Home Loan in delhi

Check Home Loan Interest Rates of all major banks of delhi Instantly

Bank NameFloating Interest RateProcessing Fee
FULLERTON 9%3%
ICICI 8.90%0.5-1% of the loan amount+applicable taxes
Aditya birla 9.00% onwardsUp-to 1% of the loan amount
RBL BANK 10.30%Min. Rs. 5000 of loan amount + applicable GST
AXIS 8.85%upto 1% of the Home loan amount subject to a minimum of Rs 10000
TATA CAPITAL 8.70%0.50% of the loan amount
Federal Bank 8.75% onwardsupto 1% of loan amount
IIFL 9.50%upto 0.75% of loan amount, or Rs. 3000
BAJAJ 9.05%upto 2 %
Kotak Mahindra Bank 8.35%upto 1.25% of the loan amount
HDFC 8.80% onwards0.5% of loan amount or Rs 3,000 whichever is higher, plus applicable taxes
IndusInd bank 9.50%upto 1% of loan amt.
Bank of baroda 8.75%0.50% of loan amount upto Rs. 50 lakhs, above Rs. 50 Lakhs is 0.25% of loan amount + GST

About delhi

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Delhi, a city and union territory, occupies the New Delhi which is the capital of India. Delhi is a place where people come from all around to have a good education, career, and healthcare. As it is the capital of India, it has world-class hospitals and educational institutions. Surrounded by borders of Haryana from 3 sides and Uttar Pradesh from east, Delhi has become the heart of the corporate offices. The city has famous temples, mosques, historical and national monuments, as well as government headquarters. Delhi, a city and union territory, occupies the New Delhi which is the capital of India. Delhi is a place where people come from all around to have a good education, career, and healthcare. As it is the capital of India, it has world-class hospitals and educational institutions. Surrounded by borders of Haryana from 3 sides and Uttar Pradesh from east, Delhi has become the heart of the corporate office. The city has famous temples, mosques, historical and national monuments, as well as government headquarters. It is becoming one of the fastest-growing cities in the world.

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About Home Loan in delhi

We eye to create a robust alternative credit ecosystem in the country. For this, we are digitizing the finance functions. Anywhere and everywhere – you can Apply for a Home Loan with just a few clicks.

Now, you can compare and make a wise choice for the best Home Loan in delhi also. We bring forth a myriad of options from best banks and NBFCs for your convenience. It’s simple! Choose your desired product and win amazing assured cash backs up to ₹ 5000 on the disbursal of your loan amount.

Eligibility Criteria for Home Loan in delhi

No worries for strict eligibility conditions. We tie-up with all the best lenders in the delhi and help you with flexible eligibility criteria. Salaried/self-employed/professionals – hope you meet the following eligibility parameters.

  • A salaried individual needs to be between 23 to 62 years
  • A self-employed individual needs to be between 25 to 70 years
  • The credit score should be 700+
  • A minimum of 2 year work experience is required for the salaried individual
  • A minimum of 3 year business continuity is required for self-employed people

Documents Required for Home Loan in delhi –

We leverage existing and emerging technologies to offer you the complete digitalized process. Upload the required documents; it will take a few minutes.

Salaried Class

  • Identity Proof - Aadhaar Card /Voters ID/Passport/Driving License /PAN Card/Photo Credit Card/Photo Identity Card issued by the Govt. of India
  • A recognized public authority or public servant issued letter establishing the identity of the customer (not more than 1 month old)
  • Residential Proof - Leave and License Agreement/Utility Bill (maximum three months old)/Passport/Voter ID Card/Aadhaar Card/Rent Agreement on Stamp Paper/Life Insurance Policy
  • Income Proof – Salary slips for the last three months along with the bank statement showcasing the credited salary. Latest Form 16/ITR
  • Employment Certificate – for the past 1 year
  • Photographs - Two passport size
  • Other Documents – Evidence to support running loans long with repayment bank statement for the past 6 months

For Self-employed

Identity Proof -

  • Aadhaar Card /Voters ID/Passport/Driving License /PAN Card/Photo Credit Card/Photo Identity Card issued by Govt of India

A recognized public authority or public servant issued letter establishing the identity of the customer (not more than 1 month old)

Address Proof for Business Entities –

  • Business Certificate/Trade License Certificate/SSI Registration Certificate/Registration Number issued by ROC

Proof of Income –

  • ITR for the last 2 years
  • Balance Sheet & P&L Account
  • 6 months account statement of business entity and savings account statement of individual

Running Loan & other Documents

  • Evidence to support running loans long with repayment bank statement for the past 6 months
  • Shareholding pattern list (certified by CA/CS)
  • Partnership deed (for partnership companies)

In addition to all the above documents, both salaried and self-employed people need to furnish the following property papers -

  • Copy of property documents
  • Copy of Agreement to sell
  • Buyer Agreement/Allotment Letter
  • Occupancy Certificate (in case of ready to move in property)
  • No Objection Certificate from the builder/society
  • Payments receipt made to the developer

Benefits & features of taking a Home Loan in delhi

Scale up your business to new heights with a business loan. At delhi, we have a plethora of options with added benefits. Everything is online – you don’t need to visit the bank.

Get ready to leverage the following benefits –

  1. Instant Approval – Yes. SBI, ICICI, HDFC, India Bulls, IIFL and other players are offering instant paperless approval for housing loan. At Afinoz, the lowest home loan rate is guaranteed because we bring forth best home loan players along with their offers under one roof.
  2. High Eligibility – Within few minutes, we will assess your home loan eligibility and suggest you the best available options in delhi. Our process is driven by automated technologies, and we help you get low EMI home Loan
  3. Balance Transfer – We will make you pay your EMI easily by reducing your debt amount. Transfer your Home Loan balance to save on money. Some lenders charge fee for a home loan balance transfer.

RBL Bank Limited

About

RBL Bank (Ratnakar Bank Limited) is one of the fastest growing private sector banks in India, headquartered in Mumbai, Maharashtra. Established in August 9, currently the bank operates through a network of branches, 99 banking outlets and 9 ATMs spread across 0 Indian states and union territories. In August 99, the bank obtained Scheduled Commercial Bank status. It is listed on both BSE (Bombay Stock Exchange) and NSE (National Stock Exchange).

Banking

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Corporate & Institutional BankingCommercial BankingBranch & Business BankingAgri Business BankingDevelopment Banking and Financial InclusionTreasury and Financial Markets Operationssavings accountscurrent accountsfixed deposits

Loans

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Insurance

Life InsuranceGeneral InsuranceHealth Insurance

Popular product

Corporate & Institutional BankingCommercial BankingBranch & Business BankingAgri Business BankingDevelopment Banking and Financial InclusionTreasury and Financial Markets Operationssavings accountscurrent accountsfixed deposits

Branch

GREATER KAILASH PART II
RBL BANK LTD
VIKAS MARG - DELHI
PITAMPURA
CHANDNI CHOWK
VASANT VIHAR
RAJOURI GARDEN, NEW DELHI
HAUZ KHAS, NEW DELHI
DLF CAPITOL-NEW DELHI
NEW DELHI

BANK OF BARODA

About

Bank of Baroda (BOB) is an Indian multinational banking and financial services institution headquartered in Vadodara in Gujrat, India. The bank was established on 0 July 908 and nationalized on 9 July 99 along with other major commercial banks of India. It has been termed as a profit-making public sector undertaking (PSU). The bank has 7 global branches including 7 India branches and 0 overseas branches. It offers a wide range of banking products and services including loans, credit and debit cards etc.

Banking

Instant Banking Baroda Connect (Internet Banking) BHIM Baroda Pay Baroda M-connect Plus (Mobile Banking)Mobile Application Baroda mPassbook Baroda m-Invest App BHIM UPI Payment App

Product

Account Savings Current Baroda E-Trade in accountDeposit FD RDLoans Personal Loan Home Loan Vehicle Loan Education Loan Fintech (Business Loan) Other Loan MUDRA Loan Mortgage Loan Debit card EMI

Loans

Loans Personal Loan Home Loan Vehicle Loan Education Loan Fintech (Business Loan) Other Loan MUDRA Loan Mortgage Loan Debit card EMI

Card

Debit Cards Visa Electron Card RuPay Platinum Card Baroda Master Platinum Card RuPay Classic Card Master Classic Card Visa Platinum Chip CardPrepaid Cards Gift Card TravelEasy Card Reloadable CardCredit Cards Easy Visa Platinum Select Visa Platinum Premier Visa Signature Prime Mastercard

Insurance

Life InsuranceHealth InsuranceGeneral Insurance

Popular product

Account Savings Current Baroda E-Trade in accountDeposit FD RDLoans Personal Loan Home Loan Vehicle Loan Education Loan Fintech (Business Loan) Other Loan MUDRA Loan Mortgage Loan Debit card EMI

Branch

YAMUNA VIHAR,NEW DELHI
BAL BHARTI PUBLIC SCHOOL EXTENSION COUNTER, NEW DELHI
VIVEK VIHAR, DELHI
VISHWAS NAGAR BR, N.DELHI
VIKASPURI BR, NEW DELHI
VASUNDHARA ENCLAVE, DELHI
UTTAM NAGAR
TRINAGAR
TILAK NAGAR BR.,DELHI
SUBHASH NAGAR
SHASTRI NAGAR, DELHI
SHAHDRA, DELHI
SHAHBAD DAULATPUR,DELHI
SERVICE BRANCH NEW DELHI
SECTOR 22 ROHINI
SECTOR 17 DWARKA,DELHI
SARASWATI VIHAR,DELHI
SEC 11 ROHINI
SECTOR 15 ROHINI, DELHI
RANI JHANSI ROAD, DELHI
RANI BAGH DELHI
PREET VIHAR, DELHI
POOTH KHURD
POOTHKALAN,DELHI
NATIONAL MARKET PEERAGRAHI,DL
PATEL NAGAR
PASCHIM VIHAR BR,NEW DELHI
PAHARGUNJ-NEW DELHI
IBB DELHI-NEW DELHI
OLD GUPTA COLONY
OKHLA INDUSTRIAL AREA PHASE II
NRI NEW DELH-NEW DELHI
NIRMAN BHAVA-NEW DELHI
NIMRI COLONY
NETAJI SUBHASH PLACE, DELHI
NEHRU PLACE BRANCH
NARELA , DELHI
NANGLOI, DELHI
NANGALRAYA, DELHI
NAJAFGARH BR.,DELHI
NAJAFGARH BRANCH
MUNIRKA BRANCH
DR MUKHERJEE NAGAR DELHI
MUKUNDPUR
MOTI NAGAR
MODEL TOWN-NEW DELHI
M2KCHOWK ROHINI, DELHI
MID CORPORATE, DELHI
MIANWALI NAGAR,DELHI
MAYURVIHAR-1-NEW DELHI
MAUJPUR, DELHI
MAURYA ENCLA BRANCH
MANDOLI-NEW DELHI
MAHAVIR ENCLAVE
LAJPAT NAGAR,NEW DELHI
KRISHNA NAGAR, DELHI
KIRTI NAGAR BRANCH
KAROLBAGH BRANCH
KARKARDOOMA-NEW DELHI
KARAWAL NAGAR,DELHI
KARAMPURA BRANCH
KANJHAWALA
KALKAJI,NEW DELHI
EAST OF KAIL BRANCH
JAWAHARNAGAR-NEW DELHI
JANAKPURI BRANCH
JAHANGIRPURI, DELHI
I.P.EXTENSION
IND.AREA NAR BRANCH
SIRI FORT HA BRANCH
CFS, NEW DELHI
HARI NAGAR
GUJRANWALA TOWN,DELHI
GREATER KAIL BRANCH
GANDHINAGAR,DELHI
BAL BHARTI PUBLIC SCHOOL EXTENSION COUNTER, NEW DELHI
BLUE BELL SCHOOL EXTENSION COUNTER, NEW DELHI
SARDAR PATEL VIDYALYA EXTENSION COUNTER, NEW DELHI
DURGAPURI DELHI
DILSHAD GARDEN, DELHI
WAZIRPUR-NEW DELHI
DISTT.CENTER BRANCH
DWARKA, NEW DELHI
DARYAGANJ-NEW DELHI
KASTURBA GAN-NEW DELHI
B-3 CONOUGHT-NEW DELHI
CHANDNI CHOK-NEW DELHI
CHANAKYAPURI BRANCH
BURARI, DELHI
RAZAPUR BRANCH
VIKAS MARG-NEW DELHI
BHOLA NATH NAGAR
BHOGAL BRANCH
BHIKAJI CAMA BRANCH
BHAJANPURA
BHAJANPURA BRANCH
BAWANA,DELHI
BASANT LOK BRANCH
ASAFALI ROAD-NEW DELHI
ALIPUR, DELHI