Home Loan in Delhi

Check home Loan Interest Rates of All Major Banks of delhi Instantly
Bank Name
Floating Interest rate
Processing Fee
8.85%
upto 1% of the Home loan amount subject to a minimum of Rs 10000
Aditya birla
9.00% onwards
Up-to 1% of the loan amount
IIFL
9.50%
upto 0.75% of loan amount, or Rs. 3000
Federal Bank
8.75% onwards
upto 1% of loan amount
FULLERTON
9%
3%
TATA CAPITAL
8.70%
0.50% of the loan amount
8.90%
0.5-1% of the loan amount+applicable taxes
BAJAJ
9.05%
upto 2 %
HDFC
8.80% onwards
0.5% of loan amount or Rs 3,000 whichever is higher, plus applicable taxes
8.75%
0.50% of loan amount upto Rs. 50 lakhs, above Rs. 50 Lakhs is 0.25% of loan amount + GST
Kotak Mahindra Bank
8.35%
upto 1.25% of the loan amount
RBL BANK
10.30%
Min. Rs. 5000 of loan amount + applicable GST
IndusInd bank
9.50%
upto 1% of loan amt.
ABOUT HOME LOAN IN DELHI

We eye to create a robust alternative credit ecosystem in the country. For this, we are digitizing the finance functions. Anywhere and everywhere – you can Apply for a Home Loan with just a few clicks.

Now, you can compare and make a wise choice for the best Home Loan in delhi also. We bring forth a myriad of options from best banks and NBFCs for your convenience. It’s simple! Choose your desired product and win amazing assured cash backs up to ₹ 5000 on the disbursal of your loan amount.

Eligibility Criteria for Home Loan in delhi

No worries for strict eligibility conditions. We tie-up with all the best lenders in the delhi and help you with flexible eligibility criteria. Salaried/self-employed/professionals – hope you meet the following eligibility parameters.

  • A salaried individual needs to be between 23 to 62 years
  • A self-employed individual needs to be between 25 to 70 years
  • The credit score should be 700+
  • A minimum of 2 year work experience is required for the salaried individual
  • A minimum of 3 year business continuity is required for self-employed people

Documents Required for Home Loan in delhi –

We leverage existing and emerging technologies to offer you the complete digitalized process. Upload the required documents; it will take a few minutes.

Salaried Class

  • Identity Proof - Aadhaar Card /Voters ID/Passport/Driving License /PAN Card/Photo Credit Card/Photo Identity Card issued by the Govt. of India
  • A recognized public authority or public servant issued letter establishing the identity of the customer (not more than 1 month old)
  • Residential Proof - Leave and License Agreement/Utility Bill (maximum three months old)/Passport/Voter ID Card/Aadhaar Card/Rent Agreement on Stamp Paper/Life Insurance Policy
  • Income Proof – Salary slips for the last three months along with the bank statement showcasing the credited salary. Latest Form 16/ITR
  • Employment Certificate – for the past 1 year
  • Photographs - Two passport size
  • Other Documents – Evidence to support running loans long with repayment bank statement for the past 6 months

For Self-employed

Identity Proof -

  • Aadhaar Card /Voters ID/Passport/Driving License /PAN Card/Photo Credit Card/Photo Identity Card issued by Govt of India

A recognized public authority or public servant issued letter establishing the identity of the customer (not more than 1 month old)

Address Proof for Business Entities –

  • Business Certificate/Trade License Certificate/SSI Registration Certificate/Registration Number issued by ROC

Proof of Income –

  • ITR for the last 2 years
  • Balance Sheet & P&L Account
  • 6 months account statement of business entity and savings account statement of individual

Running Loan & other Documents

  • Evidence to support running loans long with repayment bank statement for the past 6 months
  • Shareholding pattern list (certified by CA/CS)
  • Partnership deed (for partnership companies)

In addition to all the above documents, both salaried and self-employed people need to furnish the following property papers -

  • Copy of property documents
  • Copy of Agreement to sell
  • Buyer Agreement/Allotment Letter
  • Occupancy Certificate (in case of ready to move in property)
  • No Objection Certificate from the builder/society
  • Payments receipt made to the developer

Benefits & features of taking a Business Loan in delhi

Scale up your business to new heights with a business loan. At delhi, we have a plethora of options with added benefits. Everything is online – you don’t need to visit the bank.

Get ready to leverage the following benefits –

  1. Instant Approval – Yes. SBI, ICICI, HDFC, India Bulls, IIFL and other players are offering instant paperless approval for housing loan. At Afinoz, the lowest home loan rate is guaranteed because we bring forth best home loan players along with their offers under one roof.
  2. High Eligibility – Within few minutes, we will assess your home loan eligibility and suggest you the best available options in delhi. Our process is driven by automated technologies, and we help you get low EMI home Loan
  3. Balance Transfer – We will make you pay your EMI easily by reducing your debt amount. Transfer your Home Loan balance to save on money. Some lenders charge fee for a home loan balance transfer.
ABOUT DELHI

Delhi, a city and union territory, occupies the New Delhi which is the capital of India. Delhi is a place where people come from all around to have a good education, career, and healthcare. As it is the capital of India, it has world-class hospitals and educational institutions. Surrounded by borders of Haryana from 3 sides and Uttar Pradesh from east, Delhi has become the heart of the corporate offices. The city has famous temples, mosques, historical and national monuments, as well as government headquarters. Delhi, a city and union territory, occupies the New Delhi which is the capital of India. Delhi is a place where people come from all around to have a good education, career, and healthcare. As it is the capital of India, it has world-class hospitals and educational institutions. Surrounded by borders of Haryana from 3 sides and Uttar Pradesh from east, Delhi has become the heart of the corporate office. The city has famous temples, mosques, historical and national monuments, as well as government headquarters. It is becoming one of the fastest-growing cities in the world.

TOP LOAN PROVIDERS IN DELHI
ABOUT KARNATAKA BANK LIMITED, DELHI, Delhi

The Karnataka Bank Limited is ‘A’ Class scheduled commercial bank founded on 8th February 9. Headquartered in Mangaluru in Karnataka, India, the bank has a national presence with a network of 8 branches, 7 ATMs and 0 e-lobbies spread across states and Union Territories. The bank has deployed the most modern information technology like core banking, internet banking and mobile banking etc. to meet customers’ expectation of services, for today and for future. The bank is listed on both the BSE and the NSE.

Bank Details
Product

Saving Account Loans Cards Insurance Investment

Insurance

Life Insurance Health insurance General Insurance

Banking

Core banking Internet banking Mobile banking Treasury, Corporate/Wholesale Banking Retail Banking

Popular Product

Saving Account Loans Cards Insurance Investment

Loans

Personal loan Business loan Home Loan Vechile Loan Loan against property Education Loan

Cards

Credit Card Debit card Deposit only card Image Card Travel card Gift card

ABOUT INDUSIND BANK, DELHI, Delhi

Indusind Bank Limited is a new generation private bank. Established in 99, the bank is headquartered in Mumbai, India. It stands tall today as one of the reputed banks in the country. Indusind Bank operates more than 000 branches and over ,800 ATMs spread across the country. It also has representative offices in London, Dubai and Abu Dhabi.

Bank Details
Product

The bank provides various banking solutions to individuals, NRIs, business owners, corporate, government and financial Institutions. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and other Banking Operations segments. The bank offers current, savings, defense, corporate salary, and RFC accounts; and fixed deposits, recurring deposits, young saver deposits, as well as Rupee multiplier products.

Banking

Reasury Corporate/Wholesale Banking, Recurring deposits, Corporate salary, Rupee multiplier products. Retail Banking Young saver deposits, Urrent, savings, defense,and RFC accounts Fixed deposits Mutual funds My Account Number Quick Redeem Services and 0 Days banking. Choice Money ATMs Direct Connect Cash-on-Mobile Check-on-Cheque

Loans

Home loan Gold loans Business loan. Kisan loans Term loans Induind Kisan loans Loan against property Two wheeler Personal Car loan Education loan

Cards

Credit cards

ABOUT KOTAK MAHINDRA BANK LIMITED, DELHI, Delhi

Kotak Mahindra Bank Limited is a private sector Indian Bank headquartered in Mumbai, Maharashtra. The bank was founded in 98 and in February 00, Kotak Mahindra Finance Ltd. received the license from the Reserve Bank of India to carry on banking business. It had a network of ,88 full-fledged branches and ,99 ATMs in the country as of March 08.

Bank Details
Product

Deposit Fixed Deposit Recurring Deposit Tax Saving Fixed Deposit Senior Citizen Fixed Deposit Sweep-In Facility

Insurance

Life Insurance Health Insurance Motor Insurance Pradhan Mantri Jeevan Jyoti Bima Yojana Pradhan Mantri Suraksha Bima Yojana Atal Pension Yojana

Banking

Internet Banking Mobile Banking SMS Banking

Popular Product

Deposit Fixed Deposit Recurring Deposit Tax Saving Fixed Deposit Senior Citizen Fixed Deposit Sweep-In Facility

Loans

Home Loan Car Loan Personal Loan Education Loan Gold Loan Loan Against Securities Loan Against Property

Cards

Credit Cards Debit Cards Forex / Prepaid Cards

Branches of KOTAK MAHINDRA BANK LIMITED in DELHI
SHAKARPURADHCHINI BRANCHNETAJI SUBHASH PLACE BRANCHRANA PRATAP BAGH BRANCHNARELA BRANCHLAJPAT NAGAR DELHINEW ROTHAK ROAD DELHIJANAKPURI NEW DELHIPREET VIHAR NEW DELHIDEFENCE COLONY NEW DELHIMODEL TOWN NEW DELHIDWARAKA NEW DELHIPUNJABI BAGH NEW DELHIVASANT VIHAR NEW DELHIKIRTINAGAR NEW DELHIPANCHSHEEL PARK NEW DELHIWEST PATEL NAGAR NEW DELHIYAMUNAVIHAR DELHICHANDNI CHOWK DELHICONNAUGHT PLACE DELHIDELHI SARASWATI VIHAR BRANCHNEW DELHI VIVEK VIHAR BRANCHNEW DELHI JOR BAGH BRANCHDELHI PEERAGARHI BRANCHPITAMPURA BRANCHKRISHA NAGAR BRANCH DELHIVASANT KUNJ BRANCH DELHIPAHARGANJ BRANCHPASCHIM VIHARCR PARK BRANCHHAUZ KHAS BRPATPARGANJ BRLAJPAT NAGAR BRANCH NEW DELHIVISHAL ENCLAVE BRANCH DELHIOKHLA INDUSTRIAL ESTATE PHASE III BRANCH DELHILOK VIHAR BRANCH NEW DELHIPRASHANT VIHAR BRANCH NEW DELHIJAGRITI ENCLAVE ANAND VIHAR BRANCH DELHIDELHI EAST OF KAILASH BRANCHJANGPURA EXTENSION BRANCHROHTAK ROAD KAROL BAGH BRANCHJANAKPURI BRANCHGREEN PARK BRANCHNARIANA BRANCHNEW DELHI CURRENCY CHESTSHALIMAR BAGH BRANCHGURGAON SECTOR 31-32 BRANCHKIRTI NAGAR CASH POINTKIRTI NAGAR BRANCHEAST PATEL NAGAR BRANCHDARYAGUNJKALKAJIKARKARDOOMA BRANCHVASANT KUNJ BRANCHASHOK VIHAR BRANCHNEW DELHI - CP INNER CIRCLECHAWRI BAZAAR BRANCHAZADPURYOJNA VIHARNAYA BAZARDELHI - RAJOURI GARDENDELHI - PITAMPURADELHI - SADAR BAZARDELHI - VIKASPURIDELHI - OKHLADELHI - JANAKPURIMAYUR VIHARDELHI - PASCHIM VIHARDELHI -NEHRU PLACEDELHI - LAJPAT NAGARDELHI - ROHINIDELHI - SOUTH EXTENTSIONDELHI GK 1DELHI -PANCHSHEEL ENCLAVEDELHI - DWARKADELHI - MANSAROVERDELHI - KORAL BAGHDELHI - KAMLANAGARSAKETCHANDNI CHOWKMODEL TOWNGULMOHARPREET VIHARVASANT VIHARNOIDARAJINDER NAGARPALAMNFC, NEW DELHIDELHI-SAFDARJUNGNEW DEHI - PUNJABI BAGHNEW DELHI - GREATER KAILASH IINEW DELHI - CONNAUGHT PLACE
Helpline Number
+91-11-23978046
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