Home Loan in Kolkata

Check home Loan Interest Rates of All Major Banks of kolkata Instantly
Bank Name
Floating Interest rate
Processing Fee
Federal Bank
8.75% onwards
upto 1% of loan amount
TATA CAPITAL
8.70%
0.50% of the loan amount
FULLERTON
9%
3%
Aditya birla
9.00% onwards
Up-to 1% of the loan amount
IndusInd bank
9.50%
upto 1% of loan amt.
8.90%
0.5-1% of the loan amount+applicable taxes
8.75%
0.50% of loan amount upto Rs. 50 lakhs, above Rs. 50 Lakhs is 0.25% of loan amount + GST
RBL BANK
10.30%
Min. Rs. 5000 of loan amount + applicable GST
Kotak Mahindra Bank
8.35%
upto 1.25% of the loan amount
HDFC
8.80% onwards
0.5% of loan amount or Rs 3,000 whichever is higher, plus applicable taxes
IIFL
9.50%
upto 0.75% of loan amount, or Rs. 3000
BAJAJ
9.05%
upto 2 %
8.85%
upto 1% of the Home loan amount subject to a minimum of Rs 10000
ABOUT HOME LOAN IN KOLKATA

We eye to create a robust alternative credit ecosystem in the country. For this, we are digitizing the finance functions. Anywhere and everywhere – you can Apply for a Home Loan with just a few clicks.

Now, you can compare and make a wise choice for the best Home Loan in kolkata also. We bring forth a myriad of options from best banks and NBFCs for your convenience. It’s simple! Choose your desired product and win amazing assured cash backs up to ₹ 5000 on the disbursal of your loan amount.

Eligibility Criteria for Home Loan in kolkata

No worries for strict eligibility conditions. We tie-up with all the best lenders in the kolkata and help you with flexible eligibility criteria. Salaried/self-employed/professionals – hope you meet the following eligibility parameters.

  • A salaried individual needs to be between 23 to 62 years
  • A self-employed individual needs to be between 25 to 70 years
  • The credit score should be 700+
  • A minimum of 2 year work experience is required for the salaried individual
  • A minimum of 3 year business continuity is required for self-employed people

Documents Required for Home Loan in kolkata –

We leverage existing and emerging technologies to offer you the complete digitalized process. Upload the required documents; it will take a few minutes.

Salaried Class

  • Identity Proof - Aadhaar Card /Voters ID/Passport/Driving License /PAN Card/Photo Credit Card/Photo Identity Card issued by the Govt. of India
  • A recognized public authority or public servant issued letter establishing the identity of the customer (not more than 1 month old)
  • Residential Proof - Leave and License Agreement/Utility Bill (maximum three months old)/Passport/Voter ID Card/Aadhaar Card/Rent Agreement on Stamp Paper/Life Insurance Policy
  • Income Proof – Salary slips for the last three months along with the bank statement showcasing the credited salary. Latest Form 16/ITR
  • Employment Certificate – for the past 1 year
  • Photographs - Two passport size
  • Other Documents – Evidence to support running loans long with repayment bank statement for the past 6 months

For Self-employed

Identity Proof -

  • Aadhaar Card /Voters ID/Passport/Driving License /PAN Card/Photo Credit Card/Photo Identity Card issued by Govt of India

A recognized public authority or public servant issued letter establishing the identity of the customer (not more than 1 month old)

Address Proof for Business Entities –

  • Business Certificate/Trade License Certificate/SSI Registration Certificate/Registration Number issued by ROC

Proof of Income –

  • ITR for the last 2 years
  • Balance Sheet & P&L Account
  • 6 months account statement of business entity and savings account statement of individual

Running Loan & other Documents

  • Evidence to support running loans long with repayment bank statement for the past 6 months
  • Shareholding pattern list (certified by CA/CS)
  • Partnership deed (for partnership companies)

In addition to all the above documents, both salaried and self-employed people need to furnish the following property papers -

  • Copy of property documents
  • Copy of Agreement to sell
  • Buyer Agreement/Allotment Letter
  • Occupancy Certificate (in case of ready to move in property)
  • No Objection Certificate from the builder/society
  • Payments receipt made to the developer

Benefits & features of taking a Business Loan in kolkata

Scale up your business to new heights with a business loan. At kolkata, we have a plethora of options with added benefits. Everything is online – you don’t need to visit the bank.

Get ready to leverage the following benefits –

  1. Instant Approval – Yes. SBI, ICICI, HDFC, India Bulls, IIFL and other players are offering instant paperless approval for housing loan. At Afinoz, the lowest home loan rate is guaranteed because we bring forth best home loan players along with their offers under one roof.
  2. High Eligibility – Within few minutes, we will assess your home loan eligibility and suggest you the best available options in kolkata. Our process is driven by automated technologies, and we help you get low EMI home Loan
  3. Balance Transfer – We will make you pay your EMI easily by reducing your debt amount. Transfer your Home Loan balance to save on money. Some lenders charge fee for a home loan balance transfer.
ABOUT KOLKATA

Kolkata is the capital of West Bengal, an Indian state. It is located on the east bank of the Hooghly River about 80 kilometers west of the border with Bangladesh. The Kolkata port is India's oldest operating port and it is the sole major riverine port.

The city derives its name from the Kolkata, the Bengali name of one of three villages that predated the arrival of the Britishers. The other two villages were Sutanuti and Govindapur. Today Kolkata is a city famous for its traditional soul, colonial architecture, cultural festivals, and street foods. There are various places in Kolkata to attract the tourist’s attention. Some of them are Howrah Bridge, Mullick Ghat Flower Market, Esplande, Park Street, Victoria Memorial, Birla Planaterium, Kumortuli, Khalighat Temple, Alipur Zoo and others.

TOP LOAN PROVIDERS IN KOLKATA
ABOUT ICICI BANK LIMITED, KOLKATA, West Bengal

ICICI Bank is an Indian multinational bank and financial services company. Headquartered in Mumbai, India, the bank currently has a network of ,87 branches and , 7 ATMs across India. The bank became the first Indian bank to list on the New York Stock Exchange in 000. It is India’s largest private sector bank with total consolidated assets of Rs. ,.8 billion (US$ 7. billion) as on March 08.

Bank Details
Product

Account Savings Accounts -in- Account Salary Account PayLater by ICICI Bank Pension Accounts EEFC Account Outward Remittance Child Education Plan New Pension Scheme Agri & Rural Farmer Finance Instant Gold Loan Agri Traders & Processors Agri Corporates Tractor Loan Micro Banking Forex

Insurance

ICICI Lombard ICICI Pru Heart/Cancer Protect ICICI Pru iProtect Smart Car Insurance Pradhan Mantri Jeevan Jyoti Bima Yojana

Banking

Internet Banking Mobile Banking Pockets

Popular Product

Account Savings Accounts -in- Account Salary Account PayLater by ICICI Bank Pension Accounts EEFC Account Outward Remittance Child Education Plan New Pension Scheme Agri & Rural Farmer Finance Instant Gold Loan Agri Traders & Processors Agri Corporates Tractor Loan Micro Banking Forex

Loans

Home Loan Car Loan Personal Loan Education Loan Gold Loan Loans Against Securities Commercial Business Loan Pradhan Mantri Mudra Yojana Stand-Up India Scheme Two Wheeler Loans Business Loan

Cards

Credit Card Coral Rubyx Sapphiro Emeralde Diamant MakeMyTrip Jet Airways HPCL Ferrari Manchester United Platinum Amazon Pay Unifare Metro Debit Card ICICI Bank Coral+ International Debit Card ICICI Bank Sapphiro International Debit Card ICICI Bank Rubyx International Debit Card ICICI Bank Coral Paywave International Debit Card Manchester United debit card Manchester United Coral debit card Manchester United Sapphiro Debit card Prepaid Cards Reimbursement Card Memento Gift Card PayDirect Card Pockets, the Digital bank Multi Wallet Card Gift Card Meal Card Travel Card

Branches of ICICI BANK LIMITED in KOLKATA
THE UNION CO-OPERATIVE BANK LTDKOLKATTA STRAND ROADKOLKATA SARAT BOSE ROADKOLKATA, SALT LAKEKOLKATA HARKOLKATA,LILUAHKOLKATA CHOWRANGHEEKOLKATA,G.C.AVENUEKOLKATA - BURRA BAZARáKOLKATA - GARIAHATáKOLKATA - V K ROADáKOLKATA - BRABOURNE ROADáKOLKATA - BHOWANIPOREáSOUTH CITY DIGICALRATHTALANEW MARKETKARIGORI BHAVANPOSTASALT LAKE CITY BAISAKHIRAJARHAT GOPALPUR SIDDHA PINEDLF GALLERIASAKUNTALA PARKRIFLE RANGE ROADMIDDLETON STREETSOUTH DUM DUM SREEBHUMIPARK CIRCUSHARISH MUKHERJEE RDMADDOX SQUARESTEPHEN HOUSE BRANCHNEW ALIPORE BLOCK JKOLKATA BARRACKPOREKOLKATA - COSSIPORE ROADUNITECHHIGH COURT AREABAGHAJATINJAMES LONG SARANIGIRISH PARKB L SAHA ROADBANGURSOUTHERN AVENUEMETROPOLITANMAHESHTALABELGHARIADUMDUM CANTONMENTBIRATICOLLEGE STREETMAHAMAYATALAGARFANSC BOSE ROADKHARDAHPICNIC GARDENP.S. METIABRUZTHAKURPUKURRAJARHAT ECOSPACEMANIKTALASALT LAKE WEALTH, WEST BENGALKOLKATA - LANSDOWNE, WEST BENGALKOLKATA-BALLYGUNGE CIRCULAR ROADPARNASHREE - KOLKATA, WEST BENGALKOLKATA MOULALI, WEST BENGALRADHA BAZAR - KOLKATA, WEST BENGALKOLKATA - CIT ROAD, WEST BENGALKOLKATA AJC BOSE ROAD, WEST BENGALKOLKATA-PHOOLBAGAN, WEST BENGALKOLKATA-GURUSADAY, WEST BENGALKOLKATA CENTRAL AVENUE WEST BENGALPATULI., KOLKATAKOLKATA - BOWBAZAR, WEST BENGALKOLKATA-ANANDAPUR, WEST BENGALBOC, KOLKATA, WEST BENGALSTRAND ROAD - KOLKATA, WEST BENGALKOLKATA-SHAKESPEARE SARANI, WEST BENGALKOLKATA-SINTHI, WEST BENGALKOLKATA - WEST BENGAL.KOLKATA - HAJRA, WEST BENGALKOLKATA - NETAJI NAGAR, WEST BENGALBELIAGHATA, KOLKATAM.G. RD., KOLKATASANTOSHPUR, KOLKATAGARIAHAT RD., KOLKATAHATIBAGAN - KOLKATA, WEST BENGALTOPSIAKOLKATA ? KALIKAPUR, WEST BENGALKOLKATA - ESPLANADE, WEST BENGALKOLKATA - NAGER BAZARKOLKATA - SHYAMBAZARKOLKATA TOLLYGUNGE, WEST BENGALKOLKATA - KANKAURGACHIKOLKATA - KASBAKOLKATA - GOLPARKKOLKATA (DUNLOP)JADAVPURKOLKATA - PARK STREETKOLKATA - PRINCE ANWAR SHAH ROADáDIAMOND HARBOURKOLKATA ALIPORESARAT BOSE ROAD,KOLKATAVIP ROAD, KOLKATALAKE TOWN - KOLKATABOSE ROAD - GARIA BRANCH KOLKATABEHALA - KOLKATAKOLKATA - NEW ALIPOREáKOLKATA - MINTO PARKáKOLKATA - SALT LAKE - SECTOR 1áKOLKATA - CHOWRINGHEEáKOLKATA - SALT LAKEáKOLKATA - BALLYGUNGEáKOLKATA - R N MUKHERJEE
ABOUT KARNATAKA BANK LIMITED, KOLKATA, West Bengal

The Karnataka Bank Limited is ‘A’ Class scheduled commercial bank founded on 8th February 9. Headquartered in Mangaluru in Karnataka, India, the bank has a national presence with a network of 8 branches, 7 ATMs and 0 e-lobbies spread across states and Union Territories. The bank has deployed the most modern information technology like core banking, internet banking and mobile banking etc. to meet customers’ expectation of services, for today and for future. The bank is listed on both the BSE and the NSE.

Bank Details
Product

Saving Account Loans Cards Insurance Investment

Insurance

Life Insurance Health insurance General Insurance

Banking

Core banking Internet banking Mobile banking Treasury, Corporate/Wholesale Banking Retail Banking

Popular Product

Saving Account Loans Cards Insurance Investment

Loans

Personal loan Business loan Home Loan Vechile Loan Loan against property Education Loan

Cards

Credit Card Debit card Deposit only card Image Card Travel card Gift card

ABOUT STATE BANK OF INDIA, KOLKATA, West Bengal

State Bank of India (SBI) is India’s multinational public sector banking and financial services company. SBI was established in 80 and is headquartered in Mumbai, Maharashtra. The bank is the largest bank in India with a % market share in assets. State Bank of India operates a network of , branches and 9, ATMs in India and internationally. SBI operates through Treasury, Corporate/Wholesale Banking, Retail Banking, Insurance Business, and Other Banking Business channels. It extends a comprehensive range of banking products and services to individuals, commercial enterprises, corporates, and government bodies, and institutional customers in India and internationally. Its personal banking services include current accounts, savings accounts, term and recurring deposits; personal, home, auto, and education as well as loans against property and securities; and wealth management, demat, ATM, foreign inward remittance, safe deposit locker, public provident fund, money transfer, and pension policy, as well as cards and inflation indexed national savings securities cumulative bonds. It also provides corporate banking services including corporate accounts, working capital and project finance, deferred payment guarantees, corporate term loans, structured finance, dealer financing, channel financing, equipment leasing, loan syndication, financing Indian firms overseas subsidiaries or JVs, and construction equipment loans. In addition, the bank offers NRI services, such as accounts and deposits, remittances, investments, and loans; agricultural banking and micro credit to agriculturists and farmers; loans, supply chain finance, and deposits and transaction banking services for SME customers; and international banking services.

Bank Details
Product

Banking, Loans, Deposit

Insurance

Individual Insurance: Sbi life- eshield, Sbi life - poorna suraksha, Sbi life - sampoorn cancer suraksha, Sbi life- elncome shield, Sbi life- smart shield, Sbi life - saral Shield, SBI Life - Saral Swadhan +, SBI Life- Smart Swadhan Plus, SBI Life - Grameen Bina. Corporate Insurance Plan: SBI Life - Kalyan ULIP Plus, SBI Life- CapAssure Gold, SBI Life - Gaurav Jeevan, SBI Life- Pradhan Mantri Jeevan Jyoti Bima yojana, SBI Life- Sampoorn Suraksha

Banking

MoBile Banking, Internet Banking, Wholesale Banking, Retail Banking

Loans

Personal Loans, Car Loan, Loan Against Property, Education Loan, Housing Loans, Gold Loans, Corporate Term Loans

Cards

SBI Card ELITE, SBI Credit Cards, Air India SBI Platinum Card, Air India SBI Signature Card, SBI STYLEUP Contactless Credit Card, IRCTC SBI Platinum Card, Doctor's SBI Card, SBI Card ELITE Advantage

Branches of STATE BANK OF INDIA in KOLKATA
RAJARHATSALT LAKE CITY KOLKATAKIDDERPORE KOLKATAKOLKATA LAKE MARKETKOLKATAMAINASHUTOSH MUKHERJEE ROAD, KOLKATA.KOLKATA, BURTALLA STKOLKATA, MAINMONEY SHOPBHOWANIPUR,KOLKATAKOLKATA BURRA BAZARKOLKATA- CAMAC STREETRAJARHATBEHALA CHOWRASTHASECTOR III SALT LAKEGOLF GREEN KOLKOTTARUBY PARKGOLF GREENSALT LAKE CITYSHAKESPEARE SARANIBENTINCK STREETRASHBEHARI AVENUEKOLKATA PARK STREET BRANCHCHIRANGI GHATA KOLKATAKOLKATA AJAY NAGARKOLKATA JODHPUR PARKSALT LAKE, KOLKATABHAWANIPUR, KOLKATAAZAD HIND BAGH, KOLKATACOMMERCIAL BRANCH, PARK STREET, KOLKATAVIVEKANAND ROAD, KOLKATASHYAM BAZAR, KOLKATABALLYGUNJ, KOLKATAN. S. ROAD, KOLKATANIOH CAMPUS KOLKATAEKTP(NABAPALLY), KOLKATASERVICE BRANCH, KOLKATASWISS PARK KOLKATACOTTON STREET KOLKATABRABOURNE ROAD BRANCH, KOLKATALAKETOWNEAST JADAVPUR BR KOLKATARAJARHATSALT LAKE CITY KOLKATTAPARKSTREET KOLKATAHOWRA BRANCH KOLKATAP AND S B BRANCH KOLKATABURRA BAZAR KOLKATABRABOURNE RDLANSDOWNE KOLKATASBIINTOUCH SARAT BOSE ROADSBIINTOUCH NEW ALIPORESBIINTOUCH CAMAC STREETSBIINTOUCH ELGIN ROADSBI INTOUCH² SOUTHERN AVENUESBIINTOUCH P.A.SHAH ROADSBIINTOUCH QUEST MALLMEGA DAC KOLKATASAMRO -EAST, KOLKATASAMB-II KOLKATANETAJI NAGARNAYABADBAKHRAHAT ROADUNIQUE PARKSAHIDNAGARSOUTH 24 PARGANAS ZONEGHASIARAKEORAPUKURCAMAC STREETDOCUMENT ARCHIVAL CENTREROY BAHADUR ROAD BEHALAGOLF GREENLADIES PARKSEVEN TANKS DUMDUMPBB PARK STREETRACPC, SOUTH KOLKATACSPPCRACPC BIDHANNAGARRBO 1, KOLKATASPL. CURRENCY ADMINISTRATIVE BRANCHBADU ROADSPECIALISED INSTITUTIONAL BANKING, KOLKATAHIGH LAND PARK, KOLKATAC N ROY ROADCHARU MARKETHILIN.R.I. SALT LAKENARAYANPURDAKSHINPARA BAGUIATIMOTILAL COLONYSUTRAGARHRABINDRANAGARNARENDRAPURSME NEW ALIPORECHINAR PARKNIMTA BELGHORIADUNLOP BRIDGEJODHPUR PARKRIFLE CLUB ROAD (BANSDRONI)R G KAR MEDICAL COLLEGEBANSDRONISANTOSHPURBALLYGUNGE PARKSIRITI - MUCHIPARATOPSIABRAHMAPURHARIDEVPURMUKUNDAPURBELDANGAARANGHATAPRAFULLA KANANMAHAMAYATALAZONAL INSPECTION OFFICE, KOLKATAJAYNAGAR MAJILPURCHAMPAHATIMID CORPORATE LOAN ADMINISTRATION UNITPANSKURA STATION BAZARAIR CARGO COMPLEX, KOLKATTARABINDRA BHARATI UNIVERSITY CAMPUSCLEARING CENTRALISED PROCESSING CELL, KOLKATACAC, BALLYGUNGERASMECCC, TITAGARHHALDIBARISREEPALLY PALTACOLONY MORE, BARASATSWASTHYA BHAWANCAG, KOLKATASLE COMPLEX, KOLKATAALIPORE COURT TREASURYBANGUR AVENUECHINGRIGHATAKHEJURIREGIONAL BUSINESS OFFICE, DIMAPURPANKHOO SABGOBARDANGAALIPURDUAR BAZARDHENKANAL EVENING BRANCHSERVICE BRANCH , KOLKATABELIAGHATA C.I.T BUILDING AREAPOTTERY ROADRUBY PARKRASAPUNJANEW BALLYGUNGE, KASBASASTHITALA, KOLKATARIFLE ROADMOULALICOLOOTOLAPALBAZARCENTRAL STATIONERY DEPARTMENTKANLINDI HOUSING ESTATEKIDDERPORE DOCKYARD AREAGARIAHAT CIVIC CENTREBIKASH BHAVAN G.O.CCALCUTTA UNIVERSITYCOMMERCIAL BRANCH, KOLKATAMANIKTALA CIVIC CENTRENEW BALLYGUNGE, KOLKATAC R AVENUELOWER CIRCULAR ROADGOLPARKTARATALA INDUSTRIAL ESTATEZONAL OFFICE, BIDHAN NAGARP B SARNIZONAL OFFICE, KOLKATABRAJALALCHAKA.E MARKETBAGHAJATIN BZR.B B GANGULLY STREETSALES TAX BLDGSARAT BOSE ROADBHUPEN BOSE AVENUEPURBA PUTIARYNRI KOLKATAIIM CAMPUS, JOKAMUCHIPARAS B DEY STREETJADUBABUS BAZARCOLLEGE STREET MATKET, KOLKATATOLLYGUNGE NEW THEATERPICNIC GARDENBAC STREETM G ROAD DAFTARIPARASOUTH SINTHEEPAS ROADGARIABELGACHIA DUTTABAGAN MILK COLONYLIABILITY CPC KOLKATASARC, KOLKATATRADE FINANCE CPC KOLKATASMECC (NEW BRANCH)SSI BHOWANIPOREOVERSEAS BRANCH, KOLKATAREGENT ESTATEGOABAGANKHIRODE GHOSH MARKETTALTALATITAGARHNEW MARKETTARATALABELUR MATHNAGERBAZARBIRATIRACPC, KOKLATACENTRALISED PENSION PROCESSING CENTRECB SALT LAKE, KOLKATACOMMERCIAL JAWAHARLAL NEHRU RDMICR CHEQUE PROCESSING CENTREPBB DESHPRIYA PARKPBB SALT LAKEPBB KANKURGACHISAMB, KOLKATACOMM BR BALLYGUNGEC B JEEVANDEEPOAD, LHO, KOLKATAHARISH MUKHERJEE ROADBALLYGUNGE RLY. STN.BINNAGURI CANTONMENTKALIKAPURMETIABURUZJORAMANDIRJEEVANDEEPTANGRAB T ROADGARCHACHETLABAGMARILA MARTINIERENOTE PRESS SHALBONISURYA SEN STREETKIDDERPORERABINDRA SARANIRAJABAGAN DOCKYARDSEALDAHSHAKESPEARE SARANIKOLKATA AIR PORTSAKHERBAZARGOKHALE ROADDUM DUMCOSSIPOREBONHOOGHLY I.EPARNASHREECAO, KOLKATAMOMINPURRAJA D STREETJATINDRA MOHAN AVENUEESPLANADEBEADON STREETDUMDUM CANTTIFB, KOLKATANORTHERN AVENUEKANKINARAULTADANGAENTALLYLAKE GARDENSTOLLYGUNGE CIR. ROADAMHERST STREETTRIANGULAR PARKBELIAGHATAELLIOT ROAD, KOLKATASITALATALAELGIN ROADB. K. PAUL AVENUEGREY STREET EXTN.BRANCHPARK CIRCUSBAGRI MARKETPAIKAPARAWELLESLEY PARKKALIGHATTOLLYGUNGEMANICKTALANIMTALLAHBAGH BAZARVIVEKANAND BRANCHCHANDNI CHOWKHAZRA ROADRASH BEHAR AVENUESOVABAZAAR, KOLKATAPOSTASALT LAKEFORT WILLIAMNARKELDANGABEHALANAKTALALAKE TOWNSOUTHERN AVENUESUBODH MULLICK SQUARE, KOLKATAHATI BAGANBAKUTALAKASBA KOLKATAGARFADHAKURIAGARDEN REACHDALHOUSIE SQUARE (EAST)THAKURPUKUR, KOLKATAB R B B ROADJORASANKOCIT ROADINDIA EXCH. PLACE EXTN.MIDDLETON ROWFD KOLKATACHOWRINGHEENEW ALIPORESHYAMBAZARPARK STREETNETAJI SUBHASH ROADJADAVPUR UNIVERSITYBURRA BAZARBHOWANIPOREBARASATBALLYGUNGEALIPOREKOLKATA MAIN
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