Indian Financial System Code, popularly known as IFSC code, is an 11-digit alphanumeric code that helps identify the individual bank branches. IFSC code is used to transfer funds online for NEFT, IMPS, and RTGS transactions. First four digit characters represent the bank, followed by a zero (0), and the last 6 characters, usually number, represent the bank branch.
Customer can find IFSC code on their bank’s cheque leaves, passbooks, bank statement and other banking documents.
Unique branch identification: Through an IFSC code, the particular branches of source and destination banks can be identified.
Useful for electronic transfer: It is used for online fund transfer like NEFT, RTGS & IMPS, and helps eliminate errors.
This helps customers search for IFSC code of any branch of any bank across the country.
The Kangra Cooperative Bank Ltd. started as a small Thrift/Credit Society in March 90 by some friends of Kangra district of Himanchal to the people of Himanchal living in Delhi. The bank was converted into a primary urban Cooperative Bank in 97 by the RBI and was permitted to carry out banking activities including acceptance of deposit from public (non-members) by opening their current, savings and RD accounts. In June 99, Kangra Cooperative Bank was granted license by the Reserve Bank of India to carry out banking business. Subsequently, it opened eleven more branches in February, May, December 99, June 998 ,October 008, July 009 , April 0, July 0, October 07, February 08 and the last one in April 08. The bank enjoys Grade ‘A’ status and was granted Best Bank Award for the years 00-0, 007-08, 009-0 and 0-. All branches are fully computerized and connected under CBS.
The bank provides various banking products and services to its customers. Its solutions include savings bank account, current account, and term deposit; housing loan; and CTS, NEFT/RTGS and ATM facilities.
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