Check Home Loan Interest Rates of all major banks of chennai Instantly
| Bank Name | Floating Interest Rate | Processing Fee |
|---|
| BAJAJ | 9.05% | upto 2 % |
| FULLERTON | 9% | 3% |
| Federal Bank | 8.75% onwards | upto 1% of loan amount |
| IIFL | 9.50% | upto 0.75% of loan amount, or Rs. 3000 |
| ICICI | 8.90% | 0.5-1% of the loan amount+applicable taxes |
| Kotak Mahindra Bank | 8.35% | upto 1.25% of the loan amount |
| Bank of baroda | 8.75% | 0.50% of loan amount upto Rs. 50 lakhs, above Rs. 50 Lakhs is 0.25% of loan amount + GST |
| IndusInd bank | 9.50% | upto 1% of loan amt. |
| RBL BANK | 10.30% | Min. Rs. 5000 of loan amount + applicable GST |
| AXIS | 8.85% | upto 1% of the Home loan amount subject to a minimum of Rs 10000 |
| TATA CAPITAL | 8.70% | 0.50% of the loan amount |
| HDFC | 8.80% onwards | 0.5% of loan amount or Rs 3,000 whichever is higher, plus applicable taxes |
| Aditya birla | 9.00% onwards | Up-to 1% of the loan amount |
About chennai
"
Formerly known as Madras, Chennai is the capital town of the state of Tamil Nadu. It is one of the most visited Indian cities by foreign tourists and is the biggest cultural, economic, and educational centre of South India.
Chennai is also nicknamed as “The Detroit of India” having a base of one third of India’s automobile industry. It is also a major film production centre and is home to Tamil Film Industry. For many centuries the region around Chennai has served as an important military, administrative, and economic centre. Ancient coins dating to around 500 BC have been found in the excavations in the city and surrounding areas. The sculpted caves and paintings of the age old period also have been identified from that period.
”About Home Loan in chennai
We eye to create a robust alternative credit ecosystem in the country. For this, we are digitizing the finance functions. Anywhere and everywhere – you can Apply for a Home Loan with just a few clicks.
Now, you can compare and make a wise choice for the best Home Loan in chennai also. We bring forth a myriad of options from best banks and NBFCs for your convenience. It’s simple! Choose your desired product and win amazing assured cash backs up to ₹ 5000 on the disbursal of your loan amount.
Eligibility Criteria for Home Loan in chennai
No worries for strict eligibility conditions. We tie-up with all the best lenders in the chennai and help you with flexible eligibility criteria. Salaried/self-employed/professionals – hope you meet the following eligibility parameters.
- A salaried individual needs to be between 23 to 62 years
- A self-employed individual needs to be between 25 to 70 years
- The credit score should be 700+
- A minimum of 2 year work experience is required for the salaried individual
- A minimum of 3 year business continuity is required for self-employed people
Documents Required for Home Loan in chennai –
We leverage existing and emerging technologies to offer you the complete digitalized process. Upload the required documents; it will take a few minutes.
Salaried Class –
- Identity Proof - Aadhaar Card /Voters ID/Passport/Driving License /PAN Card/Photo Credit Card/Photo Identity Card issued by the Govt. of India
- A recognized public authority or public servant issued letter establishing the identity of the customer (not more than 1 month old)
- Residential Proof - Leave and License Agreement/Utility Bill (maximum three months old)/Passport/Voter ID Card/Aadhaar Card/Rent Agreement on Stamp Paper/Life Insurance Policy
- Income Proof – Salary slips for the last three months along with the bank statement showcasing the credited salary. Latest Form 16/ITR
- Employment Certificate – for the past 1 year
- Photographs - Two passport size
- Other Documents – Evidence to support running loans long with repayment bank statement for the past 6 months
For Self-employed
Identity Proof -
- Aadhaar Card /Voters ID/Passport/Driving License /PAN Card/Photo Credit Card/Photo Identity Card issued by Govt of India
A recognized public authority or public servant issued letter establishing the identity of the customer (not more than 1 month old)
Address Proof for Business Entities –
- Business Certificate/Trade License Certificate/SSI Registration Certificate/Registration Number issued by ROC
Proof of Income –
- ITR for the last 2 years
- Balance Sheet & P&L Account
- 6 months account statement of business entity and savings account statement of individual
Running Loan & other Documents –
- Evidence to support running loans long with repayment bank statement for the past 6 months
- Shareholding pattern list (certified by CA/CS)
- Partnership deed (for partnership companies)
In addition to all the above documents, both salaried and self-employed people need to furnish the following property papers -
- Copy of property documents
- Copy of Agreement to sell
- Buyer Agreement/Allotment Letter
- Occupancy Certificate (in case of ready to move in property)
- No Objection Certificate from the builder/society
- Payments receipt made to the developer
Benefits & features of taking a Home Loan in chennai
Scale up your business to new heights with a business loan. At chennai, we have a plethora of options with added benefits. Everything is online – you don’t need to visit the bank.
Get ready to leverage the following benefits –
- Instant Approval – Yes. SBI, ICICI, HDFC, India Bulls, IIFL and other players are offering instant paperless approval for housing loan. At Afinoz, the lowest home loan rate is guaranteed because we bring forth best home loan players along with their offers under one roof.
- High Eligibility – Within few minutes, we will assess your home loan eligibility and suggest you the best available options in chennai. Our process is driven by automated technologies, and we help you get low EMI home Loan
- Balance Transfer – We will make you pay your EMI easily by reducing your debt amount. Transfer your Home Loan balance to save on money. Some lenders charge fee for a home loan balance transfer.
RBL Bank Limited
About
RBL Bank (Ratnakar Bank Limited) is one of the fastest growing private sector banks in India, headquartered in Mumbai, Maharashtra. Established in August 9, currently the bank operates through a network of branches, 99 banking outlets and 9 ATMs spread across 0 Indian states and union territories. In August 99, the bank obtained Scheduled Commercial Bank status. It is listed on both BSE (Bombay Stock Exchange) and NSE (National Stock Exchange).
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R A PURAM - CHENNAI
MADURAVOYAL CHENNAI
ANNA NAGAR
PARRYS CORNER
ADYAR
NUNGAMBAKKAM
CHENNAI
ICICI BANK LIMITED
About
ICICI Bank is an Indian multinational bank and financial services company. Headquartered in Mumbai, India, the bank currently has a network of ,87 branches and , 7 ATMs across India. The bank became the first Indian bank to list on the New York Stock Exchange in 000. It is India’s largest private sector bank with total consolidated assets of Rs. ,.8 billion (US$ 7. billion) as on March 08.
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Branch
CHENNAI
CHENNAI,T.NAGAR
VELACHERY MAIN ROAD
CHENNAI - MOUNT ROADá
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CHENNAI - SOWCARPETá
CHENNAI - NANDANAMá
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CHENNAI - T. NAGARá
CHENNAI - PURASAWALKAMá
CHENNAI - WEST MAMBALAMá
CHENNAI - R H ROADá
CHENNAI - MAINá
MAHALINGAPURAM
CHENNAI - G.P.ROAD
CHENNAI ONE IT PARK
BROADWAY
THILLAI GANGA NAGAR
GUINDY
MKB NAGAR
VANAGARAM
OFFICERS COLONY PADI
M G ROAD SASTRI NAGAR
AKKARAI
VEPERY
PALAVAKKAM
ZAMIN PALLAVARAM
SANTHOME HIGH ROAD
CHENNAI MAHALAKSHMI NAGAR
PERUNGUDI
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SHENOY NAGAR
EGMORE MONTIETH ROAD
URAPAKKAM
VALMIKI NAGAR
VALLUVARKOTTAM
ASHOK PILLAR
ROYAPETTAH
VELACHERY_JAGANATHAPURAM
VILLIVAKKAM
SIRUSERI
MAMBAKKAM MAIN ROAD
KOVILAMBAKKAM
MUDICHUR
RAMAPURAM
PORUR
NEELANKARAI
MADURAVAYOL
THIRUVOTTIYUR
PAMMAL
CHENNAI OLD WASHERMENPET
CHENNAI NORTH BOAG ROAD
CHENNAI RAMNAGAR
CHINMAYA NAGAR
ST. THOMAS MOUNT
NANDANAM
VADAPALANI
ARUMBAKKAM
MAHALINGAPURAM
GOVINDAN ROAD
KORATTUR
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SAIDAPET
CHENNAI - KOLATHUR
MOGAPPAIR
PH ROAD
PERAMBURá M.H. ROAD
EKKATUTHANGAL
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CHENNAI - T NAGAR, TAMIL NADU
CHENNAI - AYANAVARAM, TAMIL NADU
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CHENNAI - ANNA NAGAR VI MAIN, TAMIL NADU
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SALIGRAMAM, CHENNAI
MOGAPPAIR-CHENNAI, TAMIL NADU
TRIPLICANE - CHENNAI, TAMIL NADU
CHENNAI - CHINTHAMANI, TAMIL NADU
CHENNAI - PERUNGUDI
TIRUVANMIYUR
CHENNAI (KOTTURPURAM)
KOTTURPURAM
CHENNAI - PERAMBUR
CHENNAI - VIDYODAYA
CHENNAI - ARMENIAN STREETá
CHENNAI - PORT TRUST
CHENNAI - ANNANAGAR WEST
CHENNAI - VELACHERYá
CHENNAI-ADYAR
CHENNAI - KILPAUKá
CHENNAI - NELSON MANICKAM ROADá
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SME CENTRAL OPERATIONS
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KARNATAKA BANK LIMITED
About
The Karnataka Bank Limited is ‘A’ Class scheduled commercial bank founded on 8th February 9. Headquartered in Mangaluru in Karnataka, India, the bank has a national presence with a network of 8 branches, 7 ATMs and 0 e-lobbies spread across states and Union Territories. The bank has deployed the most modern information technology like core banking, internet banking and mobile banking etc. to meet customers’ expectation of services, for today and for future. The bank is listed on both the BSE and the NSE.
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RO CHENNAI
KODAMBAKKAM CHENNAI
MINT STREET CHENNAI
ANNA NAGAR CHENNAI
TRIPLICANE CHENNAI
CATHEDRAL CHENNAI
MOUNT ROAD CHENNAI
GT CHENNAI TC STREET
AMBATTUR
CHENNAI JAWAHAR NAGAR
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CHENNAI MOGAPPIAR
K K NAGAR CHENNAI
BESANT NAGAR CHENNAI
SERVICE BRANCH CHENNAI
PORUR CHENNAI
R A PURAM CHENNAI
PUNJAB NATIONAL BANK
About
Punjab National Bank (PNB) is an Indian multinational banking and financial services company. Established in 89, it is state-owned bank. Headquartered in New Delhi, India, the bank operates through a network of zonal offices, 7 circle offices, 98 branches, and 98 ATMs. PNB also operates a banking subsidiary in the UK, as well as branches in Hong Kong, Kowloon, Dubai and Kabul and representative offices in in Almaty (Kazakhstan), Dubai (UAE), Shanghai (China), Oslo(Norway), and Sydney (Australia). PNB and other major commercial banks were nationalized on 9 July 99.
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BACK OFFICE CHENNAI COSCA
KODAMBAKKA
ARUMBAKKAM
CHENNAI, CPPC
C/CHEST LINK OFFICE
C/CHEST BACK OFFICE
WEST MOGAPPAIR
GUMMUDIPOONDI
RAMAPURAMCHENNAI
MADHAVARAM
VILLIVAKKAMCHENNAI
RETAIL ASSET BRANCH ,CHENNAI
CHENNAI ZONAL SATTIONERY CELL
CHROMPET CHENNAI
CHENNAI BIHER,TAMBARAM
CHENNAI EAST TAMBARAM
ZONAL OFFICE, CHENNAI
CHENNAI SOWCARPET
CHENNAI, PERIAMET
MADRAS MOUNT ROAD,DISTT.MADRAS
CHENNAI LC STREET
AVADI
CHENNAI, NUNGAMBAKKAM
CHENNAI MINT STREET
REGIONAL PROCESSING CENTRE
CHENNAI TAYLORS ROAD
MADRAS THEGARAYA NAGAR, DISTT.
CHENNAI NSC BOSE ROAD
WASHERMENPET, CHENNAI
MADRAS ANNASALAI,
LARGE CORPORATE BRANCH,CHENNAI