Home Loan in Delhi

Check home Loan Interest Rates of All Major Banks of delhi Instantly
Bank Name
Floating Interest rate
Processing Fee
Aditya birla
9.00% onwards
Up-to 1% of the loan amount
FULLERTON
9%
3%
Kotak Mahindra Bank
8.35%
upto 1.25% of the loan amount
IIFL
9.50%
upto 0.75% of loan amount, or Rs. 3000
8.90%
0.5-1% of the loan amount+applicable taxes
TATA CAPITAL
8.70%
0.50% of the loan amount
IndusInd bank
9.50%
upto 1% of loan amt.
Federal Bank
8.75% onwards
upto 1% of loan amount
BAJAJ
9.05%
upto 2 %
HDFC
8.80% onwards
0.5% of loan amount or Rs 3,000 whichever is higher, plus applicable taxes
8.85%
upto 1% of the Home loan amount subject to a minimum of Rs 10000
8.75%
0.50% of loan amount upto Rs. 50 lakhs, above Rs. 50 Lakhs is 0.25% of loan amount + GST
RBL BANK
10.30%
Min. Rs. 5000 of loan amount + applicable GST
ABOUT HOME LOAN IN DELHI

We eye to create a robust alternative credit ecosystem in the country. For this, we are digitizing the finance functions. Anywhere and everywhere – you can Apply for a Home Loan with just a few clicks.

Now, you can compare and make a wise choice for the best Home Loan in delhi also. We bring forth a myriad of options from best banks and NBFCs for your convenience. It’s simple! Choose your desired product and win amazing assured cash backs up to ₹ 5000 on the disbursal of your loan amount.

Eligibility Criteria for Home Loan in delhi

No worries for strict eligibility conditions. We tie-up with all the best lenders in the delhi and help you with flexible eligibility criteria. Salaried/self-employed/professionals – hope you meet the following eligibility parameters.

  • A salaried individual needs to be between 23 to 62 years
  • A self-employed individual needs to be between 25 to 70 years
  • The credit score should be 700+
  • A minimum of 2 year work experience is required for the salaried individual
  • A minimum of 3 year business continuity is required for self-employed people

Documents Required for Home Loan in delhi –

We leverage existing and emerging technologies to offer you the complete digitalized process. Upload the required documents; it will take a few minutes.

Salaried Class

  • Identity Proof - Aadhaar Card /Voters ID/Passport/Driving License /PAN Card/Photo Credit Card/Photo Identity Card issued by the Govt. of India
  • A recognized public authority or public servant issued letter establishing the identity of the customer (not more than 1 month old)
  • Residential Proof - Leave and License Agreement/Utility Bill (maximum three months old)/Passport/Voter ID Card/Aadhaar Card/Rent Agreement on Stamp Paper/Life Insurance Policy
  • Income Proof – Salary slips for the last three months along with the bank statement showcasing the credited salary. Latest Form 16/ITR
  • Employment Certificate – for the past 1 year
  • Photographs - Two passport size
  • Other Documents – Evidence to support running loans long with repayment bank statement for the past 6 months

For Self-employed

Identity Proof -

  • Aadhaar Card /Voters ID/Passport/Driving License /PAN Card/Photo Credit Card/Photo Identity Card issued by Govt of India

A recognized public authority or public servant issued letter establishing the identity of the customer (not more than 1 month old)

Address Proof for Business Entities –

  • Business Certificate/Trade License Certificate/SSI Registration Certificate/Registration Number issued by ROC

Proof of Income –

  • ITR for the last 2 years
  • Balance Sheet & P&L Account
  • 6 months account statement of business entity and savings account statement of individual

Running Loan & other Documents

  • Evidence to support running loans long with repayment bank statement for the past 6 months
  • Shareholding pattern list (certified by CA/CS)
  • Partnership deed (for partnership companies)

In addition to all the above documents, both salaried and self-employed people need to furnish the following property papers -

  • Copy of property documents
  • Copy of Agreement to sell
  • Buyer Agreement/Allotment Letter
  • Occupancy Certificate (in case of ready to move in property)
  • No Objection Certificate from the builder/society
  • Payments receipt made to the developer

Benefits & features of taking a Business Loan in delhi

Scale up your business to new heights with a business loan. At delhi, we have a plethora of options with added benefits. Everything is online – you don’t need to visit the bank.

Get ready to leverage the following benefits –

  1. Instant Approval – Yes. SBI, ICICI, HDFC, India Bulls, IIFL and other players are offering instant paperless approval for housing loan. At Afinoz, the lowest home loan rate is guaranteed because we bring forth best home loan players along with their offers under one roof.
  2. High Eligibility – Within few minutes, we will assess your home loan eligibility and suggest you the best available options in delhi. Our process is driven by automated technologies, and we help you get low EMI home Loan
  3. Balance Transfer – We will make you pay your EMI easily by reducing your debt amount. Transfer your Home Loan balance to save on money. Some lenders charge fee for a home loan balance transfer.
ABOUT DELHI

Delhi, a city and union territory, occupies the New Delhi which is the capital of India. Delhi is a place where people come from all around to have a good education, career, and healthcare. As it is the capital of India, it has world-class hospitals and educational institutions. Surrounded by borders of Haryana from 3 sides and Uttar Pradesh from east, Delhi has become the heart of the corporate offices. The city has famous temples, mosques, historical and national monuments, as well as government headquarters. Delhi, a city and union territory, occupies the New Delhi which is the capital of India. Delhi is a place where people come from all around to have a good education, career, and healthcare. As it is the capital of India, it has world-class hospitals and educational institutions. Surrounded by borders of Haryana from 3 sides and Uttar Pradesh from east, Delhi has become the heart of the corporate office. The city has famous temples, mosques, historical and national monuments, as well as government headquarters. It is becoming one of the fastest-growing cities in the world.

TOP LOAN PROVIDERS IN DELHI
ABOUT PUNJAB NATIONAL BANK, DELHI, Delhi

Punjab National Bank (PNB) is an Indian multinational banking and financial services company. Established in 89, it is state-owned bank. Headquartered in New Delhi, India, the bank operates through a network of zonal offices, 7 circle offices, 98 branches, and 98 ATMs. PNB also operates a banking subsidiary in the UK, as well as branches in Hong Kong, Kowloon, Dubai and Kabul and representative offices in in Almaty (Kazakhstan), Dubai (UAE), Shanghai (China), Oslo(Norway), and Sydney (Australia). PNB and other major commercial banks were nationalized on 9 July 99.

Bank Details
Product

Saving deposit accounts Current accounts Fixed deposit Capital gain account schemes Corporate banking products Working capital financing

Insurance

Life Insurance Fire Insurance Theft Insurance Health Insurance Travel Insurance Household goods & Accidental insurance

Banking

Net Banking Mobile Banking SMS Banking

Popular Product

Saving deposit accounts Current accounts Fixed deposit Capital gain account schemes Corporate banking products Working capital financing

Loans

Housing loan Car and two wheeler loan Personal loan Professional loan Education loan Mortgage loans MSME Loan Term loans Loan against future lease rentals

Cards

Rupay Credit Card Rupay Debit Card Visa Credit Card Visa Debit Card Mastercard Debit Card Mastercard Credit Card Prepaid Cards

Branches of PUNJAB NATIONAL BANK in DELHI
INDIA POST PAYMENT BANKDWARKA SECTOR HO BUILDINGKYC AML CELLHO CREDIT REVIEW AND MONITORINGBACK OFFICE COSCA DELHIMANSAROVAR GARDEN NEW DELHIKHYALA ROAD VISHNU GARDENCPH DELHI CENTRALRAPC DWARKA SECTORBACK OFFICE TAB BANKINGBO MUNDKAEAST PUNJABI BAGH NEW DELHISONIA VIHAR DELHIROHINI SECTORDWARKA MORASSET RECOVERY MANAGEMENTARMB MAYUR VIHARDELHI SURAJMAL VIHARNEW DELHI UTTAM NAGAREBAKHTAWARPUR, DELHIBO:RANI KHERA, DELHIBANKAULIC/CHEST BO UNDERHILL ROADSWAROOP NAGAR , DELHISECTOR-24 ROHINIDELHI, MEHRAULIGHONDA ROAD, DELHIFGMO DELHIDELHI,E-BAY,JANPATH(MERGED)DELHI, CREDIT CARD VENT.BACK OMATREYI COLLEGE BAPU DHAMINDRA GANDHI INT. AIRPORTGYMKHANA CLUBDELHI, LSR COLLEGE FOR WOMENCENTRAL ORDNANCE DEPOT, DELHIADARSH NAGARMUSTAFABAD NEW DELHISUBHASH NAGAR NEW DELHIDELHI, CBOFTFDELHI, ATM CELL,BACK OFFICESANJAY GANDHI TRANSPORT NAGARROHINI SEC 18MSME--BAWANAVILL-JHARSHADELHI NARELADELHI DWARKA SEC-22DELHI KANJHAWALAICD PATPARGANJDELHI DURGAPURI , SHAHDARACENTRAL VEHICLE DEPOTKAKROLASATYAWATI COLLEGEBARWALABHAJANPURA DELHIMADHUBAN CHOWK, DELHINEW DELHI, INTL SERVICE BRANCHDELHI F-122, VIKASPURIDELHI VIVEK VIHARDELHI, ICD TUGHLAKABADLAKSHMI NAGAR,SCOPE TOWERSMID CORPORATE BRANCH DELHISHALIMAR BAGHNANGAL RAYA,NEW DELHIDELHI SECTOR 5, ROHINIPRASHANT VIHAR NEW DELHIDELHI, VASANT KUNJBHERA ENCLAVE PASHCHIM VIHAR NMAYUR VIHAR PH-II DELHI (MERGECGHS,PATPARGANJ,DELHIDELHI, MCC, DEFENCE COLONYDELHI, SARITA VIHARRO NORTH DELHIZO-SOUTH DELHINEW DELHI JANPATH N-86,(MERGEDDELHI, JANGPURA EXT.DELHI, SEWA BHAWAN, RK PURAMNEW DELHI OKHLA IND.S N COLONYNEW DELHI SHANKAR ROAD RAJINDRDELHI NANGLOINEW DELHI INDERPURI ER 14,DELHI KHMS ASHOK VIHARRADHEY PURIDELHI ROHINI SEC.-7, DISTT. DEDELHI QUTABGARHDELHI, IGNOUDELHI YAMUNA VIHAR,DELHI NEW OVERSEAS BRANCH,DELHI, BHIKAJI CAMA PLACEDELHI NEW N-46 CONNOUGHT CIRCUDELHI KAILASH NAGARNEW DELHI CHANAKYAPURI, DISTT.DELHI NEW VIKASPURI, DISTT. NEDELHI, GEETANJALI ENCLAVEDELHI KHICHRIPUR (TRILOKPUR),DELHI, NANAKPURADELHI, KOTLA MUBARAKPURDELHI, D BLOCK, VASANT VIHARDELHI, NEHRU PLACEDELHI SHAKTI NAGARDELHI VIJAY NAGAR, DISTT. DELHRAJENDRA PLACE ,NEW DELHIDELHI NAJAFGARH VILL NEW DELHIDELHI PATPAR GANJ, DISTT. N DEDELHI, MAHARANI BAGHDELHI GUJRANWALA TOWN, DISTT.PREET VIHAR, DISTT. NEW DELHIDELHI SHASTRI NAGAR, DISTT. NENEW DELHI, CCCCC (RCC)ECE HOUSE NEW DELHIDELHI, BURARIDELHI NEW FEODELHI, MOTI BAGHDELHI, GREATER KAILASH-IDELHI, LAJPAT NAGARDELHI MALL ROAD, DISTT. DELHIDELHI MODEL TOWN, DISTT. DELHIDELHI RANI BAGH SHAKURBASTI,DELHI NEW MALVIYA NAGAR, DISTTDELHI KRISHAN NAGAR, DISTT. DEDELHI WAZIRPUR ASHOK VIHAR,DELHI SARVODAYA ENCLAVE,DELHI NEW DEV NAGAR,( MERGEDELHI NEW NARAINA, DISTT. NEWDELHI KISHAN GANJDELHI NEW ROHTAK ROAD, DISTT.DELHI AZADPUR, DISTT. DELHI (DDELHI RANA PRATAP BAGH, DISTT.DELHI GOKHALE MARKETDELHI, NAUROJI NAGARDELHI NEW PATEL NAGAR WEST,DELHI, OKHLA NSICDELHI NEW SOUTH EXTENSION, DISDELHI, NIZAMUDIN(WEST)DELHI, GREEN PARKDELHI, KALKAJIDELHI BARA HINDU RAODELHI KAMLA NAGAR, DISTT. DELHSANSAD MARG, NEW DELHIDELHI, VINAY NAGARDELHI NEW,KIRTI NAGARDELHI, JANGPURAJANPATH,N.DELHI-131DELHI NEW MINTO ROAD, DISTT. NDELHI NEW ASAF ALI ROAD, DISTTSUBZI MANDI, CLOCK TOWER, DELHDELHI SHAHDARA,DELHI TRADE FIN BR,SADAR BAZARDELHI KHARI BAOLIDELHI KASHMERE GATE, DISTT. DEDELHI NEW KAROL BAGH GURD RD,DELHI NEW BANK STREET KAROLBAGDELHI DARYA GANJ, DISTT. DELHIDELHI KATRA MOHAN(MERGED)DELHI CIVIL LINES, DISTT. DELHDELHI CHAWRI BAZAR, DISTT. DELDELHI CHANDNI CHOWK, DISTT. DE
ABOUT RBL Bank Limited, DELHI, Delhi

RBL Bank (Ratnakar Bank Limited) is one of the fastest growing private sector banks in India, headquartered in Mumbai, Maharashtra. Established in August 9, currently the bank operates through a network of branches, 99 banking outlets and 9 ATMs spread across 0 Indian states and union territories. In August 99, the bank obtained Scheduled Commercial Bank status. It is listed on both BSE (Bombay Stock Exchange) and NSE (National Stock Exchange).

Bank Details
Product

Corporate & Institutional Banking Commercial Banking Branch & Business Banking Agri Business Banking Development Banking and Financial Inclusion Treasury and Financial Markets Operations Savings accounts Current accounts Fixed deposits

Insurance

Life Insurance General Insurance Health Insurance

Banking

SMS Banking Online Banking Mobile/Phone Banking

Popular Product

Corporate & Institutional Banking Commercial Banking Branch & Business Banking Agri Business Banking Development Banking and Financial Inclusion Treasury and Financial Markets Operations Savings accounts Current accounts Fixed deposits

Loans

Home loans Personal loans Business loans Education loans Auto loans Loans against property Overdrafts against property Loans against deposits Gold metal loans Working capital finance

Cards

Mastercard Credit Card