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Vijaya Bank is an Indian public sector bank established on October 9. Headquartered at Bangalore, Karnataka, it is one of the nationalised banks in India. In 98, the bank received Scheduled Bank Status and was nationalised on April 980. At the time of nationalization, the bank operated 7 branches, with a total business of Rs. 0.9 crore and a staff strength of 909.
Vijya Bank provides a bouquet of innovative banking products and services to its customers in India. It operates through four banking segments: Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. The bank offers savings and current bank accounts; and term deposit schemes such as V Genuth Unnathi Recurring Deposits Bank Account, Vijayashree Units, fixed deposit, V Balika Deposit, Jeevan Nidhi Deposit, capital gains scheme, Vijaya Tax Savings Scheme, V cash certificate, recurring deposits, Lakhpati Recurring Deposit, and variable recurring deposit. The bank also provides retail loans that include housing, two wheelers, four wheelers, personal, transport operators, jewel, reverse mortgage, restaurant, secured overdraft, rent, medical practitioners, equipment, flour/rice/dal mills, and properties loans. In addition, the bank provides NRI and international banking, debit card, credit card, internet and mobile banking, agricultural banking, and remittance and collection services. Further, the bank is involved in merchant banking, mutual fund, locker rent, and general and life insurance as well as bancassurance products.
General insurance Life insurance Bancassurance products
Treasury Corporate/Wholesale Banking Retail Banking Banking Operations Genuth Unnathi Recurring Deposits Bank Account Vijayashree Units Fixed deposit V Balika Deposit Jeevan Nidhi Deposit Capital gains scheme Vijaya Tax Savings Scheme V cash certificate Recurring deposits Lakhpati Recurring Deposit Variable recurring deposit
Housing loan Two wheelers Four wheelers Personal loan Transport operators loan Jewel loan Reverse mortgage loan Restaurant loan Ssecured overdraft, rent, Medical practitioners loan Equipment loan Flour/rice/dal mills loan Properties loans
Debit card Credit card
IFSC code is used for hassle-free and convenient online or electronic fund transfer from one bank account to another via NEFT, RTGS and NEFT.
Helps uniquely identify a specific bank and its branch, helping customers to transfer funds to the right bank account.
IFSC Code enables customers to execute an online transfer of funds securely, hence eliminating the chances of any fraudulent activity in the fund transfer process.