Check Home Loan Interest Rates of all major banks of gurgaon Instantly
| Bank Name | Floating Interest Rate | Processing Fee |
|---|
| FULLERTON | 9% | 3% |
| Aditya birla | 9.00% onwards | Up-to 1% of the loan amount |
| AXIS | 8.85% | upto 1% of the Home loan amount subject to a minimum of Rs 10000 |
| TATA CAPITAL | 8.70% | 0.50% of the loan amount |
| HDFC | 8.80% onwards | 0.5% of loan amount or Rs 3,000 whichever is higher, plus applicable taxes |
| RBL BANK | 10.30% | Min. Rs. 5000 of loan amount + applicable GST |
| Kotak Mahindra Bank | 8.35% | upto 1.25% of the loan amount |
| IIFL | 9.50% | upto 0.75% of loan amount, or Rs. 3000 |
| Federal Bank | 8.75% onwards | upto 1% of loan amount |
| Bank of baroda | 8.75% | 0.50% of loan amount upto Rs. 50 lakhs, above Rs. 50 Lakhs is 0.25% of loan amount + GST |
| ICICI | 8.90% | 0.5-1% of the loan amount+applicable taxes |
| IndusInd bank | 9.50% | upto 1% of loan amt. |
| BAJAJ | 9.05% | upto 2 % |
About gurgaon
"
Gurgaon (Gurugram) is one of the fastest-growing cities in the country. It is situated in Haryana and surrounded by Delhi from the northeast side. Traditionally, it was an agricultural trade centre in Haryana. After the urbanisation, it has now become the IT hub in north India. The city has seen tremendous growth in 2 decades because many foreign companies choose to establish their national corporate headquarters in the city. The main industries in Gurgaon are automobiles manufacturing and power-loom weaving tools.
"About Home Loan in gurgaon
We eye to create a robust alternative credit ecosystem in the country. For this, we are digitizing the finance functions. Anywhere and everywhere – you can Apply for a Home Loan with just a few clicks.
Now, you can compare and make a wise choice for the best Home Loan in gurgaon also. We bring forth a myriad of options from best banks and NBFCs for your convenience. It’s simple! Choose your desired product and win amazing assured cash backs up to ₹ 5000 on the disbursal of your loan amount.
Eligibility Criteria for Home Loan in gurgaon
No worries for strict eligibility conditions. We tie-up with all the best lenders in the gurgaon and help you with flexible eligibility criteria. Salaried/self-employed/professionals – hope you meet the following eligibility parameters.
- A salaried individual needs to be between 23 to 62 years
- A self-employed individual needs to be between 25 to 70 years
- The credit score should be 700+
- A minimum of 2 year work experience is required for the salaried individual
- A minimum of 3 year business continuity is required for self-employed people
Documents Required for Home Loan in gurgaon –
We leverage existing and emerging technologies to offer you the complete digitalized process. Upload the required documents; it will take a few minutes.
Salaried Class –
- Identity Proof - Aadhaar Card /Voters ID/Passport/Driving License /PAN Card/Photo Credit Card/Photo Identity Card issued by the Govt. of India
- A recognized public authority or public servant issued letter establishing the identity of the customer (not more than 1 month old)
- Residential Proof - Leave and License Agreement/Utility Bill (maximum three months old)/Passport/Voter ID Card/Aadhaar Card/Rent Agreement on Stamp Paper/Life Insurance Policy
- Income Proof – Salary slips for the last three months along with the bank statement showcasing the credited salary. Latest Form 16/ITR
- Employment Certificate – for the past 1 year
- Photographs - Two passport size
- Other Documents – Evidence to support running loans long with repayment bank statement for the past 6 months
For Self-employed
Identity Proof -
- Aadhaar Card /Voters ID/Passport/Driving License /PAN Card/Photo Credit Card/Photo Identity Card issued by Govt of India
A recognized public authority or public servant issued letter establishing the identity of the customer (not more than 1 month old)
Address Proof for Business Entities –
- Business Certificate/Trade License Certificate/SSI Registration Certificate/Registration Number issued by ROC
Proof of Income –
- ITR for the last 2 years
- Balance Sheet & P&L Account
- 6 months account statement of business entity and savings account statement of individual
Running Loan & other Documents –
- Evidence to support running loans long with repayment bank statement for the past 6 months
- Shareholding pattern list (certified by CA/CS)
- Partnership deed (for partnership companies)
In addition to all the above documents, both salaried and self-employed people need to furnish the following property papers -
- Copy of property documents
- Copy of Agreement to sell
- Buyer Agreement/Allotment Letter
- Occupancy Certificate (in case of ready to move in property)
- No Objection Certificate from the builder/society
- Payments receipt made to the developer
Benefits & features of taking a Home Loan in gurgaon
Scale up your business to new heights with a business loan. At gurgaon, we have a plethora of options with added benefits. Everything is online – you don’t need to visit the bank.
Get ready to leverage the following benefits –
- Instant Approval – Yes. SBI, ICICI, HDFC, India Bulls, IIFL and other players are offering instant paperless approval for housing loan. At Afinoz, the lowest home loan rate is guaranteed because we bring forth best home loan players along with their offers under one roof.
- High Eligibility – Within few minutes, we will assess your home loan eligibility and suggest you the best available options in gurgaon. Our process is driven by automated technologies, and we help you get low EMI home Loan
- Balance Transfer – We will make you pay your EMI easily by reducing your debt amount. Transfer your Home Loan balance to save on money. Some lenders charge fee for a home loan balance transfer.
STATE BANK OF INDIA
About
State Bank of India (SBI) is India’s multinational public sector banking and financial services company. SBI was established in 80 and is headquartered in Mumbai, Maharashtra. The bank is the largest bank in India with a % market share in assets. State Bank of India operates a network of , branches and 9, ATMs in India and internationally. SBI operates through Treasury, Corporate/Wholesale Banking, Retail Banking, Insurance Business, and Other Banking Business channels. It extends a comprehensive range of banking products and services to individuals, commercial enterprises, corporates, and government bodies, and institutional customers in India and internationally. Its personal banking services include current accounts, savings accounts, term and recurring deposits; personal, home, auto, and education as well as loans against property and securities; and wealth management, demat, ATM, foreign inward remittance, safe deposit locker, public provident fund, money transfer, and pension policy, as well as cards and inflation indexed national savings securities cumulative bonds. It also provides corporate banking services including corporate accounts, working capital and project finance, deferred payment guarantees, corporate term loans, structured finance, dealer financing, channel financing, equipment leasing, loan syndication, financing Indian firms overseas subsidiaries or JVs, and construction equipment loans. In addition, the bank offers NRI services, such as accounts and deposits, remittances, investments, and loans; agricultural banking and micro credit to agriculturists and farmers; loans, supply chain finance, and deposits and transaction banking services for SME customers; and international banking services.
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ProductBanking, Loans, Deposit
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Branch
BADSHAHPUR
SPIL, MANESAR
MSIL, MANESAR
SECTOR EIGHTEEN GURGAON
DLF PHASE IV GURGAON
MARUTI UDYOG LTD GURGAON
SECTOR 15, GURGAON
DWARKA EXPRESSWAY BRANCH
PATAUDI
SECTOR, GURGAON
SECTOR, GURGAON
MANESAR
GURGAON KHANDSA ROAD
MID CORPORATE GROUP, GURGAON
GURGAON SOHNA ROAD
FARRUKHNAGAR
GURGAON SUSHANT LOK
GURGAON SSI
GURGAONMINI SECTT.
GURGAON
SUSHANTHLOK
GURGAON
GURGAON SECTORFORTY NINE
SEC GURGAON
SECTOR SIXTY SIX GURGAON
GURGAON
OLD DELHI ROAD, GURGAON
SIKANDARPUR
SOHNA
BADSHAPUR GURGAON
WAZIRPUR
OLD RAILWAY ROAD
SEC A
INDUSTRIAL MODEL TOWN
GURGAON
NARSINGPUR
SBIINTOUCH, GALLERIA MARKET, GURGAON
SBIINTOUCH, NIRVANA- MAYFIELD, GURGAON
SBIINTOUCH LITE, GURGAON
SECTOR TEN, GURGAON
FIROZPUR NAMAK
SECTOR TWENTY THREE, GURGAON
CRPF GROUP CENTRE KADARPUR GURGAON
BHONDSI GURGAON
SOHNA GURGAON
SECTOR 38, GURGAON
SOHNA ROAD GURGAON
SECTOR 53, GURGAON
GOLF COURSE EXTENSION GURGAON
NEW RAILWAY ROAD, GURGAON
IMT MANESAR
PATAUDI
GOLF COURSE ROAD
SECTOR 4 GURGAON
SECTOR 10 A, GURGAON
SPL NRI GURGAON
SIKANDARPUR
RCPCá ROJ KA MEO
SECTOR-31, GURGAON
SECOTR-15, GURGAON
RASMECCC GURGAON
VASHI
CURRENCY ADMINISTRATION CELL, M R GURGAON HARYANA
STATE BANK ACADEMY
ROJ KA MEO SOHNA
RBO REGION 2, DAOI
DLF PHASE II GURGAON
PALAM VIHAR, GURGAON
SUSHANT LOK, GURGAON
SHIVAJI NAGAR, GURGAON
SHFB GURGAON
GE CAPITAL, GURGAON
C B GURGAON
PINNA GAON
MANESAR
DUNDAHERA , GURGAON
UJINA
BADSHAPUR, GURGAON
MEHRAULI ROAD GURGAON
FIROZPUR JHIRKA
NEW COLONY
NUH
ICICI BANK LIMITED
About
ICICI Bank is an Indian multinational bank and financial services company. Headquartered in Mumbai, India, the bank currently has a network of ,87 branches and , 7 ATMs across India. The bank became the first Indian bank to list on the New York Stock Exchange in 000. It is India’s largest private sector bank with total consolidated assets of Rs. ,.8 billion (US$ 7. billion) as on March 08.
BankingInternet BankingMobile BankingPockets
ProductAccount Savings Accounts -in- Account Salary Account PayLater by ICICI Bank Pension Accounts EEFC Account Outward Remittance Child Education Plan New Pension SchemeAgri & Rural Farmer Finance Instant Gold Loan Agri Traders & Processors Agri Corporates Tractor Loan Micro BankingForex
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Branch
MANESAR
GURGAON-II
GURGAON
GURUGRAM M G ROAD
SECTOR D
NEW RAILWAY ROAD
SECTOR
DLF CORPORATE GREENS
SECTOR -GURGAON
SECTOR GURGAON
ASF INSIGNIA
SECTOR TWENTY-ONE GURGAON
SECTOR GURGAON
ARJUN MARG
SECTOR GURGAON
DLF HORIZON
HAILEY MANDI
GURGOAN ANSAL PALAM VIHAR
GURGAON GURU DRONACHARYA MARG
GURGAO PEACH TREE
SECTOR 30
GURGAON SECTOR 4
MALIBU TOWNE SEC 50
UNIVERSAL BUSINESS PARK,
PARAS TRADE CENTER
NIRVANA COURTYARD
GURGAON - SECTOR 17, HARYANA
SECTOR-53, GURGAON
GURGAON - UNIVERSAL TRADE TOWER, HARYANA
CIVIL LINES - GURGAON, HARYANA
GURGAON SECTOR - 57, HARYANA
SECTOR 10A-GURGAON, HARYANA
GURGAON UDYOG VIHAR, HARYANA
SECTOR - 31, GURGAON, HARYANA
TIMES TOWER, HARYANA
GURGAON- MANESARá
GURGAON - RATTAN GARDEN
GURGAON (SEC 15)
SOHNA
GURGAON - SECTOR 23
GURGAON - BADSHAHPUR
GURGAON - CYBER GREENS
GURGAON - HERO HONDA
GURGAON - POWER GRID SECTOR 29
GURGAON
GURGAON - SUSHANT LOKá
GURGAON - DLFá
GURGAON - SECTOR 14á
SYNDICATE BANK
About
Syndicate Bank is one of the oldest and major commercial banks in India and was founded in 9. At the time of its establishment, the bank was known as Canara Industrial and Banking Syndicate Limited. The name of the bank was changed to Syndicate Bank in 9. It is headquartered in Manipal, Karnataka and was one of the major commercial banks to be nationalized on 9 July 99, by Government of India. Syndicate Bank operated a network of 0 branches, including ,9 rural, ,7 semi-urban, 8 urban, and 8 metro branches in India; and branch in London, as well as ,8 ATMs as of March 08. Syndicate Bank offers banking products and services to corporate, SMEs and retail customer in India. Its deposit products include savings accounts, current accounts, and term deposits. It also provides retail, agricultural and other priority sector loans. In addition, the bank provides corporate finance such as working capital finance; export credit, term loan finance; loan against receivables; and project finance that includes infrastructure projects. Further, it provides Aadhaar seeding, NEFT/RTGS, online tax payment, online shopping and utility bill payment, and e-filing of income tax returns. Other services include CMS, bancassurance, mutual fund services, and demat services. Syndicate Bank also provides international banking products such as non-resident (external) rupee, non-resident ordinary rupee, resident foreign currency, and foreign currency non-resident accounts, as well as manages exchange companies.
BankingSMS BankingNet BankingMissed Call Banking
ProductLoan, Banking, Credit Card
LoansRetail Loan, Agriculture Loan, Priority Sector Loan, SME Loan
CardSyndicate Bank Global Visa Credit Card
InsuranceNA
Popular productLoan, Banking, Credit Card
Branch
KATARIA MARKET
GURGAON SEC 31
TAIN
KADIPUR
JONIAWAS
CHANDU BUDHERA
LAKHUWAS
BILASPUR FARIDABAD
ITM GURGAON
GURGAON AIR FORCE STATION
DLF GURGAON
GURGAON SSI BRANCH
PATAUDI
MANESAR
LDO GURGAON
WAZIRPUR
SOHNA
TAURU
PATAUDI HAILEY MANDI
FARRUKH NAGAR HARYANA
GURGAON CANTONMENT
GURGAON SUN CITY