Indian Financial System Code, popularly known as IFSC code, is an 11-digit alphanumeric code that helps identify the individual bank branches. IFSC code is used to transfer funds online for NEFT, IMPS, and RTGS transactions. First four digit characters represent the bank, followed by a zero (0), and the last 6 characters, usually number, represent the bank branch.
Customer can find IFSC code on their bank’s cheque leaves, passbooks, bank statement and other banking documents.
Unique branch identification: Through an IFSC code, the particular branches of source and destination banks can be identified.
Useful for electronic transfer: It is used for online fund transfer like NEFT, RTGS & IMPS, and helps eliminate errors.
This helps customers search for IFSC code of any branch of any bank across the country.
Himachal Pradesh State Co-operative Bank Ltd. is an Indian cooperative bank. It was established after the amalgamation of three central co-operative banks namely Mahasu Central Co-operative Bank, The Mandi Central Co-operative Bank Ltd. and The Chamba Central Co-operative Bank Ltd. in 9. In the beginning, the State of Himachal Pradesh used to be the union territory and there were only districts in the state. At present, the bank has dual role i.e. that of Apex Co-operative Bank in Himachal Pradesh to lead the development in Co-operative in the State and that of a Co-operative Bank in districts viz. Bilaspur, Chamba, Kinnaur, Mandi, Shimla and Sirmour.
The H.P. State Co-operative Bank provides a variety banking products to its customers in India. Its deposit products include current account, savings account, recurring deposits, fixed deposits, Him Puner-Nivesh Deposit, Sarva Priya Deposit, and Maha Laxmi Deposit. The bank also offers various loans such as home loan, car loan, personal loan, education loan, and hotel / motel / tiny tourism loans. In addition, the bank also provides online banking, ATM, locker facilities.
Current account Savings account Recurring deposits Fixed deposits Him Puner-Nivesh Deposit Sarva Priya Deposit Maha Laxmi Deposit
Home loan Car loan Personal loan Education loan Hotel/motel/tiny tourism loans