Description

IndusInd Bank offers personal loans at reasonable rates to help you turn your dreams into reality. The loan can be availed for a repayment tenure ranging between 1 and 5 years. You can get the Personal loan without having to submit a collateral or security. The loan application process is completely online and hassle-free, typically approved quickly. The bank uses digital technologies to offer efficient services to its customers. Once your application has been submitted, you can track the status of your personal loan application through various methods.  

What are the details required to check the IndusInd Bank Personal Loan Status?

Details required to check the status of IndusInd Bank personal loan application varies from method to method you use to check the status. However, you must keep the basic information handy to check the status of your personal loan as under:

  • Application/ reference number
  • Type of loan
  • Contact details

How to check the status of your IndusInd Bank personal loan application

You can check the status of IndusInd Bank personal loan application both online or offline.

  • Online method: You can check the personal loan application status online on IndusInd Bank’s official website or through other online platforms like Afinoz.com
  • Offline method: Personal loan applicants can also visit the nearest branch of the IndusInd Bank to find the status of their application. 

How to Check IndusInd Bank Personal Loan Status Online

You can track the status of your personal loan application through IndusInd Bank’s official website by following these steps:

  • Go to the home page of IndusInd Bank. 
  • Click on login/ register on the right side of the homepage. 
  • If you are a new user, click on ‘Register’ and then click on ‘Continue to IndusNet’ on the redirected page. 
  • Enter the required details to login IndusInd Bank netbanking services. 
  • Click on Sign In. 
  • Once you sign in IndusInd Bank, you will be able to check the status of your application for a personal loan. 

How to check IndusInd Bank personal loan status through your smartphone

Android and iPhone users can use the banking app ‘IndusMobile’ offered by the bank. You will need to log into your IndusInd account to check a wide range of banking services including IndusInd Bank personal loan status. IndusMobile app enables users to view and download your personal loan statement.  

How to check IndusInd Bank personal loan status through offline channels

Applicants can check the status of their personal loan application through offline methods as under:

  • Customer care: You can contact IndusInd Bank personal loan customer care team to know the current status of your personal loan application. You can call on the below-mentioned numbers:
  1. 18605005004
  2. 022 44066666
  3. 1860 267 777 

NRI customers can call on the following numbers:

Country

Toll-free number

Australia

1800317547

Canada

18337666683

United Kingdom

08000478670

United States of America

18337666682

United Arab Emirates

8000183019

  • Through email: Domestic customers can write an email to IndusInd Bank at reachus@indusind.com and NRI customers can send an email at nri@indusind.com to know the status of their personal loan application. Write application reference number and your mobile number. 
  • Bank branch: Applicants can directly visit a branch of IndusInd Bank to track the status of their application. You can speak to a bank representative to tell you the status of your application. Use the ‘Branch Locator’ option on the official website of the bank to locate the nearest branch.
  • Request for a call-back: Fill up the ‘Customer Enquiry Form’ on the bank’s website to request for a call-back from the customer care executive of IndusInd Bank.  

How to Check IndusInd Bank Personal Loan Status through Afinoz

Afinoz is one of the leading online platforms for personal loan and business loan services. When you apply for a personal loan online on Afinoz.com, you can track the status of your personal loan through the website and Afinoz app. Here are the steps to view your personal loan status online :-

Through Afinoz website:

  • Go to the official website of Afinoz to check the status of your personal loan.
  • Click the ‘Track Application’ link at the right corner of the page.
  • You will need to enter your ‘Application ID’ received by you at the time of application. 
  • Click ‘Track’ to view your personal loan application status.

Through Afinoz app:

Similar service is available on Afinoz app to check the current status of your personal loan:

  • Go to the Google Play Store and install the Afinoz app. 
  • Open the app and provide your personal details like mobile number, name, etc.
  • Click ‘Track Application’ icon. 
  • Key in the personal loan application or reference number and click on ‘Track’.
  • You will be able to view the current status of your application.

The bank also offers other technology-enabled features like IndusInd Bank personal loan EMI calculator, Eligibility calculator, etc.  

FAQs

Q1What are the ways to repay IndusInd Bank personal loan?
IndusInd Bank personal loan can be repaid in equated monthly instalments (EMIs) either through ECS or standing instruction.
Q2 How can I foreclose IndusInd Bank personal loan?
Salaried individuals can make prepayment for IndusInd Bank personal loan at any time after paying 12 EMIs and self-employed individuals can foreclose the loan after the payment of 6 EMIs.
Q3 Is there any late payment charge on a personal loan from IndusInd Bank?
Yes, if you miss or make late payment, you might have to pay late payment charges/ penal interest rate. This will also affect your credit history.
Q4 Can I get a top-up loan on IndusInd Bank personal loan?
Only eligible borrowers may get a top-up loan. However, you must contact IndusInd Bank customer care to confirm about your eligibility for a top-up loan.