Check Home Loan Interest Rates of all major banks of ranchi Instantly
| Bank Name | Floating Interest Rate | Processing Fee |
|---|
| FULLERTON | 9% | 3% |
| Aditya birla | 9.00% onwards | Up-to 1% of the loan amount |
| AXIS | 8.85% | upto 1% of the Home loan amount subject to a minimum of Rs 10000 |
| TATA CAPITAL | 8.70% | 0.50% of the loan amount |
| HDFC | 8.80% onwards | 0.5% of loan amount or Rs 3,000 whichever is higher, plus applicable taxes |
| RBL BANK | 10.30% | Min. Rs. 5000 of loan amount + applicable GST |
| Kotak Mahindra Bank | 8.35% | upto 1.25% of the loan amount |
| IIFL | 9.50% | upto 0.75% of loan amount, or Rs. 3000 |
| Federal Bank | 8.75% onwards | upto 1% of loan amount |
| Bank of baroda | 8.75% | 0.50% of loan amount upto Rs. 50 lakhs, above Rs. 50 Lakhs is 0.25% of loan amount + GST |
| ICICI | 8.90% | 0.5-1% of the loan amount+applicable taxes |
| IndusInd bank | 9.50% | upto 1% of loan amt. |
| BAJAJ | 9.05% | upto 2 % |
About ranchi
"
Ranchi is a city and capital of Jharkhand state, India. It lies on the bank of the Subarnarekha River. It was constituted as a municipality in 1869.
The city is connected with other parts of the country by major rail and road transportations. Ranchi is the centre of the region’s agricultural, cotton, and tea trade. It is engaged in silk production and the manufacture of shellac and heavy machine tools industries. Ranchi houses the headquarters of the National Coal Development Corporation, the Heavy Engineering Corporation, and the Hindustan Steel Company. In addition, military cantonment, radium and lac research institutes, and two mental-health hospitals are also located in the city. It houses colleges of law, medicine, and teacher training centres affiliated with Ranchi University.
Ranchi lies on the southern part of Chota Nagpur plateau system, the eastern section of the Deccan plateau, with lofty flat-topped hills in the northwest. The region is surrounded by lush fertile land; rice is the principal crop in lands irrigated by the multiple rivers such as Subarnarekha, North and South Koel, and Sankh. City has large deposits of minerals, like bauxite, limestone, and china clay, in the vicinity.
"About Home Loan in ranchi
We eye to create a robust alternative credit ecosystem in the country. For this, we are digitizing the finance functions. Anywhere and everywhere – you can Apply for a Home Loan with just a few clicks.
Now, you can compare and make a wise choice for the best Home Loan in ranchi also. We bring forth a myriad of options from best banks and NBFCs for your convenience. It’s simple! Choose your desired product and win amazing assured cash backs up to ₹ 5000 on the disbursal of your loan amount.
Eligibility Criteria for Home Loan in ranchi
No worries for strict eligibility conditions. We tie-up with all the best lenders in the ranchi and help you with flexible eligibility criteria. Salaried/self-employed/professionals – hope you meet the following eligibility parameters.
- A salaried individual needs to be between 23 to 62 years
- A self-employed individual needs to be between 25 to 70 years
- The credit score should be 700+
- A minimum of 2 year work experience is required for the salaried individual
- A minimum of 3 year business continuity is required for self-employed people
Documents Required for Home Loan in ranchi –
We leverage existing and emerging technologies to offer you the complete digitalized process. Upload the required documents; it will take a few minutes.
Salaried Class –
- Identity Proof - Aadhaar Card /Voters ID/Passport/Driving License /PAN Card/Photo Credit Card/Photo Identity Card issued by the Govt. of India
- A recognized public authority or public servant issued letter establishing the identity of the customer (not more than 1 month old)
- Residential Proof - Leave and License Agreement/Utility Bill (maximum three months old)/Passport/Voter ID Card/Aadhaar Card/Rent Agreement on Stamp Paper/Life Insurance Policy
- Income Proof – Salary slips for the last three months along with the bank statement showcasing the credited salary. Latest Form 16/ITR
- Employment Certificate – for the past 1 year
- Photographs - Two passport size
- Other Documents – Evidence to support running loans long with repayment bank statement for the past 6 months
For Self-employed
Identity Proof -
- Aadhaar Card /Voters ID/Passport/Driving License /PAN Card/Photo Credit Card/Photo Identity Card issued by Govt of India
A recognized public authority or public servant issued letter establishing the identity of the customer (not more than 1 month old)
Address Proof for Business Entities –
- Business Certificate/Trade License Certificate/SSI Registration Certificate/Registration Number issued by ROC
Proof of Income –
- ITR for the last 2 years
- Balance Sheet & P&L Account
- 6 months account statement of business entity and savings account statement of individual
Running Loan & other Documents –
- Evidence to support running loans long with repayment bank statement for the past 6 months
- Shareholding pattern list (certified by CA/CS)
- Partnership deed (for partnership companies)
In addition to all the above documents, both salaried and self-employed people need to furnish the following property papers -
- Copy of property documents
- Copy of Agreement to sell
- Buyer Agreement/Allotment Letter
- Occupancy Certificate (in case of ready to move in property)
- No Objection Certificate from the builder/society
- Payments receipt made to the developer
Benefits & features of taking a Home Loan in ranchi
Scale up your business to new heights with a business loan. At ranchi, we have a plethora of options with added benefits. Everything is online – you don’t need to visit the bank.
Get ready to leverage the following benefits –
- Instant Approval – Yes. SBI, ICICI, HDFC, India Bulls, IIFL and other players are offering instant paperless approval for housing loan. At Afinoz, the lowest home loan rate is guaranteed because we bring forth best home loan players along with their offers under one roof.
- High Eligibility – Within few minutes, we will assess your home loan eligibility and suggest you the best available options in ranchi. Our process is driven by automated technologies, and we help you get low EMI home Loan
- Balance Transfer – We will make you pay your EMI easily by reducing your debt amount. Transfer your Home Loan balance to save on money. Some lenders charge fee for a home loan balance transfer.
STATE BANK OF INDIA
About
State Bank of India (SBI) is India’s multinational public sector banking and financial services company. SBI was established in 80 and is headquartered in Mumbai, Maharashtra. The bank is the largest bank in India with a % market share in assets. State Bank of India operates a network of , branches and 9, ATMs in India and internationally. SBI operates through Treasury, Corporate/Wholesale Banking, Retail Banking, Insurance Business, and Other Banking Business channels. It extends a comprehensive range of banking products and services to individuals, commercial enterprises, corporates, and government bodies, and institutional customers in India and internationally. Its personal banking services include current accounts, savings accounts, term and recurring deposits; personal, home, auto, and education as well as loans against property and securities; and wealth management, demat, ATM, foreign inward remittance, safe deposit locker, public provident fund, money transfer, and pension policy, as well as cards and inflation indexed national savings securities cumulative bonds. It also provides corporate banking services including corporate accounts, working capital and project finance, deferred payment guarantees, corporate term loans, structured finance, dealer financing, channel financing, equipment leasing, loan syndication, financing Indian firms overseas subsidiaries or JVs, and construction equipment loans. In addition, the bank offers NRI services, such as accounts and deposits, remittances, investments, and loans; agricultural banking and micro credit to agriculturists and farmers; loans, supply chain finance, and deposits and transaction banking services for SME customers; and international banking services.
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Branch
RANCHI
BURHA KHUKHRA-RANCHI
KUTIYATU-NAMKUM BLOCK
RAJA ULATU- NAMKUM BLOCK
RANCHI DORANDA BRANCH
KANTATOLI RANCHI
RANCHI
H.B.ROAD, RANCHI
RANCHI
SBIINTOUCH,KANKE ROAD, RANCHI
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PLAZA CHOWK RANCHI
RAMGARH COLLECTORIATE
B I T MESRA
ARMY CANTT. SUGNU
BARIATU ROAD
SINGH MORE, RANCHI
KATHAL MORE
KUSAI COLONY, RANCHI
SPL PBB, KANKE ROAD
KISHOREGANJ
NEORI
ORMANJHI
ITAKI
FIC,TORPA
DAKRA
RATU
NAGRI
MANDER
REGIONAL BUSINESS OFFICE, RANCHI
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MECHERI
LALPUR
KANTA TOLI
CHUTIA
PISKA MORE
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BARHI
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CCPC, RANCHI
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CCL CAMPUS
DRM OFFICE
SARC RANCHI
SMECCC, RANCHI
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CAC, RANCHI
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HARMU HOUSING COLONY
TORPA
OAD, ZO RANCHI
RAHE
AMY PANDRA, RANCHI
RANGAMATI
LODHMA
PATRAHATU
TANGERBANSLI
DIPATOLI, RANCHI
CMPDI, KANKE ROAD
HEC SECTOR - II
RANCHI INDUSTRIAL ESTATE
BUNDU
NEPAL HOUSE RANCHI
PBB RANCHI
MURI
LAPUNG
MURHU
SERVICE BRANCH RANCHI
RMCC RANCHI
TUPUDANA
UPPER BAZAR
MAIN ROAD, RANCHI
KHUNTI
DORANDA
HATIA
RANCHI
ICICI BANK LIMITED
About
ICICI Bank is an Indian multinational bank and financial services company. Headquartered in Mumbai, India, the bank currently has a network of ,87 branches and , 7 ATMs across India. The bank became the first Indian bank to list on the New York Stock Exchange in 000. It is India’s largest private sector bank with total consolidated assets of Rs. ,.8 billion (US$ 7. billion) as on March 08.
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Branch
RANCHI
BOOTY MORE
KANTA TOLI BRANCH
RANCHI HARMU ROAD
MORABADI
RANCHI
HINOO
RANCHI ASHOK NAGAR, JHARKHAND
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UPPER BAZAR - RANCHI, JHARKHAND
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RANCHIá
SYNDICATE BANK
About
Syndicate Bank is one of the oldest and major commercial banks in India and was founded in 9. At the time of its establishment, the bank was known as Canara Industrial and Banking Syndicate Limited. The name of the bank was changed to Syndicate Bank in 9. It is headquartered in Manipal, Karnataka and was one of the major commercial banks to be nationalized on 9 July 99, by Government of India. Syndicate Bank operated a network of 0 branches, including ,9 rural, ,7 semi-urban, 8 urban, and 8 metro branches in India; and branch in London, as well as ,8 ATMs as of March 08. Syndicate Bank offers banking products and services to corporate, SMEs and retail customer in India. Its deposit products include savings accounts, current accounts, and term deposits. It also provides retail, agricultural and other priority sector loans. In addition, the bank provides corporate finance such as working capital finance; export credit, term loan finance; loan against receivables; and project finance that includes infrastructure projects. Further, it provides Aadhaar seeding, NEFT/RTGS, online tax payment, online shopping and utility bill payment, and e-filing of income tax returns. Other services include CMS, bancassurance, mutual fund services, and demat services. Syndicate Bank also provides international banking products such as non-resident (external) rupee, non-resident ordinary rupee, resident foreign currency, and foreign currency non-resident accounts, as well as manages exchange companies.
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Branch
RO RANCHI
MID CORPORATE BRANCH,RANCHI
RANCHI HARMU
RANCHI HINOO
RANCHI PISKA
KANKE ROAD RANCHI
RANCHI KUTCHERY ROAD
RANCHI LADY KCROY MEM SCHOOL
RANCHI