Shivalik Mercantile Co-Operative Bank Ltd. is a multi-state Urban Co-Operative Bank headquartered in Saharanpur, Uttar Pradesh, India. The bank was founded in 997 and emerged to become the first and largest multi-state Urban Co-operative Bank in U. P. The bank aims to serve the lowest strata of society with the best products and technology-driven customer services. Shivalik Mercantile Co-operative bank provides personal and commercial banking services to its customers in India. The bank provides savings accounts, fixed deposits schemes, recurring deposits, current accounts; forex, PAN CARD, remittances, lockers, ATM cards; and insurance, online banking, and other services. It also offers housing loans, car loans, two-wheeler loans, gold loans, loans against properties, and demand loans against FDRs/RD/LIC/NSC; and loans to professionals/self-employed; and microfinance services.