Home Loan in Pune

Check home Loan Interest Rates of All Major Banks of pune Instantly
Bank Name
Floating Interest rate
Processing Fee
BAJAJ
9.05%
upto 2 %
FULLERTON
9%
3%
8.75%
0.50% of loan amount upto Rs. 50 lakhs, above Rs. 50 Lakhs is 0.25% of loan amount + GST
IIFL
9.50%
upto 0.75% of loan amount, or Rs. 3000
Aditya birla
9.00% onwards
Up-to 1% of the loan amount
HDFC
8.80% onwards
0.5% of loan amount or Rs 3,000 whichever is higher, plus applicable taxes
8.85%
upto 1% of the Home loan amount subject to a minimum of Rs 10000
Kotak Mahindra Bank
8.35%
upto 1.25% of the loan amount
TATA CAPITAL
8.70%
0.50% of the loan amount
8.90%
0.5-1% of the loan amount+applicable taxes
IndusInd bank
9.50%
upto 1% of loan amt.
RBL BANK
10.30%
Min. Rs. 5000 of loan amount + applicable GST
Federal Bank
8.75% onwards
upto 1% of loan amount
ABOUT HOME LOAN IN PUNE

We eye to create a robust alternative credit ecosystem in the country. For this, we are digitizing the finance functions. Anywhere and everywhere – you can Apply for a Home Loan with just a few clicks.

Now, you can compare and make a wise choice for the best Home Loan in pune also. We bring forth a myriad of options from best banks and NBFCs for your convenience. It’s simple! Choose your desired product and win amazing assured cash backs up to ₹ 5000 on the disbursal of your loan amount.

Eligibility Criteria for Home Loan in pune

No worries for strict eligibility conditions. We tie-up with all the best lenders in the pune and help you with flexible eligibility criteria. Salaried/self-employed/professionals – hope you meet the following eligibility parameters.

  • A salaried individual needs to be between 23 to 62 years
  • A self-employed individual needs to be between 25 to 70 years
  • The credit score should be 700+
  • A minimum of 2 year work experience is required for the salaried individual
  • A minimum of 3 year business continuity is required for self-employed people

Documents Required for Home Loan in pune –

We leverage existing and emerging technologies to offer you the complete digitalized process. Upload the required documents; it will take a few minutes.

Salaried Class

  • Identity Proof - Aadhaar Card /Voters ID/Passport/Driving License /PAN Card/Photo Credit Card/Photo Identity Card issued by the Govt. of India
  • A recognized public authority or public servant issued letter establishing the identity of the customer (not more than 1 month old)
  • Residential Proof - Leave and License Agreement/Utility Bill (maximum three months old)/Passport/Voter ID Card/Aadhaar Card/Rent Agreement on Stamp Paper/Life Insurance Policy
  • Income Proof – Salary slips for the last three months along with the bank statement showcasing the credited salary. Latest Form 16/ITR
  • Employment Certificate – for the past 1 year
  • Photographs - Two passport size
  • Other Documents – Evidence to support running loans long with repayment bank statement for the past 6 months

For Self-employed

Identity Proof -

  • Aadhaar Card /Voters ID/Passport/Driving License /PAN Card/Photo Credit Card/Photo Identity Card issued by Govt of India

A recognized public authority or public servant issued letter establishing the identity of the customer (not more than 1 month old)

Address Proof for Business Entities –

  • Business Certificate/Trade License Certificate/SSI Registration Certificate/Registration Number issued by ROC

Proof of Income –

  • ITR for the last 2 years
  • Balance Sheet & P&L Account
  • 6 months account statement of business entity and savings account statement of individual

Running Loan & other Documents

  • Evidence to support running loans long with repayment bank statement for the past 6 months
  • Shareholding pattern list (certified by CA/CS)
  • Partnership deed (for partnership companies)

In addition to all the above documents, both salaried and self-employed people need to furnish the following property papers -

  • Copy of property documents
  • Copy of Agreement to sell
  • Buyer Agreement/Allotment Letter
  • Occupancy Certificate (in case of ready to move in property)
  • No Objection Certificate from the builder/society
  • Payments receipt made to the developer

Benefits & features of taking a Business Loan in pune

Scale up your business to new heights with a business loan. At pune, we have a plethora of options with added benefits. Everything is online – you don’t need to visit the bank.

Get ready to leverage the following benefits –

  1. Instant Approval – Yes. SBI, ICICI, HDFC, India Bulls, IIFL and other players are offering instant paperless approval for housing loan. At Afinoz, the lowest home loan rate is guaranteed because we bring forth best home loan players along with their offers under one roof.
  2. High Eligibility – Within few minutes, we will assess your home loan eligibility and suggest you the best available options in pune. Our process is driven by automated technologies, and we help you get low EMI home Loan
  3. Balance Transfer – We will make you pay your EMI easily by reducing your debt amount. Transfer your Home Loan balance to save on money. Some lenders charge fee for a home loan balance transfer.
ABOUT PUNE

Pune, also called Poona, is a big city in Maharashtra state, India. The city lies at the junction of the Mula and Mutha rivers. It is the cultural capital of the Marathas. Pune was temporarily occupied by the Mughals but again became the official Maratha capital from 1714 until it was captured by the British in 1817. The city served as the seasonal capital of the Bombay Presidency. It has historic and religious monuments, museums, parks, hotels, and cultural attractions.

The city has long served as an educational and cultural centre; Jawaharlal Nehru, the first prime minister, referred to it as the Oxford and Cambridge of India. The city has a wide number of constituent and affiliated colleges of the University of Pune. Pune houses the Bhandarkar Oriental Research Institute, renowned for research and instruction in the Sanskrit and Prakrit languages and incorporates more than 20,000 ancient manuscripts. The headquarter of the southern command of the Indian army is also located at Pune Cantonment in Pune.

Pune has sprawling complex of industrial suburbs, large factories producing a wide variety of products. The roads connect the city to Mumbai, Ahmadnagar, Solapur, and Satara.

The region is surrounded by the Sahyadri Hills, the Balaghat Range, and the Mahadeo Hills; Sahyadri hills has most of the important religious, historical and tourists sites of the region. Some of the famous hill fortes have been now converted into resorts. The city has important religious centres such as Bhimashankar, Dehu, Alandi, and Karli. Chief crops include jowar, bajra, sugarcane, and rice. Nearby are Meherazad and Meherabad, sites associated with Meher Baba.

TOP LOAN PROVIDERS IN PUNE
ABOUT YES BANK, PUNE, Maharashtra

Yes Bank Limited is India’s fourth largest private sector bank headquartered in Mumbai, Maharashtra, India. Established in 00, the bank primarily operates as a corporate bank, with retail banking and asset management as subsidiary functions. As of March, 08, the bank had a network of ,00 branches; national operating centers; and ,7 ATMs and bunch note acceptors.

Bank Details
Product

The bank also offers retail banking solutions such as personal, secured business, home, construction equipment, car, super bike, commercial vehicle, gold loans, and loans against securities; business banking services to micro, small, and medium enterprises; and health care and printing equipment finance.

Banking

Working capital finance Term loans Corporate finance Liquidity management Salary account Fixed deposit account Savings account Ordinary account

Loans

Personal loan Secured business loan Home loan Construction equipment loan Car loan Super bike loan Commercial vehicle loan Gold loans Loans against securities MSME Loan Health care equipment finance Printing equipment finance

ABOUT ICICI BANK LIMITED, PUNE, Maharashtra

ICICI Bank is an Indian multinational bank and financial services company. Headquartered in Mumbai, India, the bank currently has a network of ,87 branches and , 7 ATMs across India. The bank became the first Indian bank to list on the New York Stock Exchange in 000. It is India’s largest private sector bank with total consolidated assets of Rs. ,.8 billion (US$ 7. billion) as on March 08.

Bank Details
Product

Account Savings Accounts -in- Account Salary Account PayLater by ICICI Bank Pension Accounts EEFC Account Outward Remittance Child Education Plan New Pension Scheme Agri & Rural Farmer Finance Instant Gold Loan Agri Traders & Processors Agri Corporates Tractor Loan Micro Banking Forex

Insurance

ICICI Lombard ICICI Pru Heart/Cancer Protect ICICI Pru iProtect Smart Car Insurance Pradhan Mantri Jeevan Jyoti Bima Yojana

Banking

Internet Banking Mobile Banking Pockets

Popular Product

Account Savings Accounts -in- Account Salary Account PayLater by ICICI Bank Pension Accounts EEFC Account Outward Remittance Child Education Plan New Pension Scheme Agri & Rural Farmer Finance Instant Gold Loan Agri Traders & Processors Agri Corporates Tractor Loan Micro Banking Forex

Loans

Home Loan Car Loan Personal Loan Education Loan Gold Loan Loans Against Securities Commercial Business Loan Pradhan Mantri Mudra Yojana Stand-Up India Scheme Two Wheeler Loans Business Loan

Cards

Credit Card Coral Rubyx Sapphiro Emeralde Diamant MakeMyTrip Jet Airways HPCL Ferrari Manchester United Platinum Amazon Pay Unifare Metro Debit Card ICICI Bank Coral+ International Debit Card ICICI Bank Sapphiro International Debit Card ICICI Bank Rubyx International Debit Card ICICI Bank Coral Paywave International Debit Card Manchester United debit card Manchester United Coral debit card Manchester United Sapphiro Debit card Prepaid Cards Reimbursement Card Memento Gift Card PayDirect Card Pockets, the Digital bank Multi Wallet Card Gift Card Meal Card Travel Card

Branches of ICICI BANK LIMITED in PUNE
INDAPUR URBAN CO OP BANK LTDINDRAYANI CO OP BANK LTDPUNE SHIVAJI MEMORIAL SCHPUNENANA PETHPUNE - MIT PAUD ROADMALTHANCAMP PUNEBAHULBAVADA (INDAPUR SUB. EX.)ERANDAVANA PUNETALEGAON DABHADES. P. PUNER. P. PUNEPUNE - BHANDARKAR ROADáINFOSYS PHASETECH MAHINDRANAVLAKH UMBRECHAKAN INDUSTRIAL ESTATE MAHALUNGEVADGAON MAVALDHANORIFC ROADPUNE PIMPLE NILAKHSAHAKAR NAGARBHIGWANPUNE NANDED CITYMARKET YARD BRANCH PUNEKARVE NAGAR, PUNEBALEWADIB T KAWADE ROADNULL STOP-KARVE ROADDMART COMPLEX BANERSHIVAR GARDEN CHOWKPHEONIX MALLMANJRI BRANCHSALUNKE VIHARFURSUNGIVISHRANTWADIPUNE NARHELAXMI ROADPIRANGUTNEW SANGHVIE-SQUAREERAVETWAKADHADAPSAR BRANCHMUKUND NAGARUNDRI PISOLIBHOSALE NAGARPARGAONDAUNDDEULGAON RAJEMALAD PATASKIKVIKAMTHADIMURTIKATHIJUNCTIONBHAWANINAGARBLUERIDGE HINJEWADI PH PUNEICICI BANK LTDMOHAMMADWADINAVI PETHWORLD TRADE CENTER KHARADIPUNE SUS- PASHAN ROADMAYUR COLONYTHERMAX CHOWKNIGDIBHOSARIKHARADIKOREGAON PARKPUNE -AUNDH NAGRAS ROADPUNE ? KATRAJBAVDHANTILAK ROADSINHAGAD ROADPUNE WAGHOLISHIRUR, MAHARASHTRADAUNDPUNE-PIMPLE SAUDAGAR, MAHARASHTRAMODEL COLONY - PUNE, MAHARASHTRANARAYANGAONPIMPRI STATION ROAD, MAHARASHTRASASVAD, MAHARASHTRARANJANGAON, MAHARASHTRAFATIMA NAGAR, PUNEKIRKEE, MAHARASHTRAINDAPUR, MAHARASHTRABARAMATIPUNE ? HINGWADIBANERVIMAN NAGAR, PUNELONAVALA-KHANDALAPUNE - MAGARPATTA CITYáPUNE - INFOSYS - PHASE - IIPUNE - INFOSYS - PHASE - IKALYANI NAGARPUNE - CHAKANáPUNEPUNE - KOTHRUDáPUNE - SATARA ROADáPUNE - KONDHWAáPUNE - AUNDHáBHOPALáSHIVAJINAGARáPUNE - BUND GARDENá
ABOUT PUNJAB NATIONAL BANK, PUNE, Maharashtra

Punjab National Bank (PNB) is an Indian multinational banking and financial services company. Established in 89, it is state-owned bank. Headquartered in New Delhi, India, the bank operates through a network of zonal offices, 7 circle offices, 98 branches, and 98 ATMs. PNB also operates a banking subsidiary in the UK, as well as branches in Hong Kong, Kowloon, Dubai and Kabul and representative offices in in Almaty (Kazakhstan), Dubai (UAE), Shanghai (China), Oslo(Norway), and Sydney (Australia). PNB and other major commercial banks were nationalized on 9 July 99.

Bank Details
Product

Saving deposit accounts Current accounts Fixed deposit Capital gain account schemes Corporate banking products Working capital financing

Insurance

Life Insurance Fire Insurance Theft Insurance Health Insurance Travel Insurance Household goods & Accidental insurance

Banking

Net Banking Mobile Banking SMS Banking

Popular Product

Saving deposit accounts Current accounts Fixed deposit Capital gain account schemes Corporate banking products Working capital financing

Loans

Housing loan Car and two wheeler loan Personal loan Professional loan Education loan Mortgage loans MSME Loan Term loans Loan against future lease rentals

Cards

Rupay Credit Card Rupay Debit Card Visa Credit Card Visa Debit Card Mastercard Debit Card Mastercard Credit Card Prepaid Cards

ABOUT STATE BANK OF INDIA, PUNE, Maharashtra

State Bank of India (SBI) is India’s multinational public sector banking and financial services company. SBI was established in 80 and is headquartered in Mumbai, Maharashtra. The bank is the largest bank in India with a % market share in assets. State Bank of India operates a network of , branches and 9, ATMs in India and internationally. SBI operates through Treasury, Corporate/Wholesale Banking, Retail Banking, Insurance Business, and Other Banking Business channels. It extends a comprehensive range of banking products and services to individuals, commercial enterprises, corporates, and government bodies, and institutional customers in India and internationally. Its personal banking services include current accounts, savings accounts, term and recurring deposits; personal, home, auto, and education as well as loans against property and securities; and wealth management, demat, ATM, foreign inward remittance, safe deposit locker, public provident fund, money transfer, and pension policy, as well as cards and inflation indexed national savings securities cumulative bonds. It also provides corporate banking services including corporate accounts, working capital and project finance, deferred payment guarantees, corporate term loans, structured finance, dealer financing, channel financing, equipment leasing, loan syndication, financing Indian firms overseas subsidiaries or JVs, and construction equipment loans. In addition, the bank offers NRI services, such as accounts and deposits, remittances, investments, and loans; agricultural banking and micro credit to agriculturists and farmers; loans, supply chain finance, and deposits and transaction banking services for SME customers; and international banking services.

Bank Details
Product

Banking, Loans, Deposit

Insurance

Individual Insurance: Sbi life- eshield, Sbi life - poorna suraksha, Sbi life - sampoorn cancer suraksha, Sbi life- elncome shield, Sbi life- smart shield, Sbi life - saral Shield, SBI Life - Saral Swadhan +, SBI Life- Smart Swadhan Plus, SBI Life - Grameen Bina. Corporate Insurance Plan: SBI Life - Kalyan ULIP Plus, SBI Life- CapAssure Gold, SBI Life - Gaurav Jeevan, SBI Life- Pradhan Mantri Jeevan Jyoti Bima yojana, SBI Life- Sampoorn Suraksha

Banking

MoBile Banking, Internet Banking, Wholesale Banking, Retail Banking

Loans

Personal Loans, Car Loan, Loan Against Property, Education Loan, Housing Loans, Gold Loans, Corporate Term Loans

Cards

SBI Card ELITE, SBI Credit Cards, Air India SBI Platinum Card, Air India SBI Signature Card, SBI STYLEUP Contactless Credit Card, IRCTC SBI Platinum Card, Doctor's SBI Card, SBI Card ELITE Advantage

Branches of STATE BANK OF INDIA in PUNE
KAIKHALIHADAPSARPIMPRIPUNE DECCAN GYMKHANARACPC-IV, NAGAR ROAD, PUNERASTA PETH BRANCH, PUNEPIMRI CHINCHWADBARAMATIBANER, PUNEPUNE AUNDHFERGUSSON COLLEGE PUNEBANERGOKHALENAGARPUNEPUNEWAKAD PUNEPARVATI AREA, PUNELAXMI ROAD, PUNEKOTHRUD, PUNENANDED CITY PUNEWAGHOLIBANERPIMPLE SAUDAGAR PUNESINHGAD ROAD BR PUNEKALYANI NAGAR PUNEHADAPSAR PUNEBIBWEWADIPUNE KONDWAPUNE NIGADI PIMPRI CHINCHWADPUNE KOTHRUDMAIN BRSBIINTOUCH BARAMATISBIINTOUCH VIMAN NAGAR, PUNESBIINTOUCH, PIMPLE SAUDAGARSBIINTOUCH KOREGAON PARK,PUNESBIINTOUCH KHARADI, PUNESBIINTOUCH, BRANCH HINJEWADISBIINTOUCH, SENAPATI BAPAT ROADSBIINTOUCH LITE BANER, PUNEDAVADIGOKULNAGAR, PUNETATHAWADENIMONELONI KALBHORSHIVAJI NAGAR, PUNESASANE NAGARRACPC III BANERDHAYRI PUNEGAHUNJEWAGHAPURYERWADAUNDRI BRANCHRAVETPBB SINHGAD ROAD PUNEPBB PIMPLE NILAKH PUNEPBB AMANORA MAGARPATTPOPULAR NAGARMASULKAR COLONYPBB BALEWADIVADGAONSHERI, PUNEKOREGAON PARKPUNE WORLD TRADE CENTREPBB WAKAD BR PUNEZONAL OFFICE, PUNE ZONE IIDANGE CHOWK BR. PUNEWANOWRIESHIROLI TARFE ALEALEPHATASHIKRAPURPBB AUNDH, PUNECHINCHWAD GAO BRANCH, PUNEC.A.C., PIMPRIAFS LOHEGAONSAHAJPURPIMPALIRACPC II, WAKDEWADI, PUNESUPER CIRCLE OF EXCELLENCE IITIMBER MARKETSBI RURAL CENTRAL PRECESSING CENTRE , PUNEVISHRANTWADIKONDHWAC M E DAPODISANGVIPIMPLE SAUDAGARAGRICULTURE COMM. BRANCH, PUNELAVASARCPC BARAMATIDAC, PUNEPASHANKARVE NAGARKHARADINRI, PUNEDIAMOND GARDEN (CHEMBUR)AHMEDNAGAR CAMPSPBB BANERMHASWADMIDCORPORATE REGIONAL OFFICE, PUNEBIBWEWADIBHOSARISAHAKAR NAGAR BRANCH, PUNEWARJEVIMANNAGAR, PUNENIBM ROAD, KONDWAVADGAON KASBAAMBEGAONKOREGAON BHIMANIGDI, PUNEJEJURIMEDHAWADGAON, PUNEPIRANGUTNARAYANGAONTALEGAON DABHADERANJANGAONKALYANINAGARSRPF CAMPUS BR., DAUNDV R D E (ARANGAON)R N DE, DIGHICCPC PUNECOLLEGE OF ENGINEERING, SHIVAJI NAGARCAC PUNERACPC,NAGPURMIDC, HINJEWADISTRESSED ASSETS RESOLUTION CENTRE, NAGPURKURKUMBHBEG KHADKIHADAPSARPAUD ROADSERVICE BRANCH, PUNEIT BLDG AREA BENIAPUKURZONAL INSPECTION OFFICE, BANGALORECHAKANPULGATEDATTAWADI, PUNEURALIKANCHANCHANDKHEDMIDC AREA CHINCHWAD (PUNE)GOLIBAR MAIDAN, PUNEUNIVERSITY ROAD, PUNEINS SHIVAJI LONAVALAALANDI (DEVACHI )HINGNE KHURDAMBAVANEZONAL OFFICE PUNEADB INDAPURIND ESTATE LONAVALAADB JUNNARBUND GARDEN, PUNEMARKET YARD, PUNECHINCHWAD, PUNEPIMPRI TOWNDHANKAWDI, PUNEDEOLATRADE FINANCE CENTRAL PROCESSING CENTRE, PUNEMANCHARSIB,PUNEERANDWANA, PUNEIFB, PIMPRISMECCC, PUNESPBB BUND GARDAN, PUNESPL PBB PUNEPBB SENAPATI BAPAT ROAD, PUNECOMM PUNEEAST STREET, PUNENCL CAMPUS, PUNEIAT GIRINAGAR, PUNEMIDC, BARAMATITREASURY BR., PUNEKHADKI, PUNETILAK ROAD, PUNENDA KHADAKWASLA, PUNEPURANDHAR SASWADDECCAN GYMKHANA (PUNE)PIMPRI, PUNEDEHU ROADLONAVLABHORPUNE CITYPUNEDAUNDBARAMATISHIRUR GHODNADI
ABOUT BANK OF BARODA, PUNE, Maharashtra

Bank of Baroda (BOB) is an Indian multinational banking and financial services institution headquartered in Vadodara in Gujrat, India. The bank was established on 0 July 908 and nationalized on 9 July 99 along with other major commercial banks of India. It has been termed as a profit-making public sector undertaking (PSU). The bank has 7 global branches including 7 India branches and 0 overseas branches. It offers a wide range of banking products and services including loans, credit and debit cards etc.

Bank Details
Product

Account Savings Current Baroda E-Trade in account Deposit FD RD Loans Personal Loan Home Loan Vehicle Loan Education Loan Fintech (Business Loan) Other Loan MUDRA Loan Mortgage Loan Debit card EMI

Insurance

Life Insurance Health Insurance General Insurance

Banking

Instant Banking Baroda Connect (Internet Banking) BHIM Baroda Pay Baroda M-connect Plus (Mobile Banking) Mobile Application Baroda mPassbook Baroda m-Invest App BHIM UPI Payment App

Popular Product

Account Savings Current Baroda E-Trade in account Deposit FD RD Loans Personal Loan Home Loan Vehicle Loan Education Loan Fintech (Business Loan) Other Loan MUDRA Loan Mortgage Loan Debit card EMI

Loans

Loans Personal Loan Home Loan Vehicle Loan Education Loan Fintech (Business Loan) Other Loan MUDRA Loan Mortgage Loan Debit card EMI

Cards

Debit Cards Visa Electron Card RuPay Platinum Card Baroda Master Platinum Card RuPay Classic Card Master Classic Card Visa Platinum Chip Card Prepaid Cards Gift Card TravelEasy Card Reloadable Card Credit Cards Easy Visa Platinum Select Visa Platinum Premier Visa Signature Prime Mastercard

Helpline Number
+91-11-23978046
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