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The Varachha Co-operative Bank Ltd. was inaugurated on th October 99 by revolutionary Saint Shri Swami Sacchidanandji. The bank, famously known as VCB, operates as a co-operative bank. It is among the firsts to introduce internet services. Currently the bank is providing most trending technical services such as branchless core banking services along with BBPS, IMPS x 7 x and net banking facilities. Also the bank has e-Lobby where Varachha Bank’s customer can do banking transaction x7x ATM, Cash Deposit Machine, Cheque Deposit Kiosk and Self Passbook Machine.
VCB Bank offers various deposit schemes for customers such as fixed deposits, junior savings account, and advantage to senior citizens. The bank also provides attractive loan schemes at very attractive competitive interest rate. Its lending products and services include home loans, FD loan, loan for self-employed individuals, car loans, gold loan, personal loan, education loan, and NSC / KVP loans; and cash credit loans, over drafts, consumer durable loans, machinery loans, and mortgage loans. Other services comprise SMS, RTGS-NEFT, Debit Card, BBPS, IMPS x 7 x , Net/Mobile Banking, UPI, and ATM service.
Fixed deposits Junior savings account Advantage to senior citizens
Home loans FD loan Loan for self-employed individuals Car loans Gold loan Personal loan Education loan NSC/KVP loans Cash credit loans Over drafts Consumer durable loans Machinery loans Mortgage loans
IFSC code is used for hassle-free and convenient online or electronic fund transfer from one bank account to another via NEFT, RTGS and NEFT.
Helps uniquely identify a specific bank and its branch, helping customers to transfer funds to the right bank account.
IFSC Code enables customers to execute an online transfer of funds securely, hence eliminating the chances of any fraudulent activity in the fund transfer process.
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