Home Loan in Surat

Check home Loan Interest Rates of All Major Banks of surat Instantly
Bank Name
Floating Interest rate
Processing Fee
RBL BANK
10.30%
Min. Rs. 5000 of loan amount + applicable GST
8.85%
upto 1% of the Home loan amount subject to a minimum of Rs 10000
FULLERTON
9%
3%
IIFL
9.50%
upto 0.75% of loan amount, or Rs. 3000
IndusInd bank
9.50%
upto 1% of loan amt.
Kotak Mahindra Bank
8.35%
upto 1.25% of the loan amount
TATA CAPITAL
8.70%
0.50% of the loan amount
HDFC
8.80% onwards
0.5% of loan amount or Rs 3,000 whichever is higher, plus applicable taxes
BAJAJ
9.05%
upto 2 %
Federal Bank
8.75% onwards
upto 1% of loan amount
8.75%
0.50% of loan amount upto Rs. 50 lakhs, above Rs. 50 Lakhs is 0.25% of loan amount + GST
Aditya birla
9.00% onwards
Up-to 1% of the loan amount
8.90%
0.5-1% of the loan amount+applicable taxes
ABOUT HOME LOAN IN SURAT

We eye to create a robust alternative credit ecosystem in the country. For this, we are digitizing the finance functions. Anywhere and everywhere – you can Apply for a Home Loan with just a few clicks.

Now, you can compare and make a wise choice for the best Home Loan in surat also. We bring forth a myriad of options from best banks and NBFCs for your convenience. It’s simple! Choose your desired product and win amazing assured cash backs up to ₹ 5000 on the disbursal of your loan amount.

Eligibility Criteria for Home Loan in surat

No worries for strict eligibility conditions. We tie-up with all the best lenders in the surat and help you with flexible eligibility criteria. Salaried/self-employed/professionals – hope you meet the following eligibility parameters.

  • A salaried individual needs to be between 23 to 62 years
  • A self-employed individual needs to be between 25 to 70 years
  • The credit score should be 700+
  • A minimum of 2 year work experience is required for the salaried individual
  • A minimum of 3 year business continuity is required for self-employed people

Documents Required for Home Loan in surat –

We leverage existing and emerging technologies to offer you the complete digitalized process. Upload the required documents; it will take a few minutes.

Salaried Class

  • Identity Proof - Aadhaar Card /Voters ID/Passport/Driving License /PAN Card/Photo Credit Card/Photo Identity Card issued by the Govt. of India
  • A recognized public authority or public servant issued letter establishing the identity of the customer (not more than 1 month old)
  • Residential Proof - Leave and License Agreement/Utility Bill (maximum three months old)/Passport/Voter ID Card/Aadhaar Card/Rent Agreement on Stamp Paper/Life Insurance Policy
  • Income Proof – Salary slips for the last three months along with the bank statement showcasing the credited salary. Latest Form 16/ITR
  • Employment Certificate – for the past 1 year
  • Photographs - Two passport size
  • Other Documents – Evidence to support running loans long with repayment bank statement for the past 6 months

For Self-employed

Identity Proof -

  • Aadhaar Card /Voters ID/Passport/Driving License /PAN Card/Photo Credit Card/Photo Identity Card issued by Govt of India

A recognized public authority or public servant issued letter establishing the identity of the customer (not more than 1 month old)

Address Proof for Business Entities –

  • Business Certificate/Trade License Certificate/SSI Registration Certificate/Registration Number issued by ROC

Proof of Income –

  • ITR for the last 2 years
  • Balance Sheet & P&L Account
  • 6 months account statement of business entity and savings account statement of individual

Running Loan & other Documents

  • Evidence to support running loans long with repayment bank statement for the past 6 months
  • Shareholding pattern list (certified by CA/CS)
  • Partnership deed (for partnership companies)

In addition to all the above documents, both salaried and self-employed people need to furnish the following property papers -

  • Copy of property documents
  • Copy of Agreement to sell
  • Buyer Agreement/Allotment Letter
  • Occupancy Certificate (in case of ready to move in property)
  • No Objection Certificate from the builder/society
  • Payments receipt made to the developer

Benefits & features of taking a Business Loan in surat

Scale up your business to new heights with a business loan. At surat, we have a plethora of options with added benefits. Everything is online – you don’t need to visit the bank.

Get ready to leverage the following benefits –

  1. Instant Approval – Yes. SBI, ICICI, HDFC, India Bulls, IIFL and other players are offering instant paperless approval for housing loan. At Afinoz, the lowest home loan rate is guaranteed because we bring forth best home loan players along with their offers under one roof.
  2. High Eligibility – Within few minutes, we will assess your home loan eligibility and suggest you the best available options in surat. Our process is driven by automated technologies, and we help you get low EMI home Loan
  3. Balance Transfer – We will make you pay your EMI easily by reducing your debt amount. Transfer your Home Loan balance to save on money. Some lenders charge fee for a home loan balance transfer.
ABOUT SURAT

Surat, a city in Gujarat, is famously known for the centre of Diamond cutting and polishing. It is also called the Diamond city of India. The centre of the city situated on the Tapti River and served as the large seaport in past. According to recent research, Surat is set to be the fastest-growing cities in the world from 2019-2035 duration. The Dutch Garden, Dumas Beach, Hajira Village, and Sardar Patel Museum are the few important attractions of the city.

TOP LOAN PROVIDERS IN SURAT
ABOUT BANK OF BARODA, SURAT, Gujarat

Bank of Baroda (BOB) is an Indian multinational banking and financial services institution headquartered in Vadodara in Gujrat, India. The bank was established on 0 July 908 and nationalized on 9 July 99 along with other major commercial banks of India. It has been termed as a profit-making public sector undertaking (PSU). The bank has 7 global branches including 7 India branches and 0 overseas branches. It offers a wide range of banking products and services including loans, credit and debit cards etc.

Bank Details
Product

Account Savings Current Baroda E-Trade in account Deposit FD RD Loans Personal Loan Home Loan Vehicle Loan Education Loan Fintech (Business Loan) Other Loan MUDRA Loan Mortgage Loan Debit card EMI

Insurance

Life Insurance Health Insurance General Insurance

Banking

Instant Banking Baroda Connect (Internet Banking) BHIM Baroda Pay Baroda M-connect Plus (Mobile Banking) Mobile Application Baroda mPassbook Baroda m-Invest App BHIM UPI Payment App

Popular Product

Account Savings Current Baroda E-Trade in account Deposit FD RD Loans Personal Loan Home Loan Vehicle Loan Education Loan Fintech (Business Loan) Other Loan MUDRA Loan Mortgage Loan Debit card EMI

Loans

Loans Personal Loan Home Loan Vehicle Loan Education Loan Fintech (Business Loan) Other Loan MUDRA Loan Mortgage Loan Debit card EMI

Cards

Debit Cards Visa Electron Card RuPay Platinum Card Baroda Master Platinum Card RuPay Classic Card Master Classic Card Visa Platinum Chip Card Prepaid Cards Gift Card TravelEasy Card Reloadable Card Credit Cards Easy Visa Platinum Select Visa Platinum Premier Visa Signature Prime Mastercard

Branches of BANK OF BARODA in SURAT
ZAMPA BAZAR BRANCHSURATI BAZAR VYARAVIP ROAD SURATVED ROAD BRANCH, SURATVANIA SHERI BRANCHVAHEVAL,SURAT,GUJVADAPADA NESU NARANPURUDHNA BRANCHUDHNA MAGDALLA ROAD,GUJARATTEXTILE MKT. BRANCHTALADPATIA, GUJARATPALMANDARWAJA BRANCHBHATAR ROAD BRANCHSUFIBAUG BRANCHSHAHPORE BRANCHSHASTRI ROAD, BARDOLI,GJSAYEDPURA BRANCHSP.PR.BKING. BRANCHSARTHANASALABATPURA BRANCHSAGRAMPURA BRANCHNAVYUG COLLE BRANCHRANDER BRANCHPRIME ARCADEPINJARATPASODARAPARSI SHERI BRANCHPARLE POINT BRANCHPALANPUR áPATIAOLPAD,DIST SURATNIZERNANPURA BRANCHMOTA VARACHH, DIST. SURATMOTA, GUJARATMOSALI, DIST SURATMORA, DIST SURATMASMA BR., DIST. SURAT, GUJARATMANDVI-DIST SURATMANEKPORE, GUJARATMAHUVA, GUJARATMAGDALLA, SURATMADHI, DIST SURATLIMBAYAT,GUJLH ROADLAJPORE, DIST. SURAT, GUJARATKUNDIYANA BR., DIST SURAT, GUJARATKUKARMUNDA, DIST. SURAT, GUJARATKUDSAD,GUJKRIBHCO BRANCHKOSAMBA DIST SURATKIM BR, SURAT,GUJARATKHATODRA BRANCHKHAND BAZAR BRANCHKAVAS BR., DIST. SURAT, GUJARATKATARGAM,SURAT,GUJARATKARANJKARCHELIA, DIST. SURAT, GUJARATKAPODARA,SURAT,GJKANZA, DIST. SURAT, GUJARATKAMREJ CHAR RASTAKALAKAVA BR., DIST. TAPI, GUJARATKADODARA, SURAT, GUJARATJHANKHAVAV, DIST. SURAT, GUJARATJAHANGIRPURAIBB SURAT BRANCHIE.PANDESARA BRANCHICHHAPORE BR., DIST. SURAT, GUJARATHONEY PARK ROAD, GUJARATHARIPURA, DIST. SURAT, GUJARATHALDHARU, DIST. SURAT, GUJARATHAJIRA, DIST SURATGUNASVEL, GUJARATGOTHAN, GUJARATGHODDOD ROAD,SURAT,GUJARATFULPADA BRANCHNAVAGAM, FORT SONGADHDUMBHAL BRANCHDUMAS BR., DIST. SURAT, GUJARATDOLVAN BR., DIST. TAPI, GUJARATDIHEN, DIST. SURAT, GUJARATDAMKA, DIST. SURAT, GUJARATCITY LIGHT BRANCHCHHIPWAD BRANCHCFS BRANCH,SURAT,GUJARATBODHAN BR., DIST. SURAT, GUJARATBHULKABHAVAN BRANCHBHIMPORE, DIST SURATBHESAN, SURAT, GUJARATBHATGAM,GUJARATMOR BHAGWA, DIST. SURAT, GUJARATSURAT MAIN-SURATBARDOLI BRANCHBARBODHANBANDHARPADA, DIST. SURAT, GUJARATBAMROLI ROADBALESHWAR, DIST. SURAT, GUJARATATHWALINES BRANCHARETH, DIST. SURAT, GUJARATANAVAL, DIST. SURAT, GUJARATAMROLI BR,SURAT,GUJARATAMBHETI, DIST. SURAT, GUJARATAMBAJI ROAD BRANCH
ABOUT ICICI BANK LIMITED, SURAT, Gujarat

ICICI Bank is an Indian multinational bank and financial services company. Headquartered in Mumbai, India, the bank currently has a network of ,87 branches and , 7 ATMs across India. The bank became the first Indian bank to list on the New York Stock Exchange in 000. It is India’s largest private sector bank with total consolidated assets of Rs. ,.8 billion (US$ 7. billion) as on March 08.

Bank Details
Product

Account Savings Accounts -in- Account Salary Account PayLater by ICICI Bank Pension Accounts EEFC Account Outward Remittance Child Education Plan New Pension Scheme Agri & Rural Farmer Finance Instant Gold Loan Agri Traders & Processors Agri Corporates Tractor Loan Micro Banking Forex

Insurance

ICICI Lombard ICICI Pru Heart/Cancer Protect ICICI Pru iProtect Smart Car Insurance Pradhan Mantri Jeevan Jyoti Bima Yojana

Banking

Internet Banking Mobile Banking Pockets

Popular Product

Account Savings Accounts -in- Account Salary Account PayLater by ICICI Bank Pension Accounts EEFC Account Outward Remittance Child Education Plan New Pension Scheme Agri & Rural Farmer Finance Instant Gold Loan Agri Traders & Processors Agri Corporates Tractor Loan Micro Banking Forex

Loans

Home Loan Car Loan Personal Loan Education Loan Gold Loan Loans Against Securities Commercial Business Loan Pradhan Mantri Mudra Yojana Stand-Up India Scheme Two Wheeler Loans Business Loan

Cards

Credit Card Coral Rubyx Sapphiro Emeralde Diamant MakeMyTrip Jet Airways HPCL Ferrari Manchester United Platinum Amazon Pay Unifare Metro Debit Card ICICI Bank Coral+ International Debit Card ICICI Bank Sapphiro International Debit Card ICICI Bank Rubyx International Debit Card ICICI Bank Coral Paywave International Debit Card Manchester United debit card Manchester United Coral debit card Manchester United Sapphiro Debit card Prepaid Cards Reimbursement Card Memento Gift Card PayDirect Card Pockets, the Digital bank Multi Wallet Card Gift Card Meal Card Travel Card

ABOUT INDUSIND BANK, SURAT, Gujarat

Indusind Bank Limited is a new generation private bank. Established in 99, the bank is headquartered in Mumbai, India. It stands tall today as one of the reputed banks in the country. Indusind Bank operates more than 000 branches and over ,800 ATMs spread across the country. It also has representative offices in London, Dubai and Abu Dhabi.

Bank Details
Product

The bank provides various banking solutions to individuals, NRIs, business owners, corporate, government and financial Institutions. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and other Banking Operations segments. The bank offers current, savings, defense, corporate salary, and RFC accounts; and fixed deposits, recurring deposits, young saver deposits, as well as Rupee multiplier products.

Banking

Reasury Corporate/Wholesale Banking, Recurring deposits, Corporate salary, Rupee multiplier products. Retail Banking Young saver deposits, Urrent, savings, defense,and RFC accounts Fixed deposits Mutual funds My Account Number Quick Redeem Services and 0 Days banking. Choice Money ATMs Direct Connect Cash-on-Mobile Check-on-Cheque

Loans

Home loan Gold loans Business loan. Kisan loans Term loans Induind Kisan loans Loan against property Two wheeler Personal Car loan Education loan

Cards

Credit cards

Helpline Number
+91-11-23978046
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