Check Home Loan Interest Rates of all major banks of surat Instantly
| Bank Name | Floating Interest Rate | Processing Fee |
|---|
| FULLERTON | 9% | 3% |
| Aditya birla | 9.00% onwards | Up-to 1% of the loan amount |
| AXIS | 8.85% | upto 1% of the Home loan amount subject to a minimum of Rs 10000 |
| TATA CAPITAL | 8.70% | 0.50% of the loan amount |
| HDFC | 8.80% onwards | 0.5% of loan amount or Rs 3,000 whichever is higher, plus applicable taxes |
| RBL BANK | 10.30% | Min. Rs. 5000 of loan amount + applicable GST |
| Kotak Mahindra Bank | 8.35% | upto 1.25% of the loan amount |
| IIFL | 9.50% | upto 0.75% of loan amount, or Rs. 3000 |
| Federal Bank | 8.75% onwards | upto 1% of loan amount |
| Bank of baroda | 8.75% | 0.50% of loan amount upto Rs. 50 lakhs, above Rs. 50 Lakhs is 0.25% of loan amount + GST |
| ICICI | 8.90% | 0.5-1% of the loan amount+applicable taxes |
| IndusInd bank | 9.50% | upto 1% of loan amt. |
| BAJAJ | 9.05% | upto 2 % |
About surat
"
Surat, a city in Gujarat, is famously known for the centre of Diamond cutting and polishing. It is also called the Diamond city of India. The centre of the city situated on the Tapti River and served as the large seaport in past. According to recent research, Surat is set to be the fastest-growing cities in the world from 2019-2035 duration. The Dutch Garden, Dumas Beach, Hajira Village, and Sardar Patel Museum are the few important attractions of the city.
"About Home Loan in surat
We eye to create a robust alternative credit ecosystem in the country. For this, we are digitizing the finance functions. Anywhere and everywhere – you can Apply for a Home Loan with just a few clicks.
Now, you can compare and make a wise choice for the best Home Loan in surat also. We bring forth a myriad of options from best banks and NBFCs for your convenience. It’s simple! Choose your desired product and win amazing assured cash backs up to ₹ 5000 on the disbursal of your loan amount.
Eligibility Criteria for Home Loan in surat
No worries for strict eligibility conditions. We tie-up with all the best lenders in the surat and help you with flexible eligibility criteria. Salaried/self-employed/professionals – hope you meet the following eligibility parameters.
- A salaried individual needs to be between 23 to 62 years
- A self-employed individual needs to be between 25 to 70 years
- The credit score should be 700+
- A minimum of 2 year work experience is required for the salaried individual
- A minimum of 3 year business continuity is required for self-employed people
Documents Required for Home Loan in surat –
We leverage existing and emerging technologies to offer you the complete digitalized process. Upload the required documents; it will take a few minutes.
Salaried Class –
- Identity Proof - Aadhaar Card /Voters ID/Passport/Driving License /PAN Card/Photo Credit Card/Photo Identity Card issued by the Govt. of India
- A recognized public authority or public servant issued letter establishing the identity of the customer (not more than 1 month old)
- Residential Proof - Leave and License Agreement/Utility Bill (maximum three months old)/Passport/Voter ID Card/Aadhaar Card/Rent Agreement on Stamp Paper/Life Insurance Policy
- Income Proof – Salary slips for the last three months along with the bank statement showcasing the credited salary. Latest Form 16/ITR
- Employment Certificate – for the past 1 year
- Photographs - Two passport size
- Other Documents – Evidence to support running loans long with repayment bank statement for the past 6 months
For Self-employed
Identity Proof -
- Aadhaar Card /Voters ID/Passport/Driving License /PAN Card/Photo Credit Card/Photo Identity Card issued by Govt of India
A recognized public authority or public servant issued letter establishing the identity of the customer (not more than 1 month old)
Address Proof for Business Entities –
- Business Certificate/Trade License Certificate/SSI Registration Certificate/Registration Number issued by ROC
Proof of Income –
- ITR for the last 2 years
- Balance Sheet & P&L Account
- 6 months account statement of business entity and savings account statement of individual
Running Loan & other Documents –
- Evidence to support running loans long with repayment bank statement for the past 6 months
- Shareholding pattern list (certified by CA/CS)
- Partnership deed (for partnership companies)
In addition to all the above documents, both salaried and self-employed people need to furnish the following property papers -
- Copy of property documents
- Copy of Agreement to sell
- Buyer Agreement/Allotment Letter
- Occupancy Certificate (in case of ready to move in property)
- No Objection Certificate from the builder/society
- Payments receipt made to the developer
Benefits & features of taking a Home Loan in surat
Scale up your business to new heights with a business loan. At surat, we have a plethora of options with added benefits. Everything is online – you don’t need to visit the bank.
Get ready to leverage the following benefits –
- Instant Approval – Yes. SBI, ICICI, HDFC, India Bulls, IIFL and other players are offering instant paperless approval for housing loan. At Afinoz, the lowest home loan rate is guaranteed because we bring forth best home loan players along with their offers under one roof.
- High Eligibility – Within few minutes, we will assess your home loan eligibility and suggest you the best available options in surat. Our process is driven by automated technologies, and we help you get low EMI home Loan
- Balance Transfer – We will make you pay your EMI easily by reducing your debt amount. Transfer your Home Loan balance to save on money. Some lenders charge fee for a home loan balance transfer.
STATE BANK OF INDIA
About
State Bank of India (SBI) is India’s multinational public sector banking and financial services company. SBI was established in 80 and is headquartered in Mumbai, Maharashtra. The bank is the largest bank in India with a % market share in assets. State Bank of India operates a network of , branches and 9, ATMs in India and internationally. SBI operates through Treasury, Corporate/Wholesale Banking, Retail Banking, Insurance Business, and Other Banking Business channels. It extends a comprehensive range of banking products and services to individuals, commercial enterprises, corporates, and government bodies, and institutional customers in India and internationally. Its personal banking services include current accounts, savings accounts, term and recurring deposits; personal, home, auto, and education as well as loans against property and securities; and wealth management, demat, ATM, foreign inward remittance, safe deposit locker, public provident fund, money transfer, and pension policy, as well as cards and inflation indexed national savings securities cumulative bonds. It also provides corporate banking services including corporate accounts, working capital and project finance, deferred payment guarantees, corporate term loans, structured finance, dealer financing, channel financing, equipment leasing, loan syndication, financing Indian firms overseas subsidiaries or JVs, and construction equipment loans. In addition, the bank offers NRI services, such as accounts and deposits, remittances, investments, and loans; agricultural banking and micro credit to agriculturists and farmers; loans, supply chain finance, and deposits and transaction banking services for SME customers; and international banking services.
BankingMoBile Banking, Internet Banking, Wholesale Banking, Retail Banking
ProductBanking, Loans, Deposit
Loanspersonal Loans, car Loan, Loan Against Property, Education Loan, Housing Loans, Gold Loans,Corporate Term Loans
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Branch
ADAJAN
SURAT
UDHANA CITY SURAT
PIPLOD
KAPODRA SURAT
ENA
CITYLIGHT SURAT
HONEY PARK SURAT
SURAT, PARLE POINT
ABHIKRAM COMPLEX , SURAT
MAIN ROAD, VYARA
KOSAMBA
GODHA STREET, SURAT
SURAT, RING ROAD
MINI BAZAR, SURAT
SURAT, BEGAMPURA
BHATAR ROAD, SURAT
SURAT
RING ROAD SURAT
SURAT
SURAT PAL ROAD
SURAT
MAAN DARWAJA, SURAT
SURAT BR
SBIINTOUCH ADJAN SURAT
SBIINTOUCH CANAL ROAD BHIMRAD,SURAT
SBIINTOUCH VIP ROAD,SURAT
LAJPORE
ADAJAN HAZIRA ROAD SURAT
NEW CITY LIGHT ROAD, BHIMARAD, SURAT
YOGI CHOWK,SURAT
SINGANPUR CAUSEWAY SURAT
JILLA SEVA SADAN BRANCH, VYARA
VIP ROAD BHARTHANA SURAT
GREEN CITY ROAD, PAL,SURAT
DINDOLI
KARCHELIYA
KOHINOOR TAPI SPL HNI BRANCH, SURAT
DUMAS ROAD BRANCH, SURAT
MORA
LAMBE HANUMAN ROAD, SURAT
KATARGAM BRANCH, SURAT
ALTHAN BRANCH, SURAT
JAHANGIRPURA BRANCH, SURAT
DIGAS
SAROLI
KADOD
ANAVAL
BHAGAL BRANCH, SURAT
SPECIALIZED CURRENCY ADMINISTRATION BRANCH, SURAT
MID CORPORATE BRANCH, SURAT
RCPC, BARDOLI
SPECIAL NRI BARDOLI
MADHI
SAYAN
NANI NAROLI
BHATHENA
VESU
CAC II, SURAT
CAC, JAMNAGAR
TINTOI
RBO, SAO III, SURAT
OAD SURAT
PALANPUR JAKATNAKA
RBO 2 SURAT
DOCUMENT ARCHIVAL CENTER SURAT
SARTHANA BRANCH , SURAT
VED ROAD, SURAT
UMARPADA
UCHCHHAL
PUNA KUMBHARIA, SURAT
PARVAT PATIA, SURAT
PALSANA
PAL
NIZAR
MOTA VARACHHA
MANDVI
MAGADALLA ROAD
KADODARA
MORA - BHAGAL, SURAT
BHESTAN
BAMROLI
AMROLI, SURAT
CCPC SURAT
CAC I, SURAT
KIM
APPAREL PARK, SACHIN
STRESSED ASSETS RESOLUTION CENTRE, SURAT
RACPC, SURAT
SERVICE BRANCH, SURAT
CHHAPRA ROAD
PRAKASH SOCIETY
AMBIKANIKETAN
GIDC SACHIN
RANADER
ASNAD
KAPURA
BHATTAR ROAD
KAPP TOWNSHIP
KAVAS
ADB MAHUVA
HAZIRA
IND EST KATARGAM
BOMBAY MARKET, SURAT
VARACHHA ROAD
ADAJAN
GHOD DOD ROAD
SMECCC, SURAT
SPL COMMERCIAL BRANCH, SURAT
UKAI
PANDESARA IND. ESTATE, SURAT
SVRCET,SURAT
STATION RD. SURAT
GOPIPURA, SURAT
BHATHA
SURATHKAL, MANGALORE
BHATPORE
SALABATPURA
NANPURA SURAT
OLPAD
UDHNA UDYOG NAGAR, SURAT
VYARA
VALOD
MANGROL MOTA MIYA
SURAT
BARDOLI
FORT SONGADH
ICICI BANK LIMITED
About
ICICI Bank is an Indian multinational bank and financial services company. Headquartered in Mumbai, India, the bank currently has a network of ,87 branches and , 7 ATMs across India. The bank became the first Indian bank to list on the New York Stock Exchange in 000. It is India’s largest private sector bank with total consolidated assets of Rs. ,.8 billion (US$ 7. billion) as on March 08.
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ProductAccount Savings Accounts -in- Account Salary Account PayLater by ICICI Bank Pension Accounts EEFC Account Outward Remittance Child Education Plan New Pension SchemeAgri & Rural Farmer Finance Instant Gold Loan Agri Traders & Processors Agri Corporates Tractor Loan Micro BankingForex
LoansHome LoanCar LoanPersonal LoanEducation LoanGold LoanLoans Against SecuritiesCommercial Business LoanPradhan Mantri Mudra YojanaStand-Up India SchemeTwo Wheeler LoansBusiness Loan
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Branch
THE RANDER PEOPLES COOP BANK LTD
SURAT
SURAT - RING ROADá
SURAT VIP ROAD
UTRAN
NEW ALTHAN
JAHANGIRPURA
SARTHANA BRANCH SURAT
KADODARA
VED ROAD SURAT
RUSHABH TEXTILE MARKET
PALANPUR CANAL ROAD
TARSADI
TUNDI
PISAD
TIMBA
SAYAN
NAVAGAM
SURAT ALTHAN
BHATAR
SURAT ? BHAGALPUR
SACHIN
VESU
VARACHHA, MAIN ROAD
L. P. SAWANI ROAD
KATARGAM
ESSAR HAZIRA, GUJRAT
VYARA
SURAT - PUNA KUMBHARIYA, GUJARAT
SURAT - GHOD DOD ROAD, GUJARAT
TEXTILE MARKET - SURAT, GUJARAT
SURAT RANDER, GUJARAT
UDHANA, SURAT
KOSAMBA, GUJARAT
SURAT ? PIPLOD
SURAT ( CITY LIGHT)
SURAT (NANPURA)
SURAT ? VARACHHA
BARDOLIá
HAZIRA
SURAT - MAJURA GATEá
SURAT - ATHWA LINESá
SYNDICATE BANK
About
Syndicate Bank is one of the oldest and major commercial banks in India and was founded in 9. At the time of its establishment, the bank was known as Canara Industrial and Banking Syndicate Limited. The name of the bank was changed to Syndicate Bank in 9. It is headquartered in Manipal, Karnataka and was one of the major commercial banks to be nationalized on 9 July 99, by Government of India. Syndicate Bank operated a network of 0 branches, including ,9 rural, ,7 semi-urban, 8 urban, and 8 metro branches in India; and branch in London, as well as ,8 ATMs as of March 08. Syndicate Bank offers banking products and services to corporate, SMEs and retail customer in India. Its deposit products include savings accounts, current accounts, and term deposits. It also provides retail, agricultural and other priority sector loans. In addition, the bank provides corporate finance such as working capital finance; export credit, term loan finance; loan against receivables; and project finance that includes infrastructure projects. Further, it provides Aadhaar seeding, NEFT/RTGS, online tax payment, online shopping and utility bill payment, and e-filing of income tax returns. Other services include CMS, bancassurance, mutual fund services, and demat services. Syndicate Bank also provides international banking products such as non-resident (external) rupee, non-resident ordinary rupee, resident foreign currency, and foreign currency non-resident accounts, as well as manages exchange companies.
BankingSMS BankingNet BankingMissed Call Banking
ProductLoan, Banking, Credit Card
LoansRetail Loan, Agriculture Loan, Priority Sector Loan, SME Loan
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Popular productLoan, Banking, Credit Card
Branch
VARELI
ANTROLI
JOLVA
CAO SURAT
PARLEPOINTSURAT
NANPURA
HAJRA
ERTHAN
SHEGAVA
KADODARA
BAGUMARA
SURAT MAIN
JOKHA
SAROLI
VIHARA
BARDOLI