Home Loan in vadodara

Check Home Loan Interest Rates of all major banks of vadodara Instantly

Bank NameFloating Interest RateProcessing Fee
IndusInd bank 9.50%upto 1% of loan amt.
Bank of baroda 8.75%0.50% of loan amount upto Rs. 50 lakhs, above Rs. 50 Lakhs is 0.25% of loan amount + GST
Aditya birla 9.00% onwardsUp-to 1% of the loan amount
ICICI 8.90%0.5-1% of the loan amount+applicable taxes
FULLERTON 9%3%
HDFC 8.80% onwards0.5% of loan amount or Rs 3,000 whichever is higher, plus applicable taxes
AXIS 8.85%upto 1% of the Home loan amount subject to a minimum of Rs 10000
RBL BANK 10.30%Min. Rs. 5000 of loan amount + applicable GST
Kotak Mahindra Bank 8.35%upto 1.25% of the loan amount
IIFL 9.50%upto 0.75% of loan amount, or Rs. 3000
Federal Bank 8.75% onwardsupto 1% of loan amount
TATA CAPITAL 8.70%0.50% of the loan amount
BAJAJ 9.05%upto 2 %

About vadodara

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Vadodara is the third-largest city in the Indian state of Gujarat, after Ahmedabad and Surat. It is the administrative headquarters of Vadodara District and is located on the banks of the Vishwamitri river, 141 kilometres from the state capital Gandhinagar.

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About Home Loan in vadodara

We eye to create a robust alternative credit ecosystem in the country. For this, we are digitizing the finance functions. Anywhere and everywhere – you can Apply for a Home Loan with just a few clicks.

Now, you can compare and make a wise choice for the best Home Loan in vadodara also. We bring forth a myriad of options from best banks and NBFCs for your convenience. It’s simple! Choose your desired product and win amazing assured cash backs up to ₹ 5000 on the disbursal of your loan amount.

Eligibility Criteria for Home Loan in vadodara

No worries for strict eligibility conditions. We tie-up with all the best lenders in the vadodara and help you with flexible eligibility criteria. Salaried/self-employed/professionals – hope you meet the following eligibility parameters.

  • A salaried individual needs to be between 23 to 62 years
  • A self-employed individual needs to be between 25 to 70 years
  • The credit score should be 700+
  • A minimum of 2 year work experience is required for the salaried individual
  • A minimum of 3 year business continuity is required for self-employed people

Documents Required for Home Loan in vadodara –

We leverage existing and emerging technologies to offer you the complete digitalized process. Upload the required documents; it will take a few minutes.

Salaried Class

  • Identity Proof - Aadhaar Card /Voters ID/Passport/Driving License /PAN Card/Photo Credit Card/Photo Identity Card issued by the Govt. of India
  • A recognized public authority or public servant issued letter establishing the identity of the customer (not more than 1 month old)
  • Residential Proof - Leave and License Agreement/Utility Bill (maximum three months old)/Passport/Voter ID Card/Aadhaar Card/Rent Agreement on Stamp Paper/Life Insurance Policy
  • Income Proof – Salary slips for the last three months along with the bank statement showcasing the credited salary. Latest Form 16/ITR
  • Employment Certificate – for the past 1 year
  • Photographs - Two passport size
  • Other Documents – Evidence to support running loans long with repayment bank statement for the past 6 months

For Self-employed

Identity Proof -

  • Aadhaar Card /Voters ID/Passport/Driving License /PAN Card/Photo Credit Card/Photo Identity Card issued by Govt of India

A recognized public authority or public servant issued letter establishing the identity of the customer (not more than 1 month old)

Address Proof for Business Entities –

  • Business Certificate/Trade License Certificate/SSI Registration Certificate/Registration Number issued by ROC

Proof of Income –

  • ITR for the last 2 years
  • Balance Sheet & P&L Account
  • 6 months account statement of business entity and savings account statement of individual

Running Loan & other Documents

  • Evidence to support running loans long with repayment bank statement for the past 6 months
  • Shareholding pattern list (certified by CA/CS)
  • Partnership deed (for partnership companies)

In addition to all the above documents, both salaried and self-employed people need to furnish the following property papers -

  • Copy of property documents
  • Copy of Agreement to sell
  • Buyer Agreement/Allotment Letter
  • Occupancy Certificate (in case of ready to move in property)
  • No Objection Certificate from the builder/society
  • Payments receipt made to the developer

Benefits & features of taking a Home Loan in vadodara

Scale up your business to new heights with a business loan. At vadodara, we have a plethora of options with added benefits. Everything is online – you don’t need to visit the bank.

Get ready to leverage the following benefits –

  1. Instant Approval – Yes. SBI, ICICI, HDFC, India Bulls, IIFL and other players are offering instant paperless approval for housing loan. At Afinoz, the lowest home loan rate is guaranteed because we bring forth best home loan players along with their offers under one roof.
  2. High Eligibility – Within few minutes, we will assess your home loan eligibility and suggest you the best available options in vadodara. Our process is driven by automated technologies, and we help you get low EMI home Loan
  3. Balance Transfer – We will make you pay your EMI easily by reducing your debt amount. Transfer your Home Loan balance to save on money. Some lenders charge fee for a home loan balance transfer.

BANK OF BARODA

About

Bank of Baroda (BOB) is an Indian multinational banking and financial services institution headquartered in Vadodara in Gujrat, India. The bank was established on 0 July 908 and nationalized on 9 July 99 along with other major commercial banks of India. It has been termed as a profit-making public sector undertaking (PSU). The bank has 7 global branches including 7 India branches and 0 overseas branches. It offers a wide range of banking products and services including loans, credit and debit cards etc.

Banking

Instant Banking Baroda Connect (Internet Banking) BHIM Baroda Pay Baroda M-connect Plus (Mobile Banking)Mobile Application Baroda mPassbook Baroda m-Invest App BHIM UPI Payment App

Product

Account Savings Current Baroda E-Trade in accountDeposit FD RDLoans Personal Loan Home Loan Vehicle Loan Education Loan Fintech (Business Loan) Other Loan MUDRA Loan Mortgage Loan Debit card EMI

Loans

Loans Personal Loan Home Loan Vehicle Loan Education Loan Fintech (Business Loan) Other Loan MUDRA Loan Mortgage Loan Debit card EMI

Card

Debit Cards Visa Electron Card RuPay Platinum Card Baroda Master Platinum Card RuPay Classic Card Master Classic Card Visa Platinum Chip CardPrepaid Cards Gift Card TravelEasy Card Reloadable CardCredit Cards Easy Visa Platinum Select Visa Platinum Premier Visa Signature Prime Mastercard

Insurance

Life InsuranceHealth InsuranceGeneral Insurance

Popular product

Account Savings Current Baroda E-Trade in accountDeposit FD RDLoans Personal Loan Home Loan Vehicle Loan Education Loan Fintech (Business Loan) Other Loan MUDRA Loan Mortgage Loan Debit card EMI

Branch

WAGHODIA ROAD
VASNA ROAD BR., VADODARA, GUJARAT
TENTALAV
TALSAT
SURYAGHODA
SUBHAMPURA, GUJARAT
SSI MANJUSAR, DIST BARODA
SOKHDA
SINDHROT, GUJARAT
SIMLI,GJ
SEGVA
RAYPURA
RASULPUR
RANU,VADODARA
PARIVAR CHAR RASTA, VADODARA
PANIGATE BRANCH
PADRA BRANCH
OLD PADRA RD BRANCH
PADAMLA
IBB BARODA BRANCH
NRI SPECIALIZED
NOVINO TERSALI
NIZAMPURA
NEW VIP ROAD BARODA GUJARAT
NEW SAMA ROAD BR, VADODARA,GUJARAT
NASWADI,DIST.-VADODARA
NANAFOFALIA, GUJARAT
NANA AMADARA, GUJARAT
NADA, GUJARAT
UNI. CAMPUS BRANCH
MOBHA ROAD, DIST. VADODARA, GUJARAT
MIYAGAM,GUJARAT
MARETHA
MANJROL
MANEJA BRANCH
MAKAR VILLAGE BRANCH
MANJALPUR BRANCH
BARODA MAIN BRANCH
LIMDA
LAXMIPURA BARODA, BARODA
LAHERIPUR BRANCH
KOYALI BR, VADODARA, GUJARAT
KOTHI BRANCH
KHODIYAR NAGAR
KHANDERAO MK BRANCH
KAWANT, GUJARAT
KARJAN,DIST BARODA
KARELIBAG BRANCH
KANDARI, DIST. VADODARA, GUJARAT
KALEDIA, GUJARAT
KALARANI, GUJARAT
KADIPANI, GUJARAT
JETALPUR BRANCH
JAWAHAR NAGA BRANCH
JAROD, DIST. VADODARA, GUJARAT
JABUGAM, DIST. VADODARA, GUJARAT
INDRAL, GUJARAT
NANDESARI BRANCH
GIDC MAKARPU BRANCH
I.E.GORWA BRANCH
HARNI ROAD BRANCH
GUNDICHA, GUJARAT
GOTRI BRANCH
GAVASAD
GADHBORIYAD, GUJARAT
FERT-TOWN BRANCH
FERTILIZER BRANCH
DUNGARWANT, DIST. VADODARA, GUJARAT
DUDHWADA, GUJARAT
DIWALIPURA
DESAR
DASHRATH BRANCH
DARBAR CHOWKDY, VADODARA
DANDIA BAZAR BRANCH
DABHOI, DIST. VADODARA
CBB BARODA BRANCH
CHORANDA, GUJARAT
CHIKHODRA, DIST.VADODARA, GUJARAT
CHHOTA UDAIPUR, DIST VADODARA
CHHANI BRANCH
NAVAYARD BRANCH
CHAMPANER ROAD, GUJARAT
CHANVADA
CHANSAD, BARODA, GUJARAT
CHALMALI, GUJARAT
BODELI
BHUTDIZAMPA BRANCH
BHANIYARA, DIST. VADODARA, GUJARAT
BHAILI, DIST BARODA
BAJWA BR., VADODARA, GUJARAT
BAHADARPUR, DIST. VADODARA, GUJARAT
ATMA JYOTI BRANCH
ASOJ, BARODA
ARM BARODA
ANANDI, GUJARAT
ANAGADH,GJ
AMBADA
ALKAPURI BRANCH
DWARKESH BHUVAN
AKOTA BRANCH

STATE BANK OF INDIA

About

State Bank of India (SBI) is India’s multinational public sector banking and financial services company. SBI was established in 80 and is headquartered in Mumbai, Maharashtra. The bank is the largest bank in India with a % market share in assets. State Bank of India operates a network of , branches and 9, ATMs in India and internationally. SBI operates through Treasury, Corporate/Wholesale Banking, Retail Banking, Insurance Business, and Other Banking Business channels. It extends a comprehensive range of banking products and services to individuals, commercial enterprises, corporates, and government bodies, and institutional customers in India and internationally. Its personal banking services include current accounts, savings accounts, term and recurring deposits; personal, home, auto, and education as well as loans against property and securities; and wealth management, demat, ATM, foreign inward remittance, safe deposit locker, public provident fund, money transfer, and pension policy, as well as cards and inflation indexed national savings securities cumulative bonds. It also provides corporate banking services including corporate accounts, working capital and project finance, deferred payment guarantees, corporate term loans, structured finance, dealer financing, channel financing, equipment leasing, loan syndication, financing Indian firms overseas subsidiaries or JVs, and construction equipment loans. In addition, the bank offers NRI services, such as accounts and deposits, remittances, investments, and loans; agricultural banking and micro credit to agriculturists and farmers; loans, supply chain finance, and deposits and transaction banking services for SME customers; and international banking services.

Banking

MoBile Banking, Internet Banking, Wholesale Banking, Retail Banking

Product

Banking, Loans, Deposit

Loans

personal Loans, car Loan, Loan Against Property, Education Loan, Housing Loans, Gold Loans,Corporate Term Loans

Card

SBI Card ELITE,SBI Credit Cards,Air India SBI Platinum Card,Air India SBI Signature Card,SBI STYLEUP Contactless Credit Card,IRCTC SBI Platinum Card,Doctor's SBI Card, SBI Card ELITE Advantage

Insurance

. Individual Insurance:sbi life- eshield, sbi life - poorna suraksha, sbi life - sampoorn cancer suraksha, sbi life- elncome shield, sbi life- smart shield,sbi life - saral Shield, SBI Life - Saral Swadhan +, SBI Life- Smart Swadhan Plus, SBI Life - Grameen Bina. . Corporate Insurance Plan: SBI Life - Kalyan ULIP Plus, SBI Life- CapAssure Gold, SBI Life - Gaurav Jeevan, SBI Life- Pradhan Mantri Jeevan Jyoti Bima yojana, SBI Life- Sampoorn Suraksha

Branch

VADODARA BARODA
GORWA ROAD VADODARA
ABHILASHA CHOKDI, VADODARA
VADODARA OLD PADRA ROAD
VADODARA, SSI
KARJAN
AIR PORT CIRCLE, VADODARA
VADODARA, PRATAP NAGAR
CHOKSI BAZAR, PADRA
VADODARA, GOTRI ROAD
SUSHAN CIRCLE, VADODARA
JETALPAR ROAD, VADODARA
VADODARA, GENDIGATE
PADRA
VADODARA
VADODARA
MAHUVAD, VADODARA RURAL
MOXI-VADODARA
VADODARA
KARELI BAGH, BARODA
BARODA
SBIINTOUCH SAMA SAVLI, VADODARA
SBIINTOUCH FATEHGANJ VADODARA
SBIINTOUCH AKOTA VADODARA
RACPC, SAYAJIGANJ, VADODARA
MASAR ROAD
COLLEGE ROAD DHABHOI
DISTRICT COURT, VADODARA
VAGHODIA
KOHINOOR SAYAJI SPECIALIZED HNI BRANCH, VADODARA
S T DEPOT, PADRA
HARNI GAM
SUN PHARMA ROAD, VADODARA
MOTI KORAL
DASHRATH
EME SCHOOL
MUKTANAND KARELIBAUG
SAMA SAVLI
KAMALANAGAR, VADODARA
KALADARSHAN CHAR RASTA, VADODARA
JAY RATNA BULDING, VADODARA
LAXMIPURA
RBO III, VADODARA
SP. NRI BRANCH
GOVERNMENT BUSINESS BRANCH
NASWADI
RBO VAO2 VADODARA
RBOI , VADODARA ADMIN OFFICE
DARBAR CHOWKDY
CCPCBARODA
VASNA ROAD
VRUNDAVAN CHAR RASTA
TARSALI
ELLORA PARK
SEVASI
SAMTA CHAR RASTA BRANCH (BARODA)
PARIVAR CHAR RASTA
POR
M S UNIVERSITY BRANCH
TP-13, BARODA
MANJUSAR
MANJROL
KAWANT
PANCHVATI
ISKON TAMPLE ROAD BRANCH [VADODARA]
HARNI WARASIA RING ROAD
GOTRI ROAD
WADI
TANDALJA
CHANDOD
RAMAKAKA TEMPLE ROAD
CHALAMANI
MUJMAUDA
BHAILI
AIR FORCE STATION DARJIPURA [VADODARA]
OLD PADRA ROAD, VADODARA
CURRENCY ADMINISTRATION CELL, VADODARA
MANJALPUR
SARC, BARODA
RACPC BARODA
GIDC WAGHODIA
RATANPUR HIRPARI
NEW SAMA ROAD BARODA
GORAJ SAB
RANGPUR
AIRFORCE STATION MAKARPURA
VIP ROAD
WARASIA
WORLI SEA FACE
JASHPUR
SALAD
RASULABAD
KURALI VILLAGE
ZOZ
KADWAL
URMI SOCIETY
GACL PROJECT SITE, RANOLI
ZONAL OFFICE BARODA
NANDESARI
N H S BRANCH BARODA
TFCPC, VADODARA
SMECC BARODA
CHHANI ROAD
HARNI ROAD, BARODA
CANTONMENT, BARODA
SADHLI
PBB RACE COURCE RD , BARODA
SPL COMMERCIAL BRANCH, BARODA
KAYAVAROHAN
PANVAD
MANKANI
DABKA
JABUGAM
TEJGADH
DESAR
IPCL, KOYALI
MANEJA
SANKHEDA
DANDIA BAZAR, BARODA
BHATPUR
KOSINDRA
ALKAPURI
VADU
ONGC, BARODA
KARKHADI
KARELIBAUG
SOUTHERN TOWNSHIP
BODELI
AJWA ROAD BARODA
IFB, BARODA
MAKARPURA INDL. ESTATE, BARODA
ATLADRA
SINOR
SAYAJI GANJ, BARODA
RAOPURA, BARODA
LALBAUG, BARODA
SAVLI
MIYAGAM KARJAN
BARODA INDUSTRIAL ESTATE,BARODA
GUJARAT REFINERY
PAVI JETPUR
CHHOTA UDEPUR
PADRA
DABHOI
BARODA MAIN

SYNDICATE BANK

About

Syndicate Bank is one of the oldest and major commercial banks in India and was founded in 9. At the time of its establishment, the bank was known as Canara Industrial and Banking Syndicate Limited. The name of the bank was changed to Syndicate Bank in 9. It is headquartered in Manipal, Karnataka and was one of the major commercial banks to be nationalized on 9 July 99, by Government of India. Syndicate Bank operated a network of 0 branches, including ,9 rural, ,7 semi-urban, 8 urban, and 8 metro branches in India; and branch in London, as well as ,8 ATMs as of March 08. Syndicate Bank offers banking products and services to corporate, SMEs and retail customer in India. Its deposit products include savings accounts, current accounts, and term deposits. It also provides retail, agricultural and other priority sector loans. In addition, the bank provides corporate finance such as working capital finance; export credit, term loan finance; loan against receivables; and project finance that includes infrastructure projects. Further, it provides Aadhaar seeding, NEFT/RTGS, online tax payment, online shopping and utility bill payment, and e-filing of income tax returns. Other services include CMS, bancassurance, mutual fund services, and demat services. Syndicate Bank also provides international banking products such as non-resident (external) rupee, non-resident ordinary rupee, resident foreign currency, and foreign currency non-resident accounts, as well as manages exchange companies.

Banking

SMS BankingNet BankingMissed Call Banking

Product

Loan, Banking, Credit Card

Loans

Retail Loan, Agriculture Loan, Priority Sector Loan, SME Loan

Card

Syndicate Bank Global Visa Credit Card

Insurance

NA

Popular product

Loan, Banking, Credit Card

Branch

MANJALPUR
UMRAYA
MAKARPURA VADODARA
NEW SAMA ROAD
VADODARA ALKAPURI BARODA
VADODARA RAOPURA BARODA

INDUSIND BANK

About

Indusind Bank Limited is a new generation private bank. Established in 99, the bank is headquartered in Mumbai, India. It stands tall today as one of the reputed banks in the country. Indusind Bank operates more than 000 branches and over ,800 ATMs spread across the country. It also has representative offices in London, Dubai and Abu Dhabi.

Banking

reasuryCorporate/Wholesale Banking,recurring deposits,corporate salary,Rupee multiplier products.Retail Banking,young saver deposits,urrent, savings, defense,and RFC accountsfixed depositsmutual fundsMy Account NumberQuick Redeem Services and 0 Days banking.Choice Money ATMsDirect ConnectCash-on-MobileCheck-on-Cheque

Product

The bank provides various banking solutions to individuals, NRIs, business owners, corporate, government and financial Institutions. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and other Banking Operations segments. The bank offers current, savings, defense, corporate salary, and RFC accounts; and fixed deposits, recurring deposits, young saver deposits, as well as Rupee multiplier products.

Loans

home loangold loansbusiness loan.Kisan loansterm loansInduind Kisan loansloan against propertytwo wheelerpersonalcar loaneducation loan

Card

credit cards

Branch

BHAYLI
AKOTA VADODARA
WAGHODIA ROAD VADODRA
NEW SAMA ROAD VADODARA
KARELIBAUG, VADODARA
SUBHANPURA, VADODARA
VASNA ROAD, VADODARA
DANDIA BAZAAR, VADODARA
NIZAMPURA
GOTRI
MANJALPUR