Home Loan in aurangabad

Check Home Loan Interest Rates of all major banks of aurangabad Instantly

Bank NameFloating Interest RateProcessing Fee
BAJAJ 9.05%upto 2 %
HDFC 8.80% onwards0.5% of loan amount or Rs 3,000 whichever is higher, plus applicable taxes
AXIS 8.85%upto 1% of the Home loan amount subject to a minimum of Rs 10000
FULLERTON 9%3%
TATA CAPITAL 8.70%0.50% of the loan amount
RBL BANK 10.30%Min. Rs. 5000 of loan amount + applicable GST
Kotak Mahindra Bank 8.35%upto 1.25% of the loan amount
IIFL 9.50%upto 0.75% of loan amount, or Rs. 3000
Bank of baroda 8.75%0.50% of loan amount upto Rs. 50 lakhs, above Rs. 50 Lakhs is 0.25% of loan amount + GST
ICICI 8.90%0.5-1% of the loan amount+applicable taxes
Federal Bank 8.75% onwardsupto 1% of loan amount
IndusInd bank 9.50%upto 1% of loan amt.
Aditya birla 9.00% onwardsUp-to 1% of the loan amount

About aurangabad

"

Aurangabad is one of the largest cities of Maharashtra, which was established in the year 1610 A.D. by Malik Ambar. The city has been a tourist hub as it has historical monuments surrounding it. Aurangabad is popularly known for the “Bibi ka Maqbara” which is a burial mausoleum of Emperor Aurangzeb’s wife.

The imprints of Britishers, Rajputs, and Mughals can be distinctly found while taking a tour of the city of Aurangabad. It is a perfect amalgamation of ingenious architectural styles taking one back to the contemporary time. History lovers will have a great time visiting the place, which creates unique experiences for visitors here. The world famous ancient Ajanta and Ellora caves lies about 105 km northeast of Aurangabad of Maharashtra. The caves have now been declared as UNESCO World Heritage Site.

About Home Loan in aurangabad

We eye to create a robust alternative credit ecosystem in the country. For this, we are digitizing the finance functions. Anywhere and everywhere – you can Apply for a Home Loan with just a few clicks.

Now, you can compare and make a wise choice for the best Home Loan in aurangabad also. We bring forth a myriad of options from best banks and NBFCs for your convenience. It’s simple! Choose your desired product and win amazing assured cash backs up to ₹ 5000 on the disbursal of your loan amount.

Eligibility Criteria for Home Loan in aurangabad

No worries for strict eligibility conditions. We tie-up with all the best lenders in the aurangabad and help you with flexible eligibility criteria. Salaried/self-employed/professionals – hope you meet the following eligibility parameters.

  • A salaried individual needs to be between 23 to 62 years
  • A self-employed individual needs to be between 25 to 70 years
  • The credit score should be 700+
  • A minimum of 2 year work experience is required for the salaried individual
  • A minimum of 3 year business continuity is required for self-employed people

Documents Required for Home Loan in aurangabad –

We leverage existing and emerging technologies to offer you the complete digitalized process. Upload the required documents; it will take a few minutes.

Salaried Class

  • Identity Proof - Aadhaar Card /Voters ID/Passport/Driving License /PAN Card/Photo Credit Card/Photo Identity Card issued by the Govt. of India
  • A recognized public authority or public servant issued letter establishing the identity of the customer (not more than 1 month old)
  • Residential Proof - Leave and License Agreement/Utility Bill (maximum three months old)/Passport/Voter ID Card/Aadhaar Card/Rent Agreement on Stamp Paper/Life Insurance Policy
  • Income Proof – Salary slips for the last three months along with the bank statement showcasing the credited salary. Latest Form 16/ITR
  • Employment Certificate – for the past 1 year
  • Photographs - Two passport size
  • Other Documents – Evidence to support running loans long with repayment bank statement for the past 6 months

For Self-employed

Identity Proof -

  • Aadhaar Card /Voters ID/Passport/Driving License /PAN Card/Photo Credit Card/Photo Identity Card issued by Govt of India

A recognized public authority or public servant issued letter establishing the identity of the customer (not more than 1 month old)

Address Proof for Business Entities –

  • Business Certificate/Trade License Certificate/SSI Registration Certificate/Registration Number issued by ROC

Proof of Income –

  • ITR for the last 2 years
  • Balance Sheet & P&L Account
  • 6 months account statement of business entity and savings account statement of individual

Running Loan & other Documents

  • Evidence to support running loans long with repayment bank statement for the past 6 months
  • Shareholding pattern list (certified by CA/CS)
  • Partnership deed (for partnership companies)

In addition to all the above documents, both salaried and self-employed people need to furnish the following property papers -

  • Copy of property documents
  • Copy of Agreement to sell
  • Buyer Agreement/Allotment Letter
  • Occupancy Certificate (in case of ready to move in property)
  • No Objection Certificate from the builder/society
  • Payments receipt made to the developer

Benefits & features of taking a Home Loan in aurangabad

Scale up your business to new heights with a business loan. At aurangabad, we have a plethora of options with added benefits. Everything is online – you don’t need to visit the bank.

Get ready to leverage the following benefits –

  1. Instant Approval – Yes. SBI, ICICI, HDFC, India Bulls, IIFL and other players are offering instant paperless approval for housing loan. At Afinoz, the lowest home loan rate is guaranteed because we bring forth best home loan players along with their offers under one roof.
  2. High Eligibility – Within few minutes, we will assess your home loan eligibility and suggest you the best available options in aurangabad. Our process is driven by automated technologies, and we help you get low EMI home Loan
  3. Balance Transfer – We will make you pay your EMI easily by reducing your debt amount. Transfer your Home Loan balance to save on money. Some lenders charge fee for a home loan balance transfer.

RBL Bank Limited

About

RBL Bank (Ratnakar Bank Limited) is one of the fastest growing private sector banks in India, headquartered in Mumbai, Maharashtra. Established in August 9, currently the bank operates through a network of branches, 99 banking outlets and 9 ATMs spread across 0 Indian states and union territories. In August 99, the bank obtained Scheduled Commercial Bank status. It is listed on both BSE (Bombay Stock Exchange) and NSE (National Stock Exchange).

Banking

SMS BankingOnline BankingMobile/Phone Banking

Product

Corporate & Institutional BankingCommercial BankingBranch & Business BankingAgri Business BankingDevelopment Banking and Financial InclusionTreasury and Financial Markets Operationssavings accountscurrent accountsfixed deposits

Loans

home loanspersonal loansbusiness loanseducation loansauto loansloans against propertyoverdrafts against propertyloans against depositsgold metal loansworking capital finance

Card

Mastercard Credit Card

Insurance

Life InsuranceGeneral InsuranceHealth Insurance

Popular product

Corporate & Institutional BankingCommercial BankingBranch & Business BankingAgri Business BankingDevelopment Banking and Financial InclusionTreasury and Financial Markets Operationssavings accountscurrent accountsfixed deposits

Branch

AURANGABAD

KOTAK MAHINDRA BANK LIMITED

About

Kotak Mahindra Bank Limited is a private sector Indian Bank headquartered in Mumbai, Maharashtra. The bank was founded in 98 and in February 00, Kotak Mahindra Finance Ltd. received the license from the Reserve Bank of India to carry on banking business. It had a network of ,88 full-fledged branches and ,99 ATMs in the country as of March 08.

Banking

Internet BankingMobile BankingSMS Banking

Product

DepositFixed DepositRecurring DepositTax Saving Fixed DepositSenior Citizen Fixed DepositSweep-In Facility

Loans

Home LoanCar LoanPersonal LoanEducation LoanGold LoanLoan Against SecuritiesLoan Against Property

Card

Credit CardsDebit CardsForex / Prepaid Cards

Insurance

Life InsuranceHealth InsuranceMotor InsurancePradhan Mantri Jeevan Jyoti Bima YojanaPradhan Mantri Suraksha Bima YojanaAtal Pension Yojana

Popular product

DepositFixed DepositRecurring DepositTax Saving Fixed DepositSenior Citizen Fixed DepositSweep-In Facility

Branch

PRERNA NAGARI SAHAKARI BANK LTD AURANGABAD
ADARSH MAHILA NAGARI SAHAKARI BANK SILLOD BRANCH
ADARSH MAHILA NAGARI SAHAKARI BANK AURANGABAD BRANCH
AURANGABAD NIRALA BAZAR
WALUJ, AURANGABAD
AURANGABED

YES BANK

About

Yes Bank Limited is India’s fourth largest private sector bank headquartered in Mumbai, Maharashtra, India. Established in 00, the bank primarily operates as a corporate bank, with retail banking and asset management as subsidiary functions. As of March, 08, the bank had a network of ,00 branches; national operating centers; and ,7 ATMs and bunch note acceptors.

Banking

Working capital financeTerm loansCorporate financeLiquidity managementSalary accountFixed deposit accountSavings accountOrdinary account

Product

The bank also offers retail banking solutions such as personal, secured business, home, construction equipment, car, super bike, commercial vehicle, gold loans, and loans against securities; business banking services to micro, small, and medium enterprises; and health care and printing equipment finance.

Loans

Personal loanSecured business loanHome loanConstruction equipment loanCar loanSuper bike loanCommercial vehicle loanGold loansLoans against securitiesMSME LoanHealth care equipment financePrinting equipment finance

Branch

THE YAVATMAL UCB AURANGABAD
VAIJAPUR MERCHANTS BANK AURANGABAD
VAIJAPUR MERCHANTS BANK GARKHEDA
VAIJAPUR MERCHANTS BANK HUDCO
VAIJAPUR MERCHANTS BANK VAIJAPUR
VAIJAPUR MERCHANTS BANK KANNAD
VAIJAPUR MERCHANTS BANK GANGAPUR
VAIJAPUR MERCHANTS BANK LASUR STN
THE PUSAD UCB AURANGABAD
LOKVIKAS NAGARI SAHKARI BANK BIDKIN
LOKVIKAS NAGARI SAH BANK PHULAMBRI
LOKVIKAS NAGARI SAHKARI BANK KANNAD
LOKVIKAS NAGARI SAH BANK VAIJAPUR
LOKVIKAS NAGARI SAH BANK SATARA PAR
LOKVIKAS NAGARI SAH BANK WALUJ
LOKVIKAS NAGARI SAH BANK KARMAD
LOKVIKAS NAGARI SAH BANK HUDCO
LOKVIKAS NAGARI SAH BANK CIDCO
LOKVIKAS NAGARI SAH BANK GARKHEDA
LOKVIKAS NAGARI SAH BANK MAIN BR
LOKVIKAS NAGARI SAH BANK H O
DEOGIRI NAGARI SAH BANK PAITHAN
DEOGIRI NAGARI SAH BANK GANGAPUR
DEOGIRI NAGARI SAH BANK SILLOD
DEOGIRI NAGARI SAH BANK PHULAMBRI
DEOGIRI NAGRI SAHKARI BANK PHULMBRI
DEOGIRI NAGRI SAHKARI BANK KANNAD
DEOGIRI NAGARI SAH BANK KARMAD
DEOGIRI NAGARI SAH BANK HUSSAINPUR
DEOGIRI NAGARI SAH BANK SHIVAJI NAG
DEOGIRI NAGARI SAH BANK MAYUR PARK
DEOGIRI NAGARI SAH BANK SATARA PARI
DEOGIRI NAGARI SAH BANK LASUR STN
DEOGIRI NAGARI SAH BANK TV CENTER
DEOGIRI NAGARI SAH BANK GULMANDI
DEOGIRI NAGARI SAH BANK MUKUNDWADI
DEOGIRI NAGARI SAH BANK RLY STN RD
DEOGIRI NAGARI SAH BANK WALUJ
DEOGIRI NAGARI SAH BANK CIDCO
DEOGIRI NAGARI SAH BANK JAWAHAR COL
DEOGIRI NAGARI SAH BANK KRANTICHOWK
DEOGIRI NAGARI SAH BANK HEAD OFFICE
CHIKHLI URBAN COOP BANK WALUJ
CHIKHLI URBAN COOP BANK AURANGABAD
CHIKHLI URBAN COOP BANK PHULAMBRI
CHIKHLI URBAN COOP BANK SILLOD
AURANGABAD DCC BANK HO
AJANTHA URBAN COOP BANK OSMANPURA
AJANTHA URBAN COOP BANK HO
AKOLA URBAN COOP BANK AURANGABAD
ADARSH MAHILA NAGARI SAHAKARI BANK SILLOD
ADARSH MAHILA NAGARI SAHAKARI BANK AURANGABAD
KANNAD, MAHARASHTRA
WALUJ, AURANGABAD
AURANGABAD, MAHARASHTRA