Indian Financial System Code, popularly known as IFSC code, is an 11-digit alphanumeric code that helps identify the individual bank branches. IFSC code is used to transfer funds online for NEFT, IMPS, and RTGS transactions. First four digit characters represent the bank, followed by a zero (0), and the last 6 characters, usually number, represent the bank branch.
Customer can find IFSC code on their bank’s cheque leaves, passbooks, bank statement and other banking documents.
Unique branch identification: Through an IFSC code, the particular branches of source and destination banks can be identified.
Useful for electronic transfer: It is used for online fund transfer like NEFT, RTGS & IMPS, and helps eliminate errors.
This helps customers search for IFSC code of any branch of any bank across the country.
The Karanataka State Co-operative Apex Bank Limited (KSCABL) was established on 0th November 9 under the name of “The Mysore Provincial Bank Limited”. That time, the bank was not an Apex Bank. On September 9, the government passed orders permitting the Mysore Provisional Bank to get converted into an Apex Bank and thereafter the bank was known as Mysore Provincial Co-operative Apex Bank Ltd. The bank was founded with the aim of financing, inspecting and supervising the C-operative societies of in the then State of Mysore
The bank operates branches and provides banking products and services in Agriculture Finance, Corporate Banking and Retail Banking segments. Agriculture finance includes provision of short term credit limits to State Co-operative Banks for financing Marketing of Crop; provision of short-term refinance by NABARD to State Co-operative Banks for financing seasonal agriculture operations; and medium term credit limits for conversion of outstanding short term loans advanced for financing SAO. Under corporate banking, it provides financing for sugar mills. KSCABL also provides retail banking products such as deposit schemes that include savings account, current account and term deposits; loan products that include jewel loan, vehicle loan, site purchase loan, professional loan, housing and mortgage loan, commercial vehicle loan, cash credit facility, travel loan, self employment loan, Apex professional and personal loan, Apex pension loan, Apex gold loan, Apex education loan, and advance against NSCs; and some other banking services such as safe deposit locker, bank guarantee, bills, DDs under IMAS, DDS under AIMS, E-stamping, and insurance products.
Insurance products Life Insurance General Insurance Medical Insurance Health Insurance
Corporate Banking Agriculture Banking Retail Banking Savings account Current Account Term Deposit
Personal Loan Agriculture Loan Whicle Loan Business Loan Jewel loan Vehicle loan Site purchase loan Professional loan Housing and mortgage loan Commercial vehicle loan Travel loan Self employment loan Apex professional and personal loan Apex pension loan Apex gold loan Apex education loan
Kisan Credit card Cash credit facility