Home Loan in Chennai

Check home Loan Interest Rates of All Major Banks of chennai Instantly
Bank Name
Floating Interest rate
Processing Fee
RBL BANK
10.30%
Min. Rs. 5000 of loan amount + applicable GST
FULLERTON
9%
3%
BAJAJ
9.05%
upto 2 %
IIFL
9.50%
upto 0.75% of loan amount, or Rs. 3000
8.90%
0.5-1% of the loan amount+applicable taxes
HDFC
8.80% onwards
0.5% of loan amount or Rs 3,000 whichever is higher, plus applicable taxes
Kotak Mahindra Bank
8.35%
upto 1.25% of the loan amount
IndusInd bank
9.50%
upto 1% of loan amt.
8.85%
upto 1% of the Home loan amount subject to a minimum of Rs 10000
Federal Bank
8.75% onwards
upto 1% of loan amount
TATA CAPITAL
8.70%
0.50% of the loan amount
8.75%
0.50% of loan amount upto Rs. 50 lakhs, above Rs. 50 Lakhs is 0.25% of loan amount + GST
Aditya birla
9.00% onwards
Up-to 1% of the loan amount
ABOUT HOME LOAN IN CHENNAI

We eye to create a robust alternative credit ecosystem in the country. For this, we are digitizing the finance functions. Anywhere and everywhere – you can Apply for a Home Loan with just a few clicks.

Now, you can compare and make a wise choice for the best Home Loan in chennai also. We bring forth a myriad of options from best banks and NBFCs for your convenience. It’s simple! Choose your desired product and win amazing assured cash backs up to ₹ 5000 on the disbursal of your loan amount.

Eligibility Criteria for Home Loan in chennai

No worries for strict eligibility conditions. We tie-up with all the best lenders in the chennai and help you with flexible eligibility criteria. Salaried/self-employed/professionals – hope you meet the following eligibility parameters.

  • A salaried individual needs to be between 23 to 62 years
  • A self-employed individual needs to be between 25 to 70 years
  • The credit score should be 700+
  • A minimum of 2 year work experience is required for the salaried individual
  • A minimum of 3 year business continuity is required for self-employed people

Documents Required for Home Loan in chennai –

We leverage existing and emerging technologies to offer you the complete digitalized process. Upload the required documents; it will take a few minutes.

Salaried Class

  • Identity Proof - Aadhaar Card /Voters ID/Passport/Driving License /PAN Card/Photo Credit Card/Photo Identity Card issued by the Govt. of India
  • A recognized public authority or public servant issued letter establishing the identity of the customer (not more than 1 month old)
  • Residential Proof - Leave and License Agreement/Utility Bill (maximum three months old)/Passport/Voter ID Card/Aadhaar Card/Rent Agreement on Stamp Paper/Life Insurance Policy
  • Income Proof – Salary slips for the last three months along with the bank statement showcasing the credited salary. Latest Form 16/ITR
  • Employment Certificate – for the past 1 year
  • Photographs - Two passport size
  • Other Documents – Evidence to support running loans long with repayment bank statement for the past 6 months

For Self-employed

Identity Proof -

  • Aadhaar Card /Voters ID/Passport/Driving License /PAN Card/Photo Credit Card/Photo Identity Card issued by Govt of India

A recognized public authority or public servant issued letter establishing the identity of the customer (not more than 1 month old)

Address Proof for Business Entities –

  • Business Certificate/Trade License Certificate/SSI Registration Certificate/Registration Number issued by ROC

Proof of Income –

  • ITR for the last 2 years
  • Balance Sheet & P&L Account
  • 6 months account statement of business entity and savings account statement of individual

Running Loan & other Documents

  • Evidence to support running loans long with repayment bank statement for the past 6 months
  • Shareholding pattern list (certified by CA/CS)
  • Partnership deed (for partnership companies)

In addition to all the above documents, both salaried and self-employed people need to furnish the following property papers -

  • Copy of property documents
  • Copy of Agreement to sell
  • Buyer Agreement/Allotment Letter
  • Occupancy Certificate (in case of ready to move in property)
  • No Objection Certificate from the builder/society
  • Payments receipt made to the developer

Benefits & features of taking a Business Loan in chennai

Scale up your business to new heights with a business loan. At chennai, we have a plethora of options with added benefits. Everything is online – you don’t need to visit the bank.

Get ready to leverage the following benefits –

  1. Instant Approval – Yes. SBI, ICICI, HDFC, India Bulls, IIFL and other players are offering instant paperless approval for housing loan. At Afinoz, the lowest home loan rate is guaranteed because we bring forth best home loan players along with their offers under one roof.
  2. High Eligibility – Within few minutes, we will assess your home loan eligibility and suggest you the best available options in chennai. Our process is driven by automated technologies, and we help you get low EMI home Loan
  3. Balance Transfer – We will make you pay your EMI easily by reducing your debt amount. Transfer your Home Loan balance to save on money. Some lenders charge fee for a home loan balance transfer.
ABOUT CHENNAI

Formerly known as Madras, Chennai is the capital town of the state of Tamil Nadu. It is one of the most visited Indian cities by foreign tourists and is the biggest cultural, economic, and educational centre of South India.

Chennai is also nicknamed as The Detroit of India having a base of one third of India’s automobile industry. It is also a major film production centre and is home to Tamil Film Industry. For many centuries the region around Chennai has served as an important military, administrative, and economic centre. Ancient coins dating to around 500 BC have been found in the excavations in the city and surrounding areas. The sculpted caves and paintings of the age old period also have been identified from that period.

TOP LOAN PROVIDERS IN CHENNAI
ABOUT STATE BANK OF INDIA, CHENNAI, Tamil Nadu

State Bank of India (SBI) is India’s multinational public sector banking and financial services company. SBI was established in 80 and is headquartered in Mumbai, Maharashtra. The bank is the largest bank in India with a % market share in assets. State Bank of India operates a network of , branches and 9, ATMs in India and internationally. SBI operates through Treasury, Corporate/Wholesale Banking, Retail Banking, Insurance Business, and Other Banking Business channels. It extends a comprehensive range of banking products and services to individuals, commercial enterprises, corporates, and government bodies, and institutional customers in India and internationally. Its personal banking services include current accounts, savings accounts, term and recurring deposits; personal, home, auto, and education as well as loans against property and securities; and wealth management, demat, ATM, foreign inward remittance, safe deposit locker, public provident fund, money transfer, and pension policy, as well as cards and inflation indexed national savings securities cumulative bonds. It also provides corporate banking services including corporate accounts, working capital and project finance, deferred payment guarantees, corporate term loans, structured finance, dealer financing, channel financing, equipment leasing, loan syndication, financing Indian firms overseas subsidiaries or JVs, and construction equipment loans. In addition, the bank offers NRI services, such as accounts and deposits, remittances, investments, and loans; agricultural banking and micro credit to agriculturists and farmers; loans, supply chain finance, and deposits and transaction banking services for SME customers; and international banking services.

Bank Details
Product

Banking, Loans, Deposit

Insurance

Individual Insurance: Sbi life- eshield, Sbi life - poorna suraksha, Sbi life - sampoorn cancer suraksha, Sbi life- elncome shield, Sbi life- smart shield, Sbi life - saral Shield, SBI Life - Saral Swadhan +, SBI Life- Smart Swadhan Plus, SBI Life - Grameen Bina. Corporate Insurance Plan: SBI Life - Kalyan ULIP Plus, SBI Life- CapAssure Gold, SBI Life - Gaurav Jeevan, SBI Life- Pradhan Mantri Jeevan Jyoti Bima yojana, SBI Life- Sampoorn Suraksha

Banking

MoBile Banking, Internet Banking, Wholesale Banking, Retail Banking

Loans

Personal Loans, Car Loan, Loan Against Property, Education Loan, Housing Loans, Gold Loans, Corporate Term Loans

Cards

SBI Card ELITE, SBI Credit Cards, Air India SBI Platinum Card, Air India SBI Signature Card, SBI STYLEUP Contactless Credit Card, IRCTC SBI Platinum Card, Doctor's SBI Card, SBI Card ELITE Advantage

Branches of STATE BANK OF INDIA in CHENNAI
TYAGARAYA NAGARVADAPALANISHENOY NAGARVALASARAVAKKAMMADHAVARAMRASMECC, CHENNAIVELACHERRYTARAMANIK K NAGAR, CHENNAIPERUNGUDIMOGAPPAIRRAJA ANNAMALAIPURAM EAST PERSONAA R M BRANCHCHENNAIZONAL OFFICE, CHENNAICOMMERCIAL BRANCH CHENNAISERVICE BRANCH CHENNAIALWARPETCHENNAIANNANAGAR WEST CHENNAIINDIRA NAGAR CHENNAISPECIALISED PERSONAL BANKINGTRIPLICANE CHENNAIT NAGAR CHENNAIANNANAGAR EAST CHENNAIKILPAUKCHENNAIMOUNT ROAD CHENNAICHENNAI MAINMEGA DOCUMENT ARCHIVAL CENTRE, CHENNAIROUNDTANA - ANNANAGAR BRANCH, CHENNAICHENNAI, ADAMBAKAMWOODS ROAD BRANCH, CHENNAICHENNAI, GEORGE TOWNVELACHERY,CHENNAIAMBAL NAGAR, CHENNAICHENNAI ADARSH VIDYALYACHENNAI ADARSH COLLEGECHENNAI, BROADWAYCHENNAI,WHITES ROADTRIPLICANEAMBATTURCHROMPETTHANIKACHALAM ROADTFCPC CHENNAIMADIPAKKAMKOYAMBEDUVELACHERRYPBB ANNANAGARIFBSERVICE BR CHENNAITHIRUVANMIYURK K NAGARKILPAUKST THOMAS MOUNTSANTHOMESHASTRINAGARWHITES ROADABHIRAMAPURAMT NAGARCHENNAI MAINCHENNAI ANNA SALAI BRANCHCHENNAI , PORURCHENNAI, KANDHAN CHAVADICHENNAI , CHROMEPETANNA NAGARASHOK NAGAR, CHENNAIMYLAPORE, CHENNAIMID CORPORATE BRANCH, RAJAJI SALAI, CHENNAIAYYAPPA NAGAR, KOYAMBEDU, CHENNAIBALAJI NAGAR, CHENNAIBROAD WAY, CHENNAIMOGGAPAIR WESTCHROMEPETURAPAKKAMMADAMBAKKAMCHITLAPAKKAMTHIRUVIKANAGARKELLYS CHENNAIPOZHICHALLURPALLIKARNAIMEDAVAKKAMWHITES ROAD CHENNAIANNA NAGARMARKET COMPLEX KOYAMBEDUVELACHERRYOAD RO CHENNAIPORURVALMIKINAGAR CHENNAIICSA COMPLEXIND FINANCE BRKOYAMBEDUSERVICE BRANCH CHENNAIMOUNT ROADCHETPUTINDIRANAGAR CHENNAIMYLALPORE CHENNAITHOUSAND LIGHTSII LINE BEACH CHENNAISBIINTOUCH, SELAIYURSBIINTOUCH, GUINDYSBIINTOUCH ROUNDTANA ANNA NAGARSBIINTOUCH ANNA NAGARSBIINTOUCH EGMORESBIINTOUCH TARAMANISBIINTOUCH R.K. SALAISBIINTOUCH HARRINGTON ROADSBIINTOUCH VELACHERRYSBITOUCH EA MALL CHENNAISIRUVALLUR ROAD PERAMBURMTH ROAD, VILLIVAKKAMWASHERMANPETMOOLAKADAITRUSTPURAM KODAMBAKKAMSME RAJAJI SALAIKOTIVAKKAMPALAVAKKAMVALASARAVAKKAMASHOK NAGAR FIRST AVENUERAMAPURAMVARATHARAJAPURAMGANDHI NAGAR ADYAR CHENNAIHASTHINAPURAME TREASURY CHENNAISME TNAGARKORATTURRACPC MRC NAGAR CHENNAISTATION ROAD WHANNELS ROAD EGMOREVANAGARAMMOGAPPAIR EASTDHANDEESWARAN NAGARZAM BAZAARWALAJAH ROADP.H ROAD BRANCHRAJIV GANDHI SALAI, CHENNAIEKKADUTHANGALGST ROAD, CHENNAIAYAPPAKAMAGNITIO PARK, KANDANCHAVADYNOLAMBURNERKUNDRAM6TH AVENUE, ANNA NAGARTHIRU VI KA NAGARDR NATESAN ROADTHIRUMALAI NAGARCAC ADYARCAC SIDCO AMBATTURADMINISTRATIVE OFFICE, ZONE II CHENNAISMECC AMBATTURSMECCC EKKADUTHANGALRACPC OMR CHENNAIRACPC ANNA NAGARSPECIALISED AGRI COMMERCIAL BRANCH, CHENNAIKUNDRATHUROTA, ST. THOMAS MOUNTRBO SCE 2 CHENNAIRBO SCE 1 CHENNAIRBO 4 CHENNAIRBO 3 CHENNAIRBO 2 CHENNAIRBO 1 CHENNAIANNA FLYOVERKARPAGAM GARDENSDHASARATHAPURAMJAMALIAPADIYANALLURPOWER HOUSE BRANCH KODAMBAKKAMCHROMEPETSME,ADYARRAJAJI SALAISME BRANCH, CHENNAIG.N.CHETTY STREET, T.NAGARR.K.SALAIICF BRANCH, CHENNAICOLLECTORATE ROAD, TIRUVANNAMALAISME THIRUMUDIVAKKAMKATTUPAKKAMJAINAGAR, CHENNAISOUTH BOAG ROAD CHENNAIABHIRAMAPURAM18TH MAIN ROAD, ANNA NAGAR WESTDR. ALAGAPPA ROAD CHENNAIMADUVANKARAIPOOMPUKAR NAGARKUTCHERY ROAD CHENNAIWEST SAIDAPETUTHANDIDAC, CHENNAIADAMBAKKAM, CHENNAITHIRUMURTHY NAGAR, CHENNAIEGMORE HIGH ROAD, CHENNAIKELLEYS, CHENNAIWEST VELACHERYMRC NAGAR, CHENNAIOLD MAHABALIPURAM ROADVALMIKINAGAR, CHENNAISRIRAM NAGAR,CHENNAIBYE PASS ROAD, VELACHERINEW AVADI RD, CHENNAISHENOY NAGARKODUNGAIYUR, CHENNAISHRINAGAR COLONYGANDHI NAGAR, ADYARJAFFERKHANPETRITCHIE STREET CHENNAINELSON MANICKAM ROAD, CHENNAIRANGARAJAPURAMMMDA COLONY, CHENNAIG A ROAD CHENNAICUSTOM HOUSE, CHENNAIVADAPALANIATNK & K BRANCHTARAMANICVRDE, AVADITIRUMANGALAMCURRENCY ADMINISTRATION CELL, CHENNAIMID CORP LOAN ADMINISTRATION UNIT CHENNAISHOLINGANALLURMELMARUVATHURCENTRALISED CLEARING PROCESSING CENTRE, CHENNAICAC GUINDYCURRENCY ADMINISTRATION CELL, GOPALAPURAMCAG, CHENNAIIFB, CHENNAIKOYAMBEDU CHENNAICHAMIERS ROADPERUNGUDISERVICE BRANCH CHENNAIVELACHERYMAHAKAVI BHARATHI NAGAR, CHENNAIGILL NAGAR, CHENNAICHINMAYA NAGAR,CHENNAISELAIYURNRI CHENNAIK K NAGARJAWAHAR NAGAR, CHENNAICOMMERCIAL BRANCH, CHENNAITREASURY BRANCH CHENNAIVILLIVAKKAM, CHENNAIVEPERY, CHENNAISHASTRI NAGAR, CHENNAIMAHALINGAPURAM, CHENNAILIBM CHENNAISALIGRAMAM, CHENNAISIRUTHOZHIL CHENNAIARUMBAKKAMPWD COMPLEX, CHENNAIANNA UNIVERSITYZONAL OFFICE CHENNAISANTHOMECHINTHADRIPET, CHENNAILCPC, CHENNAIPOONAMALEEPORURMADIPAKKAMCITY RECOVERY CENTREMOGAPPAIRTFCPC, CHENNAISME CITY CREDIT CENTRE, CHANDIGARHSME CITY CREDIT CENTRE, CHENNAISBLC NUNGAMBAKKAMOVERSEAS BRANCH, CHENNAIH.V. F AVADIRACPC, CHENNAICENTRALISED PENSION PROCESSING CENTRE (CPPC)K.K.NAGARCOMMERCIAL BR,GUINDYFOCAL POINT LINK BRANCH, CHENNAIPBB NUNGAMBAKKAMPBB BESANT NAGARPBB ANNA SALAIPBB INDIRA NAGARPBB ANNA NAGARTIDEL PARK CHENNAINRI BRANCH, ANNA NAGARPBB T.NAGARMICR CP CENTRESAMB, CHENNAIFUNDS SETTLEMENT LINK OFFICE - CHENNAISPL SSI BRANCH EKKADUTHANGALSIRUTHOZIL, AMBATTURLHO, CHENNAIANNA NAGAR WEST CHENNAIMFL MANALI, CHENNAINANGANALLURELEPHANT GATE, CHENNAIC I T NAGARTONDIARPETSIDCO AMBATTUR, CHENNAIVIVEKANAND HOUSEBESANT NAGAR, CHENNAIAMINJIKARAITHOUSAND LIGHTSWORLD UNIVERSITY SERVICE CENTRESAIDAPET BAZAR, CHENNAIROYAPURAM, CHENNAIPERIAMET CHENNAIPERAMBURPALLAVARAMVALLUVARKOTTAMNANDAMBAKKAM, CHENNAIMADRAS UNIVERSITYMRL MANALIAYANAVARAM, CHENNAIAVADIANNA NAGAR, CHENNAIALWARPET, CHENNAIALANDUR, CHENNAIAFS, TAMBARAMAIR FORCE STATION, AVADITIRUVANMIYURASHOK NAGARPARK TOWNR A PURAM CHENNAIMANDAVELIKILPAUK, CHENNAICHETPUT, CHENNAINEW WASHERMANPET, CHENNAIROYAPETTAHTEYNAMPETWEST MAMBALAMMANNADY, CHENNAIKOTTURVELLORE TOWNTIRUVOTTIYUREGMORE,CHENNAIPURASAWALKAMMINT TERMINUS, CHENNAIKODAMBAKKAMNUNGAMBAKKAMADYARIIT, MADRASTHYAGARAYA NAGARSOWCARPET, CHENNAIAMBATTURMYLAPOREGOPALAPURAMGUINDYSAIDAPETANNASALAICHENNAI MAINAMBATTUR INDUSTRIAL ESTATE CHENNAITRIPLICANE
ABOUT INDUSIND BANK, CHENNAI, Tamil Nadu

Indusind Bank Limited is a new generation private bank. Established in 99, the bank is headquartered in Mumbai, India. It stands tall today as one of the reputed banks in the country. Indusind Bank operates more than 000 branches and over ,800 ATMs spread across the country. It also has representative offices in London, Dubai and Abu Dhabi.

Bank Details
Product

The bank provides various banking solutions to individuals, NRIs, business owners, corporate, government and financial Institutions. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and other Banking Operations segments. The bank offers current, savings, defense, corporate salary, and RFC accounts; and fixed deposits, recurring deposits, young saver deposits, as well as Rupee multiplier products.

Banking

Reasury Corporate/Wholesale Banking, Recurring deposits, Corporate salary, Rupee multiplier products. Retail Banking Young saver deposits, Urrent, savings, defense,and RFC accounts Fixed deposits Mutual funds My Account Number Quick Redeem Services and 0 Days banking. Choice Money ATMs Direct Connect Cash-on-Mobile Check-on-Cheque

Loans

Home loan Gold loans Business loan. Kisan loans Term loans Induind Kisan loans Loan against property Two wheeler Personal Car loan Education loan

Cards

Credit cards

Helpline Number
+91-11-23978046
Covid 19
Global
0
Covid 19
India
0