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Home Loan in bhopal

Check Home Loan Interest Rates of all major banks of bhopal Instantly

Bank NameFloating Interest RateProcessing Fee
BAJAJ 9.05%upto 2 %
FULLERTON 9%3%
Federal Bank 8.75% onwardsupto 1% of loan amount
IIFL 9.50%upto 0.75% of loan amount, or Rs. 3000
ICICI 8.90%0.5-1% of the loan amount+applicable taxes
Kotak Mahindra Bank 8.35%upto 1.25% of the loan amount
Bank of baroda 8.75%0.50% of loan amount upto Rs. 50 lakhs, above Rs. 50 Lakhs is 0.25% of loan amount + GST
IndusInd bank 9.50%upto 1% of loan amt.
RBL BANK 10.30%Min. Rs. 5000 of loan amount + applicable GST
AXIS 8.85%upto 1% of the Home loan amount subject to a minimum of Rs 10000
TATA CAPITAL 8.70%0.50% of the loan amount
HDFC 8.80% onwards0.5% of loan amount or Rs 3,000 whichever is higher, plus applicable taxes
Aditya birla 9.00% onwardsUp-to 1% of the loan amount

About bhopal

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Bhopal is the capital city of the Indian state of Madhya Pradesh, which is also known as the “City of Lakes”. 11th Century city of Bhopal offers incredible views of Parks and Lakes and have long been favourite spot for music and artisans.

After signing a treaty with the British East India Company, Bhopal became a princely state. According to few known tales, Bhopal was founded in the 11th century by the Paramara king Bhoja. An alternative theory states that the city was named after another king called Bhupala. Dost Mohammed Khan, who was a soldier in the Mughal army, established the modern day Bhopal. In 1720s, he built the Fatehgarh fort in the village, which in the next few decades developed into the state of Bhopal.

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About Home Loan in bhopal

We eye to create a robust alternative credit ecosystem in the country. For this, we are digitizing the finance functions. Anywhere and everywhere – you can Apply for a Home Loan with just a few clicks.

Now, you can compare and make a wise choice for the best Home Loan in bhopal also. We bring forth a myriad of options from best banks and NBFCs for your convenience. It’s simple! Choose your desired product and win amazing assured cash backs up to ₹ 5000 on the disbursal of your loan amount.

Eligibility Criteria for Home Loan in bhopal

No worries for strict eligibility conditions. We tie-up with all the best lenders in the bhopal and help you with flexible eligibility criteria. Salaried/self-employed/professionals – hope you meet the following eligibility parameters.

  • A salaried individual needs to be between 23 to 62 years
  • A self-employed individual needs to be between 25 to 70 years
  • The credit score should be 700+
  • A minimum of 2 year work experience is required for the salaried individual
  • A minimum of 3 year business continuity is required for self-employed people

Documents Required for Home Loan in bhopal –

We leverage existing and emerging technologies to offer you the complete digitalized process. Upload the required documents; it will take a few minutes.

Salaried Class –

  • Identity Proof - Aadhaar Card /Voters ID/Passport/Driving License /PAN Card/Photo Credit Card/Photo Identity Card issued by the Govt. of India
  • A recognized public authority or public servant issued letter establishing the identity of the customer (not more than 1 month old)
  • Residential Proof - Leave and License Agreement/Utility Bill (maximum three months old)/Passport/Voter ID Card/Aadhaar Card/Rent Agreement on Stamp Paper/Life Insurance Policy
  • Income Proof – Salary slips for the last three months along with the bank statement showcasing the credited salary. Latest Form 16/ITR
  • Employment Certificate – for the past 1 year
  • Photographs - Two passport size
  • Other Documents – Evidence to support running loans long with repayment bank statement for the past 6 months

For Self-employed

Identity Proof -

  • Aadhaar Card /Voters ID/Passport/Driving License /PAN Card/Photo Credit Card/Photo Identity Card issued by Govt of India

A recognized public authority or public servant issued letter establishing the identity of the customer (not more than 1 month old)

Address Proof for Business Entities –

  • Business Certificate/Trade License Certificate/SSI Registration Certificate/Registration Number issued by ROC

Proof of Income –

  • ITR for the last 2 years
  • Balance Sheet & P&L Account
  • 6 months account statement of business entity and savings account statement of individual

Running Loan & other Documents –

  • Evidence to support running loans long with repayment bank statement for the past 6 months
  • Shareholding pattern list (certified by CA/CS)
  • Partnership deed (for partnership companies)

In addition to all the above documents, both salaried and self-employed people need to furnish the following property papers -

  • Copy of property documents
  • Copy of Agreement to sell
  • Buyer Agreement/Allotment Letter
  • Occupancy Certificate (in case of ready to move in property)
  • No Objection Certificate from the builder/society
  • Payments receipt made to the developer

Benefits & features of taking a Home Loan in bhopal

Scale up your business to new heights with a business loan. At bhopal, we have a plethora of options with added benefits. Everything is online – you don’t need to visit the bank.

Get ready to leverage the following benefits –

  1. Instant Approval – Yes. SBI, ICICI, HDFC, India Bulls, IIFL and other players are offering instant paperless approval for housing loan. At Afinoz, the lowest home loan rate is guaranteed because we bring forth best home loan players along with their offers under one roof.
  2. High Eligibility – Within few minutes, we will assess your home loan eligibility and suggest you the best available options in bhopal. Our process is driven by automated technologies, and we help you get low EMI home Loan
  3. Balance Transfer – We will make you pay your EMI easily by reducing your debt amount. Transfer your Home Loan balance to save on money. Some lenders charge fee for a home loan balance transfer.

RBL Bank Limited

About

RBL Bank (Ratnakar Bank Limited) is one of the fastest growing private sector banks in India, headquartered in Mumbai, Maharashtra. Established in August 9, currently the bank operates through a network of branches, 99 banking outlets and 9 ATMs spread across 0 Indian states and union territories. In August 99, the bank obtained Scheduled Commercial Bank status. It is listed on both BSE (Bombay Stock Exchange) and NSE (National Stock Exchange).

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BHOPAL

ICICI BANK LIMITED

About

ICICI Bank is an Indian multinational bank and financial services company. Headquartered in Mumbai, India, the bank currently has a network of ,87 branches and , 7 ATMs across India. The bank became the first Indian bank to list on the New York Stock Exchange in 000. It is India’s largest private sector bank with total consolidated assets of Rs. ,.8 billion (US$ 7. billion) as on March 08.

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Branch

BHOPAL MPUVN
BHOPAL
AIRPORT ROAD BRANCH BHOPAL
KOHEFIZA
IBRAHIMPURA
BERASAI
PEOPLES MALL BHOPAL
BAGMUGALIA
AYODHYA NAGAR BHOPAL
SHAKTI NAGAR
AWADHPURI
ASHOKA GARDEN
NO.MARKET
BAWADIYA KALAN
CHUNA BHATTI
GULMOHAR
BHOPAL-HEERA COMPLEX
BAIRAGARH-BHOPAL, MADHYA PRADESH
KOLAR - BHOPAL, MADHYA PRADESH
BHOPAL-LALGHATI
TIRAHA-BHOPAL, MADHYA PRADESH
BHOPAL - ARERA COLONY
BHOPAL - HAMEDIA ROAD
BHOPAL - NEW MARKET

KARNATAKA BANK LIMITED

About

The Karnataka Bank Limited is ‘A’ Class scheduled commercial bank founded on 8th February 9. Headquartered in Mangaluru in Karnataka, India, the bank has a national presence with a network of 8 branches, 7 ATMs and 0 e-lobbies spread across states and Union Territories. The bank has deployed the most modern information technology like core banking, internet banking and mobile banking etc. to meet customers’ expectation of services, for today and for future. The bank is listed on both the BSE and the NSE.

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BHOPAL ROHITNAGAR

PUNJAB NATIONAL BANK

About

Punjab National Bank (PNB) is an Indian multinational banking and financial services company. Established in 89, it is state-owned bank. Headquartered in New Delhi, India, the bank operates through a network of zonal offices, 7 circle offices, 98 branches, and 98 ATMs. PNB also operates a banking subsidiary in the UK, as well as branches in Hong Kong, Kowloon, Dubai and Kabul and representative offices in in Almaty (Kazakhstan), Dubai (UAE), Shanghai (China), Oslo(Norway), and Sydney (Australia). PNB and other major commercial banks were nationalized on 9 July 99.

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Branch

BACK OFFICE BHOPAL
GONDHERMHOW BHOPAL
BHOPAL, INDUSTRIAL AREA
BHOPAL, KOLAR ROAD
INDRAPURI, BHOPAL
CHUNA BHATTI
BHOPAL,EPCO SHAHPURA
SADHNA ENCLAVE BHOPAL
ZONAL OFFICE
BHOPAL SHAHPURA , MANISHA MARK
BHOPAL NEHRU NAGAR, DISTT. BHO
BHOPAL JUMERATI BAZAR, DISTT.
BHOPAL HABIBGANJ MPSRTC, DISTT
BHOPAL NEW MARKET, DISTT. BHOP
BHOPAL GOVINDPURA, DISTT. BHOP
BHOPAL HAMIDIA ROAD, DISTT. BH
BHOPAL TT NAGAR, DISTT, BHOPAL
BAIRAGARH, BHOPAL (MP)
BHOPAL MARWARI ROAD (MANORMAGA