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Jammu and Kashmir Bank Limited, famously known as J&K Bank, is a J&K-based private sector banking and financial services company. Incorporated on October 98, J & K Bank was the first bank in the country to emerge as a state-owned bank. It is also the only private bank designated as RBI’s agent for banking business, and executes the banking business of the Central Government. Headquartered in Srinagar, India, as of March 08, the bank operated 90 branches in 0 states and union territory; and ,99 ATM’s. The bank operates to increase lending in its own state, and at the same time, seeks to capture niche lending opportunities on a pan-India basis to build volumes and improve margins. The bank is listed on the NSE and the BSE.
The Jammu and Kashmir Bank Limited provides various banking products and services to its customers. It operates through Treasury Operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Business Segments. The bank offers various deposit products such as savings, salary, current, and pension accounts; and term deposits. The bank also provides consumer loans, housing loans, Saholiat/Saral finance scheme for pensioners, scooty finance, laptop/computer finance, education loan, coaching loan.
Life insurace Non-life insurance services,
Reasury Operations Deposit Corporate/Wholesale Banking, Retail Banking Savings, salary, current, and pension accounts
Consumer loans Housing loans Education loan Coaching loan. Scooty finance Saholiat/Saral finance scheme for pensioners Laptop/computer finance
IFSC code is used for hassle-free and convenient online or electronic fund transfer from one bank account to another via NEFT, RTGS and NEFT.
Helps uniquely identify a specific bank and its branch, helping customers to transfer funds to the right bank account.
IFSC Code enables customers to execute an online transfer of funds securely, hence eliminating the chances of any fraudulent activity in the fund transfer process.