|Bank Name||Floating Interest Rate||Processing Fee|
|Aditya birla||9.00% onwards||Up-to 1% of the loan amount|
|AXIS||8.85%||upto 1% of the Home loan amount subject to a minimum of Rs 10000|
|TATA CAPITAL||8.70%||0.50% of the loan amount|
|HDFC||8.80% onwards||0.5% of loan amount or Rs 3,000 whichever is higher, plus applicable taxes|
|RBL BANK||10.30%||Min. Rs. 5000 of loan amount + applicable GST|
|Kotak Mahindra Bank||8.35%||upto 1.25% of the loan amount|
|IIFL||9.50%||upto 0.75% of loan amount, or Rs. 3000|
|Federal Bank||8.75% onwards||upto 1% of loan amount|
|Bank of baroda||8.75%||0.50% of loan amount upto Rs. 50 lakhs, above Rs. 50 Lakhs is 0.25% of loan amount + GST|
|ICICI||8.90%||0.5-1% of the loan amount+applicable taxes|
|IndusInd bank||9.50%||upto 1% of loan amt.|
|BAJAJ||9.05%||upto 2 %|
Gandhinagar, the capital of Gujarat, is situated about 23 Km north of Ahmedabad on the banks of Sabarmati River. The hidden fact about Gandhinagar is its greenery. Known as the Tree Capital of India, the city has more than 54% green covers on its land. Planned to fulfill the dream of Mahatma Gandhi, the city has been successfully sustaining the values of Gandhi. The Akshardham Mandir, Adalaj Stepwell, and Indroda National Park are some of the main attractions of Gandhinagar."
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Salaried Class –
Identity Proof -
A recognized public authority or public servant issued letter establishing the identity of the customer (not more than 1 month old)
Address Proof for Business Entities –
Proof of Income –
Running Loan & other Documents –
In addition to all the above documents, both salaried and self-employed people need to furnish the following property papers -
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State Bank of India (SBI) is India’s multinational public sector banking and financial services company. SBI was established in 80 and is headquartered in Mumbai, Maharashtra. The bank is the largest bank in India with a % market share in assets. State Bank of India operates a network of , branches and 9, ATMs in India and internationally. SBI operates through Treasury, Corporate/Wholesale Banking, Retail Banking, Insurance Business, and Other Banking Business channels. It extends a comprehensive range of banking products and services to individuals, commercial enterprises, corporates, and government bodies, and institutional customers in India and internationally. Its personal banking services include current accounts, savings accounts, term and recurring deposits; personal, home, auto, and education as well as loans against property and securities; and wealth management, demat, ATM, foreign inward remittance, safe deposit locker, public provident fund, money transfer, and pension policy, as well as cards and inflation indexed national savings securities cumulative bonds. It also provides corporate banking services including corporate accounts, working capital and project finance, deferred payment guarantees, corporate term loans, structured finance, dealer financing, channel financing, equipment leasing, loan syndication, financing Indian firms overseas subsidiaries or JVs, and construction equipment loans. In addition, the bank offers NRI services, such as accounts and deposits, remittances, investments, and loans; agricultural banking and micro credit to agriculturists and farmers; loans, supply chain finance, and deposits and transaction banking services for SME customers; and international banking services.Banking
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Syndicate Bank is one of the oldest and major commercial banks in India and was founded in 9. At the time of its establishment, the bank was known as Canara Industrial and Banking Syndicate Limited. The name of the bank was changed to Syndicate Bank in 9. It is headquartered in Manipal, Karnataka and was one of the major commercial banks to be nationalized on 9 July 99, by Government of India. Syndicate Bank operated a network of 0 branches, including ,9 rural, ,7 semi-urban, 8 urban, and 8 metro branches in India; and branch in London, as well as ,8 ATMs as of March 08. Syndicate Bank offers banking products and services to corporate, SMEs and retail customer in India. Its deposit products include savings accounts, current accounts, and term deposits. It also provides retail, agricultural and other priority sector loans. In addition, the bank provides corporate finance such as working capital finance; export credit, term loan finance; loan against receivables; and project finance that includes infrastructure projects. Further, it provides Aadhaar seeding, NEFT/RTGS, online tax payment, online shopping and utility bill payment, and e-filing of income tax returns. Other services include CMS, bancassurance, mutual fund services, and demat services. Syndicate Bank also provides international banking products such as non-resident (external) rupee, non-resident ordinary rupee, resident foreign currency, and foreign currency non-resident accounts, as well as manages exchange companies.Banking
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