Indian Financial System Code, popularly known as IFSC code, is an 11-digit alphanumeric code that helps identify the individual bank branches. IFSC code is used to transfer funds online for NEFT, IMPS, and RTGS transactions. First four digit characters represent the bank, followed by a zero (0), and the last 6 characters, usually number, represent the bank branch.
Customer can find IFSC code on their bank’s cheque leaves, passbooks, bank statement and other banking documents.
Unique branch identification: Through an IFSC code, the particular branches of source and destination banks can be identified.
Useful for electronic transfer: It is used for online fund transfer like NEFT, RTGS & IMPS, and helps eliminate errors.
This helps customers search for IFSC code of any branch of any bank across the country.
Utkarsh Small Finance Bank was established in 0 and is based in Varanasi, Uttar Pradesh India. The main objective of bank is to provide affordable and accessible banking services to people from all walks of life. The bank believes in core values like transparency and fair practice, responsible and responsive service, integrated social values, and is striving for excellence.
Utkarsh Small Finance Bank Limited provides many banking products and services. Its banking solutions include savings account such as standard savings account, premium savings account, minor savings account, salary account, BSBDA and BSBDA small; fixed deposits, recurring deposits, and locker facilities; and loans including home loan, housing loan for repair, home loan plus, Utkarsh Awas loan, and takeover loan. The bank also provides other banking services such as platinum card, classic debit card, and life insurance, general insurance, as well as investment products such as equity schemes, debt or income schemes, balanced scheme, monthly income plans, equity linked savings scheme, and systematic investment plan.
Life insurance General insurance
Savings account Standard savings account Premium savings account Pinor savings account Salary account BSBDA and BSBDA small Fixed deposits Recurring deposits Locker facilities
Home loan Housing loan for repair Home loan plus Utkarsh Awas loan Takeover loan
Platinum card Classic debit card