Home Loan in Rajkot

About Home Loan in Rajkot

Bank NameFloating Interest RateProcessing Fee
Federal Bank8.75% onwardsupto 1% of loan amount
Aditya birla9.00% onwardsUp-to 1% of the loan amount
FULLERTON9%3%
BAJAJ9.05%upto 2 %
Kotak Mahindra Bank8.35%upto 1.25% of the loan amount
Bank of baroda8.75%0.50% of loan amount upto Rs. 50 lakhs, above Rs. 50 Lakhs is 0.25% of loan amount + GST
IndusInd bank9.50%upto 1% of loan amt.
RBL BANK10.30%Min. Rs. 5000 of loan amount + applicable GST
AXIS8.85%upto 1% of the Home loan amount subject to a minimum of Rs 10000
HDFC8.80% onwards0.5% of loan amount or Rs 3,000 whichever is higher, plus applicable taxes
ICICI8.90%0.5-1% of the loan amount+applicable taxes
IIFL9.50%upto 0.75% of loan amount, or Rs. 3000
TATA CAPITAL8.70%0.50% of the loan amount

About Rajkot

Rajkot is a city in Gujarat state of west-central India. It lies on the bank of Aji River and Nyari River, about 72 km southeast of Jamnagar.

The city was the capital of the former princely state of Rajkot. It was the capital of the Saurashtra state till October 1956 and of the former Western India States Agency. The city is now an important commercial and industrial centre. The city has cotton and woolen textiles industries; ceramics, diesel engines, and water pump sets are also manufactured in the city. Rajkot is famous for its traditional handicrafts such as silk embroidery, silver work, and patola weaving. Rajkot has many historical destinations such as the Jubilee Garden, Mahatma Gandhi Museum, Kaba Gandhi No Delo, Watson Museum, Lang Library, and Saurashtra Cricket Association Stadium. Educational institutions in the city include Rajkumar College and several colleges affiliated with Saurashtra University. The city is connected to major Indian cities by air, railways and highways; it is an important junction on the Western Railway. Its major crops are grains, sugarcane, and cotton.

About home Loan in Rajkot

We eye to create a robust alternative credit ecosystem in the country. For this, we are digitizing the finance functions. Anywhere and everywhere – you can Apply for a Home Loan with just a few clicks.

Now, you can compare and make a wise choice for the best Home Loan in Rajkot also. We bring forth a myriad of options from best banks and NBFCs for your convenience. It’s simple! Choose your desired product and win amazing assured cash backs up to ₹ 5000 on the disbursal of your loan amount.

Eligibility Criteria for Home Loan in Rajkot

No worries for strict eligibility conditions. We tie-up with all the best lenders in the Rajkot and help you with flexible eligibility criteria. Salaried/self-employed/professionals – hope you meet the following eligibility parameters.

  • A salaried individual needs to be between 23 to 62 years
  • A self-employed individual needs to be between 25 to 70 years
  • The credit score should be 700+
  • A minimum of 2 year work experience is required for the salaried individual
  • A minimum of 3 year business continuity is required for self-employed people

Documents Required for Home Loan in Rajkot –

We leverage existing and emerging technologies to offer you the complete digitalized process. Upload the required documents; it will take a few minutes.

Salaried Class

  • Identity Proof - Aadhaar Card /Voters ID/Passport/Driving License /PAN Card/Photo Credit Card/Photo Identity Card issued by the Govt. of India
  • A recognized public authority or public servant issued letter establishing the identity of the customer (not more than 1 month old)
  • Residential Proof - Leave and License Agreement/Utility Bill (maximum three months old)/Passport/Voter ID Card/Aadhaar Card/Rent Agreement on Stamp Paper/Life Insurance Policy
  • Income Proof – Salary slips for the last three months along with the bank statement showcasing the credited salary. Latest Form 16/ITR
  • Employment Certificate – for the past 1 year
  • Photographs - Two passport size
  • Other Documents – Evidence to support running loans long with repayment bank statement for the past 6 months

For Self-employed

Identity Proof -

  • Aadhaar Card /Voters ID/Passport/Driving License /PAN Card/Photo Credit Card/Photo Identity Card issued by Govt of India

A recognized public authority or public servant issued letter establishing the identity of the customer (not more than 1 month old)

Address Proof for Business Entities –

  • Business Certificate/Trade License Certificate/SSI Registration Certificate/Registration Number issued by ROC

Proof of Income –

  • ITR for the last 2 years
  • Balance Sheet & P&L Account
  • 6 months account statement of business entity and savings account statement of individual

Running Loan & other Documents

  • Evidence to support running loans long with repayment bank statement for the past 6 months
  • Shareholding pattern list (certified by CA/CS)
  • Partnership deed (for partnership companies)

In addition to all the above documents, both salaried and self-employed people need to furnish the following property papers -

  • Copy of property documents
  • Copy of Agreement to sell
  • Buyer Agreement/Allotment Letter
  • Occupancy Certificate (in case of ready to move in property)
  • No Objection Certificate from the builder/society
  • Payments receipt made to the developer

Benefits & features of taking a Business Loan in Rajkot

Scale up your business to new heights with a business loan. At Rajkot, we have a plethora of options with added benefits. Everything is online – you don’t need to visit the bank.

Get ready to leverage the following benefits –

  1. Instant Approval – Yes. SBI, ICICI, HDFC, India Bulls, IIFL and other players are offering instant paperless approval for housing loan. At Afinoz, the lowest home loan rate is guaranteed because we bring forth best home loan players along with their offers under one roof.
  2. High Eligibility – Within few minutes, we will assess your home loan eligibility and suggest you the best available options in Rajkot. Our process is driven by automated technologies, and we help you get low EMI home Loan
  3. Balance Transfer – We will make you pay your EMI easily by reducing your debt amount. Transfer your Home Loan balance to save on money. Some lenders charge fee for a home loan balance transfer.

RBL Bank Limited

About

RBL Bank (Ratnakar Bank Limited) is one of the fastest growing private sector banks in India, headquartered in Mumbai, Maharashtra. Established in August 9, currently the bank operates through a network of branches, 99 banking outlets and 9 ATMs spread across 0 Indian states and union territories. In August 99, the bank obtained Scheduled Commercial Bank status. It is listed on both BSE (Bombay Stock Exchange) and NSE (National Stock Exchange).

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Corporate & Institutional BankingCommercial BankingBranch & Business BankingAgri Business BankingDevelopment Banking and Financial InclusionTreasury and Financial Markets Operationssavings accountscurrent accountsfixed deposits

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PADDHARI

STATE BANK OF INDIA

About

State Bank of India (SBI) is India’s multinational public sector banking and financial services company. SBI was established in 80 and is headquartered in Mumbai, Maharashtra. The bank is the largest bank in India with a % market share in assets. State Bank of India operates a network of , branches and 9, ATMs in India and internationally. SBI operates through Treasury, Corporate/Wholesale Banking, Retail Banking, Insurance Business, and Other Banking Business channels. It extends a comprehensive range of banking products and services to individuals, commercial enterprises, corporates, and government bodies, and institutional customers in India and internationally. Its personal banking services include current accounts, savings accounts, term and recurring deposits; personal, home, auto, and education as well as loans against property and securities; and wealth management, demat, ATM, foreign inward remittance, safe deposit locker, public provident fund, money transfer, and pension policy, as well as cards and inflation indexed national savings securities cumulative bonds. It also provides corporate banking services including corporate accounts, working capital and project finance, deferred payment guarantees, corporate term loans, structured finance, dealer financing, channel financing, equipment leasing, loan syndication, financing Indian firms overseas subsidiaries or JVs, and construction equipment loans. In addition, the bank offers NRI services, such as accounts and deposits, remittances, investments, and loans; agricultural banking and micro credit to agriculturists and farmers; loans, supply chain finance, and deposits and transaction banking services for SME customers; and international banking services.

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MoBile Banking,
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Banking, Loans, Deposit

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SBI Card ELITE,SBI Credit Cards,Air India SBI Platinum Card,Air India SBI Signature Card,SBI STYLEUP Contactless Credit Card,IRCTC SBI Platinum Card,Doctor's SBI Card, SBI Card ELITE Advantage

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. Individual Insurance:sbi life- eshield, sbi life - poorna suraksha, sbi life - sampoorn cancer suraksha, sbi life- elncome shield, sbi life- smart shield,sbi life - saral Shield, SBI Life - Saral Swadhan +, SBI Life- Smart Swadhan Plus, SBI Life - Grameen Bina. . Corporate Insurance Plan: SBI Life - Kalyan ULIP Plus, SBI Life- CapAssure Gold, SBI Life - Gaurav Jeevan, SBI Life- Pradhan Mantri Jeevan Jyoti Bima yojana, SBI Life- Sampoorn Suraksha

Branch

SAURASHTRA GRAMIN BANKRACPC, RAJKOTRANI TOWER BRANCH, RAJKOTPADDHARIRAJKOT, RING ROADRAJKOT, UNIVERSITY ROADMORBI, SSIRAJKOT, SSIRAJKOT, STOCK EX.DHUVAMODHUKARAJKOT, SERVICE BRRAJKOT, MAVDI PLOTMESARIYASARVADRAJKOT, RK NAGARRAJKOT, RACE COURSETITHWAMITANAPANCH PIPLAHALENDARAMODCHITRAWADRAJKOT, RAIYA ROADBAGATHALAVARJANG, JALIYANAVAGADHRAJKOT, A.D.BKHAKHARECHIMORBI, GREEN CHOWKRAJKOT, KARANPARAPANELI MOTIRAJKOT, SADAR BAZARRAJKOT, GAYAKVADISHIVRAJGADHMOTA DAHISARAKHAKHI JALIYAVINCHHIYATANKARAMOVIYAMOTI MARADMALIYA MIYANALODHIKAKOTDA SANGANIGOMTAPRATAP ROAD, WANKANERJASDANBHAYAVADARRAJ MARG, UPLETAKANAKIA PLOT, JETPURM G ROAD, GONDALGALAXY CHOWK, DHORAJIPARA BAZAR, MORBIRAJKOT, GYMKHANARAJKOT, GUNDAWADIDHEBHAR ROAD, RAJKOTRAJKOTRAJKOTRGC COMPLEX, RAJKOTRAJKOTSBIINTOUCH,KALAWAD ROAD, RAJKOTNEW KOTHARIA, RAJKOTMARKETING YARD, GONDALSTERLING HOSPITAL AREA, RAJKOTVANIYAVADI, RAJKOTGONDAL RBOAMIN MARG RAJKOTLALPARRANCHHODNAGARPUSHKAR DHAMNANA MAVA, RAJKOTNICHI MANDALSME ²BRANCH JASDAN²SADHU VASWANI ROAD, RAJKOTSP NRI BRANCH, RAJKOTRAJNAGARATIKAAPMC, JASDANGAURIDADSHAPARATKOTVIRPURDAC, RAJKOTOAD RAJKOTKOTHARIA ROAD, RAJKOTRBO 2,RAJKOTREGIONAL BUSINESS OFFICE 1 RAJKOTCCPC RAJKOTMETODAMAVDI AREA RING ROADJAM KANDORNACAC, RAJKOTSME MORVIGONDALRASMECC+SARC, RAJKOTPIPLIYARAJSATODADKHAREDAWANKANERUPLETARAJKOT PRINCIPAL MARKET YARD A.P.C.JETPURPATANVAVCOMMERCIAL BRANCH RAJKOTLAKHAJIRAJA ROADJAGNATH PLOTMORBIDHORAJIDADVA(MOTA)BHADLABHAKTINAGAR, RAJKOTRAJKOT

SYNDICATE BANK

About

Syndicate Bank is one of the oldest and major commercial banks in India and was founded in 9. At the time of its establishment, the bank was known as Canara Industrial and Banking Syndicate Limited. The name of the bank was changed to Syndicate Bank in 9. It is headquartered in Manipal, Karnataka and was one of the major commercial banks to be nationalized on 9 July 99, by Government of India. Syndicate Bank operated a network of 0 branches, including ,9 rural, ,7 semi-urban, 8 urban, and 8 metro branches in India; and branch in London, as well as ,8 ATMs as of March 08. Syndicate Bank offers banking products and services to corporate, SMEs and retail customer in India. Its deposit products include savings accounts, current accounts, and term deposits. It also provides retail, agricultural and other priority sector loans. In addition, the bank provides corporate finance such as working capital finance; export credit, term loan finance; loan against receivables; and project finance that includes infrastructure projects. Further, it provides Aadhaar seeding, NEFT/RTGS, online tax payment, online shopping and utility bill payment, and e-filing of income tax returns. Other services include CMS, bancassurance, mutual fund services, and demat services. Syndicate Bank also provides international banking products such as non-resident (external) rupee, non-resident ordinary rupee, resident foreign currency, and foreign currency non-resident accounts, as well as manages exchange companies.

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Retail Loan, Agriculture Loan, Priority Sector Loan, SME Loan

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Syndicate Bank Global Visa Credit Card

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NA

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KALIPATRATANPURRAJKOT NANA MAVA ROADNAVA SADULKABEDIMORVIRAJKOT

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