Home Loan in Ahmedabad

Check home Loan Interest Rates of All Major Banks of ahmedabad Instantly
Bank Name
Floating Interest rate
Processing Fee
Aditya birla
9.00% onwards
Up-to 1% of the loan amount
BAJAJ
9.05%
upto 2 %
IIFL
9.50%
upto 0.75% of loan amount, or Rs. 3000
RBL BANK
10.30%
Min. Rs. 5000 of loan amount + applicable GST
8.90%
0.5-1% of the loan amount+applicable taxes
Federal Bank
8.75% onwards
upto 1% of loan amount
8.75%
0.50% of loan amount upto Rs. 50 lakhs, above Rs. 50 Lakhs is 0.25% of loan amount + GST
FULLERTON
9%
3%
IndusInd bank
9.50%
upto 1% of loan amt.
Kotak Mahindra Bank
8.35%
upto 1.25% of the loan amount
HDFC
8.80% onwards
0.5% of loan amount or Rs 3,000 whichever is higher, plus applicable taxes
TATA CAPITAL
8.70%
0.50% of the loan amount
8.85%
upto 1% of the Home loan amount subject to a minimum of Rs 10000
ABOUT HOME LOAN IN AHMEDABAD

We eye to create a robust alternative credit ecosystem in the country. For this, we are digitizing the finance functions. Anywhere and everywhere – you can Apply for a Home Loan with just a few clicks.

Now, you can compare and make a wise choice for the best Home Loan in ahmedabad also. We bring forth a myriad of options from best banks and NBFCs for your convenience. It’s simple! Choose your desired product and win amazing assured cash backs up to ₹ 5000 on the disbursal of your loan amount.

Eligibility Criteria for Home Loan in ahmedabad

No worries for strict eligibility conditions. We tie-up with all the best lenders in the ahmedabad and help you with flexible eligibility criteria. Salaried/self-employed/professionals – hope you meet the following eligibility parameters.

  • A salaried individual needs to be between 23 to 62 years
  • A self-employed individual needs to be between 25 to 70 years
  • The credit score should be 700+
  • A minimum of 2 year work experience is required for the salaried individual
  • A minimum of 3 year business continuity is required for self-employed people

Documents Required for Home Loan in ahmedabad –

We leverage existing and emerging technologies to offer you the complete digitalized process. Upload the required documents; it will take a few minutes.

Salaried Class

  • Identity Proof - Aadhaar Card /Voters ID/Passport/Driving License /PAN Card/Photo Credit Card/Photo Identity Card issued by the Govt. of India
  • A recognized public authority or public servant issued letter establishing the identity of the customer (not more than 1 month old)
  • Residential Proof - Leave and License Agreement/Utility Bill (maximum three months old)/Passport/Voter ID Card/Aadhaar Card/Rent Agreement on Stamp Paper/Life Insurance Policy
  • Income Proof – Salary slips for the last three months along with the bank statement showcasing the credited salary. Latest Form 16/ITR
  • Employment Certificate – for the past 1 year
  • Photographs - Two passport size
  • Other Documents – Evidence to support running loans long with repayment bank statement for the past 6 months

For Self-employed

Identity Proof -

  • Aadhaar Card /Voters ID/Passport/Driving License /PAN Card/Photo Credit Card/Photo Identity Card issued by Govt of India

A recognized public authority or public servant issued letter establishing the identity of the customer (not more than 1 month old)

Address Proof for Business Entities –

  • Business Certificate/Trade License Certificate/SSI Registration Certificate/Registration Number issued by ROC

Proof of Income –

  • ITR for the last 2 years
  • Balance Sheet & P&L Account
  • 6 months account statement of business entity and savings account statement of individual

Running Loan & other Documents

  • Evidence to support running loans long with repayment bank statement for the past 6 months
  • Shareholding pattern list (certified by CA/CS)
  • Partnership deed (for partnership companies)

In addition to all the above documents, both salaried and self-employed people need to furnish the following property papers -

  • Copy of property documents
  • Copy of Agreement to sell
  • Buyer Agreement/Allotment Letter
  • Occupancy Certificate (in case of ready to move in property)
  • No Objection Certificate from the builder/society
  • Payments receipt made to the developer

Benefits & features of taking a Business Loan in ahmedabad

Scale up your business to new heights with a business loan. At ahmedabad, we have a plethora of options with added benefits. Everything is online – you don’t need to visit the bank.

Get ready to leverage the following benefits –

  1. Instant Approval – Yes. SBI, ICICI, HDFC, India Bulls, IIFL and other players are offering instant paperless approval for housing loan. At Afinoz, the lowest home loan rate is guaranteed because we bring forth best home loan players along with their offers under one roof.
  2. High Eligibility – Within few minutes, we will assess your home loan eligibility and suggest you the best available options in ahmedabad. Our process is driven by automated technologies, and we help you get low EMI home Loan
  3. Balance Transfer – We will make you pay your EMI easily by reducing your debt amount. Transfer your Home Loan balance to save on money. Some lenders charge fee for a home loan balance transfer.
ABOUT AHMEDABAD

Ahmedabad is one of the oldest and largest cities of Gujarat. The city is the fifth most populous cities of India, with a population of 5,633,927(as per 2011 population census). It is located on the banks of river Sabarmati, 30 km from the state capital city of Gandhinagar.

Ahmedabad is the second largest producer of cotton in the country and has emerged as the most important economic and industrial hub of India. The Indian Independence had its roots in the city of Ahmedabad, when Mahatma Gandhi established two ashrams on the banks of river Sabarmati. Mahatma Gandhi initiated the salt Satyagraha movement from Ahmedabad, which gained immense prominence nationwide.

TOP LOAN PROVIDERS IN AHMEDABAD
ABOUT KARNATAKA BANK LIMITED, AHMEDABAD, Gujarat

The Karnataka Bank Limited is ‘A’ Class scheduled commercial bank founded on 8th February 9. Headquartered in Mangaluru in Karnataka, India, the bank has a national presence with a network of 8 branches, 7 ATMs and 0 e-lobbies spread across states and Union Territories. The bank has deployed the most modern information technology like core banking, internet banking and mobile banking etc. to meet customers’ expectation of services, for today and for future. The bank is listed on both the BSE and the NSE.

Bank Details
Product

Saving Account Loans Cards Insurance Investment

Insurance

Life Insurance Health insurance General Insurance

Banking

Core banking Internet banking Mobile banking Treasury, Corporate/Wholesale Banking Retail Banking

Popular Product

Saving Account Loans Cards Insurance Investment

Loans

Personal loan Business loan Home Loan Vechile Loan Loan against property Education Loan

Cards

Credit Card Debit card Deposit only card Image Card Travel card Gift card

Branches of KARNATAKA BANK LIMITED in AHMEDABAD
ABOUT KOTAK MAHINDRA BANK LIMITED, AHMEDABAD, Gujarat

Kotak Mahindra Bank Limited is a private sector Indian Bank headquartered in Mumbai, Maharashtra. The bank was founded in 98 and in February 00, Kotak Mahindra Finance Ltd. received the license from the Reserve Bank of India to carry on banking business. It had a network of ,88 full-fledged branches and ,99 ATMs in the country as of March 08.

Bank Details
Product

Deposit Fixed Deposit Recurring Deposit Tax Saving Fixed Deposit Senior Citizen Fixed Deposit Sweep-In Facility

Insurance

Life Insurance Health Insurance Motor Insurance Pradhan Mantri Jeevan Jyoti Bima Yojana Pradhan Mantri Suraksha Bima Yojana Atal Pension Yojana

Banking

Internet Banking Mobile Banking SMS Banking

Popular Product

Deposit Fixed Deposit Recurring Deposit Tax Saving Fixed Deposit Senior Citizen Fixed Deposit Sweep-In Facility

Loans

Home Loan Car Loan Personal Loan Education Loan Gold Loan Loan Against Securities Loan Against Property

Cards

Credit Cards Debit Cards Forex / Prepaid Cards

ABOUT SYNDICATE BANK, AHMEDABAD, Gujarat

Syndicate Bank is one of the oldest and major commercial banks in India and was founded in 9. At the time of its establishment, the bank was known as Canara Industrial and Banking Syndicate Limited. The name of the bank was changed to Syndicate Bank in 9. It is headquartered in Manipal, Karnataka and was one of the major commercial banks to be nationalized on 9 July 99, by Government of India. Syndicate Bank operated a network of 0 branches, including ,9 rural, ,7 semi-urban, 8 urban, and 8 metro branches in India; and branch in London, as well as ,8 ATMs as of March 08. Syndicate Bank offers banking products and services to corporate, SMEs and retail customer in India. Its deposit products include savings accounts, current accounts, and term deposits. It also provides retail, agricultural and other priority sector loans. In addition, the bank provides corporate finance such as working capital finance; export credit, term loan finance; loan against receivables; and project finance that includes infrastructure projects. Further, it provides Aadhaar seeding, NEFT/RTGS, online tax payment, online shopping and utility bill payment, and e-filing of income tax returns. Other services include CMS, bancassurance, mutual fund services, and demat services. Syndicate Bank also provides international banking products such as non-resident (external) rupee, non-resident ordinary rupee, resident foreign currency, and foreign currency non-resident accounts, as well as manages exchange companies.

Bank Details
Product

Loan, Banking, Credit Card

Insurance

NA

Banking

SMS Banking Net Banking Missed Call Banking

Popular Product

Loan, Banking, Credit Card

Loans

Retail Loan, Agriculture Loan, Priority Sector Loan, SME Loan

Cards

Syndicate Bank Global Visa Credit Card

ABOUT STATE BANK OF INDIA, AHMEDABAD, Gujarat

State Bank of India (SBI) is India’s multinational public sector banking and financial services company. SBI was established in 80 and is headquartered in Mumbai, Maharashtra. The bank is the largest bank in India with a % market share in assets. State Bank of India operates a network of , branches and 9, ATMs in India and internationally. SBI operates through Treasury, Corporate/Wholesale Banking, Retail Banking, Insurance Business, and Other Banking Business channels. It extends a comprehensive range of banking products and services to individuals, commercial enterprises, corporates, and government bodies, and institutional customers in India and internationally. Its personal banking services include current accounts, savings accounts, term and recurring deposits; personal, home, auto, and education as well as loans against property and securities; and wealth management, demat, ATM, foreign inward remittance, safe deposit locker, public provident fund, money transfer, and pension policy, as well as cards and inflation indexed national savings securities cumulative bonds. It also provides corporate banking services including corporate accounts, working capital and project finance, deferred payment guarantees, corporate term loans, structured finance, dealer financing, channel financing, equipment leasing, loan syndication, financing Indian firms overseas subsidiaries or JVs, and construction equipment loans. In addition, the bank offers NRI services, such as accounts and deposits, remittances, investments, and loans; agricultural banking and micro credit to agriculturists and farmers; loans, supply chain finance, and deposits and transaction banking services for SME customers; and international banking services.

Bank Details
Product

Banking, Loans, Deposit

Insurance

Individual Insurance: Sbi life- eshield, Sbi life - poorna suraksha, Sbi life - sampoorn cancer suraksha, Sbi life- elncome shield, Sbi life- smart shield, Sbi life - saral Shield, SBI Life - Saral Swadhan +, SBI Life- Smart Swadhan Plus, SBI Life - Grameen Bina. Corporate Insurance Plan: SBI Life - Kalyan ULIP Plus, SBI Life- CapAssure Gold, SBI Life - Gaurav Jeevan, SBI Life- Pradhan Mantri Jeevan Jyoti Bima yojana, SBI Life- Sampoorn Suraksha

Banking

MoBile Banking, Internet Banking, Wholesale Banking, Retail Banking

Loans

Personal Loans, Car Loan, Loan Against Property, Education Loan, Housing Loans, Gold Loans, Corporate Term Loans

Cards

SBI Card ELITE, SBI Credit Cards, Air India SBI Platinum Card, Air India SBI Signature Card, SBI STYLEUP Contactless Credit Card, IRCTC SBI Platinum Card, Doctor's SBI Card, SBI Card ELITE Advantage

Branches of STATE BANK OF INDIA in AHMEDABAD
AHMEDABAD ASHRAM ROADRACPC ASHRAM ROAD AHMEDABADAKHBARNAGAR 4-RASTA, AHMEDABADRAMDEVNAGAR ROAD, AHMEDABADGHATLODIA AHMEDABADNEHRU NAGAR - AHMEDABADVASTRAPUR AHMEDABADSME LAW GARDEN BRANCHBAPUNAGAR, AHMEDABADKESARIYAJI CHAR RASTA, AHMEDABADGULAB TOWERAHMEDABAD,BODAKDEV CHAR RASTA, AHMEDABADGHUMA ROAD, AHMEDABADGURUKUL ROAD, AHMEDABADAHMEDABAD, C.G. ROADAHMEDABAD, SATTELITE BRHIGHWAY ROAD, SANANDAHMEDABAD, SAHAKAR NIKETHANAHMEDABAD, I.F.B.BANTAIASHIRVAD COMPLEX, PALDIAHMEDABAD, ISANPURNARODA GIDC, AHMEDABADAHMEDABAD, AYOJANNAGARV.P.ROAD, VIRAMGAMBARWALA, GHELASHASANT PUNIT CHOWK, DHANDHUKABOMBAY HOUSE, DHOLKAAHMEDABAD, KHADIYAAHMEDABAD, USMANPURAREGAL ESTATE, AHMEDABADSPPBB AHMEDABADCHAMUNDA BRIDGE, AHMEDABADAHMEDABAD, BHADRAAHMEDABAD KALUPUR AREABOPALAHMEDABADSHIKHAR APARTMENT, SATELLITE, AHMEDABADGHEE KANTA AHMEDABAD.JALDARSHAN SOCIETY, ASHRAM ROAD, AHMEDABADAUDA GARDEN, PRAHLAD NAGAR, AHMEDABADGHEEKANTAASHRAM ROADMANINAGARVANDEMATARAM GOTA, AHMEDABADMOTERA KOTESHVAR ROAD, AHMEDABADS P RING ROAD, AHMEDABADJETALPURVATVA, AHMEDABADAHMEDABAD RBOHEBATPUR AHMEDABADCHAGODAR SMESWAMI NARAYAN TEMPLE BAVLASOUTH BOPALSHYAMAL CROSS ROAD VEJALPURBHUYANGDEV CHAR RASTANEW RANIPOFF SG HIGHWAY BRANCHSARDARNAGAREXPRESS HIGHWAY JUNCTION NEW MANINAGARRAMOL, AHMEDABADLAMBHASMECCC II, AHMEDABADRACPC EAST , AHMEDABADKARGIL CHAR RASTAKOHINOOR KARNAVATIKRISHNANAGARMODASARMORAIYADHOLERACORPORATE ROAD BRANCH AHMEDABADSPECIAL NRI BRANCHCHANDLODIASAPPHAIR BUSINESS CENTRE, VADAJ, AHMEDABADMOTERAGHODASARVIVEKANAND I. E., AHMEDABADSUMELBAREJACTM CHAR RASTA, AHMEDABADRASMECC CUM SARCKATOSAN ROADSARKHEJ CIRCLESHRINAND NAGARRBO IV, AHMEDABADRBO III, AHMEDABADREGIONAL BUSINESS OFFICE II, AHMEDABADREGIONAL BUSINESS OFFICE I, AHMEDABADINFOCITY GANDHINAGARMAFLIPURDAC AHMEDABADVIRAT NAGAR, AHMEDABADNAVA NARODANAROLPRERNA TIRTH ROADTHAKKAR BAPA NAGARSTATION ROAD, MANINAGARIIT GANDHINAGARSOLA ROADIOC ROADSCIENCE CITY ROAD BRANCH, AHMEDABADNIKOL ROAD BRANCHTHALTEJISCON CIRCLEVISALPURNIRNAYNAGARGHATLODIADETROJCHILODABAGODARAAHMEDABAD STOCK EXCHANGEREGIONAL TRANSPORT OFFICE [AHMEDABAD]RAPID ACTION FORCE CAMP,RAKHIALI.P.R. [INSTITUTE FOR PLASMA RESEARCH]AMBAWADICLEARING CPC, AHMEDABADRACPC, PUNECAC II, AHMEDABADCAC I, AHMEDABADSISAYA SABRANPURKAUKAENDLAGIDC KABILPORE NAVSARIPRAGATI NAGARMANEKBAUG, AHMEDABADBHOJSHWAR PLOTMEMNAGAR, AHMEDABADSERVICE BRANCH, AHMEDABADVIROCHANNAGARKADJODARACHANGODARKHANPURRANIPVIJAYNAGAR, AHMEDABADVARANAKANKARIA WRGS AHMEDABADCOMMERCIAL BRANCH, AHMEDABADADMINISTRATIVE OFFICE, AHMEDABADMEGHANINAGARSARASPURVASNA KELIYAVADAVALIPALDIDHARMNAGARKAMRAJ CHAR RASTAGOTASARKHEJANANDNAGARBOPALTRADE FINANCE CPC (TFCPC) AHMEDABADSMECC AHMEDABADRACPC AHMEDABADCENTRALISED PENSION PROCESSING CENTREMCRO AHMEDABADPBB,JUDGES BUNGALOWAREA,AHMEDABADAPMC VASNA, AHMEDABADSAMB, AHMEDABADDRIVE-IN ROAD, AHMEDABADCAG AHMEADBADSCB GANDHIGRAMOVERSEAS BR AHMEDABADLAGHU UDYOGOAD, LHO AHMEDABADJODHPUR TEKRA (ISRO)NAVSARI.AGRI. UNIVERSITYAMRIAWADI, AHMEDABADBADARKHANARAYAN NAGARMEETHAKALI, AHMEDABADGIRDHARNAGARKHORAJBAHIELAHMEDABAD CANTONMENTVEJALPUR, AHMEDABADPRABHAT SOCIETYNARANGPURAGUJARAT COLLEGE, AHMEDABADJAMALPURST XAVIERS HIGH SCHOOL ROADSHAH ALAM GATENARODA ROADSAHIJPUR BOGHACIVIL HOSPITALVASNA, AHMEDABADMANDALKOTHKHOKHARA MAHEMDABADJAWARAJIIM AHMEDABADGUJARAT UNIVERSITYASHRAM ROADKUBERNAGARSOMESHWAR COMPLEXSPECIALISED NRI BRANCHNAVA WADAJ, AHMEDABADVATVA I. E .AHMEDABAD MINICIPAL CORPORATION PRECINCTGIDC ODHAVSHAHIBAUG,AHMEDABADGVMSAV LTD ODHAVPATHARKUVABAVLASPL SSI, RAKHIALNARANPURA, AHMEDABADUNIVERSITY CAMPUS AREA, AHMEDABADNARODA INDUSTRIAL ESTATEPOLYTECHNICELLIS BRIDGE, AHMEDABADMANINAGARSABARMATI, AHMEDABADDEHGAMBAPUNAGAR IND ESTATE, AHMEDABADVIRAMGAMSANANDDHOLKADHANDHUKARAILWAYPURAAHMEDABAD MAINASTODIA ROAD, AHMEDABAD
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