Home Loan in Delhi

Check home Loan Interest Rates of All Major Banks of delhi Instantly

Bank Name

Floating Interest rate

Processing Fee

Bank of baroda

8.75%

0.50% of loan amount upto Rs. 50 lakhs, above Rs. 50 Lakhs is 0.25% of loan amount + GST

ICICI

8.90%

0.5-1% of the loan amount+applicable taxes

TATA CAPITAL

8.70%

0.50% of the loan amount

Aditya birla

9.00% onwards

Up-to 1% of the loan amount

IndusInd bank

9.50%

upto 1% of loan amt.

RBL BANK

10.30%

Min. Rs. 5000 of loan amount + applicable GST

IIFL

9.50%

upto 0.75% of loan amount, or Rs. 3000

Kotak Mahindra Bank

8.35%

upto 1.25% of the loan amount

FULLERTON

AXIS

8.85%

upto 1% of the Home loan amount subject to a minimum of Rs 10000

Federal Bank

8.75% onwards

upto 1% of loan amount

HDFC

8.80% onwards

0.5% of loan amount or Rs 3,000 whichever is higher, plus applicable taxes

BAJAJ

9.05%

upto 2 %

ABOUT HOME LOAN IN DELHI

We eye to create a robust alternative credit ecosystem in the country. For this, we are digitizing the finance functions. Anywhere and everywhere – you can Apply for a Home Loan with just a few clicks.

Now, you can compare and make a wise choice for the best Home Loan in delhi also. We bring forth a myriad of options from best banks and NBFCs for your convenience. It’s simple! Choose your desired product and win amazing assured cash backs up to ₹ 5000 on the disbursal of your loan amount.

Eligibility Criteria for Home Loan in delhi

No worries for strict eligibility conditions. We tie-up with all the best lenders in the delhi and help you with flexible eligibility criteria. Salaried/self-employed/professionals – hope you meet the following eligibility parameters.

A salaried individual needs to be between 23 to 62 years
A self-employed individual needs to be between 25 to 70 years
The credit score should be 700+
A minimum of 2 year work experience is required for the salaried individual
A minimum of 3 year business continuity is required for self-employed people

Documents Required for Home Loan in delhi –

We leverage existing and emerging technologies to offer you the complete digitalized process. Upload the required documents; it will take a few minutes.

Salaried Class –

Identity Proof - Aadhaar Card /Voters ID/Passport/Driving License /PAN Card/Photo Credit Card/Photo Identity Card issued by the Govt. of India
A recognized public authority or public servant issued letter establishing the identity of the customer (not more than 1 month old)
Residential Proof - Leave and License Agreement/Utility Bill (maximum three months old)/Passport/Voter ID Card/Aadhaar Card/Rent Agreement on Stamp Paper/Life Insurance Policy
Income Proof – Salary slips for the last three months along with the bank statement showcasing the credited salary. Latest Form 16/ITR
Employment Certificate – for the past 1 year
Photographs - Two passport size
Other Documents – Evidence to support running loans long with repayment bank statement for the past 6 months

For Self-employed

Identity Proof -

Aadhaar Card /Voters ID/Passport/Driving License /PAN Card/Photo Credit Card/Photo Identity Card issued by Govt of India

A recognized public authority or public servant issued letter establishing the identity of the customer (not more than 1 month old)

Address Proof for Business Entities –

Business Certificate/Trade License Certificate/SSI Registration Certificate/Registration Number issued by ROC

Proof of Income –

ITR for the last 2 years
Balance Sheet & P&L Account
6 months account statement of business entity and savings account statement of individual

Running Loan & other Documents –

Evidence to support running loans long with repayment bank statement for the past 6 months
Shareholding pattern list (certified by CA/CS)
Partnership deed (for partnership companies)

In addition to all the above documents, both salaried and self-employed people need to furnish the following property papers -

Copy of property documents
Copy of Agreement to sell
Buyer Agreement/Allotment Letter
Occupancy Certificate (in case of ready to move in property)
No Objection Certificate from the builder/society
Payments receipt made to the developer

Benefits & features of taking a Business Loan in delhi

Scale up your business to new heights with a business loan. At delhi, we have a plethora of options with added benefits. Everything is online – you don’t need to visit the bank.

Get ready to leverage the following benefits –

Instant Approval – Yes. SBI, ICICI, HDFC, India Bulls, IIFL and other players are offering instant paperless approval for housing loan. At Afinoz, the lowest home loan rate is guaranteed because we bring forth best home loan players along with their offers under one roof.
High Eligibility – Within few minutes, we will assess your home loan eligibility and suggest you the best available options in delhi. Our process is driven by automated technologies, and we help you get low EMI home Loan
Balance Transfer – We will make you pay your EMI easily by reducing your debt amount. Transfer your Home Loan balance to save on money. Some lenders charge fee for a home loan balance transfer.

ABOUT DELHI

Delhi, a city and union territory, occupies the New Delhi which is the capital of India. Delhi is a place where people come from all around to have a good education, career, and healthcare. As it is the capital of India, it has world-class hospitals and educational institutions. Surrounded by borders of Haryana from 3 sides and Uttar Pradesh from east, Delhi has become the heart of the corporate offices. The city has famous temples, mosques, historical and national monuments, as well as government headquarters. Delhi, a city and union territory, occupies the New Delhi which is the capital of India. Delhi is a place where people come from all around to have a good education, career, and healthcare. As it is the capital of India, it has world-class hospitals and educational institutions. Surrounded by borders of Haryana from 3 sides and Uttar Pradesh from east, Delhi has become the heart of the corporate office. The city has famous temples, mosques, historical and national monuments, as well as government headquarters. It is becoming one of the fastest-growing cities in the world.

TOP LOAN PROVIDERS IN DELHI

ABOUT SYNDICATE BANK, DELHI, Delhi

Syndicate Bank is one of the oldest and major commercial banks in India and was founded in 9. At the time of its establishment, the bank was known as Canara Industrial and Banking Syndicate Limited. The name of the bank was changed to Syndicate Bank in 9. It is headquartered in Manipal, Karnataka and was one of the major commercial banks to be nationalized on 9 July 99, by Government of India. Syndicate Bank operated a network of 0 branches, including ,9 rural, ,7 semi-urban, 8 urban, and 8 metro branches in India; and branch in London, as well as ,8 ATMs as of March 08. Syndicate Bank offers banking products and services to corporate, SMEs and retail customer in India. Its deposit products include savings accounts, current accounts, and term deposits. It also provides retail, agricultural and other priority sector loans. In addition, the bank provides corporate finance such as working capital finance; export credit, term loan finance; loan against receivables; and project finance that includes infrastructure projects. Further, it provides Aadhaar seeding, NEFT/RTGS, online tax payment, online shopping and utility bill payment, and e-filing of income tax returns. Other services include CMS, bancassurance, mutual fund services, and demat services. Syndicate Bank also provides international banking products such as non-resident (external) rupee, non-resident ordinary rupee, resident foreign currency, and foreign currency non-resident accounts, as well as manages exchange companies.

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