Home Loan in pune

Check Home Loan Interest Rates of all major banks of pune Instantly

Bank NameFloating Interest RateProcessing Fee
IIFL 9.50%upto 0.75% of loan amount, or Rs. 3000
Aditya birla 9.00% onwardsUp-to 1% of the loan amount
HDFC 8.80% onwards0.5% of loan amount or Rs 3,000 whichever is higher, plus applicable taxes
Federal Bank 8.75% onwardsupto 1% of loan amount
RBL BANK 10.30%Min. Rs. 5000 of loan amount + applicable GST
Kotak Mahindra Bank 8.35%upto 1.25% of the loan amount
ICICI 8.90%0.5-1% of the loan amount+applicable taxes
IndusInd bank 9.50%upto 1% of loan amt.
BAJAJ 9.05%upto 2 %
FULLERTON 9%3%
TATA CAPITAL 8.70%0.50% of the loan amount
AXIS 8.85%upto 1% of the Home loan amount subject to a minimum of Rs 10000
Bank of baroda 8.75%0.50% of loan amount upto Rs. 50 lakhs, above Rs. 50 Lakhs is 0.25% of loan amount + GST

About pune

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Pune, also called Poona, is a big city in Maharashtra state, India. The city lies at the junction of the Mula and Mutha rivers. It is the cultural capital of the Marathas. Pune was temporarily occupied by the Mughals but again became the official Maratha capital from 1714 until it was captured by the British in 1817. The city served as the seasonal capital of the Bombay Presidency. It has historic and religious monuments, museums, parks, hotels, and cultural attractions.

The city has long served as an educational and cultural centre; Jawaharlal Nehru, the first prime minister, referred to it as the “Oxford and Cambridge of India.” The city has a wide number of constituent and affiliated colleges of the University of Pune. Pune houses the Bhandarkar Oriental Research Institute, renowned for research and instruction in the Sanskrit and Prakrit languages and incorporates more than 20,000 ancient manuscripts. The headquarter of the southern command of the Indian army is also located at Pune Cantonment in Pune.

Pune has sprawling complex of industrial suburbs, large factories producing a wide variety of products. The roads connect the city to Mumbai, Ahmadnagar, Solapur, and Satara.

The region is surrounded by the Sahyadri Hills, the Balaghat Range, and the Mahadeo Hills; Sahyadri hills has most of the important religious, historical and tourists sites of the region. Some of the famous hill fortes have been now converted into resorts. The city has important religious centres such as Bhimashankar, Dehu, Alandi, and Karli. Chief crops include jowar, bajra, sugarcane, and rice. Nearby are Meherazad and Meherabad, sites associated with Meher Baba.

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About Home Loan in pune

We eye to create a robust alternative credit ecosystem in the country. For this, we are digitizing the finance functions. Anywhere and everywhere – you can Apply for a Home Loan with just a few clicks.

Now, you can compare and make a wise choice for the best Home Loan in pune also. We bring forth a myriad of options from best banks and NBFCs for your convenience. It’s simple! Choose your desired product and win amazing assured cash backs up to ₹ 5000 on the disbursal of your loan amount.

Eligibility Criteria for Home Loan in pune

No worries for strict eligibility conditions. We tie-up with all the best lenders in the pune and help you with flexible eligibility criteria. Salaried/self-employed/professionals – hope you meet the following eligibility parameters.

  • A salaried individual needs to be between 23 to 62 years
  • A self-employed individual needs to be between 25 to 70 years
  • The credit score should be 700+
  • A minimum of 2 year work experience is required for the salaried individual
  • A minimum of 3 year business continuity is required for self-employed people

Documents Required for Home Loan in pune –

We leverage existing and emerging technologies to offer you the complete digitalized process. Upload the required documents; it will take a few minutes.

Salaried Class

  • Identity Proof - Aadhaar Card /Voters ID/Passport/Driving License /PAN Card/Photo Credit Card/Photo Identity Card issued by the Govt. of India
  • A recognized public authority or public servant issued letter establishing the identity of the customer (not more than 1 month old)
  • Residential Proof - Leave and License Agreement/Utility Bill (maximum three months old)/Passport/Voter ID Card/Aadhaar Card/Rent Agreement on Stamp Paper/Life Insurance Policy
  • Income Proof – Salary slips for the last three months along with the bank statement showcasing the credited salary. Latest Form 16/ITR
  • Employment Certificate – for the past 1 year
  • Photographs - Two passport size
  • Other Documents – Evidence to support running loans long with repayment bank statement for the past 6 months

For Self-employed

Identity Proof -

  • Aadhaar Card /Voters ID/Passport/Driving License /PAN Card/Photo Credit Card/Photo Identity Card issued by Govt of India

A recognized public authority or public servant issued letter establishing the identity of the customer (not more than 1 month old)

Address Proof for Business Entities –

  • Business Certificate/Trade License Certificate/SSI Registration Certificate/Registration Number issued by ROC

Proof of Income –

  • ITR for the last 2 years
  • Balance Sheet & P&L Account
  • 6 months account statement of business entity and savings account statement of individual

Running Loan & other Documents

  • Evidence to support running loans long with repayment bank statement for the past 6 months
  • Shareholding pattern list (certified by CA/CS)
  • Partnership deed (for partnership companies)

In addition to all the above documents, both salaried and self-employed people need to furnish the following property papers -

  • Copy of property documents
  • Copy of Agreement to sell
  • Buyer Agreement/Allotment Letter
  • Occupancy Certificate (in case of ready to move in property)
  • No Objection Certificate from the builder/society
  • Payments receipt made to the developer

Benefits & features of taking a Home Loan in pune

Scale up your business to new heights with a business loan. At pune, we have a plethora of options with added benefits. Everything is online – you don’t need to visit the bank.

Get ready to leverage the following benefits –

  1. Instant Approval – Yes. SBI, ICICI, HDFC, India Bulls, IIFL and other players are offering instant paperless approval for housing loan. At Afinoz, the lowest home loan rate is guaranteed because we bring forth best home loan players along with their offers under one roof.
  2. High Eligibility – Within few minutes, we will assess your home loan eligibility and suggest you the best available options in pune. Our process is driven by automated technologies, and we help you get low EMI home Loan
  3. Balance Transfer – We will make you pay your EMI easily by reducing your debt amount. Transfer your Home Loan balance to save on money. Some lenders charge fee for a home loan balance transfer.

ICICI BANK LIMITED

About

ICICI Bank is an Indian multinational bank and financial services company. Headquartered in Mumbai, India, the bank currently has a network of ,87 branches and , 7 ATMs across India. The bank became the first Indian bank to list on the New York Stock Exchange in 000. It is India’s largest private sector bank with total consolidated assets of Rs. ,.8 billion (US$ 7. billion) as on March 08.

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Branch

INDAPUR URBAN CO OP BANK LTD
INDRAYANI CO OP BANK LTD
PUNE SHIVAJI MEMORIAL SCH
PUNE
NANA PETH
PUNE - MIT PAUD ROAD
MALTHAN
CAMP PUNE
BAHUL
BAVADA (INDAPUR SUB. EX.)
ERANDAVANA PUNE
TALEGAON DABHADE
S. P. PUNE
R. P. PUNE
PUNE - BHANDARKAR ROADá
INFOSYS PHASE
TECH MAHINDRA
NAVLAKH UMBRE
CHAKAN INDUSTRIAL ESTATE MAHALUNGE
VADGAON MAVAL
DHANORI
FC ROAD
PUNE PIMPLE NILAKH
SAHAKAR NAGAR
BHIGWAN
PUNE NANDED CITY
MARKET YARD BRANCH PUNE
KARVE NAGAR, PUNE
BALEWADI
B T KAWADE ROAD
NULL STOP-KARVE ROAD
DMART COMPLEX BANER
SHIVAR GARDEN CHOWK
PHEONIX MALL
MANJRI BRANCH
SALUNKE VIHAR
FURSUNGI
VISHRANTWADI
PUNE NARHE
LAXMI ROAD
PIRANGUT
NEW SANGHVI
E-SQUAREE
RAVET
WAKAD
HADAPSAR BRANCH
MUKUND NAGAR
UNDRI PISOLI
BHOSALE NAGAR
PARGAON
DAUND
DEULGAON RAJE
MALAD PATAS
KIKVI
KAMTHADI
MURTI
KATHI
JUNCTION
BHAWANINAGAR
BLUERIDGE HINJEWADI PH PUNE
ICICI BANK LTD
MOHAMMADWADI
NAVI PETH
WORLD TRADE CENTER KHARADI
PUNE SUS- PASHAN ROAD
MAYUR COLONY
THERMAX CHOWK
NIGDI
BHOSARI
KHARADI
KOREGAON PARK
PUNE -AUNDH NAGRAS ROAD
PUNE ? KATRAJ
BAVDHAN
TILAK ROAD
SINHAGAD ROAD
PUNE WAGHOLI
SHIRUR, MAHARASHTRA
DAUND
PUNE-PIMPLE SAUDAGAR, MAHARASHTRA
MODEL COLONY - PUNE, MAHARASHTRA
NARAYANGAON
PIMPRI STATION ROAD, MAHARASHTRA
SASVAD, MAHARASHTRA
RANJANGAON, MAHARASHTRA
FATIMA NAGAR, PUNE
KIRKEE, MAHARASHTRA
INDAPUR, MAHARASHTRA
BARAMATI
PUNE ? HINGWADI
BANER
VIMAN NAGAR, PUNE
LONAVALA-KHANDALA
PUNE - MAGARPATTA CITYá
PUNE - INFOSYS - PHASE - II
PUNE - INFOSYS - PHASE - I
KALYANI NAGAR
PUNE - CHAKANá
PUNE
PUNE - KOTHRUDá
PUNE - SATARA ROADá
PUNE - KONDHWAá
PUNE - AUNDHá
BHOPALá
SHIVAJINAGARá
PUNE - BUND GARDENá

RBL Bank Limited

About

RBL Bank (Ratnakar Bank Limited) is one of the fastest growing private sector banks in India, headquartered in Mumbai, Maharashtra. Established in August 9, currently the bank operates through a network of branches, 99 banking outlets and 9 ATMs spread across 0 Indian states and union territories. In August 99, the bank obtained Scheduled Commercial Bank status. It is listed on both BSE (Bombay Stock Exchange) and NSE (National Stock Exchange).

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Branch

PUNE-CAMP
CHAKAN
BANER PUNE
SINGHGAD ROAD PUNE
KALYANINAGAR
BARAMATI
CHINCHWAD PUNE
SWARGATE -PUNE
ICC TRADE CENTRE

KOTAK MAHINDRA BANK LIMITED

About

Kotak Mahindra Bank Limited is a private sector Indian Bank headquartered in Mumbai, Maharashtra. The bank was founded in 98 and in February 00, Kotak Mahindra Finance Ltd. received the license from the Reserve Bank of India to carry on banking business. It had a network of ,88 full-fledged branches and ,99 ATMs in the country as of March 08.

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Branch

SHRI RUKHMINI SAHAKARI BANK LTD MANDAVGAN FARATA
SHRI RUKHMINI SAHAKARI BANK LTD PIMPALE
SHRI RUKHMINI SAHAKARI BANK LTD NARHE
SHRI RUKHMINI SAHAKARI BANK LTD AMBEGAON
SHRI RUKHMINI SAHAKARI BANK LTD SHIKRAPUR
JAI BHAVANI SAH BANK LTD BHAWANI PETH
BARAMATI BRANCH
LONAVALA KUMAR RESORT BRANCH
PUNE TIMBER MARKET
PIMPLE SAUDAGAR BRANCH
FURSUNGI BRANCH
WAKAD BRANCH
VISHRANTWADI YERWADA BRANCH
SENAPATI BAPAT ROAD BRANCH
NARAYAN LAXMI ROAD BRANCH
BHOSARI BRANCH
KHARADI BRANCH
AUNDH PUNE
SWARGATE PUNE
PUNE BIBEWADI
PUNE
PUNE HINJEWADI
PUNE BANER ROAD BRANCH
PUNE PAWARWADI BRANCH
PUNE KOTHRUD BRANCH
PUNE SINHGAD ROAD BRANCH
PUNE MADANWADI BRANCH
PUNE GUNAWADI BRANCH
PUNE KARHATI BRANCH
MODEL COLONY BRANCH
KALYANI NAGAR BRANCH
NIGDI BRANCH PUNE
KOREGAON PARK BRANCH PUNE
TILAK ROAD BRANCH PUNE
NARAYANGAON BRANCH PUNE
PUNE MILLENNIUM STAR DHOLE PATIL ROAD BRANCH
HADAPSAR BRANCH PUNE
PAUD ROAD BRANCH PUNE
KUMTEKAR ROAD
RAMWADI
CHAKAN
PUNE - KHADKI
PUNE - CHINCHWAD
PUNE - KONDHAVE KHURD
PUNE
PUNE

BANK OF BARODA

About

Bank of Baroda (BOB) is an Indian multinational banking and financial services institution headquartered in Vadodara in Gujrat, India. The bank was established on 0 July 908 and nationalized on 9 July 99 along with other major commercial banks of India. It has been termed as a profit-making public sector undertaking (PSU). The bank has 7 global branches including 7 India branches and 0 overseas branches. It offers a wide range of banking products and services including loans, credit and debit cards etc.

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WARJE MALWADI,PUNE,MH
N.WADIA COLL BRANCH
WADIA COLLEGE,PUNE,MH
VIMAN NAGAR, PUNE,MAHARASHTRA
VADGAO SHERI,PUNE
SUBHAS NAGAR BRANCH
STATION ROAD BRANCH
SINHGAD, PUNE
SHIVAJI NAGR BRANCH
SHAHUPURI KARANJE,MH
SANGHVI ,PUNE,MH
SAHAKARNAGAR,MH
SADASHIVPETH BRANCH
RASTAPETH BRANCH
SENAPATI BAP BRANCH
LAXMI ROAD BRANCH
POONA CAMP BRANCH
PIRANGUT,PUNE ,MAHARASTRA
PIMPLE SAUDAGAR
PAUDROAD BRANCH
NIGDI,PUNE,MAHARASHTRA
NAIGAON, DIST. PUNE, MAHARASHTRA
MURUM, DIST PUNE
MID CORPORATE PUNE
MANDAVGAN PHARATA, MAHARASHTRA
MANIK BAUG
MALAD, MAHARASHTRA
MALSHIRAS, MAHARASHTRA
LONAVALA BRANCH
LBS MARG BRANCH
KOTHRUD BR.,PUNE,MAHARASHTRA
KONDHWA BR.,PUNE,MAHARASHTRA
KHARADI,PUNE,MAHARASHTRA
KARVE ROAD BRANCH
KARVENAGAR
KALYANINAGAR, PUNE
KALEWADI ,PUNE
JEJURI,DIST PUNE
INDAPUR
MANTRI MARKET
GUL TEKDI BRANCH
GEN NEXT BRANCH,PUNE
I.U.C.A.A EXTENSION COUNTER, PUNE
DIGHI BRANCH
ARAI EC., MAHARASTHRA
PIMPRI CHINCHWAD MUNICIPAL CORPORATION
B J MEDICAL EXTENSION COUNTER, PUNE
BHOSARI
CBB PUNE BRANCH
PI.CHINCHWAD BRANCH
CHAPHEKAR ROAD CHINCHWAD
BHOLAWADE, MAHARASHTRA
BHIGWAN BR, DIST.PUNE
BHANDARKAR ROAD,PUNE,MP
BARAMATI BRANCH
AVASARY KHURD, MAHARASHTRA
AUNDH
ASHOK NAGAR BRANCH
ARMB PUNE
AGRI FINANCE BR PUNE