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The Kangra Cooperative Bank Ltd. started as a small Thrift/Credit Society in March 90 by some friends of Kangra district of Himanchal to the people of Himanchal living in Delhi. The bank was converted into a primary urban Cooperative Bank in 97 by the RBI and was permitted to carry out banking activities including acceptance of deposit from public (non-members) by opening their current, savings and RD accounts. In June 99, Kangra Cooperative Bank was granted license by the Reserve Bank of India to carry out banking business. Subsequently, it opened eleven more branches in February, May, December 99, June 998 ,October 008, July 009 , April 0, July 0, October 07, February 08 and the last one in April 08. The bank enjoys Grade ‘A’ status and was granted Best Bank Award for the years 00-0, 007-08, 009-0 and 0-. All branches are fully computerized and connected under CBS.
The bank provides various banking products and services to its customers. Its solutions include savings bank account, current account, and term deposit; housing loan; and CTS, NEFT/RTGS and ATM facilities.
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IFSC code is used for hassle-free and convenient online or electronic fund transfer from one bank account to another via NEFT, RTGS and NEFT.
Helps uniquely identify a specific bank and its branch, helping customers to transfer funds to the right bank account.
IFSC Code enables customers to execute an online transfer of funds securely, hence eliminating the chances of any fraudulent activity in the fund transfer process.