Check Home Loan Interest Rates of all major banks of lucknow Instantly
| Bank Name | Floating Interest Rate | Processing Fee |
|---|
| BAJAJ | 9.05% | upto 2 % |
| FULLERTON | 9% | 3% |
| Federal Bank | 8.75% onwards | upto 1% of loan amount |
| IIFL | 9.50% | upto 0.75% of loan amount, or Rs. 3000 |
| ICICI | 8.90% | 0.5-1% of the loan amount+applicable taxes |
| Kotak Mahindra Bank | 8.35% | upto 1.25% of the loan amount |
| Bank of baroda | 8.75% | 0.50% of loan amount upto Rs. 50 lakhs, above Rs. 50 Lakhs is 0.25% of loan amount + GST |
| IndusInd bank | 9.50% | upto 1% of loan amt. |
| RBL BANK | 10.30% | Min. Rs. 5000 of loan amount + applicable GST |
| AXIS | 8.85% | upto 1% of the Home loan amount subject to a minimum of Rs 10000 |
| TATA CAPITAL | 8.70% | 0.50% of the loan amount |
| HDFC | 8.80% onwards | 0.5% of loan amount or Rs 3,000 whichever is higher, plus applicable taxes |
| Aditya birla | 9.00% onwards | Up-to 1% of the loan amount |
About lucknow
“
Lucknow is the capital city of Uttar Pradesh the Indian state. It is the 11th most populous city and the 12th most populous urban agglomeration in India. It was termed as the second happiest city in India in the study by IMRB International.
Lucknow is a multicultural city that flourished as a North Indian cultural and an artistic hub. It has the history of the seat of power of the Nawabs in the 18th and 19th centuries. It has always been an important center of governance, administration, education, commerce, finance, technology, design, culture, tourism, music, and poetry.
The city stands at an elevation of around 123 meters above sea level. It is bounded by Barabanki from the east, Unnao from the west, on the south by Raebareli and in the north by Sitapur and Hardoi. The city sits on the northwestern shore of the Gomti River. It was transferred to the Nawabs. Lucknow has been listed as the 17th fastest growing city in India and 74th in the world. Along with Agra and Varanasi, Lucknow is the Heritage Arc.
A chain of survey triangulations created by the State Government to boost tourism in Uttar Pradesh. The Gomti River divides the state into the Trans-Gomti and Cis-Gomti regions. Gomati River is the city’s chief geographical feature. Lucknow is located in the middle of the Indus-Gangetic Plain and it is surrounded by the rural towns and villages. Although the Uttar Pradesh's primary official language is Hindi, the most spoken language is colloquial Hindustani.
The Urdu language is also a significant part of the Lucknowi culture and heritage. It is commonly used by the wealthier families, the remaining members of the royal or Nawad’s family. Urdu poetry is quite famous in the city. There are various places in Lucknow that attracts tourist’s in the city like Bara Imambara, Chota Imambara, British Residency, Lucknow Zoo, Hazratganj, Constantia House, Dr. Ambedkar Park, Lucknow Museum, Rumi Darwaza, Chattar Manzil, Begum Hazrat Mahal Park, Dilkusha Kothi, Farangi Mahal, Janeshewar Mishra Park, Husainabad Clock Tower, Chandrika Devi Temple and many more.
”About Home Loan in lucknow
We eye to create a robust alternative credit ecosystem in the country. For this, we are digitizing the finance functions. Anywhere and everywhere – you can Apply for a Home Loan with just a few clicks.
Now, you can compare and make a wise choice for the best Home Loan in lucknow also. We bring forth a myriad of options from best banks and NBFCs for your convenience. It’s simple! Choose your desired product and win amazing assured cash backs up to ₹ 5000 on the disbursal of your loan amount.
Eligibility Criteria for Home Loan in lucknow
No worries for strict eligibility conditions. We tie-up with all the best lenders in the lucknow and help you with flexible eligibility criteria. Salaried/self-employed/professionals – hope you meet the following eligibility parameters.
- A salaried individual needs to be between 23 to 62 years
- A self-employed individual needs to be between 25 to 70 years
- The credit score should be 700+
- A minimum of 2 year work experience is required for the salaried individual
- A minimum of 3 year business continuity is required for self-employed people
Documents Required for Home Loan in lucknow –
We leverage existing and emerging technologies to offer you the complete digitalized process. Upload the required documents; it will take a few minutes.
Salaried Class –
- Identity Proof - Aadhaar Card /Voters ID/Passport/Driving License /PAN Card/Photo Credit Card/Photo Identity Card issued by the Govt. of India
- A recognized public authority or public servant issued letter establishing the identity of the customer (not more than 1 month old)
- Residential Proof - Leave and License Agreement/Utility Bill (maximum three months old)/Passport/Voter ID Card/Aadhaar Card/Rent Agreement on Stamp Paper/Life Insurance Policy
- Income Proof – Salary slips for the last three months along with the bank statement showcasing the credited salary. Latest Form 16/ITR
- Employment Certificate – for the past 1 year
- Photographs - Two passport size
- Other Documents – Evidence to support running loans long with repayment bank statement for the past 6 months
For Self-employed
Identity Proof -
- Aadhaar Card /Voters ID/Passport/Driving License /PAN Card/Photo Credit Card/Photo Identity Card issued by Govt of India
A recognized public authority or public servant issued letter establishing the identity of the customer (not more than 1 month old)
Address Proof for Business Entities –
- Business Certificate/Trade License Certificate/SSI Registration Certificate/Registration Number issued by ROC
Proof of Income –
- ITR for the last 2 years
- Balance Sheet & P&L Account
- 6 months account statement of business entity and savings account statement of individual
Running Loan & other Documents –
- Evidence to support running loans long with repayment bank statement for the past 6 months
- Shareholding pattern list (certified by CA/CS)
- Partnership deed (for partnership companies)
In addition to all the above documents, both salaried and self-employed people need to furnish the following property papers -
- Copy of property documents
- Copy of Agreement to sell
- Buyer Agreement/Allotment Letter
- Occupancy Certificate (in case of ready to move in property)
- No Objection Certificate from the builder/society
- Payments receipt made to the developer
Benefits & features of taking a Home Loan in lucknow
Scale up your business to new heights with a business loan. At lucknow, we have a plethora of options with added benefits. Everything is online – you don’t need to visit the bank.
Get ready to leverage the following benefits –
- Instant Approval – Yes. SBI, ICICI, HDFC, India Bulls, IIFL and other players are offering instant paperless approval for housing loan. At Afinoz, the lowest home loan rate is guaranteed because we bring forth best home loan players along with their offers under one roof.
- High Eligibility – Within few minutes, we will assess your home loan eligibility and suggest you the best available options in lucknow. Our process is driven by automated technologies, and we help you get low EMI home Loan
- Balance Transfer – We will make you pay your EMI easily by reducing your debt amount. Transfer your Home Loan balance to save on money. Some lenders charge fee for a home loan balance transfer.
RBL Bank Limited
About
RBL Bank (Ratnakar Bank Limited) is one of the fastest growing private sector banks in India, headquartered in Mumbai, Maharashtra. Established in August 9, currently the bank operates through a network of branches, 99 banking outlets and 9 ATMs spread across 0 Indian states and union territories. In August 99, the bank obtained Scheduled Commercial Bank status. It is listed on both BSE (Bombay Stock Exchange) and NSE (National Stock Exchange).
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ICICI BANK LIMITED
About
ICICI Bank is an Indian multinational bank and financial services company. Headquartered in Mumbai, India, the bank currently has a network of ,87 branches and , 7 ATMs across India. The bank became the first Indian bank to list on the New York Stock Exchange in 000. It is India’s largest private sector bank with total consolidated assets of Rs. ,.8 billion (US$ 7. billion) as on March 08.
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Branch
ZILA SAHKARI BANK LTD LUCKNOW
UTTAR PRADESH STATE COOPERATIVE BANK LTD
LUCKNOW ALIGANJ
SHERWOOD ACADEMY,LUCKNOW
LUCKNOW,CENTRAL ACADEMY
LUCKNOW
LUCKNOWá
JANKIPURAM EXTENSION
EXTENSION GOMTI NAGAR
VISHAL KHAND
MALIHABAD
LUCKNOW-SAROJINI NAGAR
JANKIPURAM
CHINHAT
VIBHAVKHAND
LUCKNOW VIBHUTI KHAND UTTAR PRADESH
RAJAJI PURAM - LUCKNOW, UTTAR PRADESH
FAIZABAD ROAD - LUCKNOW, UTTAR PRADESH
LUCKNOW NIRALA NAGAR, UTTAR PRADESH
NADAN MAHAL ROAD-LUCKNOW, UTTAR PRADESH
SADAR BAZAR-LUCKNOW CANTT, UTTAR PRADESH
ASHIANA LUCKNOW, UTTAR PRADESH
LUCKNOW - UNIVERSITY, UTTAR PRADESH
LUCKNOW - SITAPUR ROAD, UTTAR PRADESH
LUCKNOW - MAHANAGAR
CHOWK, LUCKNOW
AMINABAD
LUCKNOW (NAKA HINDOLA)
LUCKNOW - INDIRA NAGAR
LUCKNOW - ALIGANJá
LUCKNOW - ALAMBAGHá
GOMTINAGARá
KARNATAKA BANK LIMITED
About
The Karnataka Bank Limited is ‘A’ Class scheduled commercial bank founded on 8th February 9. Headquartered in Mangaluru in Karnataka, India, the bank has a national presence with a network of 8 branches, 7 ATMs and 0 e-lobbies spread across states and Union Territories. The bank has deployed the most modern information technology like core banking, internet banking and mobile banking etc. to meet customers’ expectation of services, for today and for future. The bank is listed on both the BSE and the NSE.
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Branch
LUCKNOW-GOMTI NAGAR
LUCKNOW UP
PUNJAB NATIONAL BANK
About
Punjab National Bank (PNB) is an Indian multinational banking and financial services company. Established in 89, it is state-owned bank. Headquartered in New Delhi, India, the bank operates through a network of zonal offices, 7 circle offices, 98 branches, and 98 ATMs. PNB also operates a banking subsidiary in the UK, as well as branches in Hong Kong, Kowloon, Dubai and Kabul and representative offices in in Almaty (Kazakhstan), Dubai (UAE), Shanghai (China), Oslo(Norway), and Sydney (Australia). PNB and other major commercial banks were nationalized on 9 July 99.
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Branch
KRISHNA NAGAR LUCKNOW
BO COSCA
VRINDAVAN YOJNA LUCKNOW
KHADRA
LUCKNOW MAMA CHAURAHA
LUCKNOW, GENNEXT BRANCH
LUCKNOW,C/CHEST, VIBHUTI KHAND
LUCKNOW,C/CHEST, HAZRATGANJ
LUCKNOW,VIJAYANT KHAND
LUCKNOW,ARMB
ARMY PUBLIC SCHOOL,CANTT,LUCKN
LUCKNOW, M G MARG
LUCKNOW, IMDUP(MERGED)
LUCKNOW NAVYG KANYAVIDYA(MERGE
LUCKNOW, TRADE TAX OFFICE
MAU-MOHANLALGANJ
KAKORI
GOMTI NAGAR EXTENSION
DEVA ROAD LUCKNOW
FGM OFFICE LUCKNOW
LUCKNOW, RAB
LUCKNOW, SOUTH CITY
LUCKNOW, RLB GOMTI NAGAR
LUCKNOW, JANAKI PURAM
LUCKNOW,MICR
M.G.ROAD,LUCKNOW
AMETHI, DISTT. LUCKNOW (UP)
LUCKNOW TALKATORA ROAD, DISTT.
LUCKNOW, VIDHAN SABHA MARG
LUCKNOW LAL BAGH
LUCKNOW RCC, DISTT. LUCKNOW (U
VIKAS NAGAR,LUCKNOW(U.P)
INDIRA NAGAR,LUCKNOW
BANTHRA, DISTT. LUCKNOW (UP)
LUCKNOW SUBHASH MARG, DISTT. L
CHHATTE MEEL
LUCKNOW,SADAR BAZAR
LUCKNOW GAUTAM BUDH MARG