Indian Financial System Code, popularly known as IFSC code, is an 11-digit alphanumeric code that helps identify the individual bank branches. IFSC code is used to transfer funds online for NEFT, IMPS, and RTGS transactions. First four digit characters represent the bank, followed by a zero (0), and the last 6 characters, usually number, represent the bank branch.

Customer can find IFSC code on their bank’s cheque leaves, passbooks, bank statement and other banking documents.

Its significance

Unique branch identification: Through an IFSC code, the particular branches of source and destination banks can be identified.

Useful for electronic transfer: It is used for online fund transfer like NEFT, RTGS & IMPS, and helps eliminate errors.

IFSC Code Finder

This helps customers search for IFSC code of any branch of any bank across the country.

United Bank of India (UBI) is a government-owned Indian Bank headquartered in Kolkata, India. Its predecessor, the United Bank of India Ltd., was formed with the amalgamation of four banks - Comilla Banking Corporation Ltd., Bengal Central Bank Ltd., Comilla Union Bank Ltd., and Hooghly Bank Ltd – in 90. The bank was nationalized in July, 99. Today it is 00% CBS enabled and has a three-tier organisational set-up consisting of the head office, regional offices and the branches.