bank
  5. HDFC bank offers a flexible repayment period which ranges from 12 to 60 months and comes with easy payment options including Post Dated Cheques & Electronic Clearing System

Interest Rate & Charges of HDFC Personal Loan



Rate of Interest (Range)

10.50 % to 21.00 % per annum

Processing Fees

Up to 2.50% of the loan amount, Min. ₹ 2,999/- and maximum of Rs. 25,000 for salaried employees 

Pre-payment Charges


Loan Tenure


Between 1 year 1 month to 2 years

4% of the outstanding

Between 2 years to 3 years

3% of the outstanding

Over 3 years

2% of the outstanding

EMI Overdue

2% per month over Principal or EMI overdue

Cheque Swapping Fee

₹ 500/-

Schedule Fees

₹ 200/-

Cheque Bounce Fee

₹ 550/- for every occurrence

Lowest EMI

₹ 2,187/- per Lac

Read More:- HDFC Bank Personal Loan Interest Rate 2021


HDFC Bank Personal Loan Eligibility Criteria

Eligibility for HDFC personal loan is decided based on certain parameters. A loan seeker must come under the below-mentioned eligibility criteria:

Eligibility Criteria

Key Features


A Salaried person with a Public or Private company

Employer Type

  • Central / State Government Organisation
  • Central / State PSUs
  • Top Corporates including TCS, Infosys and others

Applicant Age

21 - 60 years

Minimum Eligible Income

  • HDFC Bank Salary Account: ₹ 25,000 per month
  • Non HDFC Bank Salary Account: Rs. 50,000

Minimum Eligible Term Loan

₹ 50,000/-

Maximum Eligible Loan

₹ 40 Lakhs

Minimum Work Experience

24 months, Minimum 1 year in the current organisation

HDFC Personal Loan Documents Required

HDFC personal loan is an unsecured loan and there is no involvement of asset verification in the documentation process. The documents required to get a personal loan from HDFC bank is time-saving, hassle-free if you keep the documents ready in advance.




Application Form duly filled

Identity Proof

  1. Copy of Passport
  2. Copy of Driving License
  3. Copy of Aadhar Card
  4. Copy of Voter ID Card

Address Proof

  1. Registered Rent Agreement (Min. 1 year of stay)
  2. Utility Bills (For the last 3 months)
  3. Copy of Passport (Proof of permanent residence)
  4. Copy of Ration card

Income Proof

  1. ITRs for the last two Assessment years
  2. Salary slip for the last 6 months
  3. Bank Statement for the last 3 months (Salary credit and EMI debit transactions)

HDFC Bank Personal Loan Features

HDFC Bank offers a personal loan for most of the financial needs either personal or professional with attractive features and benefits. Here are some of the key features of a personal loan from the bank: -

  • Special offers for women: HDFC bank offer discounted schemes for women under the HDFC Personal Loan Diva scheme. Under this scheme, HDFC bank offers pre-approved personal loans of ₹ 3 Lakh to women applicants along with various premium brands and product offerings from the bank.
  • Minimal documentation: For its existing customers, HDFC bank offers a personal with KYC documents. However, for new customers, documents related to Identity proof, Income statement and residential details are required
  • Attractive rate of interest: HDFC bank offers very competitive interest rates on personal loans which are as low as 10.50% per annum for a loan of a minimum of ₹ 50,000.
  • Personal Accident Cover: HDFC bank offers a unique protection plan as an additional feature to its personal loan. An applicant can pay a nominal premium and can avail of a Personal Accident cover of up to ₹ 8 Lakh, and also a Critical Illness cover of up to ₹ 1 Lakh. The cost or premium for these policies is deducted from the loan amount at the time of disbursal
  • Personal Loan Security: HDFC Bank ensures that an applicant’s best interest is always secure and is made sure under its Sarv Suraksha Pro scheme. Under this scheme, the key constraints are;
  1. Credit Shield Cover is a contingency cover for the outstanding dues equal to the outstanding loan amount in case of the sudden death of the borrower
  2. Accidental Hospitalization cover for the borrower of up to ₹ 8 Lakh
  3. Accidental Death/Permanent Disablement cover of up to ₹ 1 Lakh
  • Easy Balance Transfer: With HDFC Bank’s easy transfer feature, now you can transfer your existing Personal Loan to HDFC Bank. The loan comes with a lower EMI option and can also make you save on your existing interest payments. The rate of interest offered by the bank is as low as 10.75% on the existing loan transfer and an additional processing fee of only ₹ 1,999/- is applicable

Check Eligibility for Best Offers

Personal Loan EMI Calculator For HDFC

A Personal Loan EMI calculator is a tool that assists in carrying out the calculation of a monthly installment that a borrower will have to pay each month to repay the loan. Now, with the help of the HDFC Bank Loan EMI Calculator, a prospective borrower can have an idea about how much the EMI can be for the desired loan amount so that he/she can manage his/her monthly expenses accordingly.

This tool is so effective that it starts fetching the flexible EMI options in the least time frame.  it is widely used by many loan seekers as an accurate and trustworthy source of EMI calculation. 

Income Category

Rate of Interest

EMI / Lakh

For special companies

11.49% - 14.75%

₹ 2,608 - ₹ 2,770

For salary above ₹ 75,000


₹ 2,584

For ₹ 50,000 to ₹ 74,999


₹ 2,604

For ₹ 35,000 to ₹ 49,999


₹ 2,826

Below ₹ 34,999


₹ 2,911

For listed companies

11.29% - 11.7%

₹ 2,599 - ₹ 2,619

Flexible Repayment Options

The EMI calculator also helps us to ascertain the variable EMIs over a period of 12 months to 36 months. The anticipated EMI for an amount ranging from ₹ 1 Lakh to ₹ 10 Lakh at an interest rate of 12.75% per annum, is provided below:

Amount of Loan

For 1 year

For 2 years

For 3 years

₹ 2,00,000

₹ 17,840

₹ 9,484

₹ 6,714

₹ 3,00,000

₹ 26,760

₹ 14,227

₹ 10,072

₹ 5,00,000

₹ 44,600

₹ 23,712

₹ 16,786

₹ 10,00,000

₹ 89,200

₹ 47,424

₹ 33,573

EMIs of Several Banks and NBFCs  for Different Tenures

Lenders Loan Amount Interest Rate Personal Loan EMI for Different Tenures
For 1 Year For 3 Year For 5 Year
SBI Personal Loan ₹ 1,00,000 11% ₹ 8,838 ₹ 3,274 ₹ 2,174
IDFC Personal Loan ₹ 1,00,000 11.5% ₹ 8861 ₹ 3298 ₹ 2199
HDFC Bank ₹ 1,00,000 10.50 % to 21.45% ₹ 9,049 ₹ 3,491 ₹ 2,405
ICICI Bank ₹ 1,00,000 11.25% ₹ 8,850 ₹ 3,286 ₹ 2,186
Bajaj Finserv ₹ 1,00,000 12.99% ₹ 8,931 ₹ 3,369 ₹ 2,275

HDFC Personal Loan Offers

HDFC Bank Personal Loan for Salaried Employee

HDFC Bank offers personal loans for salaried individuals. The buyer needs to be employed with the government body, public sector, private sector employees at the time of taking a personal loan from HDFC Bank. However, the bank requires the applicant have a certain per month income and employment history.

Because HDFC personal loan is an unsecured loan, loan amount, rate of interest, tenure, etc. depend on the per month income of the individual seeking a personal loan. A personal loan from HDFC buyers  is required to pay off the loan before they retire. The loan is offered for a tenure of 12 to 60 months.

HDFC Bank personal loan of self-employed individuals

HDFC Bank may require self-employed individuals to have a specified minimum income. You need to provide the bank with documents that show continuity in your business and steady income. The bank may require you to provide additional documents depending on the type of profession you have.

Read More:-

HDFC Doctor Loan

HDFC offers special benefits on a personal loan for professionals like doctors. Get HDFC professional loan to expand your clinical business, upgrade equipment, etc. With easy documentation and speedy approval, this loan is one of the best options to meet the short financial exigency.

Eligibility for HDFC personal loan for doctors

  • 4 years of post-qualification experience
  • The business should have a minimum ITR of Rs. 1 lakh per annum
  • Profit-making business for the previous 2 years

Read More:-

HDFC Marriage Loan

A wedding is a once-in-a-lifetime event. To make it memorable, you can get a pre-approved personal loan in 10 seconds from HDFC Bank if you fall short on the fund. Since there is no restriction on the end- use of the fund, you can use it for any of the wedding-related expenses.

Use HDFC marriage loan to pay for make-up artists, outfits, wedding invitation, hotel room, banquette halls, flight tickets, honeymoon etc.

Read More:- Personal Loan For Wedding

HDFC Bank Personal Loan Top-Up

With HDFC Bank Personal Loan Top-Up offer an extra can be added to your dreams. Low-interest rates and nominal processing charges make the top-up loan preferable over a personal loan. The documents required to apply for a top-up loan is also minimal because the borrower already has a relationship with the bank. 

 Features of HDFC Bank Personal Loan Top-Up:

  • Easy and hassle-free documentation process as the borrower has an
  • existing relationship with HDFC Bank.
  • A borrower can avail a maximum Top Up Loan of Rs.50 lakhs.
  • HDFC Bank Personal Loan Top-Up comes at attractive interest rates.
  • Simple repayments through monthly instalments.
  •  Wide range of branch network so, a borrower can avail services from anywhere in India.

HDFC Personal Loan for Home Renovation

A home is considered as a reflection of its owner. You can now renovate and upgrade your existing home with contemporary designs. HDFC Personal Loan for Home Renovation helps to make it as enjoyable as its buying. Customized services and offers are served by HDFC Bank based on their requirements and eligibility. To make your home more comfortable and stylish, HDFC Personal Loan for Home renovation comes with the following features:

  • Low-interest rates:  HDFC Personal Loan comes at attractive interest rates and nominal charges.
  • Easy and hassle-free documentation: An applicant can also apply online for HDFC Personal Loan with the complete ease of documentation. As HDFC Bank already has the required details of an existing customer, the customer needs no additional documentation. Other bank customers can get an HDFC personal loan with minimum documentation. 
  •  Loan Availability: HDFC Personal Loan for Home Renovation is available for all whether they are existing customers of HDFC Bank or not.
  • Simple repayment option: A borrower can choose the repayment tenures as per his/her needs as HDFC provides flexible repayment tenures (t&c apply).
  • Loan Disbursement: lf an applicant is a pre-approved HDFC Bank customer; he/she can get funds in 10 seconds (t&c apply). Other customers can get a loan in less than 4 hours (t&c apply).

Read More:-Personal loan for Home Renovation

HDFC personal loan for Travel

Planning an exotic holiday for a long time? Don’t let the expenses hold you back. As Personal Loan by HDFC for travel is here to help you in making the best of your holidays. You must be having questions like why you should go with HDFC Personal Loan for Travel as there are many other lenders. Here is the answer to your questions:
Pocket-friendly EMIs: A borrower can have the benefit of a flexible tenure from 12 months to 60 months, along with part prepayment options. The EMIs of an HDFC Personal Loan for Travel is starting from as low as Rs. 2,187 per lakh.

  • Simple loan procedure: HDFC Personal Loan for travel offers simple, easy and minimal or no documentation loan approval procedure.
  • Instant Disbursement of Loan: The funds can be received in 10 seconds (t&c apply) if a borrower is pre-approved HDFC Bank customer. Non-HDFC Bank customers can get funds in 4 hours (t&c apply).
  • Repayment Options: An applicant has varied options for loan repayment. HDFC Personal Loan for travel can be repaid by cheque, online transfer, cash or Credit Card.

Read More:- Personal loan for Travel

HDFC personal loan for Gov Employee

To serve the needs of government employees, HDFC Personal Loan for Govt Employee is here. It caters to all employees of public sector undertakings, including Central, State, and Local Bodies. A Gov Employee can avail of loans from HDFC  online with many offers and added advantages. HDFC is known for its services and ease of loan approval.  Personal Loan for Govt Employee comes with several features and benefits: The interest rate on Personal Loan for the government employees starts @11.49%. Customized offers are available for government employees of India and public sector undertakings.Competitive processing fees for Gov Employees.

Read More:- Personal Loan for Government Employees

HDFC personal loan for Pensioners  

Most of the banks provide personal loans to senior citizens who draw a pension from their bank.  Many banks do so, but HDFC is among the best of them. The reason being, HDFC Personal Loan for Pensioners is full of ease and comfort as an applicant can apply for the loan online as well. A borrower can get the funds with few clicks within 10 seconds (t&c apply). HDFC Personal Loan for Pensioners is one of the most availed products. HDFC offers various benefits for a borrower like a low rate of interest, flexible tenure of loan repayment, and many more.

Read More:-Best Personal Loan for Pensioners

How to Apply for HDFC Personal Loan Online?

While you do your HDFC Bank personal loan application through Afinoz, you should check the following: -

  • Check your HDFC Bank personal loan eligibility with the personal loan eligibility calculator at You can simply visit our website, fill in a few easy details and get an instant and accurate assessment of your loan eligibility.
  • Check your HDFC Bank personal loan EMI with the personal loan EMI calculator at This will help you to know the exact amount you need to pay every month towards the repayment of your loan.
Read MoreICICI Vs HDFC Bank Personal Loan    

Processing fees and time of HDFC Bank personal Loan

HDFC Bank customers can get a personal loan in just 10 seconds once they fulfil eligibility criteria. After submitting documents, non-HDFC customers can get a personal loan in 4 hours if they meet eligibility criteria. HDFC bank processing fees: The bank charges a fee of up to 2.5% of the loan amount subject to at least Rs. 1,999/- and maximum Rs. 25000/-

HDFC Bank Personal Loan Login

At HDFC Bank, with the bank’s website one can anytime log in-to their respective HDFC Bank personal account or directly into their loan account by using their credentials such as the Login ID and password. Once logged in, it is very convenient to check out all the activities of your account on the go. HDFC Bank also provides the overview feature through its app, you can enter your loan account number, or simply scroll through the overview section of the app for all the information regarding your current account status.

HDFC Bank Personal Loan Status

With HDFC Bank, it is quite convenient and easy to track the status of your loan application by taking a few simple steps. First, by visiting the web-site or through the mobile phone application, and login using your credentials such as your login id and password, going further one needs to enter the application number or the document number which is provided for the loan application. Going forward, the page shows the overall activity and the account summary, where one can easily track the loan application status, thus can know whether the loan has been approved, in process or is rejected.

Status of HDFC personal loan application

With different modes of checking the loan application status, it is easy to check the status of your HDFC personal loan application at your convenience without visiting the bank. After applying for a personal loan with HDFC Bank, you can stay up to date about your loan application  in different ways.

Using your HDFC bank account

If you are an existing customer of HDFC bank you can check the status of your personal loan in many ways. Use the following steps:

Using net banking

  • Go to the official website of HDFC bank
  • Click on the net banking
  • Enter your detail to log in to the website
  • Click the loan button on the menu bar
  • Using your registered mobile number

While applying for a personal loan, you need to provide your mobile number to the bank. Further communication will be done through the registered mobile number. You can track your loan application using the mobile number shared during the application process.

HDFC Bank Personal Loan Statement

HDFC Bank is one of the most reputed and one of the highly recognizsed banks in the country. The bank claims to be ethical and transparent to all its customers in every way possible. Mostly customers complain about not receiving proper documentation or sequential reports regarding their personal or loan accounts. However, HDFC Bank sends the monthly account statements to all its customers via email or in hard copies without any requests being raised from the customer’s end. These statements include all information regarding all the transactions made through the account under the personal head or the loan account. At the time of the registration with the bank, the customer has to choose how they would like to receive these statements from the bank, whether on their registered email or in a hard copy to be delivered at their registered residential address.

HDFC Bank Personal Loan Top-up

HDFC bank ensures that its customers get the best rate of interest under their balance transfer facility and also provides an opportunity that the applicant can avail a top up on its existing personal loan once it is transferred from any other bank to HDFC Bank. This loan can also be treated as an additional loan at the time of transferring your existing balance to a new bank. You can get top up on personal loan from HDFC Bank once you have made regular repayments of at least 12 subsequent EMIs against the existing loan. The bank offers top up loans at relatively lesser rate of interest as that of your existing personal loan. 

For example, Mr. A had taken a loan of ₹ 2,00,000 from a bank names XYZ. During the initial processing Mr. A was told the rate of interest will be charged at 12.75% per annum. Mr. A agreed and took the loan for a tenure of 3 years. Now, after paying 12 EMIs, Mr. A want to transfer his loan to the HDFC Bank. In this case the calculation goes as shown in the table;

Loan Amount

ROI @ 12.75%

Tenure (Months)










  • Amount paid in EMIs in 12 months – (6714.73 X 12) = 80,576.79
  • Outstanding balance – (2,41,730.37 – 80,576.79) = 1,61,193.58
  • Balance transferred to HDFC Bank = 1,61,193.58 at 10.75% interest rate

How to reduce your personal loan EMI expense

  • Maintaining your CIBIL score: Once you start thinking of availing of a loan facility it is advised to check your credit score through CIBIL and acquire your credit report. A decent and desirable credit score stands around 750 and above. Once you have your credit score in the given range, it suggests that you have paid all your loans or credit facilities within the stipulated time as any ideal customer is supposed to do. With the help of this score, you can try and negotiate with your bank to get a better deal on your loan. However, if in case you score less on the above parameters, you can still identify the mistakes you have made in the past that has affected your credit score, providing you an opportunity to make amendments well in time.
  • Negotiation with the Bank: Once you acquire your CIBIL report or credit score you can proceed further with your negotiations with the bank. Depending on your current relationship with your bank who is aware  of your monthly income details and routine expenses,  then you can go ahead with the negotiations on good terms and proven history. Also, the same can be applied for existing lenders or previous lenders where you have paid your dues on time show casing that you are very disciplined when it comes to financial matters, you can negotiate a better deal with them.
  • Longer Repayment Tenure: A longer period of repayment for a loan depicts that your EMI reduces proportionately. This is possible when your principal and interest are divided over a greater number of months as a longer repayment tenure. However, while the actual monthly outflow will be smaller, you will be paying out EMIs for a longer period  ,and also the interest will be accrued for a longer period. As an adverse effect, one can say while the monthly outgo might become smaller, you might end up paying more as compared to a shorter tenure over the entire repayment tenure of the loan.
  • Using the Prepayment Option: Instead of using various negotiation channels or opting for a longer repayment tenure, there is one way which can significantly reduce the entire EMI and outstanding amount for the majority of your tenure, which is to make a pre-payment. A prepayment is nothing but an early part payment of the outstanding amount of the loan amount. In cases where an applicant has received an incentive or a bonus and can afford the option of prepaying part of your loan, it is better to do it in the early months/years

HDFC Bank Customer Care Number


Phone Number











Delhi & NCR
















More: HDFC Bank Personal Loan Customer Care Number

About the bank

The full form of HDFC Bank is Housing Development Finance Corporation. It is one of India’s leading financial institutions offering services in the areas of homeloans, personal banking, corporate banking, insurance, trading, and investments. 

Steps to apply for a HDFC Personal Loan from Afinoz

➤ FAQs

Ques. How much can I borrow?

You can borrow a loan ranging from Rs. 50,000 to Rs. 40, 00,000, depending on your income and repayment capacity. You can add your spouse’s income if you want to get a bigger loan.

Ques. How can I repay my Loan?

You can easily repay the loan in equal monthly installments (EMIs). The loan can be paid through post-dated cheques, ECS or a standing instruction to debit your HDFC Bank account with the EMI amount.

Ques. Is part-prepayment of a Personal Loan allowed?

Yes, it’s allowed for loans booked on or after the 1st of April, 2018. You can partly close your HDFC bank online personal loan account after you have paid at least 12 EMIs towards your loan disbursement. The following conditions are attached to the part-prepayment procedures- part-prepayment is allowed only 2 times during a loan tenure You can make part-prepayment only once in a particular financial year No part-prepayment should exceed 25 % of the principal outstanding, at that point of time. Any part-prepayment attracts certain charges as per the applicable terms and conditions maintained by the bank. This leads to either a reduction in the loan tenure (with the same EMI amount) or a reduction in the EMI amount for the remaining loan tenure. You can refer to the HDFC personal loan EMI calculator or home loan calculator HDFC before making a part-prepayment.

Ques. How does a Salary Account help me get a personal loan?

You get a special rate of interest and processing fee, speedy processing and minimal documentation if you have a Salary Account with HDFC Bank. This is taken into account at the time of disbursal of the loan

Ques. What is Pledge?

A right over the security is created in favor of HDFC Bank. Hence shares cannot be transferred or sold by the consumer or shareholder.

Ques. What will happen to my post dated cheques if I change the repayment mode for my loan?

As a usual practice, the Post-a Dated Cheques (PDCs) submitted to the bank towards loan repayment, which is yet to be encashed, will be defaced and kept with the bank. If you want your PDCs to be returned to you, please submit a request through the HDFC retail loan service center or via phone banking within 45 days from the date of application of the change in repayment instructions. Alternately, you can also email the bank at If the bank is not intimated within the specified period, it will be at liberty to destroy the defaced cheques.

Ques. How long will it take for my loan to be processed?

Once you have submitted your application form and the required documents as per Bank's criteria, you can expect loan approval and disbursal within 3 working days, provided everything is in order. All loan approvals are at the sole judgment of the bank.

Ques. How can I change the mode of repayment/ account for my loan?

Once you have submitted your application form and the required documents as per Bank's criteria, you can expect loan approval and disbursal within 3 working days, provided everything is in order. All loan approvals are at the sole judgment of the bank.

Ques. What are the charges I have to pay to change the mode of repayment/ account for my loan?

a service charge of INR.500 is applicable for changes in loan repayment instructions issued from non-HDFC Bank Account (ECS facility or PDC facility).

Ques. How do I know if am eligible for an HDFC personal loan?

All you need to do is just check your eligibility using personal loan eligibility calculator through, and apply for the HDFC personal loan.

Ques. What are the advantages of applying for an HDFC Bank personal loan through

Checking HDFC personal loan status is now a very simple task with Afinoz. You can get the best possible interest rate for HDFC personal loan. Through this, it is possible to have the instant approval of a loan with a real-time tracking facility.

Ques. Does charges for its Loan Calculator Tools like loan eligibility calculator or loan EMI calculator Facility?

No, the services are free and can be availed by anyone at all times.

Ques. How to use AFINOZ EMI Calculator Facility?

AFINOZ offers an exclusive Personal Loan EMI Calculator Tool letting customer obtain a unique vision into their loan EMI. Everybody can make use of this tool to understand the EMI break-up of loans in just one click, after providing the loan amount, the rate of interest and tenure.

Ques. What is the easy process of checking the HDFC personal loan application status online?

If you have applied for your HDFC bank Personal Loan through AFINOZ then all you need to do is to fill in the HDFC bank personal loan application details at the website and get your loan status in realtime.

Ques. Do I need to present any collateral or security?

No, HDFC personal loan is an unsecured loan. There is no requirement of any security or guarantee for it.

Ques. Where can I get the HDFC personal loan application form?

The application form is easily available on the website or this can be applied directly through the HDFC bank website too, on the other hand, it is essential to know if a bank rejects the loan due to unawareness of the eligibility criteria; it’s difficult to get a loan in other banks. Thus, use Afinoz to check your eligibility for HDFC bank; it is advisable to apply for a personal loan with Afinoz, as there will be no chances of being rejected unless the applicant has an illegitimate record.

Ques. How much interest is charged by HDFC Bank on a personal loan?

HDFC Bank generic personal loan interest rates starts@ 10.50%. However the offered rate of interest varies based on an applicant’s profile.

Ques. What is the minimum and maximum tenure of HDFC Bank personal loan?

You can conveniently repay your personal loan from HDFC Bank in a period of a minimum of 12 months to a maximum of 60 months.

➤ Reviews

Rukun Kumar
07 May 2020
I have taken a personal loan from the HDFC bank for 3 lacs. The interest rate is very Low, The whole application and documentation process was easy and hassle-free. It has been a very good personal loan experience with the HDFC Bank.
Jatin Sigh
30 Oct 2020
I have taken my loan with HDFC bank 2 months back. The loan amount was 4 lakhs and the interest rate was on a higher side which is not satisfactory. The EMI period was 1 year. I had a good process here and there is no processing fee.
Rajendra K.
19 Nov 2020
I got an HDFC Bank personal loan online. During the application and disbursal process, I faced no problem at all. My loan was disbursed on time. The repayment tenure is very flexible helping you get a personal loan for whatever period you want to get a personal loan for.
Aman Jha
27 Feb 2020
I applied for HDFC personal loan online. I have requested a personal loan of Rs. 4 lakh for 4 years. Processing fees are nominal and the interest rate is affordable for HDFC personal loans.
Aanand Kumar
02 Mar 2021
Being an existing customer of HDFC bank, I had no problem in applying for a personal loan and my amount was credited into my bank account in just 1 hour. HDFC personal loan is one of the best personal loans in the country.