Check Home Loan Interest Rates of all major banks of lucknow Instantly
| Bank Name | Floating Interest Rate | Processing Fee |
|---|
| FULLERTON | 9% | 3% |
| Aditya birla | 9.00% onwards | Up-to 1% of the loan amount |
| AXIS | 8.85% | upto 1% of the Home loan amount subject to a minimum of Rs 10000 |
| TATA CAPITAL | 8.70% | 0.50% of the loan amount |
| HDFC | 8.80% onwards | 0.5% of loan amount or Rs 3,000 whichever is higher, plus applicable taxes |
| RBL BANK | 10.30% | Min. Rs. 5000 of loan amount + applicable GST |
| Kotak Mahindra Bank | 8.35% | upto 1.25% of the loan amount |
| IIFL | 9.50% | upto 0.75% of loan amount, or Rs. 3000 |
| Federal Bank | 8.75% onwards | upto 1% of loan amount |
| Bank of baroda | 8.75% | 0.50% of loan amount upto Rs. 50 lakhs, above Rs. 50 Lakhs is 0.25% of loan amount + GST |
| ICICI | 8.90% | 0.5-1% of the loan amount+applicable taxes |
| IndusInd bank | 9.50% | upto 1% of loan amt. |
| BAJAJ | 9.05% | upto 2 % |
About lucknow
“
Lucknow is the capital city of Uttar Pradesh the Indian state. It is the 11th most populous city and the 12th most populous urban agglomeration in India. It was termed as the second happiest city in India in the study by IMRB International.
Lucknow is a multicultural city that flourished as a North Indian cultural and an artistic hub. It has the history of the seat of power of the Nawabs in the 18th and 19th centuries. It has always been an important center of governance, administration, education, commerce, finance, technology, design, culture, tourism, music, and poetry.
The city stands at an elevation of around 123 meters above sea level. It is bounded by Barabanki from the east, Unnao from the west, on the south by Raebareli and in the north by Sitapur and Hardoi. The city sits on the northwestern shore of the Gomti River. It was transferred to the Nawabs. Lucknow has been listed as the 17th fastest growing city in India and 74th in the world. Along with Agra and Varanasi, Lucknow is the Heritage Arc.
A chain of survey triangulations created by the State Government to boost tourism in Uttar Pradesh. The Gomti River divides the state into the Trans-Gomti and Cis-Gomti regions. Gomati River is the city’s chief geographical feature. Lucknow is located in the middle of the Indus-Gangetic Plain and it is surrounded by the rural towns and villages. Although the Uttar Pradesh's primary official language is Hindi, the most spoken language is colloquial Hindustani.
The Urdu language is also a significant part of the Lucknowi culture and heritage. It is commonly used by the wealthier families, the remaining members of the royal or Nawad’s family. Urdu poetry is quite famous in the city. There are various places in Lucknow that attracts tourist’s in the city like Bara Imambara, Chota Imambara, British Residency, Lucknow Zoo, Hazratganj, Constantia House, Dr. Ambedkar Park, Lucknow Museum, Rumi Darwaza, Chattar Manzil, Begum Hazrat Mahal Park, Dilkusha Kothi, Farangi Mahal, Janeshewar Mishra Park, Husainabad Clock Tower, Chandrika Devi Temple and many more.
”About Home Loan in lucknow
We eye to create a robust alternative credit ecosystem in the country. For this, we are digitizing the finance functions. Anywhere and everywhere – you can Apply for a Home Loan with just a few clicks.
Now, you can compare and make a wise choice for the best Home Loan in lucknow also. We bring forth a myriad of options from best banks and NBFCs for your convenience. It’s simple! Choose your desired product and win amazing assured cash backs up to ₹ 5000 on the disbursal of your loan amount.
Eligibility Criteria for Home Loan in lucknow
No worries for strict eligibility conditions. We tie-up with all the best lenders in the lucknow and help you with flexible eligibility criteria. Salaried/self-employed/professionals – hope you meet the following eligibility parameters.
- A salaried individual needs to be between 23 to 62 years
- A self-employed individual needs to be between 25 to 70 years
- The credit score should be 700+
- A minimum of 2 year work experience is required for the salaried individual
- A minimum of 3 year business continuity is required for self-employed people
Documents Required for Home Loan in lucknow –
We leverage existing and emerging technologies to offer you the complete digitalized process. Upload the required documents; it will take a few minutes.
Salaried Class –
- Identity Proof - Aadhaar Card /Voters ID/Passport/Driving License /PAN Card/Photo Credit Card/Photo Identity Card issued by the Govt. of India
- A recognized public authority or public servant issued letter establishing the identity of the customer (not more than 1 month old)
- Residential Proof - Leave and License Agreement/Utility Bill (maximum three months old)/Passport/Voter ID Card/Aadhaar Card/Rent Agreement on Stamp Paper/Life Insurance Policy
- Income Proof – Salary slips for the last three months along with the bank statement showcasing the credited salary. Latest Form 16/ITR
- Employment Certificate – for the past 1 year
- Photographs - Two passport size
- Other Documents – Evidence to support running loans long with repayment bank statement for the past 6 months
For Self-employed
Identity Proof -
- Aadhaar Card /Voters ID/Passport/Driving License /PAN Card/Photo Credit Card/Photo Identity Card issued by Govt of India
A recognized public authority or public servant issued letter establishing the identity of the customer (not more than 1 month old)
Address Proof for Business Entities –
- Business Certificate/Trade License Certificate/SSI Registration Certificate/Registration Number issued by ROC
Proof of Income –
- ITR for the last 2 years
- Balance Sheet & P&L Account
- 6 months account statement of business entity and savings account statement of individual
Running Loan & other Documents –
- Evidence to support running loans long with repayment bank statement for the past 6 months
- Shareholding pattern list (certified by CA/CS)
- Partnership deed (for partnership companies)
In addition to all the above documents, both salaried and self-employed people need to furnish the following property papers -
- Copy of property documents
- Copy of Agreement to sell
- Buyer Agreement/Allotment Letter
- Occupancy Certificate (in case of ready to move in property)
- No Objection Certificate from the builder/society
- Payments receipt made to the developer
Benefits & features of taking a Home Loan in lucknow
Scale up your business to new heights with a business loan. At lucknow, we have a plethora of options with added benefits. Everything is online – you don’t need to visit the bank.
Get ready to leverage the following benefits –
- Instant Approval – Yes. SBI, ICICI, HDFC, India Bulls, IIFL and other players are offering instant paperless approval for housing loan. At Afinoz, the lowest home loan rate is guaranteed because we bring forth best home loan players along with their offers under one roof.
- High Eligibility – Within few minutes, we will assess your home loan eligibility and suggest you the best available options in lucknow. Our process is driven by automated technologies, and we help you get low EMI home Loan
- Balance Transfer – We will make you pay your EMI easily by reducing your debt amount. Transfer your Home Loan balance to save on money. Some lenders charge fee for a home loan balance transfer.
STATE BANK OF INDIA
About
State Bank of India (SBI) is India’s multinational public sector banking and financial services company. SBI was established in 80 and is headquartered in Mumbai, Maharashtra. The bank is the largest bank in India with a % market share in assets. State Bank of India operates a network of , branches and 9, ATMs in India and internationally. SBI operates through Treasury, Corporate/Wholesale Banking, Retail Banking, Insurance Business, and Other Banking Business channels. It extends a comprehensive range of banking products and services to individuals, commercial enterprises, corporates, and government bodies, and institutional customers in India and internationally. Its personal banking services include current accounts, savings accounts, term and recurring deposits; personal, home, auto, and education as well as loans against property and securities; and wealth management, demat, ATM, foreign inward remittance, safe deposit locker, public provident fund, money transfer, and pension policy, as well as cards and inflation indexed national savings securities cumulative bonds. It also provides corporate banking services including corporate accounts, working capital and project finance, deferred payment guarantees, corporate term loans, structured finance, dealer financing, channel financing, equipment leasing, loan syndication, financing Indian firms overseas subsidiaries or JVs, and construction equipment loans. In addition, the bank offers NRI services, such as accounts and deposits, remittances, investments, and loans; agricultural banking and micro credit to agriculturists and farmers; loans, supply chain finance, and deposits and transaction banking services for SME customers; and international banking services.
BankingMoBile Banking, Internet Banking, Wholesale Banking, Retail Banking
ProductBanking, Loans, Deposit
Loanspersonal Loans, car Loan, Loan Against Property, Education Loan, Housing Loans, Gold Loans,Corporate Term Loans
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Branch
GOMTINAGAR, LUCKNOW
LUCKNOW ALIGANJ
VIDHANSABHA MARG, LUCKNOW
JANKIPURAM
ALAMGARH, LUCKNOW
GOSAINGANJ
INDRA NAGAR, LUCKNOW
ALIGANJ LUCKNOW
AASHIANA,LUCKNOW
LUCKNOW JAWAHAR BHAWAN
LUCKNOWPICUP
LUCKNOW MEMORA AFS
LUCKNOW GANESH GANJ
LUCKNOW V.S.M.
JANKIPURAM VISTAR LUCKNOW
VIPULKHAND
GOHANAKALA, LUCKNOW RURAL
PYAREPUR MAUDA, LUCKNOW RURAL
LUCKNOW HAZRATGANJ BRANCH
LDA COLONEY
GOMTI NAGAR, LUCKNOW
VIKAS NAGAR, LUCKNOW
LUCKNOW
BABUGANJ, LUCKNOW
LALBAGH ROAD, LUCKNOW
HARIHARPUR
GOMTI NAGAR LUKHNOW
LDA COLONY LUCKNOW
ALIGANJ LUCKNOW
LUCKNOW
SBIINTOUCH GOMTINAGAR, LUCKNOW
SBIINTOUCH, INDIRANAGAR
DR.A.P.J.ABDUL KALAM TECHNICAL UNIVERSITY LUCKNOW
AMC CANTT.
HAL, INDIRA NAGAR, LUCKNOW
RBO-VII LUCKNOW
BUDHESHWARCHAURAHA
TAKROHI
RBO6 LUCKNOW
AMAUSI INDUSTRIAL AREA,LUCKNOW
KALYANPUR, LUCKNOW
BIJNOR LUCKNOW
KHALISPUR, VARANASI
ITAUNJA LUCKNOW
NEELMATHA HARIHARPUR LUCKNOW
SARAI SHEKH LUCKNOW
HAZRATGANJ, LUCKNOW
PBB AASHIANA
SAINIK SCHOOL, LUCKNOW
KANPUR ROAD, LUCKNOW
SPL. P.B.B. INDIRANAGAR, LUCKNOW
PATRAKARPURAM
UTRETHIA, LUCKNOW
VIBHUTI KHAND
SECTOR 19, INDIRA NAGAR
HARDOI BY PASS ROAD
SOUTH CITY
BANTHRA SIKANDERPUR
BHITOLI KHURD
DEFENCE BANKING BRANCH STATION HEAD QUARTER LUCKNOW CANTONMENT
DAC, LUCKNOW
SPECIALISED N.R.I. BRANCH LUCKNOW
LCPC LUCKNOW
ENGINEERING COLLEGE CHAURAHA JANKIPURAM
KHADRA
AGRI COMM BR LUCKNOW
LUCKNOW UNIVERSITY
BEHTA
I I T Rá LUCKNOW
RBO V, LUCKNOW
RBO III, LUCKNOW
RBO II, LUCKNOW
RBO I, LUCKNOW
R.D.S.O. LUCKNOW
THAKURGANJ
JANKIPURAM EXTENTION
CSI TOWERS
VRINDAVAN
ASHIANA
CHINHAT
ARJUANGANJ
CAC LUCKNOW
GOMTINAGAR PHASE-II
SAADATGANJ
M.B.CLUB
FURSATGANJ
DEWA
LDA COLONY
A P SEN ROAD
MUNSHI PULIA
KAKORI
MALL
BHATPAR RANI
VASUNDHARA
CENTRALISED CLEARING PROCESSING CENTRE, LUCKNOW
NTPC TANDA
INDIAN INSTITUTE OF SUGARCANE RESEARCH, LUCKNOW
IIM LUCKNOW
CENTRAL DRUG RESEARCH INSTITUTE
NBRI, LUCKNOW
GOMATI NAGAR, LUCKNOW
SERVICE BRANCH
IGFCC
VIKRAMADITYA NAGAR, LUCKNOW
JAIL ROAD
FSLO AHEMDABAD
NAND MAHAR
TANGRA PANCHANANTALA
BEHTA SABOLI, LUCKNOW
MAHANAGAR, LUCKNOW
KAPOORTHALA BAGH, LUCKNOW
TRANSPORTNAGAR, LUCKNOW
AIR FORCE COMPLEX KANPUR
GOVERNMENT BUSINESS BRANCH
SGPGI, LUCKNOW
BHAURA KALAN
AMANIGANJ
KAISERBAGH
U.P. CIVIL SECRETARIAT
O A SECTION,ááZO LUCKNOW
BAKSHI KA TALAB
BHATROJKHAN
M.G.MARG
AIR FORCE STATION SARSAWA
HIGH COURT LUCKNOW
MANDI SAMITI
JAWAHAR BHAVAN
MOHANLALGANJ
ISMAILGANJ, LUCKNOW
CHANDER NAGAR
INDIRA NAGAR, LUCKNOW
RLY STN VARANASI
SARC, LUCKNOW
GAURIGANJ
TRADE FINANCE CPC
RA&SECC , VARANASI
SME CITY CREDIT CENTRE
NAGAR MAHAPALIKA, LUCKNOW
RACPC LUCKNOW
CPPC LUCKNOW
PBB ALIGNAJ
SAMB, LUCKNOW
MALIHABAD
PBB GOMTI NAGAR, LUCKNOW
COMMERCIAL, LUCKNOW
GAUTAM BUDH MARG
LOCAL HEAD OFFICE
NAKHAS, LUCKNOW
RAJAJI PURAM
HUSSAIN GANJ
DALI GANJ, LUCKNOW
BHANWAPUR
GAURI SCOOTER NAGAR
ASHOK MARG
NISHANT GANJ, LUCKNOW
ALAMBAGH
PANDEY GANJ, LUCKNOW
SSI AISH BAGH
GANESHGANJ
FERTILIZER TOWNSHIP
SHIAMGANJ
AMINABAD
CANTT LUCKNOW
CHOWK BAZAR
CHARBAGH
SWAROOP NAGAR KANPUR
LUCKNOW MAIN BR.
ICICI BANK LIMITED
About
ICICI Bank is an Indian multinational bank and financial services company. Headquartered in Mumbai, India, the bank currently has a network of ,87 branches and , 7 ATMs across India. The bank became the first Indian bank to list on the New York Stock Exchange in 000. It is India’s largest private sector bank with total consolidated assets of Rs. ,.8 billion (US$ 7. billion) as on March 08.
BankingInternet BankingMobile BankingPockets
ProductAccount Savings Accounts -in- Account Salary Account PayLater by ICICI Bank Pension Accounts EEFC Account Outward Remittance Child Education Plan New Pension SchemeAgri & Rural Farmer Finance Instant Gold Loan Agri Traders & Processors Agri Corporates Tractor Loan Micro BankingForex
LoansHome LoanCar LoanPersonal LoanEducation LoanGold LoanLoans Against SecuritiesCommercial Business LoanPradhan Mantri Mudra YojanaStand-Up India SchemeTwo Wheeler LoansBusiness Loan
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InsuranceICICI LombardICICI Pru Heart/Cancer ProtectICICI Pru iProtect SmartCar InsurancePradhan Mantri Jeevan Jyoti Bima Yojana
Popular productAccount Savings Accounts -in- Account Salary Account PayLater by ICICI Bank Pension Accounts EEFC Account Outward Remittance Child Education Plan New Pension SchemeAgri & Rural Farmer Finance Instant Gold Loan Agri Traders & Processors Agri Corporates Tractor Loan Micro BankingForex
Branch
ZILA SAHKARI BANK LTD LUCKNOW
UTTAR PRADESH STATE COOPERATIVE BANK LTD
LUCKNOW ALIGANJ
SHERWOOD ACADEMY,LUCKNOW
LUCKNOW,CENTRAL ACADEMY
LUCKNOW
LUCKNOWá
JANKIPURAM EXTENSION
EXTENSION GOMTI NAGAR
VISHAL KHAND
MALIHABAD
LUCKNOW-SAROJINI NAGAR
JANKIPURAM
CHINHAT
VIBHAVKHAND
LUCKNOW VIBHUTI KHAND UTTAR PRADESH
RAJAJI PURAM - LUCKNOW, UTTAR PRADESH
FAIZABAD ROAD - LUCKNOW, UTTAR PRADESH
LUCKNOW NIRALA NAGAR, UTTAR PRADESH
NADAN MAHAL ROAD-LUCKNOW, UTTAR PRADESH
SADAR BAZAR-LUCKNOW CANTT, UTTAR PRADESH
ASHIANA LUCKNOW, UTTAR PRADESH
LUCKNOW - UNIVERSITY, UTTAR PRADESH
LUCKNOW - SITAPUR ROAD, UTTAR PRADESH
LUCKNOW - MAHANAGAR
CHOWK, LUCKNOW
AMINABAD
LUCKNOW (NAKA HINDOLA)
LUCKNOW - INDIRA NAGAR
LUCKNOW - ALIGANJá
LUCKNOW - ALAMBAGHá
GOMTINAGARá
SYNDICATE BANK
About
Syndicate Bank is one of the oldest and major commercial banks in India and was founded in 9. At the time of its establishment, the bank was known as Canara Industrial and Banking Syndicate Limited. The name of the bank was changed to Syndicate Bank in 9. It is headquartered in Manipal, Karnataka and was one of the major commercial banks to be nationalized on 9 July 99, by Government of India. Syndicate Bank operated a network of 0 branches, including ,9 rural, ,7 semi-urban, 8 urban, and 8 metro branches in India; and branch in London, as well as ,8 ATMs as of March 08. Syndicate Bank offers banking products and services to corporate, SMEs and retail customer in India. Its deposit products include savings accounts, current accounts, and term deposits. It also provides retail, agricultural and other priority sector loans. In addition, the bank provides corporate finance such as working capital finance; export credit, term loan finance; loan against receivables; and project finance that includes infrastructure projects. Further, it provides Aadhaar seeding, NEFT/RTGS, online tax payment, online shopping and utility bill payment, and e-filing of income tax returns. Other services include CMS, bancassurance, mutual fund services, and demat services. Syndicate Bank also provides international banking products such as non-resident (external) rupee, non-resident ordinary rupee, resident foreign currency, and foreign currency non-resident accounts, as well as manages exchange companies.
BankingSMS BankingNet BankingMissed Call Banking
ProductLoan, Banking, Credit Card
LoansRetail Loan, Agriculture Loan, Priority Sector Loan, SME Loan
CardSyndicate Bank Global Visa Credit Card
InsuranceNA
Popular productLoan, Banking, Credit Card
Branch
AHIBARANPUR
NIGOHA
NOORNAGAR BHADARSE
CHINHAT LUCKNOW
VIKASH NAGAR LUCKNOW
KURSI ROAD LUCKNOW
VIBHUTI KHAND
MID CORPORATE BRANCH LUCKNOW
AHIMAMAU LUCKNOW
RETAIL LOAN CENTRE LUCKNOW
LUCKNOW NAKA HINDOLA
LUCKNOW VRINDAVAN COLONY
LUCKNOW LALBAGH
FGMO, LUCKNOW
ARMBLUCKNOW
KUMBHAPUR
SULTANPUR
GHOSI
CHITRAKOOT DHAM
LUCKNOW KALICHARAN DEGREE COLLEGE
LUCKNOW NEW HYDERABAD
FXPC LUCKNOW
LUCKNOW HAZRATGANJ
R O LUCKNOW
MOHANLALGANJ
LUCKNOW AMINABAD MAIN
SUBHASH MARG LUCKNOW
RAJAJI PURAM LUCKNOW
AASHIANA LUCKNOW
LUCKNOW ALIGANJ
KAISERBAGH LUCKNOW
LUCKNOW SARVODAYANAGAR
LUCKNOW KALYANPUR
LUCKNOW INDIRANAGAR SECTOR 8
CAO LUCKNOW
LUCKNOW RAI BAREILLY ROAD
LUCKNOW AMC CENTRE AND SCHOOL
M B INTER COLLEGE
LUCKNOW INDIRANAGAR
GOMTINAGAR LUCKNOW
UPJALNIGAM LUCKNOW
KANKAHA
MALIHABAD
GOMTINAGAR EXTN LUCKNOW
LUCKNOW ALAMBAGH