Home Loan in hyderabad

Check Home Loan Interest Rates of all major banks of hyderabad Instantly

Bank NameFloating Interest RateProcessing Fee
IIFL 9.50%upto 0.75% of loan amount, or Rs. 3000
Aditya birla 9.00% onwardsUp-to 1% of the loan amount
HDFC 8.80% onwards0.5% of loan amount or Rs 3,000 whichever is higher, plus applicable taxes
Federal Bank 8.75% onwardsupto 1% of loan amount
RBL BANK 10.30%Min. Rs. 5000 of loan amount + applicable GST
Kotak Mahindra Bank 8.35%upto 1.25% of the loan amount
ICICI 8.90%0.5-1% of the loan amount+applicable taxes
IndusInd bank 9.50%upto 1% of loan amt.
BAJAJ 9.05%upto 2 %
FULLERTON 9%3%
TATA CAPITAL 8.70%0.50% of the loan amount
AXIS 8.85%upto 1% of the Home loan amount subject to a minimum of Rs 10000
Bank of baroda 8.75%0.50% of loan amount upto Rs. 50 lakhs, above Rs. 50 Lakhs is 0.25% of loan amount + GST

About hyderabad

Hyderabad may seem a city mostly visited by the tech employees and businessmen. However, the city was the center for Medieval history and the place where diamonds were first, and only, mined. Hyderabad is the capital and largest city of the Indian state of Telangana capital of Andhra Pradesh. It occupies 650 square kilometers (250 sq mi) along the banks of the Musi River.

Hyderabad City is a Metropolitan Region with a population of about 6.9 million, with about 9.7 million in. This makes it the fourth-most populous city and sixth-most populous urban agglomeration in India. The city is rich in food and history. The places like Charminar, Paigah Tombs, Chowmahalla, Golconda fort, Hussain Sagar Lake, and others attract the tourists towards it.

About Home Loan in hyderabad

We eye to create a robust alternative credit ecosystem in the country. For this, we are digitizing the finance functions. Anywhere and everywhere – you can Apply for a Home Loan with just a few clicks.

Now, you can compare and make a wise choice for the best Home Loan in hyderabad also. We bring forth a myriad of options from best banks and NBFCs for your convenience. It’s simple! Choose your desired product and win amazing assured cash backs up to ₹ 5000 on the disbursal of your loan amount.

Eligibility Criteria for Home Loan in hyderabad

No worries for strict eligibility conditions. We tie-up with all the best lenders in the hyderabad and help you with flexible eligibility criteria. Salaried/self-employed/professionals – hope you meet the following eligibility parameters.

  • A salaried individual needs to be between 23 to 62 years
  • A self-employed individual needs to be between 25 to 70 years
  • The credit score should be 700+
  • A minimum of 2 year work experience is required for the salaried individual
  • A minimum of 3 year business continuity is required for self-employed people

Documents Required for Home Loan in hyderabad –

We leverage existing and emerging technologies to offer you the complete digitalized process. Upload the required documents; it will take a few minutes.

Salaried Class

  • Identity Proof - Aadhaar Card /Voters ID/Passport/Driving License /PAN Card/Photo Credit Card/Photo Identity Card issued by the Govt. of India
  • A recognized public authority or public servant issued letter establishing the identity of the customer (not more than 1 month old)
  • Residential Proof - Leave and License Agreement/Utility Bill (maximum three months old)/Passport/Voter ID Card/Aadhaar Card/Rent Agreement on Stamp Paper/Life Insurance Policy
  • Income Proof – Salary slips for the last three months along with the bank statement showcasing the credited salary. Latest Form 16/ITR
  • Employment Certificate – for the past 1 year
  • Photographs - Two passport size
  • Other Documents – Evidence to support running loans long with repayment bank statement for the past 6 months

For Self-employed

Identity Proof -

  • Aadhaar Card /Voters ID/Passport/Driving License /PAN Card/Photo Credit Card/Photo Identity Card issued by Govt of India

A recognized public authority or public servant issued letter establishing the identity of the customer (not more than 1 month old)

Address Proof for Business Entities –

  • Business Certificate/Trade License Certificate/SSI Registration Certificate/Registration Number issued by ROC

Proof of Income –

  • ITR for the last 2 years
  • Balance Sheet & P&L Account
  • 6 months account statement of business entity and savings account statement of individual

Running Loan & other Documents

  • Evidence to support running loans long with repayment bank statement for the past 6 months
  • Shareholding pattern list (certified by CA/CS)
  • Partnership deed (for partnership companies)

In addition to all the above documents, both salaried and self-employed people need to furnish the following property papers -

  • Copy of property documents
  • Copy of Agreement to sell
  • Buyer Agreement/Allotment Letter
  • Occupancy Certificate (in case of ready to move in property)
  • No Objection Certificate from the builder/society
  • Payments receipt made to the developer

Benefits & features of taking a Home Loan in hyderabad

Scale up your business to new heights with a business loan. At hyderabad, we have a plethora of options with added benefits. Everything is online – you don’t need to visit the bank.

Get ready to leverage the following benefits –

  1. Instant Approval – Yes. SBI, ICICI, HDFC, India Bulls, IIFL and other players are offering instant paperless approval for housing loan. At Afinoz, the lowest home loan rate is guaranteed because we bring forth best home loan players along with their offers under one roof.
  2. High Eligibility – Within few minutes, we will assess your home loan eligibility and suggest you the best available options in hyderabad. Our process is driven by automated technologies, and we help you get low EMI home Loan
  3. Balance Transfer – We will make you pay your EMI easily by reducing your debt amount. Transfer your Home Loan balance to save on money. Some lenders charge fee for a home loan balance transfer.

ICICI BANK LIMITED

About

ICICI Bank is an Indian multinational bank and financial services company. Headquartered in Mumbai, India, the bank currently has a network of ,87 branches and , 7 ATMs across India. The bank became the first Indian bank to list on the New York Stock Exchange in 000. It is India’s largest private sector bank with total consolidated assets of Rs. ,.8 billion (US$ 7. billion) as on March 08.

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Branch

KPHB ROAD NO
SHAMSHABAD
SHILPA HILLS KONDAPUR
KUKATPALLY MAIN ROAD
RAMANTHAPUR
JUBILEE HILLS RD
ICICI BANK LTD
TECH MAHINDRA HITEC CITY
CHAMPAPET
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YAPRAL
MOKILA
LANGERHOUSE
SAINIKPURI
SAKETH
HYDERABAD - BANDLAGUDA
WEST MARREDPALLY
KOTHAGUDA
ILABS
CLOG-CENTRAL PAYMENT HUB

RBL Bank Limited

About

RBL Bank (Ratnakar Bank Limited) is one of the fastest growing private sector banks in India, headquartered in Mumbai, Maharashtra. Established in August 9, currently the bank operates through a network of branches, 99 banking outlets and 9 ATMs spread across 0 Indian states and union territories. In August 99, the bank obtained Scheduled Commercial Bank status. It is listed on both BSE (Bombay Stock Exchange) and NSE (National Stock Exchange).

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KOTAK MAHINDRA BANK LIMITED

About

Kotak Mahindra Bank Limited is a private sector Indian Bank headquartered in Mumbai, Maharashtra. The bank was founded in 98 and in February 00, Kotak Mahindra Finance Ltd. received the license from the Reserve Bank of India to carry on banking business. It had a network of ,88 full-fledged branches and ,99 ATMs in the country as of March 08.

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Branch

THE MODEL COOPERATIVE URBAN BANK LTD
SRI GAYATRI CO-OPERATIVE URBAN BANK LTD
TRIMULGHERRY HYDERABAD
BOWENPALLY HYDERABAD
HYDERABAD JUBILEE HILLS FILM NAGAR
HYDERABAD JUBILEE HILLS FILM NAGAR
BANJARA HILLS EARLIER PRASHANTNAGAR BRANCH HYDERABAD
RAMANTHAPUR HYDERABAD
SHAMSHABAD HYDERABAD
KPHB HYDERABAD
CHAMPAPET HYDERABAD
GANDHINAGAR HYDERABAD
DILSUKNAGAR HYDERABAD
ASRAO NAGAR HYDERABAD
NACHARAM HYDERABAD
SANATHNAGAR HYDERABAD
KHAIRATABAD VENKATARAMANA COLONY HYDERABAD
BHEL TOWNSHIP HYDERABAD
MADHAPUR HYDERABAD
HIMAYATNAGAR HYDERABAD
SAROORNAGAR HYDERABAD
BANJARA HILLS HYDERABAD
VANASTHALIPURAM HYDERABAD
UPPALH HYDERABAD
MALKAJGIRI HYDERABAD
KUKATPALLY HYDERABAD
SARDAR PATEL ROAD HYDERABAD
CHIKKADAPALLY HYDERABAD
AMEERPET HYDERABAD
SIDDIAMBER BAZAR HYDERABAD
ABID ROAD HYDERABAD
SECUNDERABAD HYDERABAD
MALAKPET HYDERABAD

BANK OF BARODA

About

Bank of Baroda (BOB) is an Indian multinational banking and financial services institution headquartered in Vadodara in Gujrat, India. The bank was established on 0 July 908 and nationalized on 9 July 99 along with other major commercial banks of India. It has been termed as a profit-making public sector undertaking (PSU). The bank has 7 global branches including 7 India branches and 0 overseas branches. It offers a wide range of banking products and services including loans, credit and debit cards etc.

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Branch

QUTHBULLAPUR
MANIKONDA
HAYATHNAGAR
DILSUKHNAGAR