Indian Financial System Code, popularly known as IFSC code, is an 11-digit alphanumeric code that helps identify the individual bank branches. IFSC code is used to transfer funds online for NEFT, IMPS, and RTGS transactions. First four digit characters represent the bank, followed by a zero (0), and the last 6 characters, usually number, represent the bank branch.

Customer can find IFSC code on their bank’s cheque leaves, passbooks, bank statement and other banking documents.

Its significance

Unique branch identification: Through an IFSC code, the particular branches of source and destination banks can be identified.

Useful for electronic transfer: It is used for online fund transfer like NEFT, RTGS & IMPS, and helps eliminate errors.

IFSC Code Finder

This helps customers search for IFSC code of any branch of any bank across the country.

The Kalyan Janata Sahakari Bank Limited was founded in 97, in Kalyan City, Thane. Since then the bank has grown by leaps and bounds in a short span with a business mix of over Rs. 8 crores, over 000 shareholders and a satisfied client base of over lakhs today. The bank acquired the Scheduled status in January 000. The bank opened the first branch in Mumbai at Ghatkopar in May 00.