Home Loan in Bangalore

Check home Loan Interest Rates of All Major Banks of bangalore Instantly
Bank Name
Floating Interest rate
Processing Fee
RBL BANK
10.30%
Min. Rs. 5000 of loan amount + applicable GST
TATA CAPITAL
8.70%
0.50% of the loan amount
IndusInd bank
9.50%
upto 1% of loan amt.
Aditya birla
9.00% onwards
Up-to 1% of the loan amount
FULLERTON
9%
3%
IIFL
9.50%
upto 0.75% of loan amount, or Rs. 3000
8.90%
0.5-1% of the loan amount+applicable taxes
8.85%
upto 1% of the Home loan amount subject to a minimum of Rs 10000
BAJAJ
9.05%
upto 2 %
8.75%
0.50% of loan amount upto Rs. 50 lakhs, above Rs. 50 Lakhs is 0.25% of loan amount + GST
Federal Bank
8.75% onwards
upto 1% of loan amount
Kotak Mahindra Bank
8.35%
upto 1.25% of the loan amount
HDFC
8.80% onwards
0.5% of loan amount or Rs 3,000 whichever is higher, plus applicable taxes
ABOUT HOME LOAN IN BANGALORE

We eye to create a robust alternative credit ecosystem in the country. For this, we are digitizing the finance functions. Anywhere and everywhere – you can Apply for a Home Loan with just a few clicks.

Now, you can compare and make a wise choice for the best Home Loan in bangalore also. We bring forth a myriad of options from best banks and NBFCs for your convenience. It’s simple! Choose your desired product and win amazing assured cash backs up to ₹ 5000 on the disbursal of your loan amount.

Eligibility Criteria for Home Loan in bangalore

No worries for strict eligibility conditions. We tie-up with all the best lenders in the bangalore and help you with flexible eligibility criteria. Salaried/self-employed/professionals – hope you meet the following eligibility parameters.

  • A salaried individual needs to be between 23 to 62 years
  • A self-employed individual needs to be between 25 to 70 years
  • The credit score should be 700+
  • A minimum of 2 year work experience is required for the salaried individual
  • A minimum of 3 year business continuity is required for self-employed people

Documents Required for Home Loan in bangalore –

We leverage existing and emerging technologies to offer you the complete digitalized process. Upload the required documents; it will take a few minutes.

Salaried Class

  • Identity Proof - Aadhaar Card /Voters ID/Passport/Driving License /PAN Card/Photo Credit Card/Photo Identity Card issued by the Govt. of India
  • A recognized public authority or public servant issued letter establishing the identity of the customer (not more than 1 month old)
  • Residential Proof - Leave and License Agreement/Utility Bill (maximum three months old)/Passport/Voter ID Card/Aadhaar Card/Rent Agreement on Stamp Paper/Life Insurance Policy
  • Income Proof – Salary slips for the last three months along with the bank statement showcasing the credited salary. Latest Form 16/ITR
  • Employment Certificate – for the past 1 year
  • Photographs - Two passport size
  • Other Documents – Evidence to support running loans long with repayment bank statement for the past 6 months

For Self-employed

Identity Proof -

  • Aadhaar Card /Voters ID/Passport/Driving License /PAN Card/Photo Credit Card/Photo Identity Card issued by Govt of India

A recognized public authority or public servant issued letter establishing the identity of the customer (not more than 1 month old)

Address Proof for Business Entities –

  • Business Certificate/Trade License Certificate/SSI Registration Certificate/Registration Number issued by ROC

Proof of Income –

  • ITR for the last 2 years
  • Balance Sheet & P&L Account
  • 6 months account statement of business entity and savings account statement of individual

Running Loan & other Documents

  • Evidence to support running loans long with repayment bank statement for the past 6 months
  • Shareholding pattern list (certified by CA/CS)
  • Partnership deed (for partnership companies)

In addition to all the above documents, both salaried and self-employed people need to furnish the following property papers -

  • Copy of property documents
  • Copy of Agreement to sell
  • Buyer Agreement/Allotment Letter
  • Occupancy Certificate (in case of ready to move in property)
  • No Objection Certificate from the builder/society
  • Payments receipt made to the developer

Benefits & features of taking a Business Loan in bangalore

Scale up your business to new heights with a business loan. At bangalore, we have a plethora of options with added benefits. Everything is online – you don’t need to visit the bank.

Get ready to leverage the following benefits –

  1. Instant Approval – Yes. SBI, ICICI, HDFC, India Bulls, IIFL and other players are offering instant paperless approval for housing loan. At Afinoz, the lowest home loan rate is guaranteed because we bring forth best home loan players along with their offers under one roof.
  2. High Eligibility – Within few minutes, we will assess your home loan eligibility and suggest you the best available options in bangalore. Our process is driven by automated technologies, and we help you get low EMI home Loan
  3. Balance Transfer – We will make you pay your EMI easily by reducing your debt amount. Transfer your Home Loan balance to save on money. Some lenders charge fee for a home loan balance transfer.
ABOUT BANGALORE

Popularly known as the Garden city, Bangalore-officially now called as Bengaluru is the capital of Karnataka. The city is also popularly known as “the Silicon Valley of India.

Bangalore is a bustling cosmopolitan city, having a pleasant atmosphere all round the year. It is the third largest and the most livable cities of India, which contributes the major GDP after cities like Delhi, Mumbai, Chennai. Many notable institutions are located in the city such as Defense Research and Development Organisation(DRDO), Indian Space Research Organisation (ISRO), Indian Institute of Sciences (IIS), Indian Institute of Management (IIMB), National Aeronautics laboratory(NAL) and National Law School. Popular tourist spots of the city include Bannerghatta National Park, Bangalore Palace, Cubbon Park.

TOP LOAN PROVIDERS IN BANGALORE
ABOUT PUNJAB NATIONAL BANK, BANGALORE, Karnataka

Punjab National Bank (PNB) is an Indian multinational banking and financial services company. Established in 89, it is state-owned bank. Headquartered in New Delhi, India, the bank operates through a network of zonal offices, 7 circle offices, 98 branches, and 98 ATMs. PNB also operates a banking subsidiary in the UK, as well as branches in Hong Kong, Kowloon, Dubai and Kabul and representative offices in in Almaty (Kazakhstan), Dubai (UAE), Shanghai (China), Oslo(Norway), and Sydney (Australia). PNB and other major commercial banks were nationalized on 9 July 99.

Bank Details
Product

Saving deposit accounts Current accounts Fixed deposit Capital gain account schemes Corporate banking products Working capital financing

Insurance

Life Insurance Fire Insurance Theft Insurance Health Insurance Travel Insurance Household goods & Accidental insurance

Banking

Net Banking Mobile Banking SMS Banking

Popular Product

Saving deposit accounts Current accounts Fixed deposit Capital gain account schemes Corporate banking products Working capital financing

Loans

Housing loan Car and two wheeler loan Personal loan Professional loan Education loan Mortgage loans MSME Loan Term loans Loan against future lease rentals

Cards

Rupay Credit Card Rupay Debit Card Visa Credit Card Visa Debit Card Mastercard Debit Card Mastercard Credit Card Prepaid Cards

ABOUT RBL Bank Limited, BANGALORE, Karnataka

RBL Bank (Ratnakar Bank Limited) is one of the fastest growing private sector banks in India, headquartered in Mumbai, Maharashtra. Established in August 9, currently the bank operates through a network of branches, 99 banking outlets and 9 ATMs spread across 0 Indian states and union territories. In August 99, the bank obtained Scheduled Commercial Bank status. It is listed on both BSE (Bombay Stock Exchange) and NSE (National Stock Exchange).

Bank Details
Product

Corporate & Institutional Banking Commercial Banking Branch & Business Banking Agri Business Banking Development Banking and Financial Inclusion Treasury and Financial Markets Operations Savings accounts Current accounts Fixed deposits

Insurance

Life Insurance General Insurance Health Insurance

Banking

SMS Banking Online Banking Mobile/Phone Banking

Popular Product

Corporate & Institutional Banking Commercial Banking Branch & Business Banking Agri Business Banking Development Banking and Financial Inclusion Treasury and Financial Markets Operations Savings accounts Current accounts Fixed deposits

Loans

Home loans Personal loans Business loans Education loans Auto loans Loans against property Overdrafts against property Loans against deposits Gold metal loans Working capital finance

Cards

Mastercard Credit Card

ABOUT STATE BANK OF INDIA, BANGALORE, Karnataka

State Bank of India (SBI) is India’s multinational public sector banking and financial services company. SBI was established in 80 and is headquartered in Mumbai, Maharashtra. The bank is the largest bank in India with a % market share in assets. State Bank of India operates a network of , branches and 9, ATMs in India and internationally. SBI operates through Treasury, Corporate/Wholesale Banking, Retail Banking, Insurance Business, and Other Banking Business channels. It extends a comprehensive range of banking products and services to individuals, commercial enterprises, corporates, and government bodies, and institutional customers in India and internationally. Its personal banking services include current accounts, savings accounts, term and recurring deposits; personal, home, auto, and education as well as loans against property and securities; and wealth management, demat, ATM, foreign inward remittance, safe deposit locker, public provident fund, money transfer, and pension policy, as well as cards and inflation indexed national savings securities cumulative bonds. It also provides corporate banking services including corporate accounts, working capital and project finance, deferred payment guarantees, corporate term loans, structured finance, dealer financing, channel financing, equipment leasing, loan syndication, financing Indian firms overseas subsidiaries or JVs, and construction equipment loans. In addition, the bank offers NRI services, such as accounts and deposits, remittances, investments, and loans; agricultural banking and micro credit to agriculturists and farmers; loans, supply chain finance, and deposits and transaction banking services for SME customers; and international banking services.

Bank Details
Product

Banking, Loans, Deposit

Insurance

Individual Insurance: Sbi life- eshield, Sbi life - poorna suraksha, Sbi life - sampoorn cancer suraksha, Sbi life- elncome shield, Sbi life- smart shield, Sbi life - saral Shield, SBI Life - Saral Swadhan +, SBI Life- Smart Swadhan Plus, SBI Life - Grameen Bina. Corporate Insurance Plan: SBI Life - Kalyan ULIP Plus, SBI Life- CapAssure Gold, SBI Life - Gaurav Jeevan, SBI Life- Pradhan Mantri Jeevan Jyoti Bima yojana, SBI Life- Sampoorn Suraksha

Banking

MoBile Banking, Internet Banking, Wholesale Banking, Retail Banking

Loans

Personal Loans, Car Loan, Loan Against Property, Education Loan, Housing Loans, Gold Loans, Corporate Term Loans

Cards

SBI Card ELITE, SBI Credit Cards, Air India SBI Platinum Card, Air India SBI Signature Card, SBI STYLEUP Contactless Credit Card, IRCTC SBI Platinum Card, Doctor's SBI Card, SBI Card ELITE Advantage

Branches of STATE BANK OF INDIA in BANGALORE
ZONALOFFICE BENGALURUHSR LAYOUT, BANGALORESERVICEBRANCHBANGALOREGOC BANGALOREKENCHANAPURA CROSSHESARAGHATTA MAIN ROADTHINDLUNAGAVARASUBHASHNAGARNAYANDAHALLIANANTHAPURA GATEANDRAHALLIBHARATHNAGAR II PHASESRINIDHI LAYOUTDAIRY CIRCLEVIJAYA BANK LAYOUTNAGANATHAPURAVISVESVARAYA LAYOUTHSR II SECTOR PARANGIPALYAAECS B LAYOUTHOSAKEREHALLIBELLANDURELECTRONIC CITYSRINAGARCHIKKAJALASATHANURR G UNIVERSITY OF HEALTH SCIENCEHORAMAVUCCPC II BANGALORESMEC KORAMANGALASECTOR-1,HSR LAYOUT,BANGALORERICHMOND ROAD, BANGALOREYELAHANKABAGALURR A S E C C BENGALURURACPC YELAHANKABEGURSANDEEP VIHAR AWHC, WHITEFILEDSAINAGARBANAGIRINAGARKOLAGONDANAHALLIKOTHNUR DINNEADUGODIVARTHURYELAHANKABHOOPSANDRALINGARAJPURAMHANUMANTHANAGARCHANNASANDRARACPC WHITEFIELDBTM 1ST STAGE BANGALOREDASARAHALLIKALYAN NAGARKOTHANURDODDAKALLASANDRAJ P NAGAR IIND PHASEKUDLUPBB BELLANDURGOTTIGERESURYA NAGARMAHALAKSHMIPURAM BRANCHKARNATAKA LAYOUT KURUBARABALLITHUBARAHALLI BRANCHALL WOMENS BRANCH, INDIRANAGARPANATHUR BRANCHDOMLUR BRANCH, BANGALOREANDRAHALLIVIBHUTIPURA, BANGALOREHMT AREA, BANGALOREPEENYA INDUSTRIAL ESTATE, BANGALORE.MALLESHWARAM SIXTH CROSS, BANGALORESUBBAIAH LAYOUT, BANGALOREMUNNEKOLALU, BANGALOREYEMALUR BANGALOREK R PURAM, BANGALOREHOODI, BANGALOREVISHWESHWARAIAH LAYOUT, BANGALORESPECIALISED NRI BRANCH, J P NAGARBEML LAYOUT, RAJARAJESWARINAGARGIRINAGAR 3RD PHASE, BANGALOREJAKKASANDRA, BANGALOREKASAVANAHALLI, BANGALOREPBB HSR LAYOUT, BANGALOREPHASE II, ELECTRONICS CITYSMECCC, PEENYA, BANGALOREADMINISTRATIVE UNIT, ZONAL OFFICE, ZONE2, NETWORK II, BANGALOREJAYANAGAR 8TH BLOCK, BANGALOREBELLANDUR, BANGALORERMV 2ND STAGE, BANGALORENEW TIPPASANDRA, BANGALOREJAYANAGAR 7TH BLOCK, BANGALOREJP NAGAR 4TH PHASE, BANGALOREDWARKANAGAR, BANGALORESARAKKI, BANGALORERACPC BANASAWADI, BANGALORERACPC KORAMANGALA, BANGALOREDODDANEKUNDISME CCC, JPNAGAR, BANGALORESME KORAMANGALA, BANGALORERAJAJINAGARE BLOCK, BANGALORESURATHKAL CITYINNER RING ROAD, DOMLUR, BANGALOREBRIGADE METROPOLIS, BANGALOREAKASH NAGARNAGASHETTIHALLI, BANGALOREDLF NEWTOWN, BANGALOREKATHRIGUPPE, BANGALOREHULIMAVU, BANGALOREHENNUR ROAD BANGALOREBTM 4TH STAGE, BANGALORESPECIALIZED AGRI COMMERCIAL BRANCH, BANGALORESPL MID CORPORATE BRANCH, BANGALORERCPC, BANGALORELAGGEREAJJAMPURAGANDHINAGARATTOOR LAYOUT, BANGALORECOFFEE BOARD LAYOUTDOCUMENT ARCHIVAL CENTRE DAC BANGALOREBASHATTIHALLI INDL.ESTATECURENCY ADMINISTRATION CELL, BANGALORE SOUTHCAC BANGALORE NORTHFSLO, BANGALORE