Indian Financial System Code, popularly known as IFSC code, is an 11-digit alphanumeric code that helps identify the individual bank branches. IFSC code is used to transfer funds online for NEFT, IMPS, and RTGS transactions. First four digit characters represent the bank, followed by a zero (0), and the last 6 characters, usually number, represent the bank branch.

Customer can find IFSC code on their bank’s cheque leaves, passbooks, bank statement and other banking documents.

Its significance

Unique branch identification: Through an IFSC code, the particular branches of source and destination banks can be identified.

Useful for electronic transfer: It is used for online fund transfer like NEFT, RTGS & IMPS, and helps eliminate errors.

IFSC Code Finder

This helps customers search for IFSC code of any branch of any bank across the country.

Jammu and Kashmir Bank Limited, famously known as J&K Bank, is a J&K-based private sector banking and financial services company. Incorporated on October 98, J & K Bank was the first bank in the country to emerge as a state-owned bank. It is also the only private bank designated as RBI’s agent for banking business, and executes the banking business of the Central Government. Headquartered in Srinagar, India, as of March 08, the bank operated 90 branches in 0 states and union territory; and ,99 ATM’s. The bank operates to increase lending in its own state, and at the same time, seeks to capture niche lending opportunities on a pan-India basis to build volumes and improve margins. The bank is listed on the NSE and the BSE.