Home Loan in kolkata

Check Home Loan Interest Rates of all major banks of kolkata Instantly

Bank NameFloating Interest RateProcessing Fee
IIFL 9.50%upto 0.75% of loan amount, or Rs. 3000
Aditya birla 9.00% onwardsUp-to 1% of the loan amount
HDFC 8.80% onwards0.5% of loan amount or Rs 3,000 whichever is higher, plus applicable taxes
Federal Bank 8.75% onwardsupto 1% of loan amount
RBL BANK 10.30%Min. Rs. 5000 of loan amount + applicable GST
Kotak Mahindra Bank 8.35%upto 1.25% of the loan amount
ICICI 8.90%0.5-1% of the loan amount+applicable taxes
IndusInd bank 9.50%upto 1% of loan amt.
BAJAJ 9.05%upto 2 %
FULLERTON 9%3%
TATA CAPITAL 8.70%0.50% of the loan amount
AXIS 8.85%upto 1% of the Home loan amount subject to a minimum of Rs 10000
Bank of baroda 8.75%0.50% of loan amount upto Rs. 50 lakhs, above Rs. 50 Lakhs is 0.25% of loan amount + GST

About kolkata

Kolkata is the capital of West Bengal, an Indian state. It is located on the east bank of the Hooghly River about 80 kilometers west of the border with Bangladesh. The Kolkata port is India's oldest operating port and it is the sole major riverine port.

The city derives its name from the Kolkata, the Bengali name of one of three villages that predated the arrival of the Britishers. The other two villages were Sutanuti and Govindapur. Today Kolkata is a city famous for its traditional soul, colonial architecture, cultural festivals, and street foods. There are various places in Kolkata to attract the tourist’s attention. Some of them are Howrah Bridge, Mullick Ghat Flower Market, Esplande, Park Street, Victoria Memorial, Birla Planaterium, Kumortuli, Khalighat Temple, Alipur Zoo and others.

About Home Loan in kolkata

We eye to create a robust alternative credit ecosystem in the country. For this, we are digitizing the finance functions. Anywhere and everywhere – you can Apply for a Home Loan with just a few clicks.

Now, you can compare and make a wise choice for the best Home Loan in kolkata also. We bring forth a myriad of options from best banks and NBFCs for your convenience. It’s simple! Choose your desired product and win amazing assured cash backs up to ₹ 5000 on the disbursal of your loan amount.

Eligibility Criteria for Home Loan in kolkata

No worries for strict eligibility conditions. We tie-up with all the best lenders in the kolkata and help you with flexible eligibility criteria. Salaried/self-employed/professionals – hope you meet the following eligibility parameters.

  • A salaried individual needs to be between 23 to 62 years
  • A self-employed individual needs to be between 25 to 70 years
  • The credit score should be 700+
  • A minimum of 2 year work experience is required for the salaried individual
  • A minimum of 3 year business continuity is required for self-employed people

Documents Required for Home Loan in kolkata –

We leverage existing and emerging technologies to offer you the complete digitalized process. Upload the required documents; it will take a few minutes.

Salaried Class

  • Identity Proof - Aadhaar Card /Voters ID/Passport/Driving License /PAN Card/Photo Credit Card/Photo Identity Card issued by the Govt. of India
  • A recognized public authority or public servant issued letter establishing the identity of the customer (not more than 1 month old)
  • Residential Proof - Leave and License Agreement/Utility Bill (maximum three months old)/Passport/Voter ID Card/Aadhaar Card/Rent Agreement on Stamp Paper/Life Insurance Policy
  • Income Proof – Salary slips for the last three months along with the bank statement showcasing the credited salary. Latest Form 16/ITR
  • Employment Certificate – for the past 1 year
  • Photographs - Two passport size
  • Other Documents – Evidence to support running loans long with repayment bank statement for the past 6 months

For Self-employed

Identity Proof -

  • Aadhaar Card /Voters ID/Passport/Driving License /PAN Card/Photo Credit Card/Photo Identity Card issued by Govt of India

A recognized public authority or public servant issued letter establishing the identity of the customer (not more than 1 month old)

Address Proof for Business Entities –

  • Business Certificate/Trade License Certificate/SSI Registration Certificate/Registration Number issued by ROC

Proof of Income –

  • ITR for the last 2 years
  • Balance Sheet & P&L Account
  • 6 months account statement of business entity and savings account statement of individual

Running Loan & other Documents

  • Evidence to support running loans long with repayment bank statement for the past 6 months
  • Shareholding pattern list (certified by CA/CS)
  • Partnership deed (for partnership companies)

In addition to all the above documents, both salaried and self-employed people need to furnish the following property papers -

  • Copy of property documents
  • Copy of Agreement to sell
  • Buyer Agreement/Allotment Letter
  • Occupancy Certificate (in case of ready to move in property)
  • No Objection Certificate from the builder/society
  • Payments receipt made to the developer

Benefits & features of taking a Home Loan in kolkata

Scale up your business to new heights with a business loan. At kolkata, we have a plethora of options with added benefits. Everything is online – you don’t need to visit the bank.

Get ready to leverage the following benefits –

  1. Instant Approval – Yes. SBI, ICICI, HDFC, India Bulls, IIFL and other players are offering instant paperless approval for housing loan. At Afinoz, the lowest home loan rate is guaranteed because we bring forth best home loan players along with their offers under one roof.
  2. High Eligibility – Within few minutes, we will assess your home loan eligibility and suggest you the best available options in kolkata. Our process is driven by automated technologies, and we help you get low EMI home Loan
  3. Balance Transfer – We will make you pay your EMI easily by reducing your debt amount. Transfer your Home Loan balance to save on money. Some lenders charge fee for a home loan balance transfer.

ICICI BANK LIMITED

About

ICICI Bank is an Indian multinational bank and financial services company. Headquartered in Mumbai, India, the bank currently has a network of ,87 branches and , 7 ATMs across India. The bank became the first Indian bank to list on the New York Stock Exchange in 000. It is India’s largest private sector bank with total consolidated assets of Rs. ,.8 billion (US$ 7. billion) as on March 08.

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Branch

THE UNION CO-OPERATIVE BANK LTD
KOLKATTA STRAND ROAD
KOLKATA SARAT BOSE ROAD
KOLKATA, SALT LAKE
KOLKATA HAR
KOLKATA,LILUAH
KOLKATA CHOWRANGHEE
KOLKATA,G.C.AVENUE
KOLKATA - BURRA BAZARá
KOLKATA - GARIAHATá
KOLKATA - V K ROADá
KOLKATA - BRABOURNE ROADá
KOLKATA - BHOWANIPOREá
SOUTH CITY DIGICAL
RATHTALA
NEW MARKET
KARIGORI BHAVAN
POSTA
SALT LAKE CITY BAISAKHI
RAJARHAT GOPALPUR SIDDHA PINE
DLF GALLERIA
SAKUNTALA PARK
RIFLE RANGE ROAD
MIDDLETON STREET
SOUTH DUM DUM SREEBHUMI
PARK CIRCUS
HARISH MUKHERJEE RD
MADDOX SQUARE
STEPHEN HOUSE BRANCH
NEW ALIPORE BLOCK J
KOLKATA BARRACKPORE
KOLKATA - COSSIPORE ROAD
UNITECH
HIGH COURT AREA
BAGHAJATIN
JAMES LONG SARANI
GIRISH PARK
B L SAHA ROAD
BANGUR
SOUTHERN AVENUE
METROPOLITAN
MAHESHTALA
BELGHARIA
DUMDUM CANTONMENT
BIRATI
COLLEGE STREET
MAHAMAYATALA
GARFA
NSC BOSE ROAD
KHARDAH
PICNIC GARDEN
P.S. METIABRUZ
THAKURPUKUR
RAJARHAT ECOSPACE
MANIKTALA
SALT LAKE WEALTH, WEST BENGAL
KOLKATA - LANSDOWNE, WEST BENGAL
KOLKATA-BALLYGUNGE CIRCULAR ROAD
PARNASHREE - KOLKATA, WEST BENGAL
KOLKATA MOULALI, WEST BENGAL
RADHA BAZAR - KOLKATA, WEST BENGAL
KOLKATA - CIT ROAD, WEST BENGAL
KOLKATA AJC BOSE ROAD, WEST BENGAL
KOLKATA-PHOOLBAGAN, WEST BENGAL
KOLKATA-GURUSADAY, WEST BENGAL
KOLKATA CENTRAL AVENUE WEST BENGAL
PATULI., KOLKATA
KOLKATA - BOWBAZAR, WEST BENGAL
KOLKATA-ANANDAPUR, WEST BENGAL
BOC, KOLKATA, WEST BENGAL
STRAND ROAD - KOLKATA, WEST BENGAL
KOLKATA-SHAKESPEARE SARANI, WEST BENGAL
KOLKATA-SINTHI, WEST BENGAL
KOLKATA - WEST BENGAL.
KOLKATA - HAJRA, WEST BENGAL
KOLKATA - NETAJI NAGAR, WEST BENGAL
BELIAGHATA, KOLKATA
M.G. RD., KOLKATA
SANTOSHPUR, KOLKATA
GARIAHAT RD., KOLKATA
HATIBAGAN - KOLKATA, WEST BENGAL
TOPSIA
KOLKATA ? KALIKAPUR, WEST BENGAL
KOLKATA - ESPLANADE, WEST BENGAL
KOLKATA - NAGER BAZAR
KOLKATA - SHYAMBAZAR
KOLKATA TOLLYGUNGE, WEST BENGAL
KOLKATA - KANKAURGACHI
KOLKATA - KASBA
KOLKATA - GOLPARK
KOLKATA (DUNLOP)
JADAVPUR
KOLKATA - PARK STREET
KOLKATA - PRINCE ANWAR SHAH ROADá
DIAMOND HARBOUR
KOLKATA ALIPORE
SARAT BOSE ROAD,KOLKATA
VIP ROAD, KOLKATA
LAKE TOWN - KOLKATA
BOSE ROAD - GARIA BRANCH KOLKATA
BEHALA - KOLKATA
KOLKATA - NEW ALIPOREá
KOLKATA - MINTO PARKá
KOLKATA - SALT LAKE - SECTOR 1á
KOLKATA - CHOWRINGHEEá
KOLKATA - SALT LAKEá
KOLKATA - BALLYGUNGEá
KOLKATA - R N MUKHERJEE

RBL Bank Limited

About

RBL Bank (Ratnakar Bank Limited) is one of the fastest growing private sector banks in India, headquartered in Mumbai, Maharashtra. Established in August 9, currently the bank operates through a network of branches, 99 banking outlets and 9 ATMs spread across 0 Indian states and union territories. In August 99, the bank obtained Scheduled Commercial Bank status. It is listed on both BSE (Bombay Stock Exchange) and NSE (National Stock Exchange).

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Loans

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Insurance

Life InsuranceGeneral InsuranceHealth Insurance

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Corporate & Institutional BankingCommercial BankingBranch & Business BankingAgri Business BankingDevelopment Banking and Financial InclusionTreasury and Financial Markets Operationssavings accountscurrent accountsfixed deposits

Branch

GIRISH PARK BRANCH
BUDGE BUDGE KOLKATA
KALAKAR STREET - KOLKATA
GARIAHAT - KOLKATA
JL NEHRU ROAD KOLKATA
KOLKATA-THAPAR HOUSE

KOTAK MAHINDRA BANK LIMITED

About

Kotak Mahindra Bank Limited is a private sector Indian Bank headquartered in Mumbai, Maharashtra. The bank was founded in 98 and in February 00, Kotak Mahindra Finance Ltd. received the license from the Reserve Bank of India to carry on banking business. It had a network of ,88 full-fledged branches and ,99 ATMs in the country as of March 08.

Banking

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Loans

Home LoanCar LoanPersonal LoanEducation LoanGold LoanLoan Against SecuritiesLoan Against Property

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Insurance

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Branch

KOLKATA ULTADANGA
NSC BOSE ROAD BRANCH
LOUDON STREET BRANCH
KOLKATA CURRENCY CHEST
CHITTARANJAN AVENUE BRANCH
KOLKATA HARISH MUKHERJEE RD BRANCH
KOLKATTA CHATTERJEE ROAD BRANCH
SARKAR SARANI BRANCH
MINTO PARK KOLKATA
BALLYGUNGE KOLKATA
GARIA KOLKATA
SALT LAKE KOLKATA
KOLKATA BAGUIHATI
RASH BEHARI AVENUE KOLKATA
BRABOURNE ROAD OVERSEAS CALCUTTA KOLKATA
MIDDLETON STREET CRAVENUE KOLKATA
KKTSTREET KOLKATA
HBSARANI NSROAD KOLKATA
KOLKATA BEHALA BRANCH
GOL PARK BRANCH
SARAT BOSE RD BRANCH KOLKATTA
NEW ALIPORE BRANCH KOLKATTA
BURRA BAZAR BRANCH KOLKATTA
KOLKATTA-PARKSTREET
RASHBEHARI
SHYAM BAZAR
KOLKATTA - SALT LAKE
KOLKATTA - BALLYGUNJ
KOLKATTA - KANKURGACHI
KOLKATTA- BRABORNE ROAD

BANK OF BARODA

About

Bank of Baroda (BOB) is an Indian multinational banking and financial services institution headquartered in Vadodara in Gujrat, India. The bank was established on 0 July 908 and nationalized on 9 July 99 along with other major commercial banks of India. It has been termed as a profit-making public sector undertaking (PSU). The bank has 7 global branches including 7 India branches and 0 overseas branches. It offers a wide range of banking products and services including loans, credit and debit cards etc.

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Branch

WHOLESALE BANKING BRANCH, KOLKATA
U C ROAD BRANCH
ULTADANGA BRANCH
TOLLYGUNJ BRANCH
THAKUR PUKUR KOLKATA
TALAPARK BRANCH
SURYASEN ST. BRANCH
GARIA STATION ROAD, KOLKATA
SSI KASBA IE BRANCH
SODEPUR BRANCH
SHAM BAZAR BRANCH
SEALDAH BRANCH
SANTOSHPUR,KOLKATA
SALT LAKE CT BRANCH
SALT LAKE SECTOR I, KOLKATA
SALTLAKE S-3 BRANCH
SADANANDA RD BRANCH
RAMLAL BAZAR
P.A.S. RAOD BRANCH
PATIPUKUR BRANCH
KOLKATA,WEST BENGAL
PARK CIRCUS BRANCH
PAIKPARA BRANCH
NEW ALIPORE,KOLKATA,WB
NARKELDANGA
MOORE AVENUE BRANCH
MG ROAD(CAL) BRANCH
MANIKTALLA BRANCH
MADHYAMGRAM WEST BENGAL
LANSDOWN MKT BRANCH
LAKE MARKET BRANCH
KIDDERPORE BRANCH
KESTOPUR BRANCH
KALIKAPUR, WEST BENGAL
JORABAGAN
JODHPUR PARK BRANCH
JESSOR ROAD, KOLKATA
J.M.AVENUE BRANCH
JAMES LONG SARANI,KOLKATA
JADAVPUR
IBB CALCUTTA BRANCH
INDIAEXCHANG BRANCH
HAZRA ROAD BRANCH
HARIDEVPUR, KOLKATA
GIRISH PARK BRANCH
GEN NEXT BR., SALT LAKE, KOLKATA
5-PT.CROSING BRANCH
SURYASEN STREET EXTENSION COUNTER, KOLKATA
DUTTAPUKUR, KOLKATA
DHARMTALLA BRANCH
COLLEGE STR. BRANCH
C R AVENU(S) BRANCH
CHARU MKT BRANCH
CHAKRABERIA BRANCH
CAMAC STREET BRANCH
COOLOTALA BRANCH
BANSDRONI M BRANCH
BURRABAZAR BRANCH
B T ROAD, KOLKATA, WEST BENGAL
BRAHMAPUR BRANCH
BRABOURN RD. BRANCH
BIRATI, KOLKATA
BHAWANIPUR BRANCH
BELIAGHAT BRANCH
BELGHORIA BRANCH
BEHALA BRANCH
BANGUR, KOLKATA, WB
BALLYGUNJ BRANCH
BAISHNABGHATA, KOLKATA
BAGUIATI
BAGHA JATIN
BAGBAZAR,KOLKATA,WB
AROBINDO SARANI WB
ALIPORE BRANCH