Home Loan in Patna

About Home Loan in Patna

Bank NameFloating Interest RateProcessing Fee
ICICI8.90%0.5-1% of the loan amount+applicable taxes
Kotak Mahindra Bank8.35%upto 1.25% of the loan amount
IndusInd bank9.50%upto 1% of loan amt.
IIFL9.50%upto 0.75% of loan amount, or Rs. 3000
Bank of baroda8.75%0.50% of loan amount upto Rs. 50 lakhs, above Rs. 50 Lakhs is 0.25% of loan amount + GST
TATA CAPITAL8.70%0.50% of the loan amount
BAJAJ9.05%upto 2 %
HDFC8.80% onwards0.5% of loan amount or Rs 3,000 whichever is higher, plus applicable taxes
AXIS8.85%upto 1% of the Home loan amount subject to a minimum of Rs 10000
FULLERTON9%3%
RBL BANK10.30%Min. Rs. 5000 of loan amount + applicable GST
Federal Bank8.75% onwardsupto 1% of loan amount
Aditya birla9.00% onwardsUp-to 1% of the loan amount

About Patna

Patna, initially known as Pataliputra, is the capital of Bihar state, India. The ancient city of Pataliputra was by founded by Ajatashatru, king of Magadha, in 5th Century BCE. Sprawling along the south bank of the Ganges River in Bihar, it is one of the oldest cities in India.

The Government House, the Assembly Chambers, the Oriental Library, a medical college, and an engineering college are prominent modern structures of Patna. Its historic monuments are the mosque of Ḥusayn Shah of Bengal, the Sikh Temple associated with the 10th Guru, Gobind Singh, and the granary at Bankipur. University of Patna and the Patna Museum are located in the city. Patna is connected by road to Hajipur via the Mahatma Gandhi Bridge across the river.

Patna is a trade centre for agricultural produce; chief crops include sugarcane, sesame, and medium-grained Patna rice. There are several sugar mills in Patna and its surrounding. The economy of Patna has been boosted by Fast Moving Consumer Goods industries, service sector and Green Revaluation businesses.

About home Loan in Patna

We eye to create a robust alternative credit ecosystem in the country. For this, we are digitizing the finance functions. Anywhere and everywhere – you can Apply for a Home Loan with just a few clicks.

Now, you can compare and make a wise choice for the best Home Loan in Patna also. We bring forth a myriad of options from best banks and NBFCs for your convenience. It’s simple! Choose your desired product and win amazing assured cash backs up to ₹ 5000 on the disbursal of your loan amount.

Eligibility Criteria for Home Loan in Patna

No worries for strict eligibility conditions. We tie-up with all the best lenders in the Patna and help you with flexible eligibility criteria. Salaried/self-employed/professionals – hope you meet the following eligibility parameters.

  • A salaried individual needs to be between 23 to 62 years
  • A self-employed individual needs to be between 25 to 70 years
  • The credit score should be 700+
  • A minimum of 2 year work experience is required for the salaried individual
  • A minimum of 3 year business continuity is required for self-employed people

Documents Required for Home Loan in Patna –

We leverage existing and emerging technologies to offer you the complete digitalized process. Upload the required documents; it will take a few minutes.

Salaried Class

  • Identity Proof - Aadhaar Card /Voters ID/Passport/Driving License /PAN Card/Photo Credit Card/Photo Identity Card issued by the Govt. of India
  • A recognized public authority or public servant issued letter establishing the identity of the customer (not more than 1 month old)
  • Residential Proof - Leave and License Agreement/Utility Bill (maximum three months old)/Passport/Voter ID Card/Aadhaar Card/Rent Agreement on Stamp Paper/Life Insurance Policy
  • Income Proof – Salary slips for the last three months along with the bank statement showcasing the credited salary. Latest Form 16/ITR
  • Employment Certificate – for the past 1 year
  • Photographs - Two passport size
  • Other Documents – Evidence to support running loans long with repayment bank statement for the past 6 months

For Self-employed

Identity Proof -

  • Aadhaar Card /Voters ID/Passport/Driving License /PAN Card/Photo Credit Card/Photo Identity Card issued by Govt of India

A recognized public authority or public servant issued letter establishing the identity of the customer (not more than 1 month old)

Address Proof for Business Entities –

  • Business Certificate/Trade License Certificate/SSI Registration Certificate/Registration Number issued by ROC

Proof of Income –

  • ITR for the last 2 years
  • Balance Sheet & P&L Account
  • 6 months account statement of business entity and savings account statement of individual

Running Loan & other Documents

  • Evidence to support running loans long with repayment bank statement for the past 6 months
  • Shareholding pattern list (certified by CA/CS)
  • Partnership deed (for partnership companies)

In addition to all the above documents, both salaried and self-employed people need to furnish the following property papers -

  • Copy of property documents
  • Copy of Agreement to sell
  • Buyer Agreement/Allotment Letter
  • Occupancy Certificate (in case of ready to move in property)
  • No Objection Certificate from the builder/society
  • Payments receipt made to the developer

Benefits & features of taking a Business Loan in Patna

Scale up your business to new heights with a business loan. At Patna, we have a plethora of options with added benefits. Everything is online – you don’t need to visit the bank.

Get ready to leverage the following benefits –

  1. Instant Approval – Yes. SBI, ICICI, HDFC, India Bulls, IIFL and other players are offering instant paperless approval for housing loan. At Afinoz, the lowest home loan rate is guaranteed because we bring forth best home loan players along with their offers under one roof.
  2. High Eligibility – Within few minutes, we will assess your home loan eligibility and suggest you the best available options in Patna. Our process is driven by automated technologies, and we help you get low EMI home Loan
  3. Balance Transfer – We will make you pay your EMI easily by reducing your debt amount. Transfer your Home Loan balance to save on money. Some lenders charge fee for a home loan balance transfer.

STATE BANK OF INDIA

About

State Bank of India (SBI) is India’s multinational public sector banking and financial services company. SBI was established in 80 and is headquartered in Mumbai, Maharashtra. The bank is the largest bank in India with a % market share in assets. State Bank of India operates a network of , branches and 9, ATMs in India and internationally. SBI operates through Treasury, Corporate/Wholesale Banking, Retail Banking, Insurance Business, and Other Banking Business channels. It extends a comprehensive range of banking products and services to individuals, commercial enterprises, corporates, and government bodies, and institutional customers in India and internationally. Its personal banking services include current accounts, savings accounts, term and recurring deposits; personal, home, auto, and education as well as loans against property and securities; and wealth management, demat, ATM, foreign inward remittance, safe deposit locker, public provident fund, money transfer, and pension policy, as well as cards and inflation indexed national savings securities cumulative bonds. It also provides corporate banking services including corporate accounts, working capital and project finance, deferred payment guarantees, corporate term loans, structured finance, dealer financing, channel financing, equipment leasing, loan syndication, financing Indian firms overseas subsidiaries or JVs, and construction equipment loans. In addition, the bank offers NRI services, such as accounts and deposits, remittances, investments, and loans; agricultural banking and micro credit to agriculturists and farmers; loans, supply chain finance, and deposits and transaction banking services for SME customers; and international banking services.

Banking

MoBile Banking,
Internet Banking,
Wholesale Banking,
Retail Banking

Product

Banking, Loans, Deposit

Card

SBI Card ELITE,SBI Credit Cards,Air India SBI Platinum Card,Air India SBI Signature Card,SBI STYLEUP Contactless Credit Card,IRCTC SBI Platinum Card,Doctor's SBI Card, SBI Card ELITE Advantage

Insurance

. Individual Insurance:sbi life- eshield, sbi life - poorna suraksha, sbi life - sampoorn cancer suraksha, sbi life- elncome shield, sbi life- smart shield,sbi life - saral Shield, SBI Life - Saral Swadhan +, SBI Life- Smart Swadhan Plus, SBI Life - Grameen Bina. . Corporate Insurance Plan: SBI Life - Kalyan ULIP Plus, SBI Life- CapAssure Gold, SBI Life - Gaurav Jeevan, SBI Life- Pradhan Mantri Jeevan Jyoti Bima yojana, SBI Life- Sampoorn Suraksha

Branch

BAHADURPURPHULWARI SHARIF WALMINAUBATPURPATNAPATNA FRAZER ROAD BRANCHKHAJPURAP C COLONY KANKARBAGHSAGUNA MORE DANAPUR PATNABIHTA DIST PATNAFRAZER ROAD, PATNAPATNA CITY MARUFGANJR BLOCK, PATNAASHOK RAJPATH, PATNAPATNASBIINTOUCH BR PATNA MAIN BR, PATNASBIINTOUCH BRANCH SAGUNA MORE, PATNASBIINTOUCH S.K.PURI, PATNATRANSPORT NAGAR, PATNANANMUHIYANNIYOJAN BHAWANMASAURHI BAZARANS COLLEGE BARHNARAULIKARPOORIGRAMRBO PATNA WESTKARPOORI THAKUR SADANSHIVPURI,PATNAPOSTAL PARK, PATNAPBB BHAGWATNAGARDR B R AMBEDKAR COLLEGEGOLA ROAD PATNAPATLIPUTRA RAILWAY STATIONKARMALICHAK PATNADANAPUR BAZARAIR FORCE STATION BIHTANADAULHATHIDAH BUJURGAIIMS PHULWARISHARIFPIPLAWANIIT BIHTACHAK JALALSABALPURMASARHISANDALPURPANI TANKI MOREKHEMNICHAKSPECIALIZED NRI BRANCHBHOJPUR COLONY, PATNAJAGDEO PATHCHANAKYA LAW COLLEGEDRM OFFICE, KHAGAULRAMKRISHNANAGARDUMRIPALTU CHHITINIRBO REGIONSEC PATNAFIC DANIYANWANLCPC PATNAFIC SAMPATCHAKA.G. COLONY, PATNASPECIALISED CURRENCY ADMINISTRATION BRANCH, PATNADANIAWANRBOII PATNARBOI PATNADOCUMENT ARCHIVAL CENTRE, PATNAHARNAUTPHULWARISHARIFMANERSAMPATCHAKBIKRAMPUNPUNGHOSHWARIDULHIN BAZARPANDARAKSABNIMAGOVIND MITRA ROAD, PATNAJAGDISHPURTEKARIGARHANISAGUNACCPC, PATNAJ.D.WOMEN'S COLLEGE, PATNARAJIV NAGARDANAPUR CANTONEMENTRED EAGLE CANTEEN, ALLAHABADNTPC CAMPUS, BARHSMECC PATNA (NEW BRANCH)CAC, PATNASERVICE BRANCH PATNACB PATLIPUTRAZONAL INSPECTION OFFICE, PATNABIHAR VETERINARY COLLEGE COMPLEXHANUMAN NAGARASHIANA NAGARANISABAD,PATNAANANDPURISONMAISHAHJAHANPURDOMANSARASATBHAISWANALIPURIGIMSAMY,KATRA BAZARAGAMKUANDARIYAPUR GOLAMAURYA LOK COMPLEXPALIGANJRAJ BHAWAN, PATNAZONAL OFFICE PATNAAUNTABORING CANAL ROAD, PATNAIFB PATNASARAYSAINAGWALAIBANKAGHATBAILEY ROADARAPAKHTIYARPURAMY BIHTAAMY FATWAHKHUSRUPURATHMALGOLANMCC PATNASARC PATNAADB BARHMASAURHIKHAGAULRACPC PATNACPPC PATNAPBB KANKARBAGH, PATNARARB PATNASSI PATNASCB, DAKBUNGLOW, PATNAPBB PATNASPB BRANCH PATNAFSLO PATNAOAD,LHO, PATNAKANKARBAGH RESIDENTIAL COLONYBHIKHNAPAHARI, PATNASRIKRISHNANAGAR, PATNADIGHAGARDANIBAGHKURJI,PATNANEW MARKET , PATNAFRASER ROADEXHIBITION ROAD PATNARAJAPURMARUFGANJMAHENDRURAJABANSHI NAGARSHRIKRISHNA PURICHAUHATTAKSDSU CAMPUSBAKHTIYARPURRAJENDRA NAGARKADAMKUANPATLIPUTRAMITHAPURGULZARBAGHBORING ROADPATNA CITYKANKARBAGHDANAPURHAJIGANJJUDGES COURT RDBIHTABSEB PATNAPATNA SECTTPATNA MAINMOKAMABARH

ICICI BANK LIMITED

About

ICICI Bank is an Indian multinational bank and financial services company. Headquartered in Mumbai, India, the bank currently has a network of ,87 branches and , 7 ATMs across India. The bank became the first Indian bank to list on the New York Stock Exchange in 000. It is India’s largest private sector bank with total consolidated assets of Rs. ,.8 billion (US$ 7. billion) as on March 08.

Banking

Internet Banking
Mobile Banking
Pockets

Product

Account Savings Accounts -in- Account Salary Account PayLater by ICICI Bank Pension Accounts EEFC Account Outward Remittance Child Education Plan New Pension SchemeAgri & Rural Farmer Finance Instant Gold Loan Agri Traders & Processors Agri Corporates Tractor Loan Micro BankingForex

Loans

Home LoanCar LoanPersonal LoanEducation LoanGold LoanLoans Against SecuritiesCommercial Business LoanPradhan Mantri Mudra YojanaStand-Up India SchemeTwo Wheeler LoansBusiness Loan

Card

Credit Card Coral Rubyx Sapphiro Emeralde Diamant MakeMyTrip Jet Airways HPCL Ferrari Manchester United Platinum Amazon Pay Unifare MetroDebit Card ICICI Bank Coral+ International Debit Card ICICI Bank Sapphiro International Debit Card ICICI Bank Rubyx International Debit Card ICICI Bank Coral Paywave International Debit Card Manchester United debit card Manchester United Coral debit card Manchester United Sapphiro Debit cardPrepaid Cards Reimbursement Card Memento Gift Card PayDirect Card Pockets, the Digital bank Multi Wallet Card Gift Card Meal CardTravel Card

Insurance

ICICI LombardICICI Pru Heart/Cancer ProtectICICI Pru iProtect SmartCar InsurancePradhan Mantri Jeevan Jyoti Bima Yojana

Popular product

Account Savings Accounts -in- Account Salary Account PayLater by ICICI Bank Pension Accounts EEFC Account Outward Remittance Child Education Plan New Pension SchemeAgri & Rural Farmer Finance Instant Gold Loan Agri Traders & Processors Agri Corporates Tractor Loan Micro BankingForex

Branch

PATNAPATNAáKIDWAIPURIHAJIGANJDUJRASABALPURPATEL NAGARPHULWARISHARIFBIHTAMITHAPURBYPASS ROAD PATNAKADAMKUAN PATNAMAHENDRUSAGUNA MORESANDALPUR PATNAFATUHADIGHA PATNAGAI GHAT PATNADANAPURPATNA ASHOK RAJPATHPATNA CITYBHOOTNATH ROADPATNABARHASHIANA NAGARANISHABAD PATNA, BIHARPATNA - RAJA BAZARPATNA - BSFC FRASER ROADS K PURI PATNAPATNA - KANKERBAGHá

BANK OF BARODA

About

Bank of Baroda (BOB) is an Indian multinational banking and financial services institution headquartered in Vadodara in Gujrat, India. The bank was established on 0 July 908 and nationalized on 9 July 99 along with other major commercial banks of India. It has been termed as a profit-making public sector undertaking (PSU). The bank has 7 global branches including 7 India branches and 0 overseas branches. It offers a wide range of banking products and services including loans, credit and debit cards etc.

Banking

Instant Banking
Baroda Connect (Internet Banking)
BHIM Baroda Pay
Baroda M-connect Plus (Mobile Banking)
Mobile Application
Baroda mPassbook
Baroda m-Invest App
BHIM UPI Payment App

Product

Account Savings Current Baroda E-Trade in accountDeposit FD RDLoans Personal Loan Home Loan Vehicle Loan Education Loan Fintech (Business Loan) Other Loan MUDRA Loan Mortgage Loan Debit card EMI

Loans

Loans Personal Loan Home Loan Vehicle Loan Education Loan Fintech (Business Loan) Other Loan MUDRA Loan Mortgage Loan Debit card EMI

Card

Debit Cards Visa Electron Card RuPay Platinum Card Baroda Master Platinum Card RuPay Classic Card Master Classic Card Visa Platinum Chip CardPrepaid Cards Gift Card TravelEasy Card Reloadable CardCredit Cards Easy Visa Platinum Select Visa Platinum Premier Visa Signature Prime Mastercard

Insurance

Life InsuranceHealth InsuranceGeneral Insurance

Popular product

Account Savings Current Baroda E-Trade in accountDeposit FD RDLoans Personal Loan Home Loan Vehicle Loan Education Loan Fintech (Business Loan) Other Loan MUDRA Loan Mortgage Loan Debit card EMI

Branch

YAKUBPUR NAGWAN BIHARWALMI, PATNASRI KRISHNAP BRANCHDIGHA,BIHARPBB-KANKARBG-PATNAAT.+PO. PATNACITYPATNA CITY BRANCHPATLIPUTRAPATEL NAGARNAUBATPUR,PATNAMOKAMEH, DIST PATNAMARCHIMANER,PATNA, BIHARLOHIYANAGAR, BIHARLANKA KACHURAKURJIMORE, PATNAJAKKANPURHATHIDAH, BIHARGULZAR BAUG BRANCHGOLA ROAD,PATNA,BIHARGAIGHAT,PATNA DT,BIHARFATWAHMOKAMEH EC., BIHAREXHIBITION ROAD, PATNA,BIHARDANAPUR NIZMAT,BIHARDANAPUR, PATNA, BIHARCHIRAURABUDDHA COLONYBIHTA, BIHARBEURBELCHI,BIHARBAZAR SAMITIBARH, BIHARBAKHTI, BIHARBAHADURPUR,BIHARASHIANA MORE,PATNAA G COLONY,PATNA,BIHAR

SYNDICATE BANK

About

Syndicate Bank is one of the oldest and major commercial banks in India and was founded in 9. At the time of its establishment, the bank was known as Canara Industrial and Banking Syndicate Limited. The name of the bank was changed to Syndicate Bank in 9. It is headquartered in Manipal, Karnataka and was one of the major commercial banks to be nationalized on 9 July 99, by Government of India. Syndicate Bank operated a network of 0 branches, including ,9 rural, ,7 semi-urban, 8 urban, and 8 metro branches in India; and branch in London, as well as ,8 ATMs as of March 08. Syndicate Bank offers banking products and services to corporate, SMEs and retail customer in India. Its deposit products include savings accounts, current accounts, and term deposits. It also provides retail, agricultural and other priority sector loans. In addition, the bank provides corporate finance such as working capital finance; export credit, term loan finance; loan against receivables; and project finance that includes infrastructure projects. Further, it provides Aadhaar seeding, NEFT/RTGS, online tax payment, online shopping and utility bill payment, and e-filing of income tax returns. Other services include CMS, bancassurance, mutual fund services, and demat services. Syndicate Bank also provides international banking products such as non-resident (external) rupee, non-resident ordinary rupee, resident foreign currency, and foreign currency non-resident accounts, as well as manages exchange companies.

Banking

SMS Banking
Net Banking
Missed Call Banking

Product

Loan, Banking, Credit Card

Loans

Retail Loan, Agriculture Loan, Priority Sector Loan, SME Loan

Card

Syndicate Bank Global Visa Credit Card

Insurance

NA

Popular product

Loan, Banking, Credit Card

Branch

SASARAMCHHAPRAGOPALGANJMOKAMAASSKN JAKARIAPUR PATNAP C S SUDARSHAN VIHAR PATNAPATNA ASHOK RAJPATHBORING ROAD PATNAPATNA HANUMAN NAGARARMB PATNAPATNA SAIDPURPATNA BAILEY ROADDANAPUR CANTONMENTPATNA KIDWAIPURIDANAPUR NIYAMAT PATNAR O PATNAFARIDPURPATNACBSE ECPATNA

KOTAK MAHINDRA BANK LIMITED

About

Kotak Mahindra Bank Limited is a private sector Indian Bank headquartered in Mumbai, Maharashtra. The bank was founded in 98 and in February 00, Kotak Mahindra Finance Ltd. received the license from the Reserve Bank of India to carry on banking business. It had a network of ,88 full-fledged branches and ,99 ATMs in the country as of March 08.

Banking

Internet Banking
Mobile Banking
SMS Banking

Product

DepositFixed DepositRecurring DepositTax Saving Fixed DepositSenior Citizen Fixed DepositSweep-In Facility

Loans

Home LoanCar LoanPersonal LoanEducation LoanGold LoanLoan Against SecuritiesLoan Against Property

Card

Credit CardsDebit CardsForex / Prepaid Cards

Insurance

Life InsuranceHealth InsuranceMotor InsurancePradhan Mantri Jeevan Jyoti Bima YojanaPradhan Mantri Suraksha Bima YojanaAtal Pension Yojana

Popular product

DepositFixed DepositRecurring DepositTax Saving Fixed DepositSenior Citizen Fixed DepositSweep-In Facility

Branch

SAGUNA MORE BRANCHPATALIPUTRA HOUSING COLONY BRANCHKANKARBAGH BRANCHPATNA BRANCHPHULWARI SHARIF BRANCHPATNAPATNA BRANCHPATNA

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